scholarly journals DETERMINATION OF IMPAIRMENT LOSSES RESERVE AND ITS IMPACT ON INTEREST EARNED AT PT BANK MANDIRI (PERSERO) TBK FROM 2014-2018

2020 ◽  
Vol 6 (11) ◽  
pp. 59-70
Author(s):  
M. Noor Salim ◽  
Andreas Latuperissa
Keyword(s):  
Cross Sections ◽  
Sampling Method ◽  
Time Series Data ◽  
Negative Relationship ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Series Data ◽  
Credit Quality ◽  
Debt Payment

The purpose of this study is: 1) To analyze how the different ways of determining impairment losses reserve will affect the interest earned 2) To make recommendation on the best way to determine the impairment losses reserve. This research method uses a quantitative approach based on time series data and cross sections. The population in this study is PT. Bank Mandiri (Persero) Tbk. In this study the sampling technique used probability sampling method. Determination of the sample using the simple random sampling method. Data analysis method in this study uses multiple regression analysis with the help of SPSS version 24.00. The results of the study show some conclusions as follows: 1) Delay in debt payment obligations (PKPU) is proven to have an influence on allowance for impairment losses (CKPN) with a positive relationship. 2) Credit quality (KK) is proven to have an influence on allowance for impairment losses (CKPN) in a negative direction. 3) Delayed debt payment obligations (PKPU) have been proven to influence interest earned with a negative relationship. 4) Credit quality (KK) is proven to have an influence on interest earned and 5) Allowance for impairment losses (CKPN) is proven to have an influence on interest earned with a negative relationship.

scholarly journals Theory of second optimization for scan experiment

2015 ◽  
Vol 30 (26) ◽  
pp. 1550149 ◽  
Author(s):  
X. H. Mo
Keyword(s):  
Cross Sections ◽  
Sampling Method ◽  
Optimization Theory ◽  
Sampling Technique ◽  
High Energy ◽  
Auxiliary Function ◽  
Optimal Position ◽  
Analytical Proof ◽  
Necessary And Sufficient

In many high energy experiments, the physics quantities are obtained by measuring the cross-sections at a few energy points over an energy region. This was referred to as scan experiment. The optimal design of the scan experiment (how many energy points, what the energies are, and what is the luminosity at each energy point) is of great significance both for scientific research and from economical viewpoint. Two approaches, one has recourse to the sampling technique and the other resorts to the analytical proof, are adopted to figure out the optimized scan scheme for the relevant parameters. The final results indicate that for [Formula: see text] parameters scan experiment, [Formula: see text] energy points are necessary and sufficient for optimal determination of these [Formula: see text] parameters; each optimal position can be acquired by single parameter scan (sampling method), or by analysis of auxiliary function (analytic method); the luminosity allocation among the points can be determined analytically with respect to the relative importance between parameters. By virtue of the second optimization theory established in this paper, it is feasible to accommodate the perfectly optimal scheme for any scan experiment.

Macro-Economic Disequilibrium and Educational Development in Nigeria between 1980-2017

2019 ◽  
Vol 10 (08) ◽  
pp. 20592-21600
Author(s):  
Gbadebo Salako ◽  
Adejumo Musibau Ojo ◽  
Jaji Ayobami Francis
Keyword(s):  
Time Series Data ◽  
Educational Development ◽  
Negative Relationship ◽  
Series Data ◽  
Explanatory Variables ◽  
Distributed Lag ◽  
Autoregressive Distributed Lag ◽  
Long Run ◽  
Stationarity Test ◽  
Level I

This study empirically investigates the effects of macroeconomic disequilibrium on educational development in Nigeria. The study employed time series data between 1980 and 2017. Autoregressive Distributed Lag method of estimation was employed. The result revealed that the variables stationarity test were mixed between the first difference I(I) and level I(0). The cointegration result shows that there exist long run relationship between the variables. The result revealed that Balance of payment, Poverty, Debt rate inflation and unemployment exhibited negative relationship with educational development. The estimation result showed that all explanatory variables account for 88% variation of educational development in Nigeria. It is therefore recommended that government should fast track policies that can stabilize inflation and exchange rate in the country. Also, Policies must be formulated to reduce poverty and unemployment.

Kapasitas Adaptasi dan Resiliensi Komunitas Menghadapi Bencana Erupsi Gunung Merapi

2019 ◽  
Vol 2 (5) ◽  
pp. 617
Author(s):  
Nyimas Ayu Dillashandy ◽  
Nurmala K Panjaitan
Keyword(s):  
Adaptive Capacity ◽  
Random Sampling ◽  
Qualitative Data ◽  
Sampling Method ◽  
Sampling Technique ◽  
Community Resilience ◽  
Simple Random Sampling ◽  
Quantitative Approach ◽  
Institutional Memory ◽  
Innovative Learning

Mount Merapi eruption has occurred several times in Indonesia and the biggest eruption that last occurred in 2010. The community were suffered losses and were affected by eruptions. The purposes of this research are to analyze community resilience, to analyze the level of vulnerability, and to analize the community adaptive capacity. The research using a quantitative approach supported by qualitative data. Simple random sampling technique is used as the sampling method and the informant was taken purposively. The results of this research showed that when the eruption occurred the community has a high vulnerability. The adaptive capacity is also high with innovative learning based on institutional memory and supported by the connectedness. Communities achieve resilience and can adapt to changes with high adaptive capacity.  Keywords: adaptive capacity, community resilience, eruption, vulnerability ABSTRAK Erupsi Gunung Merapi sudah terjadi beberapa kali di Indonesia dan erupsi terbesar yang terjadi terakhir kalinya yaitu pada tahun 2010. Komunitas mengalami berbagai kerugian dan terkena dampak dari erupsi. Tujuan dari penelitian ini adalah untuk menganalisis resiliensi komunitas, menganalisis tingkat kerentanan komunitas, dan menganalisis kapasitas adaptasi komunitas. Penelitian ini dilaksanakan dengan menggunakan pendekatan kuantitatif yang didukung oleh data kualitatif. Pemilihan responden dilakukan dengan teknik sampel acak sederhana sedangkan pemilihan terhadap informan dilakukan secara sengaja. Hasil penelitian ini menunjukkan bahwa saat erupsi terjadi komunitas memiliki kerentanan yang tinggi. Kapasitas adaptasi komunitas tinggi dengan adanya innovative learning yang didasari oleh pengetahuan dan pengalaman dan didukung oleh jaringan yang dimiliki. Komunitas berhasil mencapai resiliensi dan dapat beradaptasi dengan perubahan-perubahan dengan kapasitas adaptasi yang tinggi.Kata kunci : kapasitas adaptasi, kerentanan, erupsi, resiliensi komunitas

PENGARUH KUALITAS PRODUK KOPI TERHADAP KEPUTUSAN PEMBELI DI POINT COFFEE PEDURENAN

2021 ◽  
Vol 15 (01) ◽  
pp. 22-28
Author(s):  
Dwi Lolla Octavyan ◽  
Sofiani Sofiani
Keyword(s):  
Product Quality ◽  
Sampling Method ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Quality Service ◽  
Purchasing Decisions ◽  
Coffee Shop ◽  
Specialty Coffee ◽  
Dominant Influence

Indonesia as one of the largest coffee producing countries in the world has an important role in global trade, namely the specialty coffee trade. Specialty coffee is one of the leading commodities for coffee producing countries like Indonesia because of the taste of the coffee. The quality of the product itself has an understanding that the product offered by the seller has more selling value that must be owned by competitors' products, therefore the company is trying to focus on the quality of the product and compare it with the products offered by competing companies. This research is associative research using a quantitative approach. With the aim to analyze the effect of Coffee Beverage Product Quality on Buyer's Decisions at Point Coffee Pedurenan, South Jakarta, as well as find out which factors have a dominant influence on Buyer's Decisions at the Coffee Shop. The sample in this study amounted to 100 respondents who had visited Point Coffee by using the Probability Sampling method with the Simple Random Sampling technique. The data was collected using questtionnaires and distribute it directly to buyers at Point Coffee. The suggestion from this research is that the owner of Point Coffee can maintain the hygiene that has been applied by the workers, Increase again the Quality, Quantity, Variation, and Innovation of coffee beverage products in terms of flavor, to meet the buyer's decision. And Point Coffee is more innovative so that buyers don't get bored easily if they come again at Point Coffee. Keywords: Product Quality, Service Quality, Purchasing Decisions

Relationship between Budget Deficit and Economic Growth: Evidence from Ethiopia

2021 ◽  
Vol 2 (2) ◽  
pp. 10-15
Author(s):  
Desalegn Emana
Keyword(s):  
Economic Growth ◽  
Interest Rates ◽  
Budget Deficit ◽  
Time Series Data ◽  
Negative Impact ◽  
Positive Impact ◽  
Negative Relationship ◽  
Nominal Exchange Rate ◽  
Series Data ◽  
Long Run

This study examined the relationship between budget deficit and economic growth in Ethiopia using time series data for the period 1991 to 2019 by applying the ARDL bounds testing approach. The empirical results indicate that budget deficit and economic growth in Ethiopia have a negative relationship in the long run, and have a weak positive association in the short run. In line with this, in the long run, a one percent increase in the budget deficit causes a 1.43 percent decline in the economic growth of the country. This result is consistent with the neoclassical view which says budget deficits are bad for economic growth during stimulating periods. Moreover, in the long run, the variables trade openness and inflation have a positive impact on Ethiopian economic growth, and on the other hand, the economic growth of Ethiopia is negatively affected by the nominal exchange rate in the long run. Apart from this, in the long run, gross capital formation and lending interest rates have no significant impact on the economic growth of the country. Therefore, the study recommends the government should manage its expenditure and mobilize the resources to generate more revenue to address the negative impact of the budget deficit on economic growth.

Determinant factors of culinary creative business performance in the city of Makassar

2021 ◽  
Vol 42 (04) ◽  
pp. 44-53
Author(s):  
ST HATIDJA ◽  
◽  
Amiruddin TAWE ◽  
Chalid I. MUSA ◽  
La HALISU ◽  
...  
Keyword(s):  
Structural Equation ◽  
Business Performance ◽  
Dynamic Capabilities ◽  
Sampling Method ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Full Data ◽  
Research Findings ◽  
Modelling Techniques ◽  
The City

The purpose of this study is to analyze how the capabilities of business performance in creative culinary ventures in Makassar City, Indonesia. Data were obtained from sources using a questionnaire distributed to 1,402 entrepreneurs in the small and medium business category. The sampling method is probability sampling with simple random sampling technique. The number of samples in this study was determined using the Slovin formula of 311 people, totalling 197 respondents who received the questionnaire in full. Data were analyzed using descriptive statistics with structural equation modelling techniques. The research findings explain dynamic capabilities that are important for enhancing innovation and business performance, as well as to assist future researchers to examine other factors that are predictors in improving business performance.

scholarly journals Mental Health and Political Representation: A Roadmap

2021 ◽  
Vol 2 ◽  
Author(s):  
Luca Bernardi
Keyword(s):  
Mental Health ◽  
Mental Health Services ◽  
Health Services ◽  
Time Series Data ◽  
Political Representation ◽  
Negative Relationship ◽  
Series Data ◽  
Political Equality ◽  
Public Preferences ◽  
Policy Problems

Research on health and political behavior has identified a significant mental health-participation gap that is likely to have important consequences for political equality. Yet such consequences remain by and large unexplored. Inspired by 60 years of empirical research on public opinion, media and policy, this article proposes a roadmap for research on the political representation of mental health. It advances a number of research questions around 1) opinion formation and issue emergence and evolution, 2) multiple and complementary societal signals that can influence policy makers’ issue attention and policy change, and 3) different conceptions of representation and their consequences for public attitudes and political participation. The article also provides a preliminary attempt at addressing whether mental health spending incorporates signals from public preferences for spending on mental health services or policy problems. Making use of time-series data on spending on mental health services by local authorities in England between 1994 and 2013, the analysis finds no statistical association between spending and policy problems and reveals a negative relationship between spending and public preferences, suggesting that if spending is reacting at all to preferences, it misrepresents them. This article invites scholars to collect more data and produce more research that will guide interventions to help overcome stigma and participation challenges that undermine political equality as one of the key principles of democracy.

scholarly journals Kontribusi Marketing Syariah dan Citra Lembaga Dalam Mempengaruhi Keputusan Nasabah Menabung

2020 ◽  
Vol 6 (1) ◽  
pp. 11
Author(s):  
Nur Anim Jauhariyah ◽  
Kiki Fitria ◽  
Mahmudah Mahmudah
Keyword(s):  
Survey Research ◽  
Random Sampling ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Quantitative Approach ◽  
Institutional Image ◽  
The Public ◽  
Simultaneous Influence

The purpose of this study 1) Knowing the influence of sharia marketing (X1) on customer decisions (Y) saving; 2) Determine the magnitude of the influence of the image of the institution (X2) on the customer's decision (Y) to save; 3) Knowing the simultaneous influence between sharia marketing (X1) and institutional image (X2) on Customer Decision (Y) saving. In this study using a quantitative approach to the type of survey research. Determination of the research sample using simple random sampling technique with 30 respondents. Research conclusions 1) Sharia marketing Bank Syariah Mandiri KC Genteng Banyuwangi Regency is one of the factors that influence customers' decision to save. The better the marketing of sharia is carried out, the more interested the public will be in saving at Syariah Syariah Bank KC Genteng Banyuwangi Regency; 2) the image of the institution of Bank Syariah Mandiri KC Genteng Banyuwangi Regency is one of the factors that influence the interests of customers to save. The better the image in the minds of the public, the more interested people will be saving at the Syariah Mandiri Bank KC Genteng Banyuwangi Regency; 3) sharia marketing (X1) and institutional image (X2) are the dominant variables on customer decisions (Y) saving at Bank Syariah Mandiri KC Genteng Banyuwangi Regency.

scholarly journals The influence application of Information Technology and Competence on Employee Productivity through Job Satisfaction in the Civil Apparatus at Hasanuddin University

2020 ◽  
Vol 2 (3) ◽  
pp. 92-99
Author(s):  
Muhammad Erfan ◽  
Mahlia Muis ◽  
Andi Ratna Sari Dewi
Keyword(s):  
Job Satisfaction ◽  
Information Technology ◽  
Sampling Method ◽  
Work Productivity ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Measurement Scale ◽  
Employee Productivity ◽  
The Status ◽  
Minimum Number

This study aims to analyze (i) the effect of information technology variables on job satisfaction; (ii) the effect of competency variables on job satisfaction; (iii) the effect of information technology variables on work productivity; (iv) the effect of competency variables on work productivity; (v) the effect of job satisfaction variables on work productivity; (vi) the influence of information technology variables on work productivity through job satisfaction variables; and (vii) the effect of competency variables on work productivity through job satisfaction variables. The quantitative approach is used to test and analyze the factors that influence job satisfaction and work productivity. Research location at Hasanuddin University, Makassar City. The population in this study were Unhas employees with the status of ASN (State Civil Apparatus) as many as 935 people. The sampling method uses probability sampling with a simple random sampling technique. Withdrawing the number of samples using the Slovin formula, which produces 90 people as a minimum number. Data collection techniques using a questionnaire with a measurement scale used is a Likert scale with five components. Data analysis techniques in this study used path analysis. The results showed that information technology and competency variables significantly influence job satisfaction and work productivity. Information technology and competence have a significant effect on work productivity through job satisfaction variables. All hypotheses are accepted and supported by previous research.

scholarly journals MOTIVASI DAN DUKUNGAN SOSIAL KELUARGA MEMPENGARUHI KEPATUHAN BEROBAT PADA PASIEN TB PARU DI POLI PARU BP4 PAMEKASAN

2018 ◽  
Vol 7 (2) ◽  
Author(s):  
Latifatul Muna ◽  
Umdatus Soleha
Keyword(s):  
Social Support ◽  
Cause Of Death ◽  
Treatment Program ◽  
Multiple Logistic Regression Analysis ◽  
Negative Relationship ◽  
Treatment Compliance ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Cross Sectional ◽  
Family Social Support

Tuberculosis is the number three cause of death in Indonesia (results SKRT, 1995), one of the cause of death was a failure of TB treatment programs that are affected by treatment non compliance. Implementation of the treatment program should involve the patient's family and raise awareness to understand the importance of treatment. This study aimed to analyze the relationship between motivation,  family social support with treatment compliance in patients with pulmonary tuberculosis in Pulmonary BP4 Poly (Hall Eradication and Prevention of Pulmonary Disease) Pamekasan. This study was an observational analytic study with cross sectional approach. Amount of samples of 16 outpatients selected by simple random sampling technique from the patient population undergoing treatment at Poly BP4 Pamekasan. Independent variables examined included family motivation and social support, while the dependent variable was treatment compliance. Data was collected through questionnaires spread sheets, data were analyzed using multiple logistic regression analysis. The results showed there was a negative relationship motivation with treatment compliance (OR = 0.67, p = 0.667) and there is  a relationship of family social support with treatment compliance (OR = 20.0, p = 0.027). Multivariate test results were there is a relationship with sufficient strength among motivation (OR = 0.48, p = 0.589), family social support (OR = 21.99, p = 0.028) with treatment compliance.Conclusion of this study is a family of high social support  will lead to higher compliance too. For tuberculosis treatment program required an awareness of the patient and family support

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