scholarly journals Impact of Crop Insurance On Cocoa Farmers’ Income: An Empirical Analysis From Ghana

Author(s):  
Wonder Agbenyo ◽  
Yuansheng Jiang ◽  
Gideon Ntim-Amo

Abstract Risk is associated with every sector of an economy, and the pervasiveness of risk in agriculture is not new to farmers; they have, over the decades, developed ways to minimize and cope with it. The question is whether traditional strategies employed by farmers are adequate to curb unavoidable natural disasters. The goal of this study is to see how crop insurance affects cocoa producers' incomes in Ghana. A well-structured questionnaire was delivered to a sample of 600 cocoa farmers in Ghana's Ashanti region, and data was collected using a multi-stage random sampling technique. Tobit, and Propensity score-matching effect estimators were used to assess crop insurance's impact on cocoa farmers’ income. The result indicates that crop insurance had a significant positive impact on cocoa farmers’ income in the Ashanti region. The study recommends that the government of Ghana, with urgency, design agricultural insurance policy that can capture various farmers in the country to enhance their income and reduce poverty. Again, insurers need to promote publicity through public seminars, training, and media advertising to improve farmer awareness and knowledge of the insurance scheme.

Author(s):  
Dadson Awunyo-Vitor ◽  
Eric Oduro Osae ◽  
Sterling Donani

This study seeks to assess the determinants of property rates default in the Ashanti Region of Ghana. A multi-stage sampling technique was used to study 540 respondents from one municipal and five district assemblies within the region. A structured questionnaire collected data from the sampled respondents. Descriptive statistics (means, frequency distribution and percentages) and the probit regression model were then used to analyse the data with the help of SPSS and STATA respectively. The study found that most respondents who default are not aware of their obligation to pay property rates, and those who are aware fail to pay because they don’t know where to go to pay, or think the rate is too high. The study also revealed that a demographic characteristic such as income level, property value and property location influences rates of default. The study recommends raising awareness about the need to pay property rates and the penalty for any default.


2020 ◽  
pp. 96-104
Author(s):  
Olatomide Waheed Olowa ◽  
Omowumi Ayodele Olowa

Cocoa farmer faces increasing challenging environment through exposure to risks factors which have impacted negatively on their production or output. Since farmers are primary producers and often times lack capacity to control risks factor, it is important to manage this factors. This study examines the cocoa farmers’ risk preferences and crop insurance perception and isolates the drivers of decision to uptake crop insurance among cocoa farmers in Ekiti state. The sample for the study consist of 200 cocoa farmers who were household heads selected through multi-stage sampling across four Local government areas of Ekiti State who are predominantly cocoa producers. Data collected on socio-demographic characteristics, perception of crop insurance and risk preferences, were analyzed using descriptive statistics and binary logistic model. Results showed that majority of the cocoa farmers were without crop insurance, with higher enrolment in Membership of cooperative society, owned their land, larger household size and lower educational level but higher level of farm experience when compared to cocoa farmers who are holding crop insurance. Farmers risk preferences showed no significant difference between farmers with or without insurance. Education (β=0.59), Household size (β=0.0029) and Debt use (β=0.02), Membership of cooperative (β=-4.53), Farming Experience (β=-2.51), Owned Land (β=-2.19) and Non-Farm Income (β=-0.65) were among the significant determinants of insurance uptake. Risk mitigating measures such as provision of necessary incentives such as improved varieties of cocoa seedling, as well as provision of fertiliser and approved pesticides, financial assistance, and simple processing technologies that produce standard cocoa bean plus a re-jigged Nigeria Agricultural Insurance Corporation (NAIC) for an improved discharge of its function are recommended.


2020 ◽  
Vol 43 (1) ◽  
pp. 43
Author(s):  
Delima Canda Mustika ◽  
Eny Lestari ◽  
Sugihardjo Sugihardjo

<p>The Tegalsari village is the large village with the second largest population in Bruno District, Purworejo Regency. It makes Tegalsari village have several potentiality to become ecotourism place. The government wants to develop ecotourism in Tegalsari Village to boost the economy and the welfare condition that categorized as poor village. The first stage of ecotourism development is planning stage to know the public perception of the development of ecotourism in Tegalsari Village.This research aims to examine public perceptions of the development plan of Tegalsari Village ecotourism, Bruno District, Purworejo Regency. This research uses qualitative basic methods with interactive inductive data analysis methods. The research location was chosen intentionally or purposively. Determination of informants in this study using the snowball sampling technique. The number of informants is 14 informants. The validity of the data is obtained using data triangulation. The results of this study indicate that the community provides a positive perception of ecotourism development. Ecotourism development was initiated and welcomed by the local community. The community hopes that Bukit Sitetepan ecotourism development can improve people’s welfare. There are several supporting factors and obstacles to the process of developing ecotourism and ecotourism development also bring positive and negative impacts. According to the community, the positive impact caused is greater than the negative impact.</p>


2021 ◽  
pp. 1-6
Author(s):  
Enoch Kwame Tham-Agyekum ◽  
Fred Nimoh ◽  
John-Eudes Bakang ◽  
Jones Ebenezer Osei ◽  
Kwadwo Amankwah ◽  
...  

The study assumes that participation in the Farmer Business School (FBS) gives the cocoa farmer an advantage over the non-participants. The following objectives were set to give an overall appreciation of the research; determine the extent to which participation in the FBS has influenced the market orientation of the cocoa farmers, determine the extent to which participation in the FBS has influenced the entrepreneurial proclivity of cocoa farmers and determine the extent to which participation in the FBS has influenced the livelihood of the cocoa farmers. With this in mind, 600 cocoa farmers were sampled in Ghana using the multi-stage sampling technique. Data were analyzed using mean, standard deviation, and the independent sample t-test. The results show that participation in the Farmer Business School indeed gives the cocoa farmers an advantage; market orientation (p<0.05), an entrepreneurial proclivity (p<0.05), and livelihood outcomes (p<0.05). There is a need to continually strengthen activities that promote these three key areas.


2020 ◽  
Vol 5 (2) ◽  
pp. 15
Author(s):  
Anthonia C. Ogbe ◽  
Clementina U. Nwankwo ◽  
Theresa O. Agbele ◽  
Joshua C. Nwambo

Exclusive breastfeeding (EBF) plays a pivotal role in determining the optimal health and development of infants with reduction in infant mortality. This study focuses on those factors which place nursing mothers in the likelihood of not adopting and practicing EBF. It is a descriptive study that utilized a multi-stage sampling technique. A structured questionnaire, mean and standard deviation were used. The result shows that the EBF practice among nursing mothers is high with a grand mean and standard deviation of 2.75 (0.61). Those with secondary qualification and below had 3.10(0.37) while tertiary had 2.23 (0.41). Mothers aged 25 and below had 3.39 (0.14) and above age 25 had 2.57(0.52).Parity of 1-4 had 2.93 (0.47) while parity of 5 and above had 1.93 (0.34). Married and single mothers had 2.75 (0.61) and 1.26 (0.05) respectively. Effective EBF education is needed to reduce socio-demographic factors that hinder mothers’ practice of EBF.


2002 ◽  
Vol 6 (2) ◽  
pp. 29-39 ◽  
Author(s):  
K. N. Rao

In a country like India where nearly 2/3rd of the population depends on agriculture for their livelihood and agriculture is prone to the vagaries of nature, crop insurance has to play the role of a vital institution. Crop insurance itself cannot increase productivity or be a source of financing, but it can play a role in enhancing both. The Comprehensive Crop Insurance Scheme (CCIS) introduced during the VIIth Five-year plan period, despite its shortcomings, farmers received nearly 6 times the premium as claims, but the coverage could not go beyond 5% of the total farming community. The National Agricultural Insurance Scheme (NAIS), which replaced CCIS w.e.f. 1999–00, is an improved version. All successful crop insurance programs worldwide are actively supported and financed by governments and the case is no different for India, as the social benefits outweigh the social costs. The government has two immediate tasks. One, to streamline the financing of crop insurance through single point subsidy and allow the program to run professionally. And second, to improve the scheme substantially through such measures as covering post harvest losses, package policies, reduction of size of insurance unit, streamlining agricultural relief, setting up an exclusive organisation for implementation.


1970 ◽  
Vol 19 (1) ◽  
pp. 117-127
Author(s):  
ME Ejechi

The study investigated determinants of adoption of recommended cassava production technologies among male farmers in Nasarawa State. Multi-stage sampling technique was employed for the selection of the respondent. Structured questionnaire was used for data collection. The data were collected from 60 male cassava farmers selected from 6 out of 13 LGAs in the State. They were Karu, Kokona, Akwanga, NasarawaEggon, Lafia and Obi. Data were analysed with both descriptive and inferential statistics. Descriptive statistics such as frequency tables, and percentage were used to describe socio-economic characteristics of the respondents. Logit regression model was used to estimate the determinants of adoption of these practices. The results showed that awareness and adoption of these practices were very high (Awareness of all the practices ranges from 90% to 98.3% while the adoption is from 63.3% to 90%). Factors that positively and significantly influenced adoption by male farmers were income (p=0.01) and extension contact (p=0.1). The conclusion was that men made remarkable contribution in cassava production. It was recommended that Governments at all levels formulate policies aimed at encouraging and motivating male cassava farmers. Provision of loans to male farmers and subsidizing of inputs should be ae necessary. Cassava processing industries should be established to add value and increase income.Keywords: Adoption, Cassava Technologies, Male farmers.


2021 ◽  
pp. 256-267
Author(s):  
Seth Peter Frimpong ◽  
Anthony Bordoh ◽  
Isaac Eshun ◽  
Anderson Oppong Twumasi ◽  
Emmanuel Nomah ◽  
...  

The purpose of the study was to examine the factors that hinder effective conflict management in Asante Akyem North District in the Ashanti Region of Ghana. The Population of the study included leaders of the various conflict management groups/individuals who have been involved in forestalling peace in Agogo in Asante Akyem North District in the Ashanti Region of Ghana. The case study design was adopted for the study. A purposive sampling technique was used to select all the twelve (12) participants for this study. The main instrument used for data collection for the study was an interview guide. The study revealed that the conflict between the farmers and the nomads in the Agogo could only be dealt with if there is no political power backing Fulani herdsmen in the enclave of Agogo. The study also concluded that the Fulanis have been able to defy the orders of the court by not withdrawing from the Agogo area. It is also recommended that the Government of Ghana and traditional authorities in Agogo State should be firm and fair in the management and implementation of court decisions with regard to the farmer-nomad conflict of Agogo. The politicisation of farmer and nomad conflicts, in particular, is thwarting efforts at forging cooperation and resolution of the conflict.


Author(s):  
Y Alemayehu

This study mainly aimed at analyzing market chain analysis of coffee in the Debub Ari District. The descriptive and S-C-P model was used. Both primary and secondary data were collected from the study area. The multi-stage sampling technique employed for this study. A total of 194 coffee producer household heads have been randomly selected and interviewed with the help of pre-tested structured questionnaire. The focus group discussion and key informants interviews were conducted to supplement the formal data. The results of S-C-P model indicated that the four firms concentration ratio (CR4) result in the study area was found to be tight oligopolistic for both red and dry coffee which accounts 89.2 and 80.0%, respectively. About 72% of price setting was done by buyers, 27% negotiation and 1% by the producers. There are seven market channels, which have been identified in the study area. The computed marketing margin among different actors and channels indicated that the total gross marketing margin (TGMM) of coffee is high in channel I, II, III whereas the producers marketing margin (GMMp) was highest in channel VII. Therefore, the intervention is needed to improve coffee marketing chain through promoting cooperatives, infrastructural development and timely market information for efficient marketing system in the study area. Int. J. Agril. Res. Innov. Tech. 11(2): 61-68, Dec 2021


2020 ◽  
Vol 24 (7) ◽  
pp. 1123-1128
Author(s):  
O.S. Oke ◽  
M.O. Nosiru ◽  
A.A. Ogunbela ◽  
J.T. Marizu ◽  
M.O. Lawah ◽  
...  

This study was carried out to evaluate the extension officer contribution to cocoa production in Nigeria. Multistage sampling technique was used, where two hundred and sixteen questionnaires were distributed in Osun and Ondo state , the information gathered were analyzed using descriptive statistic such as; frequency and percentage, while chi-square analysis was used to analyze the data obtained. From the results, married (77.6%),  male (84.0%), secondary school holders (52.0%), between 40-49 (34.4%) years old farmers were seen as the highest cocoa producers. Extension training(64.0%), commercial agents(64.0%), fellowship(52.8%), self observation(76.0%) were the best source of information on extension service of cocoa farming , most respondents (65.0%); get extension training programme at regular basis, identified Constraints facing cocoa production in the study area includes deficient credit facilities, high cost of labour, bad road, poor marketing/storage facilities, lack of technical knowledge / assess to technical tools and so on. in view of afore mentioned result it is therefore recommended that the government should make loan available to the cocoa famers at very low interest rate and urge cocoa farmers to form cooperative society, strengthen their agricultural extension agents so that they will be able to rain cocoa farmers on the basic things they should know about primary processing such as fermentation and drying of cocoa beans in improving the quality in Nigeria to meet international market. Keywords: Assessment, Extension officer, Contribution, Farmers, Cocoa production


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