scholarly journals ANALISIS FAKTOR PENYEBAB KREDIT MACET PADA PT. BPR BANJAR ARTHASARIGUNA TASIKMALAYA

Responsive ◽  
2020 ◽  
Vol 3 (2) ◽  
pp. 77
Author(s):  
Moch. Benny Alexandri ◽  
Michelia Putri Catherina Sujatna
Keyword(s):  
Hypothesis Test ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Contributing Factors ◽  
Literature Study ◽  
Probability Sampling ◽  
Purposive Sampling ◽  
Rural Credit ◽  
Analysis Technique

ABSTRAKPenelitian ini bertujuan untuk mengetahui faktor intern bank dan faktor ekstern bank terhadap kredit macet pada PT. BPR Banjar Arthasariguna Tasikmalaya. Metode penelitian yang digunakan dalam penelitian ini adalah deskriptif dengan pendekatan kuantitatif. Pengumpulan data primer dilakukan dengan menggunakan kusioner dan melakukan wawancara, sedangkan untuk data sekunder diperoleh melalui studi kepustakaan. Populasi dalam penelitian ini adalah nasabah kredit macet pada PT. BPR Banjar Arthasariguna pada tahun 2018 yang berjumlah 46 orang. Teknik pengambilan sampel dilakukan dengan non probability sampling menggunakan teknik purposive sampling. Teknik analisis data yang digunakan adalah uji regresi linear berganda, uji asumsi klasik, uji hipotesis, dan korelasi determinasi.Hasil dari penelitian ini variabel yang paling dominan adalah faktor esktern bank. Berdasarkan hasil penelitian maka dapat ditarik kesimpulan bahwa terdapat pengaruh faktor intern bank dan faktor ekstern bank terhadap kredit macet pada PT. BPR Banjar Arthasariguna Tasikmalaya. Dimana besarnya kontribusi faktor penyebab kredit macet terhadap kredit macet pada PT. BPR Banjar Arthasariguna Tasikmalaya menunjukkan adanya pengaruh yang sedang.Kata Kunci : Kredit Macet, NPL, Bank Perkreditan Rakyat   AbstractThis research aims to determine the factors internal bank and factor external bank of causing non performing loans at PT. BPR Banjar Arthasariguna Tasikmalaya. The research method that was used in this research is descriptive quantitative approach. Primary data were collected by using questionnaires and conducting interviews, while for secondary data obtained through literature study. The population in this study is non performing loans customers at PT. BPR Banjar Arthasariguna in 2018 as many as 46 people. The sampling technique that was used is non probability sampling and done by using purposive sampling technique. The data analysis technique that was used is a multiple linear regression test, classic assumption test, hypothesis test, and the coefficient of determination.The results of the research are the most dominant variable is factor external bank. Based on the results of the study it can be concluded that there is an influence of factor internal bank and factor external bank  to non performing loans at PT. BPR Banjar Arthasariguna Tasikmalaya. Where the magnitude of the contributing factors causing of non performing loans to non performing loans at PT. BPR Banjar Arthasariguna Tasikmalaya showed a moderate influence.Keywords: Non Performing Loans, NPL, Rural Credit

SUSTAINABILITY MARKETING, DITINJAU DARI INOVASI BISNIS, SIKAP KONSUMEN DAN LOYALITAS (STUDI PADA PT. KERETA API INDONESIA DAOP VI YOGYAKARTA)

2020 ◽  
Vol 4 (02) ◽  
Author(s):  
Annisa Octavia ◽  
Istiatin Istiatin ◽  
Djumali Djumali
Keyword(s):  
Data Analysis ◽  
Quantitative Method ◽  
Secondary Data ◽  
Sampling Technique ◽  
Consumer Attitudes ◽  
Primary Data ◽  
Literature Study ◽  
Business Innovation ◽  
Analysis Technique ◽  
Simultaneous Influence

The purpose of this study was to determine whether there is a significant influence between the variables of business innovation, consumer attitudes, and loyalty to sustainability marketing. In addition, it is also to determine whether there is a significant simultaneous influence and which variable is the most dominant in influencing sustainability marketing at PT. Indonesian Railways DAOP VI Yogyakarta. The method used is descriptive quantitative method. The population in this study is not infinite and the sample used is 100, where the sampling technique uses accidental sampling. The data used are primary data and secondary data with data collection techniques: observation, documentation, questionnaire and literature study. The data analysis technique in this study used multiple linear tests. The results of the study can be concluded that: The results of the study can be concluded that: 1) There is an effect of business innovation, consumer attitudes, and loyalty simultaneously on sustainability marketing at PT. Kereta Api Indonesia DAOP VI Yogyakarta, 2) There is an effect of business innovation on sustainability marketing at PT. Kereta Api Indonesia DAOP VI Yogyakarta, 3) There is an influence of consumer attitudes on sustainability marketing at PT. Kereta Api Indonesia DAOP VI Yogyakarta, 4) There is an effect of loyalty on sustainability marketing at PT. Indonesian Railways DAOP VI Yogyakarta. Keywords: Sustainability Marketing, Business Innovation, Consumer Attitudes, Loyalty

KEPUTUSAN PEMBELIAN DI TINJAU DARI INOVASI, HARGA DAN BRAND IMAGE (PADA MOBIL TOYOTA CALYA DI NASMOCO SLAMET RIYADI SURAKARTA)

2020 ◽  
Vol 4 (02) ◽  
Author(s):  
Sontyan Iqbal Wibisono ◽  
Djumali Djumali ◽  
Bambang Mursito
Keyword(s):  
Quantitative Method ◽  
Brand Image ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Purchase Decision ◽  
Purchasing Decisions ◽  
Literature Study ◽  
Analysis Technique ◽  
Simultaneous Influence

The purpose of this study was to determine whether there is a significant influence between the innovation variable, price, and brand image on purchasing decisions. In addition, it is also to determine whether there is a significant simultaneous influence and which variable is the most dominant in influencing purchasing decisions on the Toyota Calya Car at Nasmoco Slamet Riyadi Surakarta. The method used is descriptive quantitative method. The population in this study amounted to 75 consumers and the sample used was 75, where the sampling technique used saturated sampling (census). The data used are primary data and secondary data with data collection techniques: observation, questionnaires, interviews, documentation and literature study. The data analysis technique in this study used multiple linear tests. The results of the study can be concluded that: The results of the study can be concluded that: 1) There is an effect of innovation, price, and brand image simultaneously on purchasing decisions on the Toyota Calya Car Di Nasmoco Slamet Riyadi Surakarta. 2) There is an influence of innovation on purchasing decisions at Toyota Calya Car in Nasmoco Slamet Riyadi Surakarta 3) There is an effect of price on purchasing decisions on Toyota Calya cars at Nasmoco Slamet Riyadi Surakarta, 4) There is an influence of brand image on purchasing decisions on Toyota Calya cars in Nasmoco Slamet Riyadi Surakarta Keywords: Purchase Decision, Innovation, Price, and Brand Image

scholarly journals Analisis Prioritas Pengembangan Pariwisata di Desa Wisata Lebih, Kecamatan Gianyar, Kabupaten Gianyar

2020 ◽  
Vol 8 (1) ◽  
pp. 92
Author(s):  
Annisa Melia Sumitapradja ◽  
I Putu Anom
Keyword(s):  
Development Strategy ◽  
Swot Analysis ◽  
Descriptive Analysis ◽  
Tourism Development ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Tourist Attraction ◽  
Literature Study ◽  
Analysis Technique

Lebih Village is a village located in Gianyar subdistrict, Gianyar regency, famous for its coastal tourism, which is Lebih Beach. Lebih Village have been included in the criteria for Tourism Village, however, their certificate has not been issued for this year. In addittion to the coastal tourist attraction, it turns out that the village has more potentials to be developed into a tourist attraction. Theses potentials include a natural, cultural and artificial attraction. These potentials still need to be developed in order to run in the tourism sector. In connection with this, the author tries to examine the “Analisis Prioritas Pengembangan Pariwisata di Desa Wisata Lebih, Kecamatan Gianyar, Kabupaten Gianyar. The research method used in this research is qualitative research with qualitative descriptive analysis technique and SWOT analysis, to analyze the tourism development priorities in Lebih tourism village. The purpose of this study was to determine how the existing conditions and to find out the priority strategies for tourism development in Lebih Village. Sources of data from primary data and secondary data, data collection techniques using observation, interview and literature study, and interview instruments in the form of interview guidelines. The research of informant in Lebih Tourism Village in this research use purposive sampling technique, to get accurate data about tourism development priorities in Lebih tourism village, Gianyar subdistrict, Gianyar regency. The conclusion of this research is the exisiting condition in Lebih Village with component 4A which explains the attractions, accsess, facilities, and additional services. In addition there is a main priority strategy for tourism development in Lebih Village which is to develop the potentials they have, collaborate with another stakeholders, conduct training for the community, build tourism facilities, conduct promotions and improve management. The results of this research is the strategies obtained by the SWOT analysis, which were used as a priorities development strategy of tourism in Lebih Tourism Village, Gianyar. Keyword: Tourism Development Periorities, SWOT analysis, Tourism Village, Lebih Village

scholarly journals Analysis of the Interpretation of the Meaning of the Karampuang Traditional House in Sinjai Regency

2021 ◽  
Vol 4 (2) ◽  
pp. 66-74
Author(s):  
Kasdiawati Kasdiawati ◽  
Jeanny Maria Fatimah ◽  
Muhammad Farid
Keyword(s):  
Qualitative Method ◽  
Secondary Data ◽  
Sampling Technique ◽  
Data Sources ◽  
Primary Data ◽  
Literature Study ◽  
Purposive Sampling ◽  
Field Notes ◽  
Articles Of Faith ◽  
Depth Interviews

Karampuang traditional house is one of the cultural heritages that has symbols and meanings believed from generation to generation. This study aims to determine what symbols are contained in the Karampuang traditional house, both verbal and non-verbal, and to analyze the symbols. This research used qualitative method which the data were collected by using some techniques including: observation, in-depth interviews, documentation study, literature study, and field notes. The study used two data sources, primary data and secondary data. The technique of determining informants in this study was the purposive sampling technique. There were six informants. A traditional house consists of two houses. There are two renowned traditional houses, to wit; Arung and Gella. Arung’s house faces West, while Gella's traditional house faces East. The Roof of the house has two layers with a timpa laja’ in three layers. The roof Gella's is not double-decked and two-tiered; while the Arung’s composed of three of the timpa laja. In regard to the Islamic symbols in traditional houses, the houses are constructed with 30 house poles, as a symbol of the number of juz in the Quran. The 5 poles running north to south symbolize the 5 pillars of Islam; while 6 poles from west to east are a symbol of the six articles of faith. The ladder of the Karampuang traditional house only has one ladder with odd steps which the position is different from the house in general.The door of the house is located in Elle 'ri olo which is parallel right againts Salima'. Above the door, there is a stone that functions as a counterweight so that the door can be partially or completely open. The floor of a house made of bamboo is also called salima as a symbol of the rib which stretches from north to south called tunebbe'. The kitchen is located at the front that can be clearly seen when climbing the house’s ladder; in front of the door is a kitchen with two stoves located.

scholarly journals Penerapan Kedisiplinan Terhadap Kinerja Karyawan PT. Sembilan Jaya Farm

2020 ◽  
Vol 8 (1) ◽  
pp. 46
Author(s):  
Diah Laraswati ◽  
Acep Samsudin ◽  
Erry Sunarya
Keyword(s):  
Employee Performance ◽  
Hypothesis Test ◽  
Secondary Data ◽  
T Test ◽  
Primary Data ◽  
Coefficient Of Determination ◽  
Validity And Reliability ◽  
Literature Study ◽  
Analysis Technique ◽  
Saturated Sample

Every company always wants its employees to have a good discipline attitude, with disciplined activities within a company can run smoothly, directed. And can more easily complete the work. Discipline reflects that the employee has good performance. Because good employee performance can be assessed if the employee meets or obeys the rules that are enforced by the company. Research or research conducted at PT. Nine Jaya Farm Sukabumi. The purpose of this study was to determine how much the influence of discipline on employee performance at PT. Sembilan Jaya Farm Sukabumi with a population of employees at PT. Sembilan Jaya Farm with 80 respondents using probability sampling and saturated sample techniques. In this study using validity and reliability testing. Data collection techniques used in primary data are questionnaires and interviews along with secondary data is a literature study. And the data analysis technique used is the normality test, the correlation coefficient test, the coefficient of determination test, a simple linear regression test and a hypothesis test that is the t test. The results of this study show that there is an influence of discipline in obeying the regulations on employee performance at PT. Nine Jaya Farm by proving the results of testing the hypothesis or t test showed more t counts than the table that is as much as 5031> 1.6646

scholarly journals Ketepatan Waktu Pelaporan Keuangan: Sistem Pengendalian Internal dan Sistem Informasi Pengelolaan Keuangan Daerah

2020 ◽  
Vol 8 (2) ◽  
pp. 206-213
Author(s):  
Alwina Noviani ◽  
Decky Hendarsyah
Keyword(s):  
Financial Reporting ◽  
Internal Control ◽  
Financial Management ◽  
Hypothesis Test ◽  
Secondary Data ◽  
Primary Data ◽  
Department Of Transportation ◽  
Literature Study ◽  
Financial Reports ◽  
Analysis Technique

Financial reports must provide information that is useful for making a decision, where relevant and reliable information is influenced by the timeliness of reporting. This study aims to determine the effect of internal control systems and information systems on regional financial management on the timeliness of partial and simultaneous financial reporting of case studies at the Bengkalis Department of Transportation. This research is descriptive quantitative in nature, while the data sources used in this study are primary data and secondary data. Data collection techniques in this study were interviews, documentation, questionnaires and literature study. The data analysis technique used was data quality test, data normality test, multiple linear regression test, hypothesis test and determination coefficient test. The results of this study are partially and simultaneously there is a significant influence between the internal control system and the regional financial management information system on the timeliness of financial reporting at the Bengkalis Department of Transportation.

scholarly journals Analisis Peranan Pemerintah Daerah dalam Pengelolaan Objek Wisata Istano Basa Pagaruyuang di Kabupaten Tanah Datar

2019 ◽  
Vol 2 (01) ◽  
pp. 46-51
Author(s):  
Ida Nirwana
Keyword(s):  
Local Government ◽  
Data Collection ◽  
Secondary Data ◽  
Sampling Technique ◽  
Qualitative Approach ◽  
Primary Data ◽  
Literature Study ◽  
Purposive Sampling ◽  
Descriptive Method

This research was conducted at the Department of Tourism, Youth and Sports Tanah Datar District. The authors conducted this study to analyze the role of local government in the management of tourist objects Istano Basa Pagaruyung Tanah Datar regency. The purpose of this study is to determine whether the implementation of the role of local government in the management of Istano Basa Pagaruyung attractions in Tanah Datar regency. To analyze this problem, research is done by using qualitative approach by using descriptive method. Data collection techniques that the authors use are observation, interview, literature study. The data used are primary data and secondary data. Informants in this study were determined by purposive sampling technique. Purposive sampling is a purposive sampling technique. From the results of this study can be concluded that the role of Tourism, Youth, and Sport on the management of Istano Basa Pagaruyuang Tourism Object is to manage, assist, and improve facilities and infrastructure through the making of planning programs to be implemented by the UPT. Analysis of the role of local government towards the management of Istano Basa Pagaruyuang tourist object in Tanah Datar regency has been carried out very well but not yet optimal, since there is still planning since 2013 until now has not been done due to limited land. One such plan is the construction of parking lots for visitors Istano Basa Pagaruyung as well as souvenirs selling place.

scholarly journals THE EFFECT OF WORK STRESS ON STAFF PRODUCTIVITY DURING THE PANDEMIC PERIOD IN PT TELKOM AKSES NORTH JAKARTA

2021 ◽  
Vol 4 (2) ◽  
pp. 217
Author(s):  
Allyfia Dhaneswari Prastowo ◽  
Anita Silvianita
Keyword(s):  
Work Stress ◽  
Quantitative Methods ◽  
Work Productivity ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Literature Study ◽  
Analysis Technique ◽  
The Impact ◽  
Productivity Variable

2020 was the year of the outbreak of the Covid-19 virus, which made things worse. The impact of the Covid-19 pandemic was also felt by employees of PT Telkom Akses North Jakarta which caused work stress which resulted in lowering the level of employee work productivity. This study aims to determine how much influence work stress has on employee work productivity. This research uses quantitative methods with the analysis technique used is simple linear regression. The population used is all employees of PT Telkom Akses and the sampling method is the probability sampling technique with the number of respondents is 68 respondents. Data collection techniques in this study are primary data using questionnaires and secondary data using literature study. The results of research conducted by researchers indicate that Work stress is in the good category, the Work Productivity variable is in the quite good category. From this research, it shows that there is a significant effect of Work stress on Work Productivity during the pandemic period at PT Telkom Akses. This shows that the higher the level of work stress, the lower the level of work productivity of PT Telkom Akses employees during the pandemic period.

DINAMIKA PSIKOLOGIS PADA MANTAN PECANDU NAPZA YANG SEDANG MENJALANI PROGRAM SUBSTITUSI ORAL METADON (STUDI KASUS)

2018 ◽  
Vol 3 (2) ◽  
Author(s):  
Wina Lova Riza
Keyword(s):  
Sampling Technique ◽  
Drug Addicts ◽  
Structured Interviews ◽  
Probability Sampling ◽  
Purposive Sampling ◽  
Case Study Analysis ◽  
Analysis Technique ◽  
Depth Interview ◽  
Psychological Dynamics ◽  
Depth Interviews

 This study aims to determine the psychological dynamics of former drug addicts, starting from drug abuse until they become addicted, deciding to stop using them. This study uses a qualitative approach, the subject or informant is determined using a non-probability sampling technique with a purposive sampling type based on predetermined criteria, which involves one informant, namely a male (F) aged 42 years. Data collection methods used in this study are in-depth interviews (in depth interviews), where researchers will interview informants with semi-structured interviews. In addition, researchers also used observation and psychological tests, which are graphic tests in the form of DAM (Draw a Man) and BAUM (tree drawing) tests, and intelligence tests using WAIS. The data analysis technique used is case study analysis of case / incident patterns. Based on the results of research F became a drug addict because of the learning process, where the enjoyment and lack of parental supervision is a reinforcement to continue using drugs. Generalization of people, places, pleasure makes it difficult for F to stop using drugs.   Keywords: Psychological Dynamics, Drug Addicts. Penelitian ini bertujuan untuk mengetahui dinamika psikologis mantan pecandu napza, dimulai dari awal menyalahgunan napza hingga menjadi kecanduan, memutuskan untuk berhenti memakai. Penelitian ini menggunakan pendekatan kualitatif, Subjek atau informan ditentukan dengan menggunakan tehnik sampling non-probability sampling dengan tipe purposive sampling berdasarkan kriteria yang telah ditentukan, yaitu melibatkan satu informan, yaitu laki-laki (F) yang berusia 42 tahun. Metode pengumpulan data yang digunakan dalam penelitian ini adalah dengan wawancara secara mendalam (in depth interview), dimana peneliti akan menwawancarai informan dengan wawancara semi terstruktur. Selain itu peneliti juga menggunakan observasi serta menggunakan tes-tes psikologi, yaitu tes grafis berupa tes DAM (Draw a Man) dan BAUM (tes menggambar pohon), serta tes inteligensi dengan menggunakan WAIS. Tehnik analisis data yang digunakan adalah menggunakan analisis studi kasus pola kasus/kejadian. Berdasarkan hasil penelitian F menjadi pecandu narkoba karena adanya proses belajar, dimana kenikmatan dan kurangnya pengawasan orang tua merupakan reinforcement untuk terus menggunakan napza. Adanya generalisasi terhadap people, place, pleasure menyebabkan F sulit untuk berhenti menggunakan napza. Kata Kunci: Dinamika Psikologis, Mantan Pengguna Napza

ANALISIS RETURN ON INVESTMENT (ROI) UNTUK MENILAI KINERJA KEUANGAN PADA PT. MITRA INVESTINDO, Tbk.

2021 ◽  
Vol 3 (1) ◽  
pp. 35-43
Author(s):  
Dedy Hardiansyah ◽  
Nurhayati Nurhayati
Keyword(s):  
Financial Performance ◽  
Return On Investment ◽  
Stock Exchange ◽  
Secondary Data ◽  
Sampling Technique ◽  
Literature Study ◽  
Descriptive Research ◽  
Analysis Technique ◽  
Research Population ◽  
Quantitative Descriptive

The purpose of this study is to find out how much Return On Investment (ROI) is to assess the financial performance of PT Mitra Investindo, Tbk. This type of quantitative descriptive research uses secondary data. Data collection techniques are documentation and literature study. Research population for 22 years from the start of listing on the Indonesia Stock Exchange 1997-2019. Then a sample of 10 years from 2010-2019 with purposive sampling technique. The data analysis technique used statistical analysis with a one-sample t-test. The results showed that the Return On Investment (ROI) to assess the financial performance of      PT Mitra Investindo, Tbk was in a bad condition because it was less than 30% of the expected.

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