scholarly journals Analisis Faktor-Faktor Yang Mempengaruhi Keputusan Nasabah Menabung Pada Bank BRI Cabang Praya Lombok Tengah

2021 ◽  
Vol 2 (2) ◽  
pp. 41-47
Author(s):  
Lalu Ardhi Kusuma
Keyword(s):  
Factor Analysis ◽  
Interest Rates ◽  
Research Method ◽  
Simple Random Sampling ◽  
Sample Survey ◽  
Analysis Model ◽  
Descriptive Research ◽  
Two Factors ◽  
Saving Decisions ◽  
The Interest Rate

This research aims to find and find out the factors that affect customers saving at Bank BRI Praya Branch, these factors include Products, Interest Rates, Places, Promotions, Processes, physical, employees and services. This type of research is descriptive research at Bank BRI Praya Branch, Jalan Gajah Mada No. 128 Praya Central Lombok. This research method is a sample survey, determining respondents using Simple Random Sampling. The analysis model used is qualitative using the Likert scale and quantitative using table anlisa and factor analysis. Based on the calculation of factor analysis results, six variables affect customer saving decisions, including Product Variables, Places, Processes, Physical, Employees, and Services. The six variables form the two factors that most affect the arena has an eigenvalue of more than 1.0 and loading factors above 0.4. Factor 1 has an eigenvalue of 1,914, and factor 2 has an eigenvalue of 1,587. The other two variables do not participate in the influence, namely for variable interest rates and promotions. The interest rate does not enter into because it has an MSA of less than 0.5. At the same time, the advertisement does not affect it because it has a loading factor of less than 0.4. Therefore, Bank BRI Praya Branch must pay attention to factors that influence customers by improving their quality and improving variables that do not affect to attract people to save more optimally in the future

scholarly journals The Laba Per Saham, Rasio Hutang, Pengembalian Atas Aset dan Suku Bunga Terhadap Nilai Perusahaan Wholesale

2021 ◽  
Vol 4 (1) ◽  
pp. 648-661
Author(s):  
Elise Elise ◽  
Mariska Sisilia ◽  
Rina Yustito S ◽  
Cherria Halim
Keyword(s):  
Linear Regression ◽  
Interest Rates ◽  
Firm Value ◽  
Research Method ◽  
Sampling Method ◽  
Regression Equations ◽  
Debt Ratio ◽  
Analysis Model ◽  
Return On Assets ◽  
Earnings Per Share

This study aims to determine the effect of earnings per share, debt ratio, return on assets and interest rates on firm value in whosale companies listed on the IDX in 2014-2018. This research was conducted using an associative research method and a quantitative approach. 17 companies as samples were taken using purposive sampling method. The analysis model uses multiple linear regression equations. The result of the research is that earning per share has no effect on firm value at Whosale companies listed on the IDX. The debt ratio does not affect the firm value of Whosale companies listed on the IDX. Returns on assets have an effect on firm value at Whosale companies listed on the IDX. Interest rates do not affect the firm value of Whosale companies listed on the IDX. Earnings per share, debt ratio, return on assets and interest rates have an effect on firm value at Whosale companies listed on the IDX.

scholarly journals Pengaruh Pelaksanaan Pengalaman Lapangan Industri terhadap Minat Berwirausaha pada Mahasiswa Teknik Otomotif Fakultas Teknik Universitas Negeri Padang

2021 ◽  
Vol 2 (1) ◽  
pp. 21-32
Author(s):  
Gusmardiansah Gusmardiansah ◽  
Rifdarmon Rifdarmon
Keyword(s):  
Significant Influence ◽  
Random Sampling ◽  
Research Method ◽  
Field Experience ◽  
Total Population ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
State University ◽  
Descriptive Research ◽  
Engineering State

Indonesia is currently experiencing many problems, the trigger is the COVID-19 outbreak so that many workers have been laid off and cause poverty. The effort made to solve this is to increase student resources who are interested in entrepreneurship. In the Faculty of Engineering, State University of Padang, there are lessons that support interest in entrepreneurship, namely the Industrial Field Experience Course (PLI). This research will look for the influence of PLI on Entrepreneurial Interest, this is done to see the entrepreneurial values that grow after the implementation of PLI. Correlational descriptive research method with a population of 83 people from the total population taken 33 people for testing, while the 50 people for research, sampling technique (simple random sampling). The results showed that there was a significant influence between variables, 84% of PLI Implementation, 77% Entrepreneurial Interest and the Influence of PLI on Entrepreneurial Interest 28.4%. Indonesia saat ini mengalami banyak permasalahan, pemicunya adalah Wabah COVID-19 sehingga banyak tenaga kerja yang di PHK dan menyebabkan kemiskinan. Usaha yang dilakukan untuk menyelesaikan ini yaitu meningkatkan Sumber Daya Mahasiswa yang berminat untuk Berwirausaha. Di fakultas Teknik Universitas Negeri Padang ada Pembelajaran yang menunjang minat berwirausaha yaitu Mata Kuliah Pengalaman Lapangan Industri (PLI). Pada penelitian ini akan di cari Pengaruh PLI terhadap Minat Berwirausah, ini dilakukan untuk melihat nilai-nilai wirausaha yang tumbuh setelah pelaksanaan PLI. Metode penelitian deskriptif korelasional dengan Populasi sebanyak 83 orang dari jumlah populasi di ambil 33 orang untuk ujicoba, sedangkan yang 50 orang untuk Penelitian, Teknik sampling (simple random sampling). Hasil penelitian adanya pengaruh siknifikan antar variabel, 84% Pelaksanaan PLI, Minat Berwirausaha 77% dan Pengaruh PLI terhadap Minat Berwirausaha 28,4%.

scholarly journals Effect of Beneficiary Participation on the Implementation of Sand Dam Drift Projects in Kaiti Sub-County

2016 ◽  
Vol 1 (1) ◽  
pp. 1-19
Author(s):  
Benson Muteti Masila ◽  
Dr. Mike Iravo
Keyword(s):  
Linear Regression Analysis ◽  
Simple Random Sampling ◽  
Target Population ◽  
Multiple Linear Regression Analysis ◽  
Policy Formulation ◽  
Primary Data ◽  
Analysis Model ◽  
Descriptive Research ◽  
Community Project ◽  
The Government

Purpose: The purpose of this study was to establish the effect of beneficiary participation on the implementation of sand dam drift projects in Kaiti Sub-County.Methodology: The study used descriptive research design. The target population for the study was all 19, 656 households in Kaiti Sub-County. The sample size was 150 household. The study used simple random sampling to select the household. The households’ heads were the respondents. The study used primary data gathered by use of a structured and semi-structured questionnaire. Descriptive statistics such as, mean and frequencies and inferential statistics, regression and correlation analysis, were used to perform data analysis. A multiple linear regression analysis model was used to test the hypotheses and link the variables.  Results: The findings indicated that there was a positive and a significant relationship between Beneficiaries’ participation in identification of project activities, Beneficiary Commitment, Beneficiary knowledge and Capacity building and the implementation of sand dam drift projects.Unique contribution to theory, practice and policy: The findings of this study are useful to the government in policy formulation on community project involvement.

scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI INVESTASI SWASTA DI BEBERAPA NEGARA DI ASEAN

2019 ◽  
Vol 1 (3) ◽  
pp. 679
Author(s):  
Titin Yulida ◽  
Syamsul Amar B ◽  
Melti Roza Adry
Keyword(s):  
Data Analysis ◽  
Exchange Rates ◽  
Interest Rates ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Private Investment ◽  
Descriptive Research ◽  
Analysis Technique ◽  
Inflation Rates ◽  
The Interest Rate

This study aims to analyze the effects of: interest rates on private investment in ASEAN, inflation rates on private investment in ASEAN, exchange rates on private investment in ASEAN, output on private investment in several countries in ASEAN. This type of research is descriptive research. The data in this study are secondary data. The data analysis technique used is descriptive analysis and inductive analysis and hypothesis t test and f test. The results showed that the interest rate had a positive and not significant effect on private investment (Y), inflation had a negative and not significant effect on private investment (Y), the exchange rate had a negative and significant effect on private investment (Y), and output had a positive and significant effect towards private investment (Y).

scholarly journals Stock And Bond Market Linkage In The Empirical Study Of Interest Rate Sensitivity Of Bank Returns

2011 ◽  
Vol 15 (1) ◽  
pp. 47 ◽  
Author(s):  
Suresh C. Srivastava ◽  
Shahid Hamid ◽  
Askar H. Choudhury
Keyword(s):  
Interest Rate ◽  
Interest Rates ◽  
Factor Model ◽  
Methodological Issue ◽  
Arma Model ◽  
Rate Sensitivity ◽  
Market Index ◽  
Two Factors ◽  
Market Linkage ◽  
The Interest Rate

<span>The bank stocks equilibrium pricing relation is the traditional CAPM augmented by a second factor to account for the unexpected changes in the interest rates. This paper examines the methodological issue of constructing an interest rate variable that is orthogonal to the market index. We test a new approach in which the interest rate variable and the market return are treated as the components of a bivariate vector, a suitable vector ARMA model is determined, and then the appropriate whitened residuals are used as the interest rate factor in the two-factor model. Results are compared with the results from other models in which prevailing orthogonalization procedure is used. Our investigation indicates that the robustness of the result depends, to a limited extent, on the procedure employed to orthogonalize the two factors.</span>

scholarly journals Correlation of Students’ Self-efficacy, Adaptability and Entrepreneurial Intention

2019 ◽  
Vol IV (III) ◽  
pp. 140-147
Author(s):  
Naeem Ullah ◽  
Muhammad Shakir ◽  
Jam Muhammad Zafar
Keyword(s):  
Factor Analysis ◽  
Data Collection ◽  
Self Efficacy ◽  
Research Method ◽  
Entrepreneurial Intention ◽  
T Test ◽  
Descriptive Research ◽  
Correlation Tests ◽  
Period Data ◽  
Highly Correlated

The current study is an investigation of the correlation between students’ Self-efficacy, adaptability and Entrepreneurial Intention. For appropriate results and understand the phenomena; a descriptive research method was used. Previous entrepreneurial aptitude scale of the author was used for data collection from seven universities of Punjab and Islamabad territory of Pakistan. 3rd and 4th semesters’ students (MBA and M.Sc Economics) and 7th and 8th semesters’ students (BBA honor and BS Economics) of management science and economics departments were selected. Total 560 questionnaires were randomly distributed in respondents out of which 493 were returned with in scheduled period. Data examined by the Factor analysis, T-test, ANOVA, correlation tests in SPSS-20. Results revealed that students’ SE, adaptability and EI are highly correlated with each- others.

scholarly journals ANALISIS KESALAHAN SISWA DALAM MENYELESAIKAN SOAL CERITA MATEMATIKA BERDASARKAN LANGKAH PENYELESAIAN POLYA

2019 ◽  
Vol 7 (2) ◽  
pp. 120
Author(s):  
Nur Rofi'ah ◽  
Hidayah Ansori ◽  
Siti Mawaddah
Keyword(s):  
Data Collection ◽  
Error Analysis ◽  
Word Problems ◽  
Random Sampling ◽  
Research Method ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Descriptive Statistics ◽  
Descriptive Research ◽  
Mathematical Word Problems

Soal cerita matematika seringkali dianggap sulit oleh para siswa, sehingga seringkali terdapat banyak kesalahan yang dibuat oleh siswa dalam menjawab soal cerita matematika. Tujuan dari penetian ini adalah menganalisis jenis kesalahan yang dibuat oleh siswa dalam menyelesaikan soal cerita matematika berdasarkan langkah penyelesaian Polya. Penelitian ini menggunakan metode penelitian deskriptif dengan pendekatan kuantitatif. Siswa kelas VII SMP Negeri Se-Kecamatan Banjarmasin Tengah merupakan Populasi dari penelitian ini. Pengambilan sampel dilakukan menggunakan teknik simple random sampling sehingga diambil sampel dari lima sekolah dengan jumlah 422 siswa. Teknik pengumpulan data memakai tes soal uraian serta dianalisis berdasarkan langkah penyelesaian Polya. Data dianalisis menggu­nakan statistik deskriptif. Hasil penelitian menunjukkan bahwa terdapat empat jenis kesalahan yang dilakukan siswa kelas VII SMP Negeri di Kecamatan Banjarmasin Tengah dalam menyelesaikan soal cerita materi Aritmatika Sosial berdasarkan langkah penyelesaian Polya yaitu kesalahan memahami masalah termasuk ke dalam kesalahan dengan kategori kecil. Sedangkan, kesalahan menyu­sun rencana, kesalahan menyelesaikan perencanaan, dan kesalahan memeriksa kembali termasuk ke dalam kesalahan dengan kategori cukup tinggi.Kata kunci: analisis kesalahan, soal cerita matematika,langkah penyelesaian Polya.Abstract: Mathematical word problems are often considered difficult by students, so there are many mistakes made by students in answering mathematical word problems. The research aim is to analyze the types of errors made by students in solving mathematical word problems based on Polya's completion steps. This research uses descriptive research method with quantitative approach. VII grade students of SMP Negeri in Central Banjarmasin District are the population of this study. Simple random sampling technique was used in the research so that five schools with a total 422 students had been choosen. Data collection techniques used test (essay questions) and it was analyzed based on Polya's completion steps. Data were analyzed using descriptive statistics. The results showed that there were four types of errors made by VII grade students of SMP Negeri in Central Banjarmasin District in solving mathematical word problems about Social Arithmetic based on Polya's completion steps, namely error in understanding problems included in errors with small categories. Meanwhile, error in planning, error in completing plans, and error in re-checking are included in the errors with a fairly high category. Keywords: error analysis, mathematical word problems, Polya's completion steps

scholarly journals Exploring the Validity and Statistical Utility of a Racism Scale Among Black Men Who Have Sex With Men

2012 ◽  
Vol 7 (5) ◽  
pp. 362-373
Author(s):  
William Pastor Smith
Keyword(s):  
Factor Analysis ◽  
Confirmatory Factor Analysis ◽  
Black Men ◽  
Black Msm ◽  
Fit Indices ◽  
Analysis Model ◽  
Factor Analysis Model ◽  
Confirmatory Factor ◽  
Two Factors ◽  
Sex With Men

The primary purpose of this two-phased study was to examine the structural validity and statistical utility of a racism scale specific to Black men who have sex with men (MSM) who resided in the Washington, DC, metropolitan area and Baltimore, Maryland. Phase I involved pretesting a 10-item racism measure with 20 Black MSM. Based on pretest findings, the scale was adapted into a 21-item racism scale for use in collecting data on 166 respondents in Phase II. Exploratory factor analysis of the 21-item racism scale resulted in a 19-item, two-factor solution. The two factors or subscales were the following: General Racism and Relationships and Racism. Confirmatory factor analysis was used in testing construct validity of the factored racism scale. Specifically, the two racism factors were combined with three homophobia factors into a confirmatory factor analysis model. Based on a summary of the fit indices, both comparative and incremental were equal to .90, suggesting an adequate convergence of the racism and homophobia dimensions into a single social oppression construct. Statistical utility of the two racism subscales was demonstrated when regression analysis revealed that the gay-identified men versus bisexual-identified men in the sample were more likely to experience increased racism within the context of intimate relationships and less likely to be exposed to repeated experiences of general racism. Overall, the findings in this study highlight the importance of continuing to explore the psychometric properties of a racism scale that accounts for the unique psychosocial concerns experienced by Black MSM.

scholarly journals ANALISIS RESISTANCE FACTOR DALAM PENERAPAN PEMBELAJARAN BERBASIS ELEKTRONIK MENGGUNAKAN PENDEKATAN HUMAN-CENTERED-APPROACH

2020 ◽  
Vol 22 (3) ◽  
pp. 278-285
Author(s):  
Viska Armalina ◽  
Wisnu Hera Pamungkas
Keyword(s):  
Information Technology ◽  
Factor Analysis ◽  
Resistance To Change ◽  
Principal Component ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Dominant Factor ◽  
Personality Factors ◽  
Analysis Model ◽  
Factor Analysis Model

E-learning becomes an alternative way to transfer information effectively and efficiently in adopting information technology as a means of teaching and learning. Information technology applied must be Acceptable, if it’s not, it will display the behavior of resistance to change. This study uses the Human-Centered Approach-related resistance to change in preparation of the questionnaire instrument and using factor analysis in data processing and analysis. The process of taking samples using simple random sampling technique in which the taking of samples of the population that was randomly without regard to strata that exist in the population. Factor analysis model used is Principal Component Analysis (PCA). Phases of analysis of factors such as the correlation matrix, factor extraction, factor rotation, and interpretation of factors. Results from this research can be concluded that these factors play a role in the emergence of resistance to change in sequence from the most dominant factor Competence Factor, Motivation and Planning Implementation Factors, Communications in Leadership Factors, Culture Factor, Situations and Conditions Factors, Personality Factors, and Security Factor. It would be better if the sampling is not only for teachers but also involves students and mapped based on certain criteria which are equipped with the characteristics of each sample.

scholarly journals Interest Rate Theory in Islamic Economic Perspective

2021 ◽  
Vol 1 (1) ◽  
pp. 46-50
Author(s):  
Robist Hidayat
Keyword(s):  
Interest Rate ◽  
Interest Rates ◽  
Intrinsic Value ◽  
Rate Theory ◽  
Economic Perspective ◽  
Absolute Increase ◽  
Descriptive Research ◽  
The Government ◽  
Islamic Economic ◽  
The Interest Rate

Inflation is a condition in which there is a sharp (absolute) increase in prices that lasts continuously for a long period of time followed by a decline in the real (intrinsic) value of a country's currency. circulating through an increase in bank interest rates. For this reason, the government carries out monetary policy by suppressing the money supply through increasing bank interest rates. However, the interest rate has various kinds, namely classical interest rate theory, neo classical, modern keyness and hicks. Therefore, this study focuses more on interest rates and the theory of interest rates by experts. So that it produces descriptive research.  

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