scholarly journals Influence of absorptive capability on organizational performance of tier two commercial banks in Kenya

2021 ◽  
Vol 8 (3) ◽  
pp. 183-191
Author(s):  
Wambua Benjamin Mweu ◽  
Maria Mung’ara
Keyword(s):  
Organizational Performance ◽  
Commercial Banks ◽  
Significant Contribution ◽  
Time Limits ◽  
Customer Base ◽  
Michael Porter ◽  
New Ideas ◽  
Descriptive Approach ◽  
The Difference ◽  
Market Needs

Firms that clearly understand their mandate are more easily able to understand their customers and hence are in a better position to create products that correctly fit in with the market needs and withstand competition. Most firms in the same industry operate under similar environments, however, the ability of a firm to understand its surroundings and take up the opportunities around it and at the same time minimize its threats within certain acceptable time limits, brings out to a large extent the difference between performance of one firm and the other in a similar industry.  This study was anchored on the competitive theory as advanced by Michael Porter. A descriptive approach was used by explaining the data and characteristics of the population being studied.  The study targeted a total of 64 respondents. This study did not sample the tier two commercial banks because they are few and hence a census was adopted. A pilot test on 8 employees was consequently carried out before this study. The respondents agreed that tier two banks strive to be competitive in the market and employees are encouraged to implement new ideas. The study concluded that absorptive capability has a significant contribution to performance of tier two banks. The study also recommended that banks should enhance customer retention to build their customer base.

Earnings and Investment Differentials Between Migrants and Natives: A Study of Female Street Vendors in Bengaluru City

2021 ◽  
pp. 097542532199031
Author(s):  
Channamma Kambara ◽  
Indrajit Bairagya
Keyword(s):  
Labour Market ◽  
Decomposition Method ◽  
Significant Contribution ◽  
Street Vendors ◽  
Significant Difference ◽  
The Difference ◽  
Rate Of Returns

This article explores whether there exists any difference in the earnings of self-employed migrant and native street vendors in a metro city, and if so, in what ways this difference is prominent. In order to accomplish the objective, we have collected data from women street vendors from Bengaluru city. The results depict that although there is no significant difference in the earnings between native and migrant street vendors, a significant difference exists in the size of investments made by them, that is, to earn the same amount of income, migrants need to invest more than natives. Moreover, the results, based on the Oaxaca–Blinder decomposition method, indicate that the pre-labour market endowment factors do not make a significant contribution to the overall difference in the rate of returns. The difference, instead, mainly exists because of the coefficient differences, which can be attributed to discrimination.

scholarly journals Assessment of the Construction of a Climate Resilient City: An Empirical Study Based on the Difference in Differences Model

2021 ◽  
Vol 18 (4) ◽  
pp. 2082
Author(s):  
Zifeng Liang
Keyword(s):  
Significant Contribution ◽  
Evaluation Method ◽  
Regional Climate ◽  
Chinese Government ◽  
Infrastructure Development ◽  
Grey System ◽  
Difference In Differences ◽  
Climate Resilience ◽  
The Difference ◽  
The Impact

Facing climate risks has become a common problem for mankind and a topic of great importance for the Chinese government. To thoroughly implement the overall requirements for the construction of an ecological civilization and effectively improve the capacity of cities to adapt to climate change, China launched the pilot construction of “Climate Resilient Cities” in 2017. In this paper, 16 prefecture level cities in Anhui Province of China were selected as the research objects, and the multi-level grey system evaluation method was used to measure the climate resilience of these regions. We used the difference in differences method to evaluate the effect of the pilot policy of “Climate Resilient Cities.” The pilot policies of the “Climate Resilient Cities” showed a significant contribution to the regional climate resilience, and, after isolating the impact of other factors on the regional climate resilience, the pilot policies of the “Climate Resilient Cities” increased the climate resilience of the pilot cities by four percentage points. The pilot policies of the “Climate Resilient Cities” had a significant contribution to the urban infrastructure development and ecological space optimization, as well as non-significant impacts to the urban water security, emergency management capacity-building, and science and technology innovation initiatives.

The impact of credit risk on the financial stability of commercial banks in Vietnam

2021 ◽  
Vol 11 (2) ◽  
pp. 67-80
Author(s):  
Nguyen Quoc Anh ◽  
Duong Nguyen Thanh Phuong
Keyword(s):  
Credit Risk ◽  
Commercial Banks ◽  
Financial Stability ◽  
Dynamic Panel Data ◽  
Z Score ◽  
Return On Equity ◽  
Score Analysis ◽  
Negative Effect ◽  
The Difference ◽  
The Impact

This study investigates the impact of credit risk on the financial stability of Vietnamese commercial banks. The paper uses the Z-score to proxy the financial stability of banks. We use the data of 27 Vietnamese commercial banks on BankScope, during 2010 - 2019. The paper applied a dynamic panel data approach; the selected method is the difference GMM (DGMM). The key question discussed is which factor impacts on Z-score. Analysis results show the negative effect of non-performing loans on the financial stability of banks. When commercial banks have higher non-performing loans, the lower the financial stability is. Additionally, bank-specific variables such as equity on asset ratio, the return on equity, the size of the bank and set of macroeconomic variables affect the bank’s financial stability. Based on the analysis results, we imply relevant policies for the State Bank of Vietnam and commercial banks.

scholarly journals Corporate reputation

2018 ◽  
Vol 25 (1) ◽  
pp. 47-64 ◽  
Author(s):  
Vanessa Pires ◽  
Guilherme Trez
Keyword(s):  
Organizational Performance ◽  
Corporate Reputation ◽  
Research Field ◽  
Social Implication ◽  
Public Companies ◽  
Content Type ◽  
Theoretical Paper ◽  
The Difference ◽  
And Performance ◽  
The Relationship

Purpose The purpose of this paper is to discuss the different approaches to the corporate reputation construct, in order to identify a comprehensive definition that can be used for measurement purposes, gaps identified by previous literature identified. Design/methodology/approach This is a theoretical essay. The authors analyzed studies that involve the relationship between corporate reputation and organizational performance, and the attributes of national and international corporate reputation ratings. Findings The authors identified a more comprehensive definition for the reputation construct, and indicated courses for the construct’s measurement, by considering: the judgment by the stakeholders (internal, suppliers, clients and the financial market); periodical evaluations under different organizational perspectives; attention to theoretical assumptions, among other aspects. Research limitations/implications The study is a theoretical paper that presents that the research field has many definitions that cannot be used interchangeably. It indicated how the reputation construct should be operationalized for measurement purposes. This study presented a reflection on the relationship between corporate reputation and performance, showing that it is not a settled topic in the academy. Practical implications The study advances the understanding of the reputation construct measurement, considering the adopted definition and the discussion of the attributes of the main ratings on corporate reputation. The adoption of a measurement method that takes into account the definition used in this study and the features of the methodologies discussed will improve the corporate reputation assessment. Social implications Literature indicates that a good corporate reputation can affect organizational performance and the inverse relationship is also true. As a social implication, it is extremely relevant to improve the understanding the definition and measurement methods of this construct. Originality/value This study discusses one of the most important intangible resources for organizations, contributing to the understanding of the difference between the market value and the book value of public companies. Besides it should be considered that there is one lack of a definition directly related to the measurement of the reputation construct in the literature, a gap in which this study contributes.

scholarly journals Analisis stabilitas tegangan pengisian baterai terhadap putaran kincir angin pada pembangkit listrik tenaga angin

JURNAL ELTEK ◽  
2020 ◽  
Vol 18 (1) ◽  
pp. 57
Author(s):  
Mira Esculenta Martawati
Keyword(s):  
Wind Power ◽  
Output Power ◽  
Pitch Angle ◽  
Alternative Energy ◽  
Power Plants ◽  
P Value ◽  
Wind Power Plants ◽  
The Difference ◽  
Market Needs ◽  
Turbine Speed

Pembangkit energi alternatif Saat ini semakin meningkat dikarenakan  berkaitan dengan semakin banyaknya kebutuhan pasar akan energi. Ada beberapa pembangkit energi alternatif yang sudah mulai dibangun antara lain pembangkit listrik tenaga angin. Pada umumnya pembangkit listrik tenaga angin didirikan di daerah pesisir pantai atau di daerah yang  miliki yang menghasilkan banyak angin. Dalam membangun pembangkit listrik tenaga angin dibutuhkan banyak perhitungan yang matang supaya didapatkan desain  yang sesederhana mungkin dengan biaya yang seminim mungkin akan tetapi dapat menghasilkan daya yang maksimal, sehingga dapat mengurangi pemborosan energi dan dapat memanfaatkan tenaga angin yang tersedia pada alam sekitarnya semaksimal mungkin dan dapat dimanfaatkan oleh masyarakat sekitar. Pembuatan simulasi turbin angin dapat dilakukan dengan menggunakan simulasi simulink pada matlab. Hasil dari simulasi dan analisa data adalah terdapat perbedaan  pengaruh antara variasi pitch angle dan kecepatan turbin terhadap daya keluaran dan nilai tegangan , karena nilai  p-value < 0,05 dan membuktikan bahwa H0 dinyatakan ditolak. Hasil dari penelitian ini menunjukkan bahwa semakin besar pitch angle maka kecepatan turbin terhadap daya keluaran dan tegangan yang dihasilkan juga akan semakin besar   Alternative energy generation is increasing as it relates to the growing number of energy market needs. There are several alternative energy plants that have begun to be built, such as wind power plants. In general, wind power plants are established in coastal areas or in areas that have produced a lot of wind. In building wind power plants needed a lot of mature calculations so that the design is as simple as possible with a minimal cost possible but can produce maximum power, so as to reduce energy waste and can utilize the wind power available in the surrounding nature as much as possible and can be utilized by the surrounding community. The manufacture of simulation of wind turbine can be done using simulink simulation in MATLAB. The result of the simulation and data analysis is the difference in influence between the variation of pitch angle and the speed of the turbine to the output power and the voltage value, due to the P-value value of < 0.05 and proving that the H0 declared rejected. The result of this study shows that the greater the pitch angle then the turbine speed to the output power and the resulting voltage will also be greater

scholarly journals Islamic Corporate Governance and Internal Control Influance on Fraud in Sharia Commercial Banks

2020 ◽  
Vol 1 (1) ◽  
pp. 28
Author(s):  
Mariyam Chairunisa
Keyword(s):  
Corporate Governance ◽  
Internal Control ◽  
Financial Services ◽  
Commercial Banks ◽  
Audit Committee ◽  
Supervisory Board ◽  
Negative Effect ◽  
Descriptive Approach ◽  
Quantitative Descriptive ◽  
Positive Effect

This study aims to examine impact of Islamic Corporate Governance and Internal Control on Fraud on sharia Commercial Bank in Indonesia. The unit analysis of this research is Sharia Commercial Banks in Indonesia which have been registered in the Financial Services Authority (OJK) period 2012 to 2017. This research was done to 11 Islamic commercial banks by using quantitative-descriptive approach. The results of this research showed that Sharia Supervisory Board and Internal Control have negative effect and unsignificant  on Fraud. However, Audit Committee has a positive effect and significant on fraud .

scholarly journals Kedudukan Lembaga Perbankan Sebagai Pembeli Lelang Eksekusi Hak Tanggungan Atas Jaminanya

Acta Comitas ◽  
2021 ◽  
Vol 6 (02) ◽  
pp. 310
Author(s):  
I Dewa Gede Agung Dhira Natsya Ora ◽  
Dewa Gde Rudy
Keyword(s):  
Regional Development ◽  
Research Methods ◽  
Commercial Banks ◽  
Legal Research ◽  
Legal Standing ◽  
Development Banks ◽  
The Difference ◽  
Regional Development Banks

Abstract This paper aim to develops knowledge in the field of notarial law and finds out the difference in legal standing between Rural Banks and Commercial Banks included Regional Development Banks as buyers in the auction for the executions of collateral for their collateral. Normative legal research methods is uses for this writing. The result of this study indicates that Rural Banks and Commercial Banks have different positions in the purchase of a collateral execution auction. Only Commercial Banks that stipulated in Article 12 A paragraph (1) of the Banking Act can purchase an auction for the executions of mortgage guarantees, while Rural Banks cannot become buyers in the auction for executions of collateral for their collateral.   Abstrak Tulisan ini bertujuan untuk mengembangkan keilmuan dalam bidang hukum kenotariatan dan untuk mengetahui perbedaan kedudukan hukum antara Bank Perkreditan Rakyat dengan Bank Umum termasuk didalamnya Bank Pembangunan Daerah sebagai pembeli dalam lelang eksekusi hak tanggungan atas jaminannya. Penelitian ini menggunakan metode penelitian hukum normatif. Hasil penelitian ini membuktikan bahwa Bank Perkreditan Rakyat dengan Bank Umum memiliki perbedaan kedudukan dalam pembelian lelang eksekusi hak tanggungan atas jaminannya. Bank yang dapat membeli lelang eksekusi hak tanggungan atas jaminannya hanyalah Bank Umum sebagaimana yang diatur dalam Pasal 12 A ayat (1) Undang-Undang Perbankan, sedangkan Bank Perkreditan Rakyat tidak dapat menjadi pembeli dalam lelang eksekusi hak tanggungan atas jaminannya.

scholarly journals Assessing the Impact of Strategic Management Practices on the Performance of Commercial Banks in Makurdi – Nigeria

2021 ◽  
pp. 34-45
Author(s):  
David Adugh Kuhe ◽  
Victor Utor ◽  
Darius Ikyanyon
Keyword(s):  
Strategic Management ◽  
Organizational Performance ◽  
Commercial Banks ◽  
Management Practices ◽  
Primary Data ◽  
Regression Result ◽  
Correlation And Regression Analysis ◽  
Management Techniques ◽  
The Impact ◽  
Structured Questionnaire

The aim of this study is to assess the impact of strategic management practices on the performance of some commercial banks in Makurdi – Nigeria. The study utilized primary data obtained through structured questionnaire administered to 160 respondents sampled from seven commercial banks in the study area. The collected data from the study were analyzed using descriptive statistics, percentages, correlation and regression analysis. The correlation results showed that strategic management practices are highly positively and significantly related to organizational performance. The regression result which explains about 99.9% variability in the model revealed that strategic management had positive and significant impact on the performance and profitability of commercial banks. The study recommended among other things that the management of the commercial banks should enhance the strategic management techniques in order to improve performance.

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