scholarly journals Dampak Bunga Tabungan, Pendapatan Perkapita, Inflasi dan Pertumbuhan Ekonomi terhadap Tabungan pada Credit Union

2021 ◽  
Vol 11 (1) ◽  
pp. 20-23
Author(s):  
Maran ◽  
Widya Dharma

Savings are generally embedded and accumulated in the long term in a bank. Savings in this study are public deposits that accumulate in the long term and receive remuneration in the form of interest, which is popular among Credit Unions (CU) with the term deposit remuneration. Savings or deposits in CU need to be studied more deeply. Savings in CU is one solution to save for the poor, and do not have access to banking institutions. In this study, we want to know the impact of interest rates, Regional Gross Domestic Product (GRDP) growth per capita, inflation rates and economic growth on savings or deposits in CU, in West Kalimantan. This study uses the associative method with multiple linear analysis techniques, using secondary data, from 19 CUs in West Kalimantan, with a period of 2009 to 2019. Our results show that deposit interest rates, per capita income, inflation rates and economic growth simultaneously affect savings. or savings in CU, but the effect is very small. Partially, deposit interest rates, per capita income, inflation rates, and economic growth have no effect on the development of savings or deposits in CU in West Kalimantan.

Author(s):  
Maran Maran

 Loans or credits offered by Kopdit credit unions are a potential source of funds that need to be developed, to help accelerate the home industry and the micro and small economies. Therefore, we want to see the impact of several conditions such as the loan interest rate, GDP per capita growth, inflation rate and economic growth. Quite a number of studies have looked at the impact of interest rates, GDP growth, inflation rates and economic growth on loans or credits to banks or banking institutions. We do not look at credit or loans from banks, but on Kopdit credit unions (CU). The results of our research show that simultaneously the loan interest rate, GDP growth, inflation rate and economic growth have a strong enough influence on loans at Credit Union Credit Unions, namely 79.2454%. Partially the variable of loan interest rate, GDP growth per capita, inflation rate affects outstanding loans, while economic growth partially has no effect on outstanding loans.


2019 ◽  
Vol 43 (6) ◽  
pp. 587-631 ◽  
Author(s):  
Blaise Gnimassoun

Regional integration in Africa is a subject of great interest, but its impact on income has not been studied sufficiently. Using cross-sectional and panel estimations, this article examines the impact of African integration on real per capita income in Africa. Accordingly, we consider intra-African trade and migration flows as quantitative measures reflecting the intensity of regional integration. To address the endogeneity concerns, we use a gravity-based, two-stage least-squares strategy. Our results show that, from a long-term perspective, African integration has not been strong enough to generate a positive, significant, and robust impact on real per capita income in Africa. However, it does appear to be significantly income-enhancing in the short and medium terms but only through intercountry migration. These results are robust to a wide range of specifications.


Author(s):  
Furqan Ali ◽  
Mohammad Asif

The rate of economic growth in India fluctuates with the world economic scenario. The developed countries being economically stable and highly advanced by technology, like U.S.A, France, Germany, Japan, and China faced the problem of economic crises. At the same time, the world comes to fluctuate their efficiency and empowerment to the leadership engagement in stabilizing the economy. In this paper, data taken from the Indian States as per capita income at the state level and compare it with all India average data. The Net State Domestic Product Per Capita Income (NSDPPCI), had taken on a current price for the short period 2011-2012 to 2016-2017. This paper compared the regional variation in state performance and compared the most riches states to inferior ones. The factors which affect economic performance are like stabilize the political stability in the state. We also focus comparison on the different political party announcements of the welfare scheme for the farmers and other poor people living in these states. Another factor like the level of education at states and center level, total population, and its growth rate, the public expenditure on the health sector. We measure income inequality, income distribution with the economic growth of India. KEYWORDS: Economic Growth; Inequality; Income Distribution; Political Stability.


2012 ◽  
Vol 4 (2) ◽  
pp. 108-120
Author(s):  
Mashhud Adenrele Fashola

As economic growth may reach a point where further socio-economic development is not sustainable due to continual environmental degradation having negative development impact, the paper proposes a methodology for determining global central tendency for the saturation point of economic growth in its impact on sustainable development. The theoretical framework adopts a modified classical growth model, where economic growth is considered a means towards development, just as capital stock constitutes a means towards economic growth. In such a model, the impact of economic growth on sustainable development exhibits diminishing “marginal social productivity”, until development reaches a stationary state, where the impact of growth reaches its climax and any further growth will bring a decline on the level of development. Economic growth is measured by per capita income while selected development indicators measure development. The factors responsible for the diminishing “marginal social productivity” of economic growth are population growth and depreciation rates of capital stock and physical environment. For empirical investigation, econometric studies explored the dependence of various development indicators on per capita income (US$ PPP) for 99 countries, with a-priori expectation that the development indicators will progress with economic growth at a decreasing rate and reach saturation point. The results revealed that the saturation point or ultimate level of sustainable development is attained at per capita income of $36,400 500 (PPP), a level exceeded by 13 percent of the countries. Results also showed that environmental degradation is both a causal factor and consequence of contemporary growth.


2021 ◽  
Vol 1 (1) ◽  
pp. 47-52
Author(s):  
Cita Puspita Sari

Gender Inequality (gender inequality) is a classic problem in various countries, especially in developing countries like Indonesia. Gender inequality in various fields is considered to hinder economic growth. Slowing economic growth is considered to have a negative impact on income, both at the national level and the per capita level. Researchers are interested in examining per capita income as a proxy for economic growth. Per capita income is a measure of community welfare that is most often used by the government. This study aims to examine the description of gender inequality and per capita income in Indonesia, and analyze the impact of gender inequality on per capita income in Indonesia. The results of descriptive analysis show that there are still gender disparities in all provinces throughout Indonesia in 2011-2019. Furthermore, based on the results of the inference analysis using panel data, this study concludes that gender inequality simultaneously has a significant effect on per capita income. Gender inequality variables that have a partial effect include wages for women workers, women's labor force participation, and gender development


2017 ◽  
Vol 6 (2) ◽  
pp. 77
Author(s):  
Fahrur Hamzah ◽  
Rosyadi Rosyadi ◽  
Metasari Kartika

This study aims to analyze the impact of government expenditures, gender gap and per capita income on the education and income inequalities of regencies and cities in West Kalimantan Province. This research used secondary data in a form of data panel. These data include time series data for 5 years (2011 – 2015) and cross-section data for 14 regencies and cities in West Kalimantan Province. The results showed that the government expenditures and per capita income have significant negative effect on the education inequality. In contrary, gender gap give insignificant positive effect on the education inequality. Furthermore, the education inequality has a significant positive effect on the income inequality.


2016 ◽  
Vol 43 (6) ◽  
pp. 604-618 ◽  
Author(s):  
Ritwik Sasmal ◽  
Joydeb Sasmal

Purpose – The purpose of this paper is to examine the impact of public expenditure on economic growth and poverty alleviation in developing countries like India. If poverty and inequality are high, the government may resort to distributive policies at the cost of long-term growth. The distributive policies and poverty alleviation measures fail to achieve success due to lack of good governance, lack of proper targeting and problems in the implementation of such schemes. On the other hand, if the nature of public expenditure is such that it enhances per capita income, it will help reduce poverty. Design/methodology/approach – After analytical digression and construction of hypotheses panel regression has been done using state-level data in the Indian context to empirically verify the above propositions. Both Fixed effects and Random effects models have been used for this purpose. Findings – The results show that in states where ratio of public expenditure on the development of infrastructure such as road, irrigation, power, transport and communication is higher, per capita income is also higher and incidence of poverty is lower indicating that economic growth is important for poverty alleviation and development of infrastructure is necessary for growth. Originality/value – This study demonstrates how public policy and public finance can be used as instruments for removal of poverty.


2021 ◽  
Vol 16 (1) ◽  
pp. 130-151
Author(s):  
Fernanda Andrade de Xavier ◽  
Aparna P. Lolayekar ◽  
Pranab Mukhopadhyay

We study the effect of revenue decentralization (RD) and expenditure decentralization (ED) on sub-national growth in India from 1981–1982 to 2015–2016 for 14 large (non-special-category) states. Our study provides evidence that both RD and ED play a defining role in India’s sub-national growth in this three-and-a-half-decade period. We use a panel data model with fixed effects (FE) and Driscoll and Kraay standard errors that control for heteroscedasticity, autocorrelation and cross-sectional dependence. To test for causality between growth and decentralization, we use the Granger non-causality test. The regression analysis is supplemented with the distribution dynamics approach. We find that: (a) While decentralization Granger-caused economic growth, the reverse causality effect of growth on decentralization was not significant; (b) Economic growth increased significantly after liberalization; (c) Decentralization, capital expenditure and social expenditure had significant positive impacts on economic growth; and (d) States that had high levels of decentralization also had high levels of per capita income, while states that had low decentralization also exhibited low per capita income.


2020 ◽  
Author(s):  
Suleyman Yurtkuran

Abstract This study aims to investigate the dynamic relationship between income, clean energy consumption, exports, imports, urbanization and ecological footprint for Turkey from 1973 to 2015 using the environmental Kuznets curve hypothesis. The long-term coefficients derived from the ARDL approach demonstrate that import increase the ecological footprint, whereas urbanization and clean energy consumption do not have an impact on environmental pollution in the long-term. In addition, the 2001 dummy variable is negative and statistically significant. The crisis in 2001 slowed down the economic growth rate. This situation also caused reduction of environmental pollution. Moreover, the long run estimates indicate that the EKC hypothesis is valid in Turkey. However, the turning point of per capita income was calculated as $16,045 that outside of the analyzed period. As economic activities increase, human pressure on nature continues to increase. Consequently, the only factor that reduces the ecological footprint has been determined as exports. In contrast, economic growth and clean energy consumption cannot be used as a tool to reduce the ecological footprint. Turkey needs a higher level of per capita income than the threshold level to improve environmental quality.


2021 ◽  
Vol 20 (12) ◽  
pp. 2294-2312
Author(s):  
Tat'yana A. ZHURAVLEVA ◽  
Anastasiya E. ZUBANOVA ◽  
Yuliya S. SOROKVASHINA

Subject. The poverty of the population with all features and factors of its manifestation causes deep structural problems that affect the development of the national economy. Objectives. The aim of the study is a comprehensive analysis of the poverty of the population category, using statistical data, identification of causes of the gap in the level of salaries of Russian and foreign specialists, determination of factors that have the greatest impact on the development of working poverty in Russia. Methods. The study draws on methods of logical and statistical analysis. Results. We considered approaches to the definition of poverty in Russia and other countries, analyzed absolute and relative poverty in Russia, the impact of subsistence minimum on the definition of poverty, assessed nominal and real incomes of the population. The ratio of the average per capita income of the population and the subsistence minimum decreased over the past decade, however, the poverty was not overcome during this period. The per capita income in Russia turned out to be low, real incomes continue to decline. Due to the ongoing coronavirus pandemic, a decline in wages can be traced, both in space and in time. Conclusions. Worsening the poverty situation in the country creates a chain of problems related to the distrust of the State policy in the social and labor spheres, expanded production slowdown, an increase in social tension in the society. A reduction of working poverty should be a priority task for the State.


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