scholarly journals AKSES UMKM KULINER TERHADAP PEMBIAYAAN MIKRO ( Studi di Pasar Semawis Kota Semarang )

2017 ◽  
Vol 10 (1) ◽  
pp. 38
Author(s):  
Ong, Stefani Yunika Wijaya ◽  
Chatarina Yekti Prawihatmi
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Small And Medium Enterprises ◽  
Easy Access ◽  
Limiting Factor ◽  
Data Collection Technique ◽  
Medium Enterprises

<p>Usaha Mikro, Kecil dan Menengah merupakan sektor usaha yang sangat berperan penting di Indonesia karena UMKM mampu meningkatkan kesejahteraan ekonomi Indonesia. Banyaknya pedagang mikro saat ini telah dapat membantu memberikan lapangan usaha dan mengurangi pengangguran. Namun permasalahan utama yang sering dihadapi pelaku UMKM adalah akses terhadap permodalan. Maka, akses modal yang mudah sangat dibutuhkan pelaku UMKM untuk mengatasi permasalahan tersebut dan demi mengembangkan usahanya.</p><p>Penelitian ini bertujuan untuk mengetahui akses pembiayaan mikro bagi pedagang mikro di Semawis, serta mengetahui faktor apa saja yang menjadi pendukung dan penghambat dalam mengakses pembiayaan mikro. Responden pada penelitian ini adalah pedagang mikro kuliner di Kawasan Pecinan, Waroeng Semawis Semarang yang berjumlah 12 orang. Teknik pengumpulan data dalam penelitian ini adalah melalui wawancara dipandu dengan kuesioner. Metode penelitian pada penelitian ini adalah metode kualitatif dengan pendekatan fenomenologi.</p><p>Hasil penelitian ini menunjukkan bahwa akses terhadap pembiayaan mikro dimiliki oleh pedagang kuliner Semawis. Pelayanan dan prosedur menjadi faktor pendukung akses pembiayaan mikro. Sedangkan agunan dan proses pencairan dana merupakan faktor penghambat dalam mengakses pembiayaan mikro bagi pedagang kuliner Semawis.</p><p><em>Micro, Small and Medium Enterprises sector is a very important role in Indonesia because SMEs can improve the welfare of the Indonesian economy. Micro traders now are able to help provide field operations and reduce unemployment. But the main problem often faced by SMEs is access to capital. Therefore easy access to much needed capital SMEs to overcome these problems and in order to expand its business.</em></p><p><em>This study aims to determine access to microfinance for micro traders in Semawis, and to know what are the factors supporting and accessing microfinance. Respondent in this study is culinary micro traders in Chinatown area, Waroeng Semawis Semarang totaling 12 people. Data collection technique in this research is through interview guided by a questionnaire. The research method in this study is a</em><em> </em><em>qualitative</em><em> descriptive </em><em> method </em><em>.</em><em></em></p><p><em>These results indicate that access to micro financing is owned by the merchant culinary Semawis. Services and procedures supporting factors access to microfinance. While collateral and the disbursement process is a limiting factor in access to microfinance to Semawis culinary merchants.</em></p>

APLIKASI LAUDRY MENGGUNAKAN SMS GATEWAY

2018 ◽  
Vol 4 (1) ◽  
Author(s):  
Mohammad Syawal Ainulyaqin ◽  
Menhya Snae
Keyword(s):  
Research Method ◽  
Small And Medium Enterprises ◽  
Human Mobility ◽  
Visual Basic ◽  
Service Process ◽  
Literature Study ◽  
Textile Materials ◽  
Data Collection Technique ◽  
Medium Enterprises ◽  
Descriptive Method

Laundry is a process of washing textile materials using water, washing machines, and detergents. Currently Laundry business is one of the sectors of small and medium enterprises which is rapidly developed. Nowadays, lifestyle and level of human mobility needs higher efficiency in washing and ironing clothes clean and tidy it requires expertise. This would not be possible by a busy person in his daily life. To answer this challenge, laundry business becomes the solution. Gajayana Laundry is one of the laundry business which is located at Ahmad Yani street. Currently Gajayana Laundry still apply a system that is still manual in the laundry service process by making a note receipt laundry. Employee in charge of recording information about the laundry received by writing manual or handwriting, in addition to errors due to recording information the number of laundry clothes that resulted in the loss of one of the clothing belonging to the customer, the uniformity of the letter in the laundry archive books that can confused the employees and the difficulties of the spread information to customers such as holiday information, information informing that the customer's laundry has been completed, and information price changes that certainly in the absence of such information may cause a sense of disappointment from the customers. The results of this study can be concluded that the creation of a laundry application using SMS Gateway and apply these applications to help parties Gajayana Laundry in the laundryservice and the dissemination of information. The research method used is descriptive method and data collection technique used in this research are interview, literature study, observation and questionnaire. Making this application using Visual Basic 2010 programming language andMySQL database.

scholarly journals The Development of Small and Medium Businesses (MSMEs) Based on Tecnology to Deal with The Industrial Revolution 4.0

2019 ◽  
Vol 2 (1) ◽  
pp. 345
Author(s):  
Qotrunnada Ratri Hamidah ◽  
Agung Tri Pambudi Sejati ◽  
Ana Zulfatu Mujahidah
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Industrial Revolution ◽  
Small And Medium Enterprises ◽  
Research Topic ◽  
Research Results ◽  
Medium Businesses ◽  
Medium Enterprises

This article aims to find out the procedures for the development of technology-based Micro, Small and Medium Enterprises (MSMEs) to face the era of the industrial revolution 4.0. The research method used is the study of literature. Data collection is carried out by conducting a study of the review of books, literature, notes, and reports that have to do with the problem being solved. The sources of literature in this study were obtained from books, journals, and research results (papers, theses, and theses) so in this article include general processes which include: systematically identifying theories, finding literature, and analyzing documents that contains information related to the research topic. The results of this study are expected to find ways to develop production results in technology-based Micro Small and Medium Enterprises (MSMEs) to be able to compete in the international class to support Indonesia towards the industrial revolution era 4.0.

scholarly journals KINERJA APARATUR DINAS PERDAGANGAN KOPERASI DAN USAHA KECIL MENENGAH DALAM PELESTARIAN TENUN IKAT DI KABUPATEN SIKKA PROVINSI NUSA TENGGARA TIMUR

2020 ◽  
Vol 7 (1) ◽  
pp. 1-16
Author(s):  
Irmgard Y. N. Sina ◽  
Gradiana Tefa
Keyword(s):  
Data Collection ◽  
Cultural Heritage ◽  
Research Method ◽  
Small And Medium Enterprises ◽  
Active Participation ◽  
Descriptive Research ◽  
Inductive Approach ◽  
Inhibiting Factors ◽  
The Government ◽  
Medium Enterprises

The tie Weaving of Sikka is a cultural heritage that currently it’s preservation is not really famous among woman in Sikka Regency, East Nusa Tenggara. This research aims to determine the performance of the apparatus Department of Trade Cooperatives and Small and Medium Enterprises (SMEs) in elevate people awareness to preserve the tie weaving of Sikka, also to know the inhibiting factors and efforts already made by the department. The method used is descriptive research method with inductive approach. Data collection techniques used were observation, interviews and documentation The results shows that in the field is the preservation already running, but there are still some inhibiting factors. Besides the efforts of the government, the weavers must have an active participation in this preservation process so as to achieve the purpose of the process is to be achieved.

MANAJEMEN PEMBELAJARAN TEMATIK INTEGRATIF SESUAI KURIKULUM 2013 PADA KELAS 4 SD KHADIJAH SURABAYA

2017 ◽  
Vol 2 (1) ◽  
Author(s):  
Nafiah Nafiah
Keyword(s):  
Data Collection ◽  
Primary School ◽  
Research Method ◽  
Lesson Plan ◽  
Portfolio Assessment ◽  
Authentic Assessment ◽  
Project Assessment ◽  
Written Assessment ◽  
Data Collection Technique ◽  
Thematic Learning

The purpose of this study is to describe the implementation of management of integrative thematic learning based on curriculum 2013 at grade 4 khadijah primary school Surabaya. The focus of this study are 1. The lesson plan for integrative thematic class based on curriculum 2013 at grade 4 khadijah primary school . the research method of this study is descriptive kualitatif, the data collection technique are interview, observation and documentation. The result of this study are 1) the lesson plan of integrative thematic based on curriculum 2013 at grade 4 khadijah primary school Surabaya conducted by several steps are : a) set thema, b) doing analisys SKL, KI, and basic competence, c) arrage syllabus, d) arrage the lesson plan, 2) doing integrative thematic learning based on curriculum 2013 at grade 4 Khadijah primary school used scientific approch by observing, questioning, reasoning, trying, processing, displaying, verivicaying, and communicating, 3) the assessment of integrative thematic learning based on curriculum 2013 at grade 4 khadijah primary school used authentic assessment that include written assessment, project assessment and portfolio assessment.

Hidden Curriculum Pembelajaran di SMA Ehipassiko BSD City Tangerang Selatan

2019 ◽  
Author(s):  
Suntoro
Keyword(s):  
High School ◽  
Data Collection ◽  
Education System ◽  
Student Attitudes ◽  
Research Method ◽  
Hidden Curriculum ◽  
Learning Activities ◽  
Data Collection Technique ◽  
Positive Character

Hidden curriculum is an integral part of the implementation of the education system. The existence of a hidden curriculum is absolutely necessary as a means of transfering positive character values to students. This study aims to determine the shape and implementation of hidden curriculum at Ehipassiko High School as one of the schools characterized by Buddhism. The research method used is descriptive qualitative. The data collection technique of this study uses observation, interviews, and documentation. The result of the study show that the hidden curriculum that appears in actual curriculum practice is reflected in learning activities such as: (a) the initial, core, and final activities of learning, (b) attached to all subjects; (c) student attitudes and comliance, and (d) exemplary teacher. Hidden curriculum in the learning process has a function as a tool and methid to increase the repertoire of students knowledge as well as a melting atmosphere of learning, resenting a respected and interesting teahing educator mode, so as to arouse students interest in learning. This research is expected to be an input for Ehipassiko Hidh School n particular and Buddhist schools in general to improve the quality of good Buddhist education.

Peran Lembaga Pemberdayaan Ekonomi Mustahik Baznas Dalam Meningkatkan Kesejahteraan Ekonomi Mustahik

2021 ◽  
Vol 4 (2) ◽  
pp. 477-494
Author(s):  
Ali Idrus ◽  
Ade Maman
Keyword(s):  
Quality Of Life ◽  
Qualitative Research ◽  
Data Collection ◽  
Small And Medium Enterprises ◽  
Business Development ◽  
Economic Welfare ◽  
Descriptive Data ◽  
Medium Enterprises

One of the solutions proposed by Badan Amil Zakat Nasional is to form Lembaga Pemberdayaan Ekonomi Mustahik which has the task of improving the quality of life of mustahik through its programs. So, the purpose of this study is to find out how the role of Lembaga Pemberdayaan Ekonomi Mustahik Badan Amil Zakat Nasional in improving the economic welfare of mustahik. This study uses qualitative research methods that produce descriptive data. Where this research is based on observations made by the author and then explained according to what the author observed in the field. The data collection that the researchers did was using the method of observation, documentary interviews, and other data. When the data has been collected, the researcher conducts an analysis and then draws conclusions from the analysis. The results of this study are Lembaga Pemberdayaan Ekonomi Mustahik BAZNAS plays a role in the development of micro, small and medium enterprises (MSMEs) and focuses on potential creative businesses, empowers by providing business development capital assistance, in accordance with the budget draft proposed by mustahik, and approved by LPEM BAZNAS. Keywords: The Role of LPEM BAZNAS, Mustahik's Economic Welfare

scholarly journals PEMBENTUKAN KARAKTER SISWA MELALUI PROGRAM LISA, LIBRA, PATUJAR DI SMPN 1 CILAMAYA WETAN

2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Lusiana Rahmatiani
Keyword(s):  
Data Collection ◽  
Character Education ◽  
Research Method ◽  
Qualitative Method ◽  
Research Result ◽  
Educational Goals ◽  
Drug Addicts ◽  
School Program ◽  
Data Collection Technique

ABSTRACT Character education is one of the focus of educational goals in Indonesia. The importance of character education because of the declining ethics, morale of learners and the increasing popularity of student delinquency, such as brawl and drug addicts. Implementation of character education is very important to evaluate how the process and results. The research was conducted at SMPN 1 Cilamaya Wetan. The purpose of this study describes the implementation of lisa program, libra, patujar applied in SMPN 1 Cilamaya Wetan. Knowing the value of characters generated in the program lisa, libra, patujar applied in SMPN 1 Cilamaya Wetan. The research method used is qualitative method with data collection technique, observation, interview and documentation. Suggestion of research result that is importance of socialization about character education to learners, teachers and society to support the embodiment of school program libra libra patujar. Schools should involve parents and community as partners in the coaching and habituation of student characters. Keywords: Character Education, Character Value, Lisa, Libra Patujar ABSTRAK Pendidikan karakter merupakan salah satu fokus tujuan pendidikan di Indonesia. Pentingnya pendidikan karakter karena semakin menurunnya etika, moral peserta didik dan semakin maraknya kenakalan pelajar, seperti tawuran dan pecandu narkoba. Implementasi pendidikan karakter sangat penting untuk dievaluasi bagaimana proses dan hasilnya. Penelitian dilakukan di SMPN 1 Cilamaya Wetan. Tujuan penelitian ini mendeskripsikan implementasi program lisa, libra, patujar yang diterapkan di SMPN 1 Cilamaya Wetan. Mengetahui nilai karakter yang dihasilkan dalam program lisa, libra, patujar yang diterapkan di SMPN 1 Cilamaya Wetan. Metode penelitian yang dipergunakan adalah metode kualitatif dengan teknik pengumpulan data, observasi, wawancara dan dokumentasi. Saran hasil penelitian yaitu pentingnya sosialisasi mengenai pendidikan karakter kepada peserta didik, guru dan masyarakat untuk menunjang keterwujudan program sekolah lisa libra patujar. Sekolah harus melibatkan orang tua dan masyarakat sebagai partner dalam pembinaan dan pembiasaan karakter siswa. Kata Kunci : Pendidikan Karakter, Nilai Karakter, Lisa, Libra Patujar

scholarly journals New tools and opportunities in growth and climate friendly greening for small and medium enterprises in the European Union

2015 ◽  
Vol 9 (4) ◽  
pp. 25-31
Author(s):  
Xénia Szanyi-Gyenes ◽  
György Mudri ◽  
Mária Bakosné Böröcz
Keyword(s):  
Economic Growth ◽  
Environmental Sustainability ◽  
Small And Medium Enterprises ◽  
Sustainable Growth ◽  
Added Value ◽  
Easy Access ◽  
The European Union ◽  
Access To Finance ◽  
Medium Enterprises ◽  
The Eu

The role of Small and Medium Enterprises (SMEs) is unquestionable in the European economies, while financial opportunities are still inadequate for them. The more than 20 million SMEs play a significant role in European economic growth, innovation and job creation. According to the latest EC Annual Report , SMEs are accounting for 99% of all non-financial enterprises, employing 88.8 million people and generating almost EUR 3.7 tn in added value for our economy. Despite the fact that there is plenty of EU funding available for these SMEs, for certain reasons these funds hardly reach them. But we have to see that the EU supports SMEs by various way, e.g. by grants, regulatory changes, financial instrument, direct funds. On the other hand, SMEs and decision makers realised that the environmental sustainability has to be attached to the economic growth, therefore more and more tools are available for these enterprises. Over the last few years, public institutions, the market, the financial community and non-governmental associations have explicitly demanded that firms improve their environmental performance. One of the greatest opportunities might lay in the Climate- and Energy Strategy till 2030 as 20% of the EU budget is allocated to climate-related actions, however the easy access to finance is still a key question. Does the EU recognise the actual difficulties? Is there a systemic reason behind the absorption problems? Is the EU creating a more businessfriendly environment for SMEs, facilitating access to finance, stimulates the green and sustainable growth and improving access to new markets? The paper analyses the current European situation of the SMEs and the effectiveness of some new tools, which are specially targeting SMEs. JEL classification: Q18

scholarly journals Role of the Local Government and Participation of Micro, Small and Medium Enterprises (UMKM) In the Development of Plastic Craft Industry

2020 ◽  
Vol 5 (1) ◽  
pp. 59-65
Author(s):  
Ardyan Firdausi Mustoffa ◽  
Ika Farida Ulfah ◽  
Iin Wijayanti
Keyword(s):  
Local Government ◽  
Data Collection ◽  
Qualitative Method ◽  
Small And Medium Enterprises ◽  
Sampling Techniques ◽  
Role Of Government ◽  
The Government ◽  
Craft Industry ◽  
Medium Enterprises

This study aims to describe the role of local government and the participation of Micro, Small and Medium Enterprises in the development of Plastic Woven Crafts in Karanggebang Jetis Village, Ponorogo Regency. The theory used in the formulation of the first problem regarding the role of local government uses the theory of Gede Diva (2009) which divides the role of government in three ways, namely the role of government as a facilitator, the role of government as regulator and the role of government as a catalyst. Second, the participation of UMKM actors uses the theory of Cohen and Uphoff in Distianto (2016) into four forms of participation, namely participation in planning, participation in implementation, participation in the utilization of results and finally participation in evaluation.This research uses the descriptive qualitative method. The technique of determining informants using purposive sampling techniques and data collection techniques carried out through interviews, observations, and documentation. The results of this research in the efforts to develop UMKM Plastic Weaving Crafts in Karanggebang Jetis Village, Ponorogo Regency, in general, there has been no interference from the government and UMKM entrepreneurs. So far, plastic woven crafts are still not developed. To develop UMKM especially plastic woven handicrafts located in Karanggebang Jetis, it is necessary to have the role of government and participation of UMKM actors.

scholarly journals Penggunaan Aplikasi Whatsapp Groupping Terhadap Hasil Belajar Menulis Geguritan Di Masa Pandemi Covid-19 Pada Siswa Kelas 9H SMPN 1 Karanggayam, Kebumen

Syntax Idea ◽  
2021 ◽  
Vol 3 (11) ◽  
pp. 2270
Author(s):  
Agus Budiono
Keyword(s):  
Online Learning ◽  
Data Collection ◽  
Research Method ◽  
Quantitative Research ◽  
Research Data ◽  
Economic Aspects ◽  
School Year ◽  
Data Collection Instrument ◽  
Data Collection Technique ◽  
Recording Techniques

Covid-19 is a big challenge for Indonesians, it affects various aspects, in addition to economic aspects many aspects are also harmed by Covid 19 aspk other aspects, namely aspectsofEducation. This research aims to find out the results of learning to write in the pandemic period in students of grade 9H SMPN 1 Karanggayam, Kebumen in the 2nd semester of the 2020/2021 school year and to find out the learning results of students in using the WhatsApp Grouping application. The method used in this study is a descriptive quantitative research method, with a sample of students of SMPN 1 Karanggayam. This research data collection technique uses observation techniques, questionnaires and recording techniques. The data collection instrument used in the study was an online learning questionnaire. The results of research in the use of WhatsApp media showed that the results of learning to write a rebuke against the results of grades that are not 100% most students have grades that are less or below KKM

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