scholarly journals PERILAKU DANA PIHAK KETIGA DALAM MERESPON PERUBAHAN VARIABEL EKONOMI MAKRO PADA BANK UMUM SWASTA NASIONAL (BUSN) PROVINSI JAWA TIMUR PERIODE 2000-2012

2013 ◽  
Vol 11 (2) ◽  
pp. 184
Author(s):  
Dhurotus Sangadah

The purpose of this reserach is to knowing of responbility of dependent variabel to exchange of makro economics variable at Excahage Commercial Bank province of East Java. The model analysis is Doubled Linear Regression with  employs the OLS (Ordinary Least Square) method. In this research will be used four regression with four dependent variables. In the equation model Saving Deposits, Demand Deposits, Tme Deposits, Third Party Funds are dependent variables and per capita income, interest rate, inflation are independent variables. Result of regression was showed that Saving Deposit more sensitive to respon change of inflations variable that showed by its probability is 0,0024. Time deposit moere sensitive to respon change of interest rates variable taht  showed by its probability was 0,0012. Per capita income  has same respon of all dependent variable that swowed by its probability was 0,0000

2018 ◽  
Vol 5 (3) ◽  
pp. 331-336
Author(s):  
Tri Atmojo

Fuel consumption in Indonesia is increasing due to rising incomes, the number of motor vehicles in Indonesia. The purpose of this study was to determine the effect of fuel price policy, motor vehicles (motorcycles), per capita income on the consumption of fuel (Premium). The object of this study is the fuel consumption in the Republic of Indonesia period 1985-2014. The design of this research study with a quantitative approach. Analyzed using Multiple Linear Regression Ordinary Least Square method (OLS). Based on the results of this study concluded that the pricing policies have a significant effect on the consumption of premium, per capita income has positive influence on consumption of premium, the number of motorcycles positive effect on premium consumption, as well as fuel prices, per capita income, and the number of motorcycles simultaneously positive effect on consumption of premium.


2019 ◽  
Vol 2 (2) ◽  
pp. 395-403
Author(s):  
Donny Samudra Adetyobagus

Semarang Regency is one of the districts that has the highest demand for beef in Central Java. Although the price of beef continues to increase every year, but the demand for beef also continues to increase. The purpose of this study was to find out and analyze the factors that influence the demand for beef in Semarang Regency. The method used in this study is quantitative descriptive research. The variables used in this study were demand for beef, beef prices, population, per capita income, and chicken meat prices. The analytical method used in this study is multiple regression analysis with OLS (Ordinary Least Square) method. The results showed that the variable price of beef has a positive and significant effect with a coefficient of 3.460495. The variable population number has a positive and significant effect with a coefficient of 1.276796. The variable income per capita has a positive and significant effect with a coefficient of 0.028931. While the variable price of chicken meat does not have a significant effect on the demand for beef. Based on the results of the above research it can be concluded that the variable price of beef, population and per capita income has a positive and significant effect on the demand for beef in Semarang Regency. While the variable price of chicken does not significantly influence the demand for beef in Semarang Regency. Kabupaten Semarang adalah salah satu kabupaten yang memiliki permintaan daging sapi tertinggi di Jawa Tengah. Meski harga daging sapi terus meningkat setiap tahun, namun permintaan akan daging sapi juga terus meningkat. Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis faktor-faktor yang mempengaruhi permintaan daging sapi di Kabupaten Semarang. Metode yang digunakan dalam penelitian ini adalah penelitian deskriptif kuantitatif. Variabel yang digunakan dalam penelitian ini adalah permintaan daging sapi, harga daging sapi, populasi, pendapatan per kapita, dan harga daging ayam. Metode analisis yang digunakan dalam penelitian ini adalah analisis regresi berganda dengan metode OLS (Ordinary Least Square). Hasil penelitian menunjukkan bahwa variabel harga daging sapi memiliki pengaruh positif dan signifikan dengan koefisien sebesar 3,460495. Jumlah populasi variabel memiliki pengaruh positif dan signifikan dengan koefisien 1,276796. Variabel pendapatan per kapita memiliki pengaruh positif dan signifikan dengan koefisien 0,028931. Sedangkan variabel harga daging ayam tidak berpengaruh signifikan terhadap permintaan daging sapi. Berdasarkan hasil penelitian di atas dapat disimpulkan bahwa variabel harga daging sapi, populasi dan pendapatan per kapita berpengaruh positif dan signifikan terhadap permintaan daging sapi di Kabupaten Semarang. Sedangkan variabel harga ayam tidak berpengaruh signifikan terhadap permintaan daging sapi di Kabupaten Semarang.


2020 ◽  
Vol 4 (1) ◽  
pp. 164
Author(s):  
Muhammad Dzulfaqori Jatnika

Tujuan penelitian ini  adalah menganalisis pengaruh faktor makroekonomi yaitu nilai tukar, inflasi, suku bunga, dan GDP per kapita terhadap dana pihak ketiga di bank umum Syariah. Penelitian ini merupakan penelitian kuantitatif dengan data sekunder yang berupa data panel. Teknik analisis yang digunakan adalah metode analisis linier berganda Ordinary Least Square (OLS). Hasil uji Hausman menunjukan model yang tepat dalam penelitian ini adalah random effect model. Semua variabel signifikan, variabel inflasi dan nilai tukar memiliki pengaruh positif sedangkan variabel suku bunga dan GDP per kapita memiliki pengaruh yang negatif terhadap dana pihak ketiga di bank umum Syariah. Hasil penelitian ini memiliki implikasi bagi para pelaku usaha perbankan untuk menentukan waktu yang tepat dalam menarik dan menyalurkan dana pihak ketiga dari masyarakat. Dan dapat menjadi acuan untuk mengeluarkan kebijakan terkait bisnisnya. Dan bagi peneliti selanjutnya dapat menjadi acuan untuk mengembangkan kembali penelitian berikutnya. Pada penelitian selanjutnya diharapkan dapat menambah variabel-variabel terkait lainnya selain variabel yang telah diteliti dalam penelitian ini. Kebaruan dalam penelitian ini adalah tambahan variabel yang mempengaruhi dana pihak ketiga dan juga tambahan sampel bank umum Syariah sehingga diharapkan penelitian ini lebih mendalam daripada penelitian sebelumnya.  The purpose of this study is to analyze the influence of macroeconomic factors, namely the exchange rate, inflation, interest rates, and GDP per capita on third party funds in Islamic commercial banks. This research is a quantitative study with secondary data in the form of panel data. The analysis technique used is the Ordinary Least Square (OLS) multiple linear analysis method. The Hausman test results showed the right model in this study was the random effect model. All variables are significant, inflation and exchange rates have a positive effect while interest rates and GDP per capita have a negative effect on third-party funds in Islamic commercial banks. The results of this study have implications for banking businesses to determine the right time in attracting and channelling third party funds from the public. And can be a reference for issuing policies related to business. And for further researchers can be a reference to develop further research. In the next research, it is expected to be able to add other related variables besides the variables that have been examined in this study. The novelty in this study is the addition of variables that affect third party funds and also additional samples of Islamic commercial banks so that this research is expected to be more in-depth than previous research.


2018 ◽  
Vol 2 (1) ◽  
pp. 24
Author(s):  
Darman Saputra

The Least Square Dummy Variable (LSDV) method can be used to estimate parameters in the panel data regression model incomplete one-way fixed effect. To produce the best model with GDP data of GRASB. Variables that do not occur heteroscedasticity and models that meet the smallest sum square of error is the variable Mining and Processing Industry, this variable affects the per capita income. The Feasible Generalized Least Square (FGLS) method can be used to estimate the regression parameters for incomplete panel data for a one-way random effect. In this model produce the best model with non-oil and gas GRDP data. The variables that fulfill it are the processing Industry, service, and agriculture of Forestry and Fishery.  Therefore looking at the above model can be concluded non-oil and Gas GRDP has three factors that affect per capita income in Bangka Belitung. This should be a reference of local governments to further improve the quality or production in agriculture and services because this potential is more promising for the future. Software used to analyze data in this paper is with R.


2020 ◽  
Vol 6 (2) ◽  
pp. 525-538
Author(s):  
Rashid Ahmad ◽  
Muhammad Zahir Faridi

This study aims to explore the socio-economic and demographic determinants of poverty in Southern Punjab by using the cross sectional data consisting of 785 household heads. Binary logistic regression  and ordinary least square method are used for estimation. The findings exhibit that the variables like family system, household size, presence of disease and status of employment of household head are positively and significantly related to  poverty whereas household head age, rural-to-urban migration,  years of schooling,  number of earners, women status of work, remittances, the physical assets value and ownership of house significantly and negatively influence the likelihood of poverty and positively influence the per capita income of the households in Southern Punjab. The study also provides the comparison of regional and division level. It is concluded that DG Khan division is the poorest among all the divisions of the southern Punjab. In DG Khan Division, the households have less education, high dependency ratio. In rural areas of southern Punjab, there is more poverty as compare to urban areas. The rural poverty is due to many factors like high dependency rate, lower level of education, adoption of profession, lower per capita income, dissaving. It is suggested that education should be promoted, employment opportunity should be provided so that dependency rate may be reduced, rural areas should be restructured by provision of basic necessities of life.


2017 ◽  
Vol 6 (1) ◽  
pp. 1
Author(s):  
Asmirawati Asmirawati

This paper aims to analyze middle income trap in Indonesia where per capita income is the main indicator in determining whether a country is included in the middle income category or not. By looking at the effect of high technology products , education level, direct investment and dependent ratio on per capita income in Indonesia. The results of this model use the ordinary least square method, which shows that the export of high-tech products has a positive and significant effect on per capita income, the level of education has a positive and significant effect on per capita income, direct investment has a negative and significant effect on per capita income, the ratio has a positive and significant effect. income per capita and high-tech product exports, level of education, direct investment, and the ratio have a significant effect on income per capita in Indonesia.


2021 ◽  
Vol 11 (1) ◽  
pp. 20-23
Author(s):  
Maran ◽  
Widya Dharma

Savings are generally embedded and accumulated in the long term in a bank. Savings in this study are public deposits that accumulate in the long term and receive remuneration in the form of interest, which is popular among Credit Unions (CU) with the term deposit remuneration. Savings or deposits in CU need to be studied more deeply. Savings in CU is one solution to save for the poor, and do not have access to banking institutions. In this study, we want to know the impact of interest rates, Regional Gross Domestic Product (GRDP) growth per capita, inflation rates and economic growth on savings or deposits in CU, in West Kalimantan. This study uses the associative method with multiple linear analysis techniques, using secondary data, from 19 CUs in West Kalimantan, with a period of 2009 to 2019. Our results show that deposit interest rates, per capita income, inflation rates and economic growth simultaneously affect savings. or savings in CU, but the effect is very small. Partially, deposit interest rates, per capita income, inflation rates, and economic growth have no effect on the development of savings or deposits in CU in West Kalimantan.


Author(s):  
ZAAGHA, Alexander Sulaiman ◽  

This study examined the effect of sectorial microcredit allocation on Nigeria economic development. Time series data were sourced from Central Bank of Nigeria Statistical Bulletin from 1992-2019. Nigeria per capita income was proxied for dependent variables while microcredit to agricultural sector, mining and querying, manufacturing sector, real estate and construction and transport and communication were proxies for independent variables. The study employed descriptive statistics and multiple regression models to estimate the relationship that exists between sectorial microcredit allocation and economic development. Ordinary Least Square (OLS), Augmented Dickey Fuller Test, Johansen Co-integration test, normalized co-integrating equations, parsimonious vector error correction model and pair-wise causality tests were used to conduct the investigations and analysis. The study found that 59 percent variation on Nigeria per capita income can be traced to variation on microcredit allocation to the various sectors of the economy. microcredit to transport and communication have positive and no significant effect, microcredit to real estate and construction have negative but no significant effect, microcredit to manufacturing sector have negative and significant, microcredit to mining and querying have positive and significant effect while microcredit to agricultural sector have positive and significant effect on Nigeria per capita income. From the findings, the researcher concludes that microcredit allocation have significant effect on Nigeria economic development. It recommends that for re-introduction of the abolished compulsory sectorial lending operation and sectorial reforms to attract microcredit. Microfinance banks should be encouraged to increase their branches so as to reach out and provide loans to more clients in order to achieve greater investment purposes. Government should further encourage the activities of micro finance banks by creating enabling environment so that they can further support the growth of business enterprises in Nigeria.


2019 ◽  
Vol 4 (1) ◽  
Author(s):  
Lina Marlina ◽  
Jajang Iskandar

The purpose of this study is to find out how profit sharing and per capita income affectson third party funds both partially and simultaneously. The research was conducted at BankJabar Banten Syariah KCP Singaparna period 2011 - 2013. In this study the authors used thecorrelational method with a quantitative approach. Data are gained through field research,using multiple regression analysis as the test tool. The results of the study show that profitsharing, per capita income and third party funds are fluctuatively increasing as well asdecreasing; Profit Sharing partially has a significant effect on Third Party Funds; Per Capitaincome partially has a significant effect on Third Party Funds; Profit Sharing and Per CapitaIncome simultaneously have a significant effect on Third Party Funds at Bank Jabar BantenSyariah KCP Singaparna in the period 2011 - 2013


JEJAK ◽  
2017 ◽  
Vol 10 (1) ◽  
pp. 155-171
Author(s):  
Wawan Hermawan ◽  
Fitrawaty Fitrawaty ◽  
Indra Maipita

This study aims to determine the factors that have dominant influence to domestic prices of rice. Ordinary Least Square is used to run model with time series data from BPS. The results of the study we found that domestic rice production and the exchange rate have negative effect on domestic rice prices, in contrast the international rice price and the level of income per capita. Domestic production of rice and international prices of rice do not significantly affect domestic prices of rice, while the exchange rate and per capita income significantly affect domestic prices of rice respectively at the alpha level of 10 and 1 percent. Per capita income is a the greatest influence on the formation of domestic prices of rice by the estimated coefficient of 3.5985. This condition also describe the level of society's dependence on rice consumption. The high of difference of domestic price of rice with the international rice prices can be detrimental to the community while providing a strong emphasis on increasing imports of rice as well as trigger the illegal market.


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