scholarly journals SKIM PEMBIAYAAN UMKM DAN PENINGKATAN KINERJA UMKM FURNITURE JEPARA

2017 ◽  
Vol 16 (01) ◽  
pp. 51-64
Author(s):  
Astiwi Indriani ◽  
Shoimatul Fitria

The government has been doing a lot of efforts to help SMEs capitalisation, various schemes of credit and funding for SMEs were launched as KUR, PMT, Gapoktan, etc. In the middle of 2015, KUR could be just absorbed although the conditions have softened. This is because SMEs are unique, that is feasible but not bankable. In addition, the funding only limited on distributing capital, in fact the SMEs problems not only in the capital, but concerning the expertise in marketing, financing, and managing the company. It need deep research about how to formulate funding schemes that is considered attractive by the SMEs. This research used qualitative method with the interpretive paradigm fenomology approach, case study in PT Jepara Express International (furniture supplier). This research was conducted through interview, observation and documentation by using data analysis technique, Milles and Hubberman method. Credibility of data was tested by using triangulation techniques, data sources, and time. From research methods, SMEs furniture in Jepara intrepreting that funding considered attractive if using partnership type with cluster and profit-sharing systems are becoming solution for SMEs furniture’s funding distribution program.  In addition, certain entities formed to become alternative distribution funding schemes. Through this entities, SMEs furniture in Jepara could access and also got assisstance in marketing, financing and managing the company. Finnally, SMEs furniture could increase its performance through assisstance program. In the future needs further research about appropriate entities to represent the SMEs needed in financing and assisstance

2020 ◽  
Vol 4 (1) ◽  
pp. 86-107
Author(s):  
Machrus Salim ◽  
Nila Mujtahidah

The study aim at investigating the process of planning, implementing, and evaluating of the Revised 2013 Curriculum year 2018 to improve the students' achievement. The study was case study research with multi case study design as the objects of the study had some similarities. The data sources were the results of conducting interviews, documentations, and observations. The data analysis included data reduction, data display, and conclusion drawing. The data were verified using data sources triangulation.The result showed: 1) The planning at SMP Raden Fatah Batu and MTs Ihyaul Ulum Gresik was initiated by comprehending the existing syllabus, mapping the main and basic competence as well as the success indicators for each subject. The involvement of the teachers in The Teacher Association Forum was maximized to share ideas and conform the planning. 2) In implementing, both schools involved the associated basic competence and current issues, created pleasant and conducive learning, used learning media, and involved the parents which were effective in improving the students' achievement. 3) The evaluation was conducted comprehensively and factually. The students' achievement was identified continually on all of the aspects of learning and it involved teacher-counselor The final score was derived from the averaged total score.


2017 ◽  
Vol 22 (1) ◽  
pp. 1
Author(s):  
Ja'far Ja'far

Al Washliyah merupakan satu di antara banyak organisasi Islam yang menolak paham dan gerakan terorisme di Indonesia. Artikel ini mengkaji respons Al Washliyah terhadap terorisme. Kajian ini menarik dilakukan, sebab organisasi ini memiliki pengikut yang fanatik dan mengelola amal usaha yang banyak, tetapi masih relatif jarang diteliti oleh para peneliti. Kajian ini merupakan studi lapangan (library research) dimana sumber datanya diperoleh dari kegiatan wawancara dan studi dokumen. Data dianalisis dengan menggunakan metode analisis data menurut Miles dan Huberman: reduksi data, pemaparan data, dan penarikan kesimpulan. Didasari dengan teori Matusitz, Pranawati, dan Golose tentang doktrin terorisme dimana gerakan ini ingin mendirikan negara Islam, memaknai jihad sebagai perang, anti terhadap non-Muslim, dan melegalkan bom bunuh diri, kajian ini akan menelaah respons Al Washliyah terhadap empat persoalan tersebut. Kajian ini mengajukan temuan bahwa Al Washliyah menolak paham dan gerakan terorisme yang muncul dan berkembang di Indonesia, dan para ulamanya menilai bahwa kaum teroris telah salah dalam memahami ajaran Islam. Temuan kajian ini dapat berkontribusi bagi pemerintah dalam upaya menanggulangi gerakan terorisme di Indonesia. Al Washliyah is one of Islamic organizations that rejects the concept of terrorism in Indonesia. This article examines Al Washliyah's responses to terrorism. This study is interesting because this organization has fanatic followers and manages many business charities, but rarely investigated by researchers. This research is field studies where the data sources obtained from the interviews activities and document studies. Data were analyzed by using data analysis method according to Miles and Huberman: data reduction, data display, and conclusion. Based on the theory of Matusitz, Pranawati, and Golose about terrorism doctrine in which the program wants to establish an Islamic state, interpret jihad as war, anti to non-Muslims, and legalize suicide bombings, this study will examine the Al Washliyah's responses to those four issues. This study proposes that Al Washliyah rejects the concept of terrorism which appears and develops in Indonesia, and ulama consider that terrorists have misunderstood on Islamic concept. The findings of this study may contribute to the government in combating terrorism movement in Indonesia.


2019 ◽  
Vol 6 (1) ◽  
pp. 61
Author(s):  
Dewi Aprilia Sari ◽  
Sumarwati Sumarwati ◽  
Purwadi Purwadi

<em>The purpose of this study is to describe the use of Central Java folklore as<strong> </strong>a strengthening of character building on Indonesian learning. This research is a case study which belongs to qualitative research and uses document as the data analysis. The object of this research is Central Java folklore, classroom observation result, lesson plan and syllabus of VII grade second semester, and the interview script of teacher and student. The technique of subject taking used is purposive sampling. The technique of collecting data is observation, interview, and document analysis. The validity test is using method triangulation and source triangulation. The data analysis technique is interactive analysis technique which consists of data reduction, data display, and building meaning and interpretation.The researcher found that, first, the intrinsic element of Central Javafolklore was encouraged by the characters in each story. Second, the value of character building on Central Javafolklore that existed in the characters. Third, the use of Central Javafolklore in Indonesian learning begins with planning in the form of lesson plan development based on the syllabus that has been prepared by the government. The planning, the implementation of learning begins from preparing the physical and psychological learners by providing stimulus in the form of motivation.</em>


Author(s):  
Santi Lamusu ◽  
Aulia Fuad Rahman ◽  
Noval Adib

This study aims to uncover and analyze the suitability of sharia mudharabah financing practices at Bank Muamalat Semarang Branch with Fatwa DSN MUI Number 07 year 2000. To achieve this goal, the research was pursued using a qualitative method with a case study approach. The primary data of this research is interviews and is supported by secondary data. The key informants are bank employees. Data analysis was performed by using qualitative data analysis namely reduction, display and conclusion. The results showed that Bank Muamalat Semarang branch in carrying out the practice of mudharabah financing was in accordance with the DSN MUI Fatwa Number 07 year 2000 and the applicable SOP. Meanwhile, the recommendations in the Fatwa which are optional are still carried out in accordance with the prevailing regulations. For example, by requiring guarantees, channeling mudharabah financing only in the form of cash assets, only financing productive businesses such as BPRS and BMT, as well as the criteria for entrepreneurs, financing procedures and profit sharing mechanisms. The decision to choose the policy is accompanied by certain considerations, especially for the sustainability and security of LKS and does not conflict with fatwa rules so that it does not go out of the corridor of sharia principles in muamalah  


2019 ◽  
Vol 1 (1) ◽  
pp. 34-39
Author(s):  
Muhadir Muhammad ◽  
Herman Nirwana ◽  
Marjohan Marjohan

This research aims to determine social support for adolescent resilience in dealing with conflict in divorced parental environments that includes phase dimensions, and resilience strategies. This article is based on research using a qualitative method of case study type. Research subjects numbered 3 teenagers with the criteria of having divorced parents alive. Data collection techniques used in the form of in-depth interviews and observation. The data analysis technique used by researchers is guided by the Miles & Huberman model. The results of the analysis of research data indicate that the resilience phase that is passed by adolescents whose parents divorced live differently from each other. This is influenced by social support factors obtained by adolescents in facing life's challenges. The different phases through which each subject will also distinguish the resilience strategies used by each subject to survive in the face of conflict in the environment of divorced parents.


2021 ◽  
Vol 9 (3) ◽  
pp. 680-688
Author(s):  
Fakhir Mohammed ◽  
Heevi Jamel

This study aims at investigating the most frequently occurred surface translation errors made by Bahdini EFL university students in literary and scientific texts. This is conducted via applying the error analysis technique, which is considered a vital part of EFL research. By using a quantitative and qualitative method, the researchers limited their literature review and data analysis to only the translation errors that are related to the surface structure of sentences by Dulay et al. (1982), excluding other types of translation errors (i.e., linguistic, comparative, and communicative). The data have been extracted from literary and scientific texts that have been translated by 50 EFL juniors and seniors from the English Department, University of Zakho. The researchers implemented a process of coding for finding out translation errors, and tabulated their frequencies and percentages on Excel bar charts. The results show that out of the total of 307 surface translation errors, misformation in scientific texts recorded the highest percentage. In contrast, misordering had the lowest percentage in literary texts. Further, addition and omission manifested variability in percentages. This study will be valuable for teachers to design better syllabi for teaching translation, and for learners to develop their linguistic skills when learning a second language.


2021 ◽  
Vol 4 (2) ◽  
pp. 143-149
Author(s):  
Prima Gusti Yanti ◽  
Ummul Qura ◽  
Nini Ibrahim

Abstract: This study aims to collect data and describe the perceptions of the lecturers of socialhumanities Prof. DR. HAMKA (UHAMKA) about the online learning process that took placeduring the Covid-19 pandemic. This is very important to know because the future withtechnological advances in the industrial era 4.0 learning like this must be faced. The method usedin this research is descriptive qualitative. The approach of this qualitative method is a case studywith a questionnaire instrument. The data analysis technique in this case study was carried out byentering data from Google Forms into Microsoft Excel. The results showed that there were stilllecturers who stated that they had encountered obstacles in implementing online learning behindthe many lecturers who were ready to face virtual learning situations during the pandemic. Then,the perceptions of social humanities lecturers on the learning process show that the perception ofpedagogic competence is at a score of 66 (sufficient), the perception of personality competence isat a score of 77 (good), the perception of social competence is at a score of 74 (sufficient), and theperception of professional competence is at a score of 78 (good).Key Words: Persepsi, PJJ, Dosen, Pandemi Covid-19


2020 ◽  
Vol 10 (1) ◽  
Author(s):  
Nur Endah

To realize good corporate governance, the principles of transparency, accountability, responsibility, independence, and fairness must be implemented to the fullest. The purpose of this study is to determine how the implementation of Good Corporate Governance and efforts to prevent fraud in banking companies. The research method used is a qualitative method. The data sources are primary and secondary data. The data is collected by interview, observation, and documentation. Whereas the data analysis technique is done by data reduction, data presentation, and drawing conclusions. The results of the study show that the application of GCG at PT. BPR X can be said to be done according to the rules, but it is not yet optimal, it can be seen from several problems that exist in the company. The maximum implementation of GCG is expected to prevent fraud in banking companies.


2021 ◽  
Vol 4 (2) ◽  
pp. 89-107
Author(s):  
Ivonne Sandra Sumual ◽  
Lois Hasudungan ◽  
Aldi Abdillah ◽  
Ferdinand Edu

Welfare is the main goal that must be achieved in a government system. The government is also said to be successful if there is equitable welfare and is felt by the people under its government. To achieve this goal, of course, the government cannot walk alone. There needs to be a synergy from all parties so that there must be involvement of all parts involved in a government system, one of which is the church. The church is not just a religious institution that carries out a service program for church members. Rather, more than that, the church must take real action in realizing prosperity for all levels of society, both inside and outside the church. Therefore, the church and the government need to work together to become a driving force for the creation of prosperity that is coveted by all people. This study uses a qualitative method with data analysis of the GBI Torsina Case Study in the Olafuliha'a area, Pantai Baru, Rote Ndao. The implementation in this case study departs from understanding the background of Paul's letter to the Romans in Romans 13:1-7. The results showed that GBI Torsina built good relations with the government in the context of the welfare of the wider community in the Olafuliha'a area, Pantai Baru, Rote Ndao. Cooperation is carried out in the form of policies that are harmonized together for the benefit of the wider community.AbstrakKesejahteraan merupakan tujuan utama yang harus dicapai di dalam sebuah sistem pemerintahan. Pemerintahan juga dikatakan berhasil apabila terjadi kesejahteraan yang merata dan dirasakan oleh masyarakat dibawah pemerintahannya. Untuk mencapai tujuan tersebut tentu pemerintah tidak dapat berjalan sendiri. Perlu adanya sinergi dari seluruh pihak sehingga mesti adanya pelibatan seluruh bagian yang terlibat di dalam sebuah sistem pemerintahan salah satunya adalah gereja. Gereja bukan sekedar lembaga keagamaan yang melakukan program pelayanan kepada warga gereja saja. Melainkan, lebih dari itu gereja harus memberikan aksi nyata dalam mewujudkan kesejahteraan bagi seluruh lapisan masyarakat yang ada baik di dalam maupun di luar gereja. Maka dari itu gereja dan pemerintahan perlu berjalan bersama menjadi pendorong untuk terciptanya kesejahteraan yang didambakan oleh semua masyarakat. Penelitian ini menggunakan metode kualitatif dengan analisis data Studi Kasus GBI Torsina di daerah Olafuliha’a, Pantai Baru, Rote Ndao. Implementasi dalam studi kasus ini berangkat dari pemahaman latar belakang surat Paulus kepada jemaat di Roma dalam Roma 13:1-7. Hasil Penelitian menunjukkan bahwa GBI Torsina membangun hubungan baik dengan pemerintahan dalam rangka kesejahteraan masyarakat secara luas di daerah Olafuliha’a, Pantai Baru, Rote Ndao. Kerja sama dilakukan dalam bentuk kebijakan yang diselaraskan bersama untuk kepentingan masyarakat luas


2021 ◽  
Vol 1 (01) ◽  
pp. 151
Author(s):  
Moh Syamsul Ma'arif ◽  
Siti Qorifatul Robayanah

The purpose of this study was to describe the segmental elements in Mak Beti's video utterances and changes in sound / phonemes resulting from historical developments in Mak Beti's video utterances. The type used in this research is descriptive qualitative analysis. This research is a library research using data sources in the form of virtual audio and visuals of a vlogger by Arif Muhammad. The collection techniques used are observing and note-taking techniques, while the steps taken in collecting data are as follows (1) direct observation on the video Mak Beti, (2) understanding speech and recording data. The data analysis technique used is the data collection technique, data reduction, data presentation and conclusion drawing. The results of research and discussion in the video Mak Beti by Arif Muhammad are segmental elements and changes in sound / phonemes as a result of historical developments. The segmental elements in this discussion include vowels, consonants and semivowels. Meanwhile, changes in sound / phonemes as a result of historical developments discussed in Mak Beti's utterances include contraction including apheresis, syncope apocope. Diftongization, monophthongization and anaphthixis include epentesis, paragraph.


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