The impact of credit risk on the financial stability of commercial banks in Vietnam

This study investigates the impact of credit risk on the financial stability of Vietnamese commercial banks. The paper uses the Z-score to proxy the financial stability of banks. We use the data of 27 Vietnamese commercial banks on BankScope, during 2010 - 2019. The paper applied a dynamic panel data approach; the selected method is the difference GMM (DGMM). The key question discussed is which factor impacts on Z-score. Analysis results show the negative effect of non-performing loans on the financial stability of banks. When commercial banks have higher non-performing loans, the lower the financial stability is. Additionally, bank-specific variables such as equity on asset ratio, the return on equity, the size of the bank and set of macroeconomic variables affect the bank’s financial stability. Based on the analysis results, we imply relevant policies for the State Bank of Vietnam and commercial banks.

Assessment of influencer’s effects on customers’ online purchasing behavior in Vietnam

Today, the development of the Internet and social networks has changed the lives of human beings. The ability of these technologies to connect people in real-time expands the influence of some people in the community. Therefore, this study is conducted to test whether customers change purchasing behavior in online environments under the impact of those influencers by using Technology Acceptance Model (TAM). The study conducted a survey of 503 Vietnameses on Google Form from November 2020 to mid-January 2021. The collected data were analyzed using AMOS 24 with CB-SEM analysis method. The results showed a positive relationship between influencers and customers’ online purchasing behavior. More specifically, customers are more likely to buy online if they trust influencers and their advertisements. This is the most influential factor among the three influencer traits (as source credibility): trustworthiness, expertise, and attractiveness. A remarkable point in this study is that Vietnamese people are more concerned with perceived ease of use when buying online than other factors in the TAM model. This is the basis for businesses to implement influencer marketing strategies and improve the competitiveness of their online business.

A systematic literature review on personality traits in social entrepreneurship

The purpose of this study is to provide a systematic literature review on personality trait research in social entrepreneurship, clarify the prevailing research categories and research themes, and suggest potential future research directions. The review process follows the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA). A total of 60 publications in the research topic from Web of Science and Scopus were analyzed. This study identifies four main categories in studies of personality traits in social entrepreneurship: ‘comparison of personality traits,’ ‘description of personality traits of social entrepreneurs,’ ‘personality traits and social entrepreneurial intention,’ and ‘personality traits and other factors.’ In addition, the themes in each category are also determined and several research gaps deserving of future investigation are recognized. Policymakers and educators gain a deeper understanding of personality traits in social entrepreneurship to have policies that trigger a change in social entrepreneurship education by cultivating personality traits towards sustainable development. This study classifies publications related to personality traits in social entrepreneurship and provides a guide for researchers by providing a systematic understanding of the research structure in this topic.

Research on the model of university autonomy in the direction of corporate governance

Recently, the trend of university autonomy is seen as a solution to promote the development of universities, improve the quality of education and contribute to the training of high–quality human resources for the country. So how should university autonomy be recognized, evaluated, and development-oriented? Is university autonomy aimed at promoting corporate governance towards corporate governance as a solution to today’s problems? This article aims to assess the current state of university governance in Vietnam and the world. Studies related to the university governance model, which is in the direction of corporate governance – are also analyzed and discussed. This article proposes a model to help standardize modern governance activities according to corporate governance, limit unnecessary overlap between unrelated departments in university activities, thereby promoting the development of universities in the future.

Factors influence ease of use on Fintech adoption: Mediating by the role of attachment anxiety under Covid-19 pandemic

In recent times, Fintech has developed rapidly along with the development of technology. The Covid-19 lockdown has created a huge opportunity in terms of increasing the number of users, and users’ experience. Previous studies have shown a number of factors affecting the use of financial technology services. However, what are the factors that are caused by the Covid-19 epidemic, and the ability to enhance competitive advantage and retain users is still lacking. Data were collected in Vietnam, comprising 247 respondents, and the SEM model was used to predict the effects. This study shows that users' users’ beliefs, security and privacy, web design of Fintech services, customer value, and attachment anxiety during prolonged lockdown without a feasible solution to date increase intention to adopt Fintech. Both theoretical and practical applications were discussed in this study.

The impact of e-retailer personality and website quality on online impulse buying

The development of information technology and the proliferation of e-commerce make online shopping more and more popular. Recent studies indicate that in the modern world, most shoppers purchased products spontaneously and highlighted the necessity of in-depth understanding of impulse buying as an emerging phenomenon in marketing literature. A large number of studies focus on the factors effective on consumers’ impulse buying in brick and mortar retailers but rare research investigate these factors in online environment. There are two key perspectives on the factors effective on impulse buying: a customer’s inherent characters and his/her current state of mind. Based on the self-congruity theory and latent state-trait theory, this study considered this concept in two-sided approach: the state of mind incurred in the shopping environment (website quality) and a particular personal characteristics inherent to the individual customer (e-retailer personality). This paper adapted the concept of retail brand/store personality from brick and mortar context to internet marketing by investigating the impact of e-retailer personality on website quality and impulse buying. Data were collected from 563 online shoppers in Vietnam by online survey and analyzed with Structural Equation Model (SEM). The results indicate some practical implications for website design and enhancing impulsive buying.

Does FDI inflow crowd in private investment? Empirical evidence for the Southeast region of Vietnam from the panel quantile regression approach

Well-known to be the most dynamic economic region in Vietnam with the establishment of more export processing zones, high technology parks, and industrial zones, the Southeast region is increasingly attracting more capital flows from all over the world. Does FDI inflow crowd in private investment in this region? To answer this research question, the study examines the effect of FDI inflow on private investment for a sample of 6 provinces/cities of the Southeast region between 2005 and 2019 using the panel quantile regression approach, the difference GMM Arellano-Bond, and the FE-IV estimator. The results show that FDI inflow crowds in private investment in this region. In addition, public expenditure, inflation, and population also promote private investment. These findings suggest some crucial policy implications for local governments in this region to receive more FDI inflows as well as promote private investment.

Indirect impact of employees’ social capital on their income at Dong Thap Muoi, Long An Province

The study aims to examine the direct impact of social capital on the employment and income of workers. The research model is built based on Granovetter’s theory of the strength of weak-ties relationships, Putnam’s social capital theory, and the results of some related previous studies. The study used secondary data collected from 1,197 workers in the Dong Thap Muoi region of Long An province. Structural Equation Modeling (SEM) is used to analyze the data. The results show that social capital has a positive impact on the employment and income of workers, in which the trust factor has the most substantial influence. From the research results, some recommendations are proposed to increase work efficiency and increase employee income.

Development of synergistic between digitalization MSMEs and digital society in Indonesia

This article aims to elaborate on Micro, Small, and Medium Enterprises (MSMEs) and the Digital Society during the Covid-19 pandemic in Indonesia. The Covid-19 pandemic has paralyzed most sectors of the economy, especially micro-enterprises. The profits of most MSME actors did not increase, and many went bankrupt. That is why MSME business actors change their sales strategy with digitalization schemes. The digitization scheme is to use the marketplace as an intermediary and social media as a marketing technique. In addition, digital MSME actors must synergize with the digital community in marketing products and services. Therefore, the SME digital development initiative can be an alternative to saving business actors during the Covid-19 pandemic. This article uses a literature study with a library research method approach by elaborating various literature on the development of digital SMEs. Twenty-five articles were reviewed in this study from Sinta (Science and Technology Index) and Google Scholar. The paper argues that the development of digital MSMEs has become an alternative to saving and developing digital entrepreneurship in Indonesia during the Covid-19 pandemic.

Contribution of TFP to economic growth of Dong Thap province: Current status and scenarios for the period 2021 - 2025

The study aims to analyze the contribution of Total Factor Productivity (TFP) in Dong Thap ’province’s economic growth using the Cobb-Douglas production function method, based on the data from 2000 - 2020. The study results show that the contribution of capital (ε_K) is 0.3524, the contribution of labor (ε_L) is 0.6476. Dong Thap province’s average TFP growth rate in each period of 05 years 2011 - 2015 and 2016 - 2020 is 2.31% per year and 1.93% per year, respectively, and ’TFP’s contribution to economic growth is 34.51% and 30.01%, respectively. Based on the status analysis of the period 2011 - 2015 and 2016 - 2020, the study proposes four growth scenarios associated with four productivity orientations for Dong Thap province in 2021 - 2025. This ’study’s results are the basis for organizational policies and orientations for socio-economic development, proposing provincial development guidelines and plans to 2025, oriented to 2030.