scholarly journals Analisis Faktor Internal Dan Eksternal Yang Mempengaruhi Kinerja Bank Umum Di Indonesia Periode 2008-2011

2013 ◽  
Vol 9 (1) ◽  
Author(s):  
Kamalia Octaviyanty

Banks are the most important financial institutions affect the economy both micro and macro. To assess the growth of the banking industry is not only seen from the banking internal factors but its need to consider to the sensitivity of the banking sector to external factors such as macroeconomic conditions. This study aimed to analyze the influence of external and internal factors to the bank’s performance in IndonesiaFinancial data derived from the financial statements publications issued by Bank Indonesia and the Central Bureau of Statistics for the period 2008-2011. Total population in this study were 111 banks and samples used were 28 banks selected by using purposive random sampling. The data analysis used is the analysis of Structural Equation Modelling (SEM).The results showed that (1) external factors have significant influence to the operatio-nal policies and the bank’s performance, (2) internal factors have significant influence to the operational policies and the bank’s performance, and (3) operational policies have a significant influence to the bank’s performance. The results of this research can be used to guide, either by bank management in managing the company to improve their perfor-mance or investors in investing.Keywords: Internal Factors, External Factors, Operational Policies, Bank’s Performance

2017 ◽  
Vol 19 (2) ◽  
pp. 192 ◽  
Author(s):  
Lorentia Shierly ◽  
Sabrina Sihombing

Online shopping has grown popularity over the years because of its convenient and can often save money for buyers. There are two main factors that can affect a person to do shopping online: internal factors and external factors. Previous research often focuses on one factor only, that is, internal or external factors in influencing online shopping. Therefore, this research attempts to integrate both internal (i.e., personal innovation and hedonic motivation) and external factors (i.e., web design and eWOM) in predicting attitude and intention to buy online. Data was collected by using questionnaires with non-probability sampling method. The number of respondents was 228 respondents. Data was then analyzed by Structural Equation Modeling (SEM). Results showed that four out of five hypotheses are supported. Specifically, the results showed that personal innovation is not a significant predictor of attitude toward online shopping. This study also provides research limitations and suggestions for further research.


2021 ◽  
Vol 5 (1) ◽  
pp. 191
Author(s):  
Santi Duwi Nuryani ◽  
Anita Wijayanti ◽  
Endang Masitoh

This study aims to test and analyze the influence of leverage, liquidity, inflation, and interest rates on the value of the company. Property and real estate companies listed on the Indonesia Stock Exchange in 2016-2019 as a population. Purposive sampling method for sampling and research is quantitative type. The data sources used secondary data are obtained from annual financial statements and analysis used multiple linear regressions. The results of research into external factors of the company namely inflation and interest rates influenced the increase in the value of the company. While the company's internal factors namely leverage and liquidity do not affect the increase in the value of the company.


2017 ◽  
Vol 8 (1) ◽  
pp. 14-19 ◽  
Author(s):  
Christian Herdinata

Abstract In dealing with the factors affecting credit policy, a management should consider external and internal information before creating a policy. Internal factors include the structure and the amount of available bank assets and liabilities, and the type, state, and composition of available banking facilities and personnels. Meanwhile, external factors include the atmosphere of the business world in general and banking sector in particular, bank location, and others. The factors that need to be considered in credit policy cannot be separated from the problems that exist in banking activities. Since the factors affecting credit policy act as a guideline which influences credit management, it is important to analyze these factors. This research maps out some important factors in credit management and recommends certain practical steps that can be taken in credit management.


2020 ◽  
Vol 1 (1) ◽  
pp. 200-213
Author(s):  
Kirana Arenggaraya ◽  
Tjetjep Djuwarsa

This study was made to analyze the influence of both internal and external factors towards stock prices of mining sector companies listed on Indeks Saham Syariah Indonesia (ISSI). Internal factors that used are Return On Assets i(ROA) and Current Ratio (CR), and for the external factors are inflation and Gross Domestic Product (GDP). Stock prices used in this study is stock prices of mining sector companies that consistently listed in ISSI from December 2012 to May 2019. The sample consisted of 17 companies. All of the data were obtained from the official websites of Bursa Efek Indonesia, Bank Indonesia, and the World Bank. Data Panel Regression Analysis is used in this study, using Eviews 11. This study’s results are: partially ROA has a positive and significant influence on stock prices, while partially CR, inflation, and GDP has positive and insignificant influences on stock prices. Simultaneously ROA, CR, inflation, and GDP have a positive and significant influence on stock  prices.


2017 ◽  
Vol 48 (1) ◽  
pp. 129-140 ◽  
Author(s):  
Reza Pishghadam ◽  
Hannaneh Abbasnejad

Abstract Given the prominence of studies aimed at determining the factors influencing causal judgments, this study attempts to introduce the newly-developed concept of emotioncy as one of the guiding factors pushing attribution judgments toward a certain spectrum. To this end, two scales of attribution and emotioncy were designed using ten hypothetical situations. A total number of 309 participants filled out the scales. The construct validity of the scales was substantiated through confirmatory factor analysis (CFA). Afterwards, structural equation modeling (SEM) was utilized to examine the possible relationships among the sub-constructs of attribution and emotioncy scales. The results indicated that as the participants’ emotioncy level increases, it becomes more likely for them to attribute probable causes to external factors. Moreover, it was revealed that while the involved individuals attribute causes to external factors, the exvolved ones attribute them to internal factors. In the end, implications of the findings were discussed in the realm of judgment and decision making.


2019 ◽  
Vol 11 (6) ◽  
pp. 1518 ◽  
Author(s):  
Pagnarith Srun ◽  
Kiyo Kurisu

Over the last decade, municipal solid waste generation in Phnom Penh has increased noticeably; however, the waste management system is far from satisfactory. Considerable amount of waste is left uncollected, as well as intentionally disposed of in public open spaces. External and internal factors can trigger these problems. Possible external factors are low collection frequency, low cleaning services, and insufficient facilities such as small dumpsters. Possible internal factors, which also play an important role in this issue, include low awareness, insufficient knowledge, and low responsibility for personal waste. To examine the influences of these internal and external factors on people’s waste disposal behaviors, we selected and conducted a questionnaire survey at four sites in Phnom Penh that differ in waste collection frequency and population density. A total of 413 valid responses were obtained. We developed a structural equation model to explain people’s intentions not to dispose of waste in public open spaces. The results showed that personal and social norms, such as perception of social pressure from friends and family and from the government, had significant influences on intention, whereas the influence of external factors was much smaller.


2013 ◽  
Vol 850-851 ◽  
pp. 422-426
Author(s):  
Jing Zhang ◽  
Jian Qiu Zeng ◽  
Ye Yuan

This research focus on the influence of the network convergence to the cable TV network enterprises. Based on the literature review, status quo and case study, this research combines the collection of open questionnaires, generalizes the influencing factors of the cable TV networks transformation that involve external and internal factors. The influence of external factors is evaluated by the influence of each factor to the component elements of the model, while that of the internal factors is estimated through that to the enterprises competitive advantage. Therefore, this research establishes the structural equation model, followed by the corresponding hypotheses and tests.


2020 ◽  
Vol 30 (6) ◽  
pp. 1484
Author(s):  
Nurianah Nurianah ◽  
Muslich Anshori

This study discusses and analyzes the Ownership Structure, External Factors, Internal Against Capital Structure, Dividends and Company Value. The population used in this study is companies listed on the Indonesia Stock Exchange using 37 companies. The data used are from 2010 to 2019, this study uses descriptive statistical analysis and inference with Structural Equation Modeling (SEM). The analysis shows: ownership structure does not oppose capital structure, dividend policy, and firm value, external factors affect internal factors, external factors do not oppose capital structure, external factors do not significantly influence firm value, internal factors related to capital structure, factors internal does not oppose dividend policy, internal factors oppose company value, capital structure opposes dividend policy, dividend policy has no effect on capital structure, capital structure is related to company value, and dividend policy is related to company value. Keywords: Ownership Structure; External and Internal Factors; Dividend Policy; Manufacture.


2021 ◽  
Vol 18 (1) ◽  
pp. 23
Author(s):  
Nik Mohamad Shamim Nik Mohd Zainordin ◽  
Norazlyn Kamal Basha ◽  
Ho Jo Ann ◽  
Ng Siew Imm

This study aimed to uncover the internal and external factors driving Millennial consumers to engage in Online Video Advertisements (OVAs) sharing. Underpinned by the Theory of Planned Behaviour (TPB), the internal factors tested in this study were attitude, subjective norms, and perceived behavioural control. The external factors predicted to influence consumers’ intention and actual sharing behaviour of OVAs were company reputation, brand awareness, and celebrity endorsement were underpinned by Stimulus Organism Response Model (S-O-R). The study included perceived intrusiveness as a moderator between the aforementioned antecedents and the sharing behaviour of OVAs. A total of 220 Millennial respondents was collected in Selangor, Malaysia. Partial Least Squares Structural Equation Modelling (PLS-SEM) analysis showed that attitude and subjective norms significantly predict consumers’ intention to share OVAs. In terms of external antecedents, only celebrity endorsements were found to positively influence the sharing intention of OVAs. The study also revealed that perceived intrusiveness negatively moderates the effects of attitude and social norms on the intention to share OVAs.


2018 ◽  
Vol 18 (1) ◽  
Author(s):  
Olubunmi O. Obioha ◽  
Ajay K. Garg

Orientation: Customer loyalty is crucial in the retail banking sector, given the increasing competition within the industry and from emerging non-traditional players.Research purpose: This study sought to establish the influence of corporate governance practices on customer loyalty in Nigerian retail banks.Motivation for the study: Conducting a study of this nature highlights how corporate governance practices contribute to customer loyalty in the retail banking sector of Nigeria as a developing country in Africa.Research design, approach and method: Premised on relationship marketing and stakeholder theoretical orientations, the study used a sample of 424 bank customers scientifically selected from eight commercial banks identified within Ibadan Metropolis, Nigeria. A six-construct survey instrument was used to collect relevant data. Partial least square structural equation modelling (PLS-SEM) version 3 was utilised to ascertain the interaction between customer loyalty and corporate governance practices domains.Main findings: The result of the PLS-SEM model established that all corporate governance practices had a positive effect on customer loyalty at a very significant level (p < 0.01), except transparency and disclosure, which had an inverse relationship and effect on customer loyalty, though at a non-significant level (β = -0.005, p = 0.93). Presence of competent bank management had the highest positive influence on customer loyalty.Practical/managerial implications: The findings of this study will be useful for bank management and role players in the financial and other service sectors on the importance of good corporate governance and specific attributes of the identified corporate governance that are critical for business success.Contribution/value-add: This study was able to identify corporate governance practices from customers’ perspective, which is a departure from the traditional shareholder perspective in business studies. It has advanced the relatively known terrain in corporate governance and business literature by opening up new debates on the relevance of corporate leadership beyond the confines of the boardroom.


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