scholarly journals Islamic Retirement Planning Among Indonesian Bankers

2020 ◽  
Vol 8 (1) ◽  
pp. 25
Author(s):  
Yaser Taufik Syamlan ◽  
Reti Rahma Easti
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Employment Status ◽  
Retirement Planning ◽  
Demographic Variables ◽  
Potential Conflict ◽  
Level Of Education ◽  
Islamic Perspective ◽  
Islamic Bank ◽  
Conventional Bank

<p><em>This study aims to analyze differences in demographic factors towards retirement planning behavior according to Islamic perspective. This research wants to analyze the influence of clarity of purpose, retirement attitude and potential conflict towards retirement planning behavior according to among the Muslim who is working in a conventional bank and the Islamic Bank. The sample used in this study as many as 270 respondents of both conventional &amp; Islamic Banker in Indonesia.   There are two methods that are used in this research which are ANOVA and Multiple Linear Regression. The results identified several demographic variables that were significant such employment status (either working in the conventional bank or Islamic Bank) and income level. Furthermore, some demographic variables do not significant including age, number of dependents and level of education. This research also shows that non-demographic variables such as clarity of purpose, retirement attitudes and potential conflicts affect significantly to influence the behavior of bankers in retirement planning according to Islamic perspective.  In conclusion, the conventional Muslim bankers know that they should manage their retirement according to the Shariah value. However, some of them didn’t believe that the Shariah investment instrument can fulfill their desired retirement goals. </em></p>

scholarly journals The Effect of Financial Literacy and Financial Inclusion on Retirement Planning

2019 ◽  
Vol 1 (1) ◽  
pp. 49-58
Author(s):  
Rahmat Aryo Baskoro ◽  
◽  
Rensi Aulia ◽  
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Quantitative Method ◽  
Linear Regression Analysis ◽  
Retirement Planning ◽  
Multiple Linear Regression Analysis ◽  
Financial Inclusion ◽  
Monthly Income

This study aims to determine the effect of financial literacy and financial inclusion on retirement planning. This study used a quantitative method with 236 respondents and processed by the method of multiple linear regression analysis. The results of the study show that financial literacy and financial inclusion have a significant effect on retirement planning, means that the higher financial literacy and financial inclusion of a person, the better their retirement planning. In addition, the results of the study showed that respondents were dominated by moderate financial literacy levels with a percentage of 55.08%, moderate financial inclusion levels with a percentage of 57.20% and high retirement planning levels with presentations of 52.54% of the total respondents. Researchers also conduct additional research by choosing one of the demographic factors, which is monthly income. The results that monthly earnings also influence retirement planning where the higher a person's monthly income, the better their retirement planning.

scholarly journals Analisis Faktor-Faktor yang Memengaruhi Kelancaran Pengembalian Pembiayaan Murabahah pada Usaha Mikro, Kecil, dan Menengah (UMKM) di BMT Taruna Sejahtera

2016 ◽  
Vol 7 (1) ◽  
pp. 55
Author(s):  
Tri Andina Rahayu
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Institution ◽  
Linear Regression Analysis ◽  
Personal Characteristics ◽  
Multiple Linear Regression Analysis ◽  
Rate Of Return ◽  
Level Of Education ◽  
Loan Financing

A problem arising from the distribution of defrayal is often caused by a delay in repayment of financing that could interfere in liquidity and profitability of financial institution. One of BMTs that has good achievement in Semarang is BMT Taruna Sejahtera with a percentage of the value of arrears of the last few years has decreased. This achievement needs to be maintained and improved until the problems can be solved. This research was conducted at BMT Taruna Sejahtera starting from February to August 2014 using a purposive sample of 85 debtors. All the factors which are supposed to influence the rate of return on the financing were analyzed using multiple linear regression analysis. As the response variable in the analysis, that is the level of the smoothness in returning defrayal (Y) in which the predictor variables are the personal characteristics consisting of the level of education and age. Based on the results of multiple linear regression analysis, the factors that affect the rate of return is the value of the loan financing, business turnover, and level of education. It means the higher the value of the loan, the business turnover and debtor’s education level, the greater the chances of returning of murabaha defrayal

scholarly journals Faktor-Faktor Yang Mempengaruhi Return Bagi Hasil Deposito Mudharabah (Studi Empiris Pada Bank Umum Syariah Di Indonesia Tahun 2012-2016)

2019 ◽  
Vol 6 (1) ◽  
pp. 63-89
Author(s):  
Khairul Umuri ◽  
Endang Ahmad Yani ◽  
Abdi Triyanto
Keyword(s):  
Panel Data ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Sampling Technique ◽  
Profit Sharing ◽  
Islamic Banks ◽  
Operating Income ◽  
Purposive Sampling ◽  
Islamic Bank ◽  
Independent Variable

This research aims to test the influence of Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and operating income against operating expenses return for the results on the Mudharabah deposit a public Bank Syariah 2012-2016 period. The object of this research is full-fledged Islamic Bank in Indonesia. Sampling is done by purposive sampling technique so that the retrieved 9 samples of full- fledged Islamic Banks during period 2012-2016. Methods of analysis used in this study was multiple linear regression using panel data that help by using Eviews9. The results of this study indicate that simultaneously independent variable has no effect significantly to the rare of profit sharing deposito mudharaba in islamic bank. While partially, FDR and the NPF has no effect significantly to the rare of profit sharing deposito mudharaba in islamic bank, and BOPO has positive significantly effect to the rare of profit sharing deposito mudharaba in islamic bank.

scholarly journals Farmer Empowerment in The Application Intercropping Technology of Chili Pepper (Capsicum Annum L.) and Cauliflower (Brassica Oleracea) in Bangodua District, Indramayu Regency

2020 ◽  
Vol 1 (5) ◽  
pp. 211-220
Author(s):  
Kamilia Nur Asyaro Aida ◽  
M Tassim Billah ◽  
Yul Harry Bahar
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Information Literacy ◽  
Physical Environment ◽  
Technology Implementation ◽  
Swot Analysis ◽  
Monthly Income ◽  
Level Of Education ◽  
Information Availability ◽  
Capsicum Annum

This study aims to describe the empowerment of farmers in intercropping technology implementation, analyze the empowerment of farmers in the application of intercropping technology, and develop counseling strategies to increase the empowerment of farmers in the application of intercropping technology. Data were analyzed descriptively quantitatively, using multiple linear regression and determining extension strategies to increase farmer empowerment using SWOT analysis. The results showed that most farmers were of productive age (15-64 years old) with the dominant level of education in the low category (elementary / junior high) have monthly income (<Rp 4,000,000) but have experience in farming with the experienced category (11- 16 years old). Factors that affect the empowerment of farmers in intercropping technology implementation are the level of education, farming experience, the intensity of empowerment, and information availability while the factors that have no effect such as age, income level, and social physical environment. The strategy used to improve empowerment uses SWOT analysis so that the strategies. The need to do is increase innovations adoption in terms of the benefits of intercropping technology that can stabilize the harvest price accumulation. Information literacy can utilize demographic bonuses in the form of many productive ages through online e-marketing. It aligns the development of information with the synergy of cooperation between competing factors related to maximizing the potential of farm products in the field.

scholarly journals Brand new norms for a good old test: Northern Italy normative study of MiniMental State Examination

2022 ◽  
Author(s):  
Giuseppe Foderaro ◽  
Valeria Isella ◽  
Andrea Mazzone ◽  
Elena Biglia ◽  
Marco Di Gangi ◽  
...  
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Demographic Variables ◽  
Northern Italy ◽  
Normative Study ◽  
Cognitive Domains ◽  
Medical Disorders ◽  
A Value ◽  
State Examination ◽  
Interference Error

Abstract Aim Mini-Mental State Examination (MMSE) is one of the most used tests for the screening of global cognition in patients with neurological and medical disorders. Norms for the Italian version of the test were published in the 90 s; more recent norms were published in 2020 for Southern Italy only. In the present study, we computed novel adjustment coefficients, equivalent scores and cut-off value for Northern Italy (Lombardia and Veneto) and Italian speaking Switzerland. Methods We recruited 361 healthy young and old (range: 20–95 years) individuals of both sexes (men: 156, women: 205) and from different educational levels (range: 4–22 years). Neuropsychiatric disorders and severe medical conditions were excluded with a questionnaire and cognitive deficits and were ruled out with standardized neuropsychological tests assessing the main cognitive domains. We used a slightly modified version of MMSE: the word ‘fiore’ was replaced with ‘pane’ in verbal recalls to reduce the common interference error ‘casa, cane, gatto’. The effect of socio-demographic features on performance at MMSE was assessed via multiple linear regression, with test raw score as dependent variable and sex, logarithm of 101—age and square root of schooling as predictors. Results Mean raw MMSE score was 28.8 ± 1.7 (range: 23–30). Multiple linear regression showed a significant effect of all socio-demographic variables and reported a value of R2 = 0.26. The new cut off was ≥ 26 /30. Conclusion We provide here updated norms for a putatively more accurate version of Italian MMSE, produced in a Northern population but potentially valid all over Italy.

scholarly journals Pengaruh komponen indeks pembangunan manusia (IPM) terhadap pertumbuhan ekonomi di Kota Jambi Periode 2004-2018

2020 ◽  
Vol 9 (2) ◽  
pp. 110-122
Author(s):  
Bayu Permana ◽  
Yulmardi Yulmardi ◽  
Junaidi Junaidi
Keyword(s):  
Economic Growth ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Negative Influence ◽  
Education Level ◽  
Level Of Education ◽  
Level Variable

The purpose of this study is to look at the development of the level of health, the level of education, the level of growth and economic growth in Jambi city and to determine the level of health, the level of education, the level of growth of economic growth in Jambi city. The method that will be used in analyzing data in this study uses descriptive and quantitative analysis methods. The data used in this study are secondary data from the 2004-2018 time series. The tool used to be published uses multiple linear regression. Based on the results of multiple linear regression analysis, it can be concluded that the health level variable has a positive and significant effect on economic growth in Jambi city. The education level variable has no influence on economic growth in Jambi city. expenditure level variables that have a negative influence on economic growth in Jambi city.

scholarly journals Faktor - faktor yang mempengaruhi migrasi masuk di Kota Jambi (studi kasus etnis Jawa di Kelurahan Buluran Kenali)

2019 ◽  
Vol 8 (1) ◽  
pp. 26-40
Author(s):  
Sulung Tino Anggara ◽  
Junaidi Junaidi ◽  
Yulmardi Yulmardi
Keyword(s):  
Linear Regression ◽  
Length Of Stay ◽  
Multiple Linear Regression ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Education Level ◽  
Primary Data ◽  
Level Of Education ◽  
Survey Results ◽  
The City

Research objectives: 1) To determine the characteristics of Javanese ethnic groups in Buluran Kenali Village; 2) To find out and analyze the influence of age, origin, education level and length of stay on the income of Javanese ethnic migrant residents in the Buluran Kenali Village. The data used in this study are primary data obtained from survey results by distributing questionnaires and interviews. The analytical method used in this study is descriptive and quantitative analysis methods, using multiple linear regression analysis. The results of this study indicates that the average age of migrants is 44 years old, married with a total of 2 people, education that has completed an average of 10 years comes directly from Java, with the reason of moving to Jambi City due to family invitation and knowing the City Jambi from family/friends. From the results of multiple linear regression it is known that age, origin, level of education, length of stay have an effect on and significantly affect the income of ethnic Javanese migrants in Jambi City. Partially, age, education and length of stay influence and significantly affect the income of Javanese ethnic migrants in Jambi City, while the origin does not affect and the income of ethnic Javanese migrants in Jambi City. Keywords: Migration, Income, Age, Origin, Education Level, Length of Stay.

scholarly journals PENGARUH SANKSI, MOTIVASI DAN TINGKAT PENDIDIKAN TERHADAP KEPATUHAN WAJIB PAJAK ORANG PRIBADI (STUDI KASUS KPP PRATAMA MANADO)

2015 ◽  
Vol 4 (1) ◽  
pp. 1
Author(s):  
Evalin Yuanita Tologana
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Tax Compliance ◽  
Education Level ◽  
Level Of Education ◽  
Normality Test ◽  
Positive Effect

This study aim to determine the effect of sanctions, motivation and level of education on tax compliance. Population in this study is the taxpayer listed in KPP Pratama Manado. Samples used were 100 taxpayer who are determine using a formula slovin. Data were analyzed using multiple linear regression followed by normality test, multicolinearity test, heterocedasticity test and autocorrelation test. The result showed the tax motivation sanctions and positive effect on tax compliance while education level had no effect on tax compliance.

scholarly journals ANALISI TINGKAT PENDIDIKAN DAN PRODUK DOMESTIK REGIONAL BRUTO TERHADAP TINGKAT PENGANGGURAN DI KOTA MAKASSAR

2020 ◽  
Vol 3 (1) ◽  
pp. 302-311
Author(s):  
Syamsu Nujum ◽  
Zainuddin Rahman ◽  
Hukma Purnama
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Unemployment Rate ◽  
Analytical Method ◽  
Education Level ◽  
Domestic Product ◽  
Level Of Education

The objectives of this study are: 1) To Analyze the Effect of Education Level Partially on Unemployment in Makassar City, 2) To Analyze the Effect of Gross Regional Domestic Product Partially on Unemployment in Makassar City, and 3) To Analyze the Effect of Education Level and Gross Regional Domestic Product simultaneously against unemployment in Makassar City. The analytical method used in this study is multiple linear regression. The results showed that the level of education had no significant effect on the unemployment rate in Makassar City. Gross Regional Domestic Product did not significantly influence unemployment in Makassar city and together with the education level of funds the gross regional domestic product did not significantly influence unemployment in Makassar City.

scholarly journals ANALISA TINGKAT UPAH PEKERJA WANITA DI PABRIK ROKOK (Study Pada Perusahaan Rokok “EMPAT SAUDARA ABADI” di Desa Jambi Kecamatan Baron, Kabupaten Nganjuk)

2014 ◽  
Vol 12 (2) ◽  
pp. 195
Author(s):  
Ery Kisworo
Keyword(s):  
Women Workers ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
T Test ◽  
Length Of Service ◽  
F Test ◽  
Level Of Education ◽  
Empirical Results ◽  
The Village

The purpose of this study was to find out how much the level of wages of women workers in the factory cigarette "Empat Saudara Abadi" in the village of Jambi District of Baron Nganjuk, in this study the author took the hypothesis is suspected that there is influence between the level of education, age, length of service and number of dependency family against wage levels. The technique used is by using a percentage formula and using multiple linear regression, using the F test and t test and classical assumption. Based on the empirical results mentioned that variable levels of education, longer working, and the number of family dependents burden, affect the level of wages.

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