scholarly journals Ada Apa dengan Dewan Pengawas Syariah di Koperasi Simpan Pinjam dan Pembiayaan Syariah?

2019 ◽  
Vol 3 (2) ◽  
pp. 155
Author(s):  
Choirul Absor ◽  
Kharis Fadlullah Hana ◽  
Fatikha Rizqya Nur

<p><em>This study aims to determine the role of the Sharia Supervisory Board in supervising Sharia Savings and Loan Cooperatives (KSPPS) so that operations do not come out of sharia provisions. Sharia Supervisory Board includes legal assistants who have the duty to ensure and conduct supervision so that Sharia Financial Institutions are in sharia provisions. Savings and Loan Cooperatives and Sharia Financing are financial institutions that are socially based and in their activities are based on moral principles by considering haram and lawfulness of a business that is run in accordance with Islamic regulations. The method used to conduct this research is qualitative. The data source uses secondary data and primary data by collecting data in the form of interviews and documents. Based on the results of observations on KSPPS Berkah Abadi Gemilang that Supervision conducted by DPS there is still an obstacle that causes less optimal supervision, namely members of sharia supervisors who do not understand muamalah fiqh, mastery of economics and DPS rarely make office visits. In addition, one member of the DPS also does not yet have a certificate of proof of passing the exam from DSN-MUI or other standard certificates, in this case at least the results of the certificate provide a guarantee that the Sharia Supervisory Board has passed the feasibility test to become the Sharia Supervisory Board. KSPPS Berkah Abadi Gemilang in practice also still has errors, the Ba'I Bi'saman Ajil contract which is supposed to be a sale and purchase agreement but made as a financing and error in determining the margin based on the presentation of the money lent.</em></p>

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Tri Mulato ◽  
Sudirman Sudirman ◽  
Kamaruddin Kamaruddin ◽  
Iryani Iryani

Sharia banking are interested in getting involved channeling financing to the real sector of SMEs, including Bank BNI Syariah Makassar and Bank Panin Dubai Syariah Makassar. The purpose of this study is to determine the development of SMEs financing provided by sharia banking. Then to find out the role of sharia banking for the distribution financing for SMEs in the city of Makassar. As well as to find out the form of integration of the development of the department of sharia banking UIN Alauddin Makassar, through the distribution of financing for SMEs in sharia banking institution. This type of research is a field research, by taking data directly. The nature of the research is qualitative. The data source uses primary data and secondary data related to the research theme. The data analysis technique used in this research is qualitative descriptive, which describes the objects in the study. The results of this study indicate the development of the distribution of financing in sharia banking reaching 15.93 percent. Then Bank BNI Syariah and Bank Panin Dubai Syariah Makassar channeled financing to SMEs sector, reaching 20 percent. The form of integration in the development of departement sharia banking is by presenting courses on object management of financing sharia banking and courses on SMEs business.


Author(s):  
Sudarmiani, Waini Astuti

<p><em>This study aims to determine the implementation of the UPPKS program, the role of UPPKS cadres, the supporting components of the UPPKS program and obstacles in family economic empowerment activities through the UPPKS program in Sukorejo Village, Saradan, Madiun. The type of research used is descriptive qualitative with a case study approach. Data sources used are primary data and secondary data. Data collection is done by observation, interviews and documentation. The validity of the data uses source triangulation. The results show, (1) The implementation of family economic empowerment through the UPPKS program in Sukorejo Village runs quite well in savings and loan activities. (2) The role of UPPKS cadres in Sukorejo Village is as facilitators in conveying what their members want to the UPPKS program organizers. (3) Supporting components in the implementation of UPPKS activities in Sukorejo Village are Village Village, Saradan PLKB, and BKKBN. (4) Obstacles in the process of family economic empowerment through the UPPKS program in Sukorejo Village, namely the existence of members who are less active in the activities of UPPKS groups and members who move domiciles, so that UPPKS members are reduced.</em></p>


Simulacra ◽  
2018 ◽  
Vol 1 (1) ◽  
Author(s):  
Mansari Mansari

<em>Some gampongs in Aceh Besar have established gampong reusam on child protection in written form. Reusam which usually regulates public behavior about habits undertaken by the public in an unwritten form, is now beginning to be written in written form. The formation of gampong reusam was formed by Tuha Peut Gampong which was discussed together with the keuchik and community leaders of the gampong. This research aims to find out how the process of reusam formation of child protection in Aceh Besar and how the role of Tuha Peut in determining the direction of development of child protection reusam in Aceh Besar. This research uses qualitative research with data source from primary data obtained through interview with Keuchik, Tuha Peut Gampong and Female Woman. Secondary data is obtained through documentation studies in the library. The results showed that the process of forming a village reusam on Child Protection was established through the involvement of elements and community leaders, even women were involved in the preparation. Tuha Peut has an important role in the development of a gampong reusam that adopts local and applicable local values in Aceh. These values are deliberation, mediation and the use of adat sanctions for child offenders in cases that occur, such as Advice, Warning, apology, fines, compensation, returned to the family, Establishment of Child Protection Committees dealing with law and engagement government agencies.</em>


2020 ◽  
Vol 2 (01) ◽  
pp. 80
Author(s):  
Fitri Kurniawati

Islamic financial institutions are expected to be able to implement their roles as financial intermediaries and social intermediaries. But what happened in the city of Metro, the dominance of the contract on the practice of Islamic financial institutions only felt the benefits for the upper middle class. Besides that, innovative products that have not been able to reach the majority of the community are not optimal yet, where in the aggregate most of them are Muslims. So that the presence of Islamic financial institutions is considered the same as conventional, because it has not been able to answer the fundamental problems of society. Due to the limitations of researchers, the Islamic financial institutions that will be examined in this study are some Baitul Maal Wat Tamwil in Metro City. This research was conducted to analyze the strategies, procedures and product development of Islamic financial institutions in their role of social intermediation. Research is a field research with a descriptive analytical approach. Data collected using interview and documentation methods. Primary data was obtained from Islamic financial institutions (BMT) as social intermediaries in the community, namely the management and members of BMT. Secondary data were obtained from journals, research reports, books and articles. The analysis technique begins with data collection and reduction, data presentation and conclusion drawing. The results of this study are the role of Islamic financial institutions in social intermediation, namely as an intermediary that connects the aghniya and dhu'afa. The implementation procedure does not directly get commercial financing, but educational services using the tabarru agreement 'with social funds. Product development strategy, namely: establishing a special division in Islamic financial institutions and collaborating with social institutions around.


Al-Qalam ◽  
2021 ◽  
Vol 27 (2) ◽  
pp. 233
Author(s):  
Sarifa Halija ◽  
Andi Rasdiyanah ◽  
Amrah Kasim ◽  
Andi Marjuni ◽  
Sarifa Suhra

<p>This paper examines the role of the Majelis Taklim Nurul Huda in Strengthening Religious Character and social care in Bone Regency. This type of research is qualitative, located in the Nurul Huda mosque, the largest mosque in Bajoe, the capital of Tanete Riattang Timur District, Bone Regency. The primary data source is obtained from the management of the Assembly Taklim Nurul Huda, secondary data obtained from a variety of relevant posts. Data were collected through interviews and observations as well as document searches, so that the research instruments were in the form of observation guidelines, interview guides, and documentation tools. Data analysis was carried out in three stages, namely data reduction, data exposure, conclusion and verification. The results showed that the role of the Majelis Taklim Nurul Huda in Strengthening Religious Character was seen in the members and the surrounding community having a deep faith, diligent worship, and noble character. Meanwhile, the positive impact of the development of the Majelis Taklim in shaping the character of social care can be seen in the existence of various activities in facilitating social activities.</p>


2019 ◽  
Vol 11 (2) ◽  
pp. 182
Author(s):  
Nirmala Dewi ◽  
Moh Arafa ◽  
Rika Suprapty

The purpose of this research is investigatinhg and analyzing the basic needs of Community-Based Savings and Loan Institutions as well as efforts in local economic development and determining the strategies needed in developing the capacity of Community-Based Savings and Loan Institutions (LSPBM) and Small and Medium Enterprises (SME) in Siboang Village. This research also investiagates the role of LSPBM in the social and economic fields as well as internal and external factors to create strategies supporting the existence of LSPBM in Siboang village in order to empower local communities.This study applies a qualitative approach supported by the study of quantitative data. The data collected consists of primary data and secondary data. Primary data was collected by in-depth interviews with key figures and the researcher conducted observations, while secondary data were obtained from various literature studies including population documents from Sojol Subdistrict, Siboang Village and the 2016 Joint Venture LSPBM Annual Report. Information consisted of the Joint Venture LSPBM Management of Siboang Village, Secretary of Siboang Village, and Village Head. The technique of analyzing primary data and secondary data is processed through three stages of activity and carried out simultaneously, namely data reduction, data presentation and drawing conclusions through verification. Furthermore, qualitative data is processed into quantitative data, the researcher applies the SWOT analysis method that deals with internal and external factors of qualitative research that will produce a development strategy for the Joint Venture LSPBM.The results shows that the role of LSPBM is quite large in encouraging the local economy and is able to provide loans to LSPBM members in order to increase business, and it can develop and strengthen Joint Ventures LSPBM with SMEs in business and sharing cooperation for service and service coverage. It increases business capital with a savings pattern to get used to saving for members of the Joint Venture LSPBM. It also encourages LSPBM Assistance through institutions related in Donggala Regional Government for supervision and development of institutions, improvement of managerial human resources to be more optimal and professional.


Jurnal Akta ◽  
2018 ◽  
Vol 5 (3) ◽  
pp. 647
Author(s):  
Enriko Silalahi ◽  
Akhmad Khisni

Article 84 and Article 85 of Law No. 2 year 2014 on the amendments to the Act No. 30 year 2004 concerning Notary Public Official, when a Notary in performs his official duties and is proven to have committed a violation, the Notary may be subjected or sanctioned. The sanction is in the form of civil sanction, administration, and code of ethics of Notary. Besides, if a Notary commits a criminal offense, a criminal sanction may be imposed to him.The purpose of the research was to find out the malpractice of the Notary in the Notary deed, and to find out the role of the Regional Supervisory Board (MPD) in supervising Notaries who carry out malpractice actions.This study used a juridical-normative approach derived from the collection of primary data and secondary data, then they were analyzed by qualitative analysis methods. Data collection techniques used was library studies with qualitative data analysis.The result of the research showed that UUJN does not mention the existence of sanction punishment but a legal action against the violation done by Notary. It invites elements of forgery over intent/negligence in making authentic letter/deed which contains false facts. After administrative sanction/professional code of ethics Notary and civil sanctions, as well as qualified are as a criminal act committed by a Notary. If the notary is proven to have been involved in intentionally committing a crime of forgery of an authentic deed the sanction will be given to him/her.Suggestion to lawmakers to anticipate the different interpretations of the law can be done quickly, so that malpractice Notary will never occur again.Keywords: Sanctions; Notary; Malpractice; Accountability


2018 ◽  
Vol 4 (2) ◽  
pp. 238
Author(s):  
Murtiadi Awaluddin

The purpose of this study is to formulate appropriate strategies in strengthening the role of Islamic universities in encouraging the development of Islamic financial institutions in Indonesia. Researchers took the object of research on three PTKI in Makassar.  The type of research is qualitative analysis of phenomological approach. Data is obtained from primary data in the form of statements and attitudes, then secondary data in the form of relevant literature and support the discussion of research, documentation. Techniques of collecting data in the form of observation, documentation, interview (Interview) directly with the parties concerned. Then the technique of processing and data analysis is done through four stages, namely: data collection, data reduction, data presentation, and conclusion. The result shows that Islamic University has great potential and role in supporting the development of Shariah financial institutions in Indonesia both in terms of human resource needs, as well as the marketing potential of syariah financial products.


2020 ◽  
Vol 2 (1) ◽  
pp. 25-47
Author(s):  
Yudhi Lestanata ◽  
Ilham Zitri

Human life is highly dependent on natural resources. It is the main and fundamental capital to meet the needs of human life. In this regard, optimizing the use of natural resources must be achieved by considering the potential aspects, conformity sustainability, and consistency, of the benefits to realize its sustainability. To achieve this optimization required the maintenance action at the point of normal balance. This study aims to find out how the role of Local Government in optimizing the potential of tourism in Kenawa Island and what are the factors inhibiting the optimization of tourism potential in Kenawa Island. This type of research is qualitative descriptive, taking the location in Poto Tano Village Poto Tano Sub-district, West Sumbawa Regency, data source in this research is primary data and secondary data. Based on the results of the research indicates that the optimization efforts undertaken by the Regional Government in developing the tourism potential of Kenawa Island are with community participation, environmental carrying capacity, promotion, the involvement of all stakeholder, local ownership involvement, resource utilization continues, accommodating community aspirations, monitoring and program evaluation, environmental accountability, community training. Kehidupan manusia sangat tergantung pada sumber daya alam. Sumber daya alam merupakan modal utama dan fundamental untuk memenuhi kebutuhan kehidupan umat manusia. Berkaitan dengan hal tersebut, maka optimalisasi penggunaan sumber daya alam harus dicapai dengan mempertimbangkan aspek potensi, kesesuaian, kelestarian dan konsistensi manfaat untuk mewujudkan keberlanjutannya. Untuk mencapai optimalisasi ini diperlukan adanya tindakan pemeliharaan pada titik keseimbangan yang normal. Penelitian ini bertujuan untuk mengetahui bagaimana peran Pemerintah Daerah dalam mengoptimalisasikan potensi wisata di Pulau Kenawa serta apa saja yang menjadi faktor penghambat dalam optimalisasi potensi wisata di Pulau Kenawa. Jenis penelitian ini adalah deskriftif kualitatif, mengambil lokasi di Desa Poto Tano Kecamatan Poto Tano Kabupaten Sumbawa Barat, sumber data dalam penelitian ini adalah data primer dan data sekunder. Berdasarkan hasil penelitian menunjukkan bahwa upaya optimalisasi yang dilakukan oleh Pemerintah Daerah dalam mengembangkan potensi wisata Pulau Kenawa adalah dengan partisipasi masyarakat, daya dukung lingkungan, promosi, keterlibatan segenap pemangku kepentingan, keterlibatan kepemilikan lokal, pemanfaatan sumber daya berlanjut, mengakomodasi aspirasi masyarakat, monitor dan evaluasi program, akuntabilitas lingkungan, pelatihan pada masyarakat.


2018 ◽  
Vol 5 (07) ◽  
pp. 39-54
Author(s):  
Imam Pribadi

This thesis is aimed to describe the role of Ikatan Mahasiswa Muhammadiyah (IMM) in changing the religious behavior of the students of Perguruan Tinggi Muhammadiyah Palopo, in which its problem is described in three sub-problems, as follows: to find out the role of Darul Arqam Dasar, Darul Arqam Madya, and Islamic studies toward the change of the students' religious behavior at Perguruan Tinggi Muhammadiyah Palopo, to find out the supporting factors and the obstacles of the change of the students' religious behavior at Perguruan Tinggi Muhammadiyah Palopo, to find out the solution to cope with the obstacles of the change of the students' religious behavior at Perguruan Tinggi Muhammadiyah Palopo.This research is a qualitative research with primary data source taken from Perguruan Tinggi Muhammadiyah Palopo through the interviews with the main informants, and the secondary data are the literatures and the related questionnaires. The data collecting instrument is the researcher as human instrument to determine the research focus, to collect the data, to assess the data quality, to interpret the data, and to make conclusion. The interview guide, observation, and documents are the complements.The findings and the data analysis show that there is a significant influence of the formal trainings and Islamic studies of Ikatan Mahasiswa Muhammadiyah (IMM) " toward the change of the studentligious behavior at Perguruan Tinggi Muhammadiyah Palopo. This is because of the training process and studies are conducted to encourage the students to improve their faith, worship, and morality. The outputs the training are expected to have tauhid-based aqidah, consistency in performing worship, high morality, and fighting spirit or spirit of movement. Key words : Ikatan Mahasiswa Muhammadiyah, Change, behavior, religious


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