scholarly journals ANALYSIS OF FACTORS AFFECTING INTERNATIONAL BANKING ACTIVITIES: A FOCUS ON THE TRANSACTIONS OF ISLAMIC INTERNATIONAL TRADE FINANCING Case Study in XYZ Islamic Bank

2018 ◽  
Vol 18 (1) ◽  
Author(s):  
Puspita Puspita
Keyword(s):  
International Trade ◽  
Multinomial Logistic Regression ◽  
Secondary Data ◽  
Primary Data ◽  
International Banking ◽  
Trade Finance ◽  
Factors Affecting ◽  
Multinomial Logistic Regression Analysis ◽  
Islamic Bank ◽  
Trade Financing

This research aims to analyze the factors affecting international banking activities,especially the transactions of Islamic International Trade Financing (case studyin XYZ Islamic Bank). Multinomial Logistic regression analysis was used in thisstudy. The independent variable consisted of capability of human resources, customers’ needs of Islamic International Trade Financing (IITF) facilities and product divercification of Islamic International Trade Finance. Meanwhile, the dependent variable was the Islamic International Trade Financing activities at XYZ Islamic Bank. This study used both primary and secondary data where primary data collected from questionnaire survey of 70 respondents and secondary data from various literatures. The result showed that the factor that significantly affected the Islamic International Trade Financing was the custumers’ needs of Islamic International Trade Financing. The other two factors did not significantly affect the Islamic International Trade Financing at XYZ Islamic Bank. The influence of customers in increasing Islamic International Trade Financing at XYZ Islamic Bank was the active customers which had opportunity 6.024 times higher than the passive customers in affecting Islamic International Trade Financing at XYZ Islamic bank. Recommendation from this study is encouraging the consumer to enhance international trade finance transaction to be more recognize the characteristics of XYZ Islamic Bank consumer. This way would be change passive consumer become active consumer.

scholarly journals ANALYSIS OF BITCOIN'S IMPACT ON USERS AND THEIR IMPACT ON THE VALUE OF THE RUPIAH AND THE ROLE OF THE GOVERNMENT IN THE PRESENCE OF BITCOIN

2021 ◽  
Vol 2 (2) ◽  
pp. 337-345
Author(s):  
Cut Nova Rianda
Keyword(s):  
Multinomial Logistic Regression ◽  
Financial System ◽  
Secondary Data ◽  
Role Of Government ◽  
Factors Affecting ◽  
Multinomial Logistic Regression Analysis ◽  
State Management ◽  
The World ◽  
The Government

Bitcoin has a peer to peer system that is in contrast to financial system by eliminating third parties in transactions. Countries in the world have different positions on Bitcoin, there are countries that are accept, reject or not both, so that understanding is needed more in depth to the factors that determine the position of the country above Bitcoin. This study aims to look for the influence of the development of Bitcoin, the performance of fiat money and the governance systems of countries in the world in determining its position on the legality of Bitcoin. Theories and concepts used inside this research is the international financial system and the state management system; with a quantitative approach as well as multinomial logistic regression analysis supported with secondary data. The results of the analysis in this study revealed that of the nine factors affecting the country's top position Bitcoin; it's just that the significance is different. Influencing Factors significant in determining the country's position on Bitcoin are factors political and economic factors have no significant effect. So it can be said that state acceptance of Bitcoin tends to be caused political reasons compared to the economy, even though Bitcoin itself is located on economic aspects. If Bitcoin acceptance is legalized, then the countries in the world still must accompany the role of government because Bitcoin is judged not to have clear rules and potentially detrimental to others.

Bantuan Hukum Cuma-Cuma Bagi Tersangka yang Tidak Mampu Pada Tingkat Penyidikan

2020 ◽  
Vol 19 (2) ◽  
Author(s):  
Rio Saputra ◽  
Mokhammad Najih
Keyword(s):  
Secondary Data ◽  
Primary Data ◽  
Legal Aid ◽  
Criminal Cases ◽  
Legal Research ◽  
Factors Affecting ◽  
Legal Structure ◽  
Procedure Code ◽  
Study Techniques ◽  
The Right

<p><em>Suspects have the right to obtain legal assistance, especially for suspects who are classified as economically disadvantaged in accordance with Article 56 of the Criminal Procedure Code (KUHAP). The facts show that there are many irregularities in the implementation of legal aid, therefore it is necessary to know about the implementation of free legal aid for suspects who are incapacitated at the level of investigation and the factors that become obstacles in the implementation of legal aid. This legal research is an empirical legal research and this research is descriptive in nature. The data used are primary data and secondary data. The techniques used to collect data were document study techniques and interview techniques. Inhibiting factors affecting the implementation of free legal aid for suspects who are unable at the level of investigation can be classified and differentiated into 3 factors, namely, legal substance, legal structure, and legal culture).</em></p><p><strong><em>Keywords: </em></strong><em>Legal Aid, Criminal Cases</em></p>

Factors Affecting on Entrepreneurial Intention of University Students (Case Study on Wollo University)

2021 ◽  
Author(s):  
Abdu Kamil
Keyword(s):  
Environmental Factors ◽  
University Students ◽  
Family Background ◽  
Secondary Data ◽  
Entrepreneurial Intention ◽  
Primary Data ◽  
Personal Factors ◽  
Factors Affecting ◽  
College Of Business

Abstract Background: Entrepreneurship is essential in creating, fulfilling and forming a healthy economy. This study is conducted to investigate Factor Affecting on Entrepreneurial Intention: The case study on Wollo University Students. Some studies have been done in this area but only a few were conducted in Ethiopia. This research aims to address the gap that exists due to the weakness of previous studies to verify the factors that affect entrepreneurial intention and provide more clarification on the topic. Methods: For the purpose of this study explanatory research design was employed. The researcher used stratified random sampling to classify all participants into seven colleges and one school of law. From each stratum proportionally by using purposive sampling to select 226 respondents with graduate students from college of business and economics for the desire of the study. Both primary and secondary data were collected. Primary data were collected through structured questionnaire from 210 students. Secondary data were collected from previous studies and used as reference. Results: The correlation and regression analysis has been applied to see the relationship and how independent variables influence entrepreneurial intention. From the analyses it is confirmed that demographic factors have statistically insignificant effect on entrepreneurial intention, while personal factors, environmental factors and family background have a statistically significant effect on entrepreneurial intention. Conclusions: Based on the findings it is concluded that demographic factor does not affect entrepreneurial intention while personal factors, environmental factors and family background affect entrepreneurial intention.

scholarly journals The role of factoring in international trade financing

2020 ◽  
Vol 3 ◽  
pp. 36-41
Author(s):  
Tural Alasgarli ◽  
Keyword(s):  
International Economic ◽  
International Trade ◽  
Foreign Trade ◽  
Economic System ◽  
20Th Century ◽  
Trade Finance ◽  
Trade Relations ◽  
Trade Financing

As 20th century ends, international economic system has gained new characteristics, international trade and its finance has reached at a different aspect. Parallel to the increasing trade relations, new technics of foreign trade finance has been widely available. Among them, factoring was evaluated in this study.

scholarly journals An Analysis on Farmer Rights in International Trade Under Indonesian Law

2020 ◽  
Vol 8 ◽  
pp. 200-204
Author(s):  
Imanullah Moch Najib
Keyword(s):  
International Trade ◽  
Legal Protection ◽  
Secondary Data ◽  
Primary Data ◽  
Legal Interpretation ◽  
Legal Research ◽  
Indonesian Government ◽  
Triangulation Method ◽  
Alternative Solutions

The aims of this research were to examine the legal protection on the farmer rights in international trade under Indonesian law. The research was important to provide various alternative solutions over the problem of inabilities of farmer to be a subject of international trade and to review whether the Indonesian Government gave legal protection to farmer rights. It was an empirical legal research, which using primary and secondary data. Primary data was collected from the respondents and informants while the secondary ones were taken from primary and secondary legal materials. The validity of data used sources triangulation method while all of data were analysed by analysis of editing style through legal interpretation. The result showed that Indonesian Government through enactment of its legislation has not been providing the legal protection to the farmer rights in international trade optimally. Moreover, this study was expected to contribute in reforming over legislation that regulates the protection of farmer rights.

scholarly journals Analisis Kemungkinan Kebangrutan Berbasis Pendekatan Model Z-Score Altman dan Metode EVA pada PT X di Provinsi Kepulauan Bangka Belitung

2017 ◽  
Vol 7 (3) ◽  
pp. 169-183
Author(s):  
Melia Catherin ◽  
Budi Purwanto
Keyword(s):  
Firm Value ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Primary Data ◽  
Z Score ◽  
Regional Office ◽  
Financial Ratio ◽  
Factors Affecting ◽  
Gray Area ◽  
Credit Cycle

PT X has a regional office in Bangka Belitung Island Province which has been decrease in sales, increase in credit and inventory which may lead to insolvency. The purposes of this research was (1) to analyze the financial performance of PT X to learn factors affecting insolvency possibilities; (2) to analyze company condition that indicate insolvency possibilities; (3) to analyze the added values which could be given by the company in an insolvency possibility; (4) to analyze the relation of added values that had been given by the company with insolvent condition possibility. The primary data were gathered by interview. Secondary data consisted of financial reports, journal literatures, thesis, and related books. The data were processed through descriptive analysis, financial ratio, Z-score Altman model, and EVA method. Based on the descriptive analysis result, PT X was suffering a possibility of bankruptcy that may affect firm value which was also decrease. The financial ratio showed that cash ratio, operational profit margin, inventory cycle, credit cycle ratio, assets cycle ratio were decrease, DER and DAR were decreasing from 2010 until 2012, but it roused significantly in 2013 and turned back to decrease significantly on 2014. The result form Z-Score model showed that the company was in gray area in 2011, the company condition went better in 2012, but it went back to gray area in 2013-2014. The EVA result showed that PT X produced positive and decreased in EVA value from 2010 until 2014.

scholarly journals A Statistical Study of Crime in Ghana

2020 ◽  
pp. 6-16
Author(s):  
Bosson-Amedenu Senyefia ◽  
Eyiah-Bediako Francis ◽  
Kusi Prince
Keyword(s):  
Logistic Regression ◽  
Educational Level ◽  
Multinomial Logistic Regression ◽  
Religious Affiliation ◽  
Secondary Data ◽  
Age Group ◽  
Multinomial Logistic Regression Analysis ◽  
Equality Of Means ◽  
Homogeneity Of Variance ◽  
The Mean

Understanding the dynamics, patterns, and probabilities associated with the correlates of crime is a promising way to managing crime. In this study, a multinomial logistic regression was used to predict the propensity of individuals for committing particular crimes. The secondary data of 6702 prisoners was collated from Ghana Prisons Service for the purpose of the study. ANOVA and Brown-Forsythe robust tests of equality of means were employed, where the assumptions for homogeneity of variance were sustained and violated respectively. Pearson’s correlation matrix was also used in the analysis. Our findings showed that religious affiliation and educational level of convicts significantly affected the odds that they would commit a particular crime. Multinomial logistic regression analysis indicated that illiteracy significantly affected the odds that one would commit the crimes of manslaughter, rape, theft, causing harm, and issuing death threats. On the other hand, religious affiliation of an offender significantly affected the odds to commit the crime of murder. Educational level (r= -0.25; p< 0.05) and religious affiliation (r= -0.26; p<0.05) correlated negatively with crime. There were no significant differences in the mean score of crime across educational and religious levels. However, there were significant differences in the mean score of crime across age and gender. The mean difference from the post-hoc analysis showed a pattern of an initial rise in crime among the younger age group (8-25 years), a subsequent decline in the age group of 26-35, and a final surge in individuals beyond 35 years that did not surpass the initial peak. Females (M: 6.89, SD: 1.253) were found to have lower crime incidence than males (M: 7.43, SD: 3.008) for all crimes considered in this study. We recommend that Ghana’s Prison Service consider incorporating further demographic information of inmates in order to support research; which could help identify avenues for the amelioration of crime locally.

FACTORS AFFECTING WATER AVAILABILITY AT HOUSE HOLD LEVEL A CASE STUDY OF QUETTA BALOCHISTAN

Al-Burz ◽  
2017 ◽  
Vol 9 (1) ◽  
pp. 259-276
Author(s):  
Shaheen Usman Kakar ◽  
Dr. Mumtaz Ali Baloch ◽  
Dr. Shahida Habib
Keyword(s):  
Water Resources ◽  
Water Availability ◽  
Secondary Data ◽  
Well Being ◽  
Water Shortage ◽  
Primary Data ◽  
Factors Affecting ◽  
Alternative Water ◽  
The Government ◽  
Sanitation Systems

  Water is of basic substance for Human development, the water brought environment, economy, civilization, livelihood provisions and well being for the society. Comprehensively understanding factors affecting the availability of water for household the water consumption behavior are required to be designed for efficient and effective water uses. To address the issue we randomly investigated 200 households in five different populated towns of Quetta city. The primary data was collected through household questionnaire survey and observation. On the other hand, secondary data included books, journal articles and websites. Data were analyzed using the Statistical Package for Social Science (SPSS). The findings of this study revealed that type of family, monthly income, major source of water, presence of garden at household and responsible factor of water shortage are significantly correlated with water availability. The survey concludes that the available water resources provided by the government are not enough for the daily household usage resultantly the respondents struggle hard to managed alternative water resources as per their requirement. The paper recommend to bring  awareness for the public sector about their right to water and provision of water sources is core responsibly of Government, especially to draw a policy for new constructions of water resources or by the remodeling of water and sanitation systems.

scholarly journals Analisis Hukum Penyelesaian Sengketa Murabahah di Pengadilan Agama

2019 ◽  
Vol 2 (2) ◽  
Author(s):  
Afifi Tita Zahra ◽  
Muhammad Naim
Keyword(s):  
Dispute Settlement ◽  
Civil Law ◽  
Secondary Data ◽  
Judicial Power ◽  
Primary Data ◽  
Research Use ◽  
Use Case ◽  
Factors Affecting ◽  
Case Number

It is mentioned in the laws article 49 No 3 2006 that one of religious court’s duty is to solve murabahah dispute. However, a case related to murabahah dispute number 2860/Pdt.G/2013/PA.Mr. which is submitted to MojokertoReligius Court was rejected by judges. This research attempt to analyse this (1) What is judges consideration in charge of settling murabahah dispute in a verdict number 2860/Pdt.G/2013/Pa.Mr? (2) What factors affecting the judges verdict number 2860/Pdt.G/2013/Pa.Mr? (3) How do the murabahah financing products eligible with religious advice DSN Indonesian Ulamas Council in terms of murabahah financing? This research use case study. The primary data was taken in Mojokerto Religious Court with the case number 2860/ Pdt.G/2013/Pa.Mr while the secondary data based on law books and journals which is related to sharia economy. Data was collected by using interviews and documentation.This research conclude this (1) The judges decided to not accept the case number 2860/Pdt.G/2013/Pa.Mr because the murabahah agreement which contain dispute settlement should be resolved through the arbitration institution (BASYARNAS). (2) Factors that influence judges verdict was law and rules that regulate arbitration which is consist of laws No 1 21/2008 on Sharia Banking article 55, Laws no 48 2009 about Judicial Power article 59, article 1338 the Book of Civil Law and article 21 (3) In addition, a case number 2860/pdt.g/2013/pa mr in form of loan capital was not in accordance with MUI teaching number 4/DSN-MUI/IV/2000 that govern murabahah only for purchase of goods.  Keyword : murabahah, dispute settlement, religious court. 

scholarly journals Determinan Penyalahgunaan Narkoba pada Pekerja Pengunjung Tempat Hiburan

2007 ◽  
Vol 2 (1) ◽  
pp. 3
Author(s):  
Arvida Bar
Keyword(s):  
Drug Abuse ◽  
Drug Users ◽  
Multinomial Logistic Regression ◽  
Smoking Habit ◽  
Secondary Data ◽  
Work Load ◽  
Smoking Behaviour ◽  
Cross Sectional ◽  
Multinomial Logistic Regression Analysis ◽  
Younger Age

Angka penyalahgunaan narkoba di Indonesia dari tahun ke tahun makin meningkat, Sampai kini tercatat 1,5% atau 3,2 juta penduduk Indonesia merupakan pengguna narkoba. Penyalahguna narkoba terbesar berdasarkan pekerjaan adalah wiraswasta dan pengangguran. Penelitian ini bertujuan mengetahui faktor-faktor yang berhubungan dengan penyalahgunaan narkoba pada pekerja. Desain pada penelitian ini adalah krosseksional dengan sumber data sekun- der survei BPS tahun 2004. Besar sample adalah 8000 pekerja yang berkunjung ke tempat hiburan di Jakarta, Surabaya, Bandung, Medan, Semarang, Yogjakarta, Palembang, Balikpapan, Kendari, Manado, Makasar, Jambi, Bengkulu, Palangkaraya dan Mataram yang dipilih di tempat hiburan secara konsekutif. Hasil penelitian memperlihatkan 26,39% pekerja yang menjadi penyalahguna narkoba, dengan rincian 14,86% pekerja pernah menggunakan narko- ba, sedangkan 11,53% merupakan penyalahguna selama kurang lebih setahun. Hasil analisis regresi logistik multinomial diperoleh faktor yang berhubungan dengan penyalahgunaan narkoba pada pekerja pengunjung tempat hiburan adalah usia, pendidikan terakhir, perilaku merokok, pendapatan, ketaatan dalam keluarga, kesibukan di tempat kerja, status perkawinan. Terdapat interaksi antara merokok dan ketaatan dalam keluarga. Penyalahgunaan narkoba semakin banyak pada usia dewasa muda, pendidikan yang maakin tinggi, Pendapatan yang makin tinggi, ketaatan beribadah dan pada keluarga yang makin rendah tempatkerja yang makin sibuk, dan kebiasaan merokok, pekerja berkeluarga berisiko lebih rendah.Kata kunci: Ketaatan, perilaku merokok, narkoba, pekerja.AbstractThe figure of drug abuse in Indonesia is increasing every year. It is recorded that the percentage of drug user in Indonesia is 1.5% or 3.2 million people. Based on employment types, most drug users are those working in private sectors and unemployed persons. This study is conducted in order to understand factors related to drug abuse among workers. Design of this study is cross sectional with secondary data from BPS Survey in 2004. Number of sample was 8000 workers visited entertainment places in Jakarta, Surabaya, Bandung, Medan, semarang, Yogyakarta, Palembang, Balikpapan, Kendari, Menado, Makassar, Jambi, Bengkulu, Palangkaraya, and Mataram. The results show that there were 26.39% workers was drug users where 14.86% had ever tried to to consume drug and 11.53% had been using drug for around a year. The multinomial logistic regression analysis shows that factors most related to drug abuse among workers who visited night entertainment places are age, latest education, smoking behaviour, income, obedience in fasmily, working load at working place, and marital status. There is interaction between smoking behaviour and obedience in the family. Those with higher risk are younger age, higher education, higher income, low family obedience, high work load, have smoking habit, and not married.Key words: Obedience, smoking habit, drugs abuse, workers

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