Analisis Polisi Luput Pelan Takaful Keluarga

This study aims to analyze the determinants of policy lapse of family’s takaful in Malaysia by examining the demographic characteristics of policyholders and the family takaful policy itself. The policy could lapse due to several reasons such as failing to make payment within the prescribed period, converting to a better policy, financial pressure and voluntary surrender. The policy lapse has a huge impact on stakeholders such as takaful operators, customers and policy makers. The impact of policy lapse includes losses to firms, adverse selection, liquidity and contribution increament. The results of the logistic regression analysis show that the sum insured, payment methods and gender have a negative impact on policy lapse. Wheares age, marital status and the insured individual have no effect on policy lapse. The findings assist stakeholders such as takaful operators and regulators to develop appropriate strategies to achieve their goals and support the development of the takaful industry in Malaysia.

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Candidate Sexual Orientation Didn't Matter (in the Way You Might Think) in the 2015 UK General Election

American Political Science Review ◽

10.1017/s0003055418000102 ◽

2018 ◽

Vol 112 (3) ◽

pp. 713-720 ◽

Cited By ~ 5

Author(s):

GABRIELE MAGNI ◽

ANDREW REYNOLDS

Keyword(s):

Sexual Orientation ◽

Negative Impact ◽

Demographic Characteristics ◽

Individual Level ◽

Rapid Social Change ◽

Political Experience ◽

Original Dataset ◽

Level Data ◽

And Gender ◽

The Impact

Does sexual orientation and gender identity matter at election time? While previous literature has explored the effect of candidate gender and ethnicity on electoral results, this is the first study to quantitatively investigate the impact of sexual orientation. We build an original dataset combining individual-level data on more than 3,000 candidates in the 2015 UK election with sociodemographic indicators at the constituency level. In addition to sexual orientation and other demographic characteristics, we include candidate education, political experience, and campaign spending. We find that LGBT candidates generally do not have a negative impact on party vote share. Even in more conservative environments, LGBT candidates perform at least as well as their straight counterparts. This work is important to understand the consequences of descriptive representation and, relatedly, how rapid social change happens.

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The Impact of the COVID-19 Pandemic on the Working Conditions, Employment, Career Development and Well-Being of Refugee Researchers

Societies ◽

10.3390/soc11030071 ◽

2021 ◽

Vol 11 (3) ◽

pp. 71

Author(s):

Ourania Tzoraki ◽

Svetlana Dimitrova ◽

Marin Barzakov ◽

Saad Yaseen ◽

Vasilis Gavalas ◽

...

Keyword(s):

Online Survey ◽

Negative Impact ◽

Well Being ◽

Appropriate Technology ◽

Public Authorities ◽

Policy Makers ◽

Home Setting ◽

The Public ◽

Work From Home ◽

The Impact

The ongoing ‘refugee crisis’ of the past years has led to the migration of refugee researchers (RRs) to European countries. Due to the COVID-19 pandemic, RRs often had to work from home and/or to continue their social, cultural and economic integration process under new conditions. An online survey carried out to explore the impact of the pandemic on the refugee researchers showed that RRs found it difficult to adapt their everyday working life to the ‘home’ setting. The majority have had neither a suitable work environment at home nor the appropriate technology. Although they stated that they are rather pleased with the measures taken by the public authorities, they expressed concern about their vulnerability due to their precarious contracts and the bureaucratic asylum procedures, as the pandemic has had a negative impact on these major issues. The majority of RRs working in academia seem not to have been affected at all as far as their income is concerned, while the majority of those employed in other sectors became unemployed during the pandemic (58%). Recommendations are provided to the public authorities and policy makers to assist RRs to mitigate the consequences of the pandemic on their life.

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How Does the Use of ICTs Affect Family Relationships? A Quantitative Approach

Global Journal of Health Science ◽

10.5539/gjhs.v9n10p92 ◽

2017 ◽

Vol 9 (10) ◽

pp. 92

Author(s):

Alejandro Valencia-Arias ◽

Carolina Herazo Avendano ◽

Laura Echeverri Sanchez ◽

Juan Manuel Peña Plata ◽

Stephanía Vasquez Giraldo ◽

...

Keyword(s):

Information And Communication Technologies ◽

Family Relationships ◽

Family Relations ◽

Effective Control ◽

Critical Position ◽

Probabilistic Sampling ◽

The Family ◽

Information And Communication ◽

And Gender ◽

The Impact

Modern societies are increasingly globalized, where information and communication technologies (ICTs) play a fundamental role in every aspect of daily life: from the social, family, labor, among others. Every day more people who without distinguishing age and gender are seen in the need and desire to have at least one technological device. Objective: To examine the impact of using ICTs in the family relations of the residents of Medellín city. Methodology: exploratory-descriptive research through a quantitative methodological design, a non-probabilistic sampling by criterion was made, where 77 people were selected. Data were collected through a questionnaire type survey with closed questions in a virtual way during 3 Months. Results: among the results, 73.4% of responders suggest that there is no adequate supervision of adults to guide children and adolescents to establish a critical position on these contents. On the other hand, the most valued resources are the mobile device and computer for the possibilities of communication between relatives that are far way and for being means to improve the educational and labor processes. Conclusion: studies around ICTs and their impacts have grown significantly, which it ratifies the importance of the topic. It is imperative that parents stop seeing ICTs as a distant entity, and try to be at the forefront of the uses of the same by children, to generate effective control in the training processes within the family.

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Examining and investigating the impact of demographic characteristics and chronic diseases on mortality of COVID-19: Retrospective study

PLoS ONE ◽

10.1371/journal.pone.0257131 ◽

2021 ◽

Vol 16 (9) ◽

pp. e0257131

Author(s):

Abbas Al Mutair ◽

Alya Al Mutairi ◽

Saad Alhumaid ◽

Syed Maaz Abdullah ◽

Abdul Rehman Zia Zaidi ◽

...

Keyword(s):

Diabetes Mellitus ◽

Saudi Arabia ◽

Binary Logistic Regression ◽

Demographic Characteristics ◽

Control Measures ◽

Effective Control ◽

Diabetic Patients ◽

History Of ◽

And Gender ◽

The Impact

Background Epidemiological features characterization of COVID-19 is highly important for developing and implementing effective control measures. In Saudi Arabia mortality rate varies between 0.6% to 1.26%. The purpose of the study was to investigate whether demographic characteristics (age and gender) and non-communicable diseases (Hypertension and Diabetes mellitus) have a significant association with mortality in COVID-19 patients. Methods Prior to data collection, an expedite approval was obtained from Institutional Review Board (IRB Log No: RC. RC20.09.10) in Al Habib Research Center at Dr. Sulaiman Al-Habib Medical Group, Riyadh, Saudi Arabia. This is a retrospective design where we used descriptive and inferential analysis to analyse the data. Binary logistic regression was done to study the association between comorbidities and mortality of COVID-19. Results 43 (86%) of the male patients were non-survivors while 7 (14%) of the female patients were survivors. The odds of non-survivors among hypertensive patients are 3.56 times higher than those who are not having a history of Hypertension (HTN). The odds of non-survivors among diabetic patients are 5.17 times higher than those who are not having a history of Diabetes mellitus (DM). The odds of non-survivors are 2.77 times higher among those who have a history of HTN and DM as compared to those who did not have a history of HTN and DM. Conclusions Those patients that had a history of Hypertension and Diabetes had a higher probability of non-survival in contrast to those who did not have a history of Diabetes and hypertension. Further studies are required to study the association of comorbidities with COVID-19 and mortality.

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Einstellungen zur familialen Solidarität im Alter: Eine vergleichende Analyse mit türkischen Migranten und Deutschen

Journal of Family Research ◽

10.20377/jfr-162 ◽

2013 ◽

Vol 25 (1) ◽

pp. 29-52

Author(s):

Marie Carnein ◽

Helen Baykara-Krumme

Keyword(s):

Age Groups ◽

Theoretical Background ◽

Acculturation Gap ◽

Immigrant Generation ◽

Family Solidarity ◽

Private Households ◽

The Family ◽

Background Data ◽

And Gender ◽

The Impact

The study examines the attitudes toward family solidarity and filial care obligations among Turks of the first and second immigrant generation as compared to Germans. The focilie on the impact of ethnic-cultural and socio-structural predictors, respectively, and whether patterns change across different age groups. Processes of intergenerational transmission and acculturation in migration constitute the theoretical background. Data from the Generations and Gender Survey 2005 and 2006 are used, including respondents in private households in Germany aged 18 to 79 years of the main sample, and the migrant sample, conducted on same-aged Turkish citizens in Germany. It was found that the family solidarity potential is far higher among Turkish migrants than among Germans. These differences persist in the second generation and in all age groups. Socio-structural predictors are of little relevance. The analyses indicate strong transmission processes between family generations: There ist little evidence of an “acculturation gap”. Zusammenfassung Die Studie untersucht das familiale Solidaritätspotenzial für pflegebedürftige Eltern bei türkischen Migranten der ersten und zweiten Generation und kontrastiert es mit jenem der deutschen einheimischen Bevölkerung. Die zentralen Fragen lauten, welche Rolle ethnisch-kulturellen bzw. sozialstrukturellen Einflussgrößen zukommt und ob sich die Muster über verschiedene Altersgruppen hinweg verändern. Den theoretischen Hintergrund bilden Diskussionen um Transmissions- und Akkulturationsprozesse in der Migration. Auf Grundlage der Daten des Generations and Gender Survey 2005 und 2006, der die 18 bis 79-jährige Wohnbevölkerung in Privathaushalten Deutschlands sowie in einer Zusatzerhebung ergänzend die türkischen Staatsangehörigen berücksichtigt, kann gezeigt werden, dass das familiale Solidaritätspotenzial bei türkischen Migranten wesentlich stärker ausgeprägt ist als bei Deutschen. Die Unterschiede bleiben in der nachfolgenden Generation und über alle Altersgruppen hinweg bestehen. Sozialstrukturelle Merkmale sind von geringer Bedeutung. Die Befunde zeigen, wie stark die Transmissionsprozesse zwischen den Generationen sind: Es gibt wenig Hinweise auf einen intergenerationalen „acculturation gap“.

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RESPONS ANAK-ANAK MIGRAN TERHADAP MIGRASI INTERNASIONAL DI PERDESAAN PONOROGO

Populasi ◽

10.22146/jp.23695 ◽

2016 ◽

Vol 24 (1) ◽

pp. 57-71 ◽

Cited By ~ 1

Author(s):

Sri Purwatiningsih

Keyword(s):

International Migration ◽

Negative Impact ◽

Positive Impact ◽

South East Asia ◽

Household Economy ◽

Left Behind ◽

The Family ◽

Migrant Households ◽

Work Abroad ◽

The Impact

Children being left behind by their parents whose migrating are vulnerable to face social problems. Several studies noted the negative impact on migration on the children, but some positive impact on the household prosperity were gained as well. Even though it has the negative impact, international migration has an increasing tendency to become one of the efforts to boost the household economy. This article uses data from CHAMPSEA (Child Health and Migrant Parents in South East Asia) Study which underlined the importance to know the child’s condition as the impact of international migration phenomena towards the family they left behind. Study showed that children being left by migrated parents, especially fathers, gave more positive responses, but those being left by mothers or both of the parents gave more negative responses. Nevertheless, those children apparently had desire to do migration abroad just as their parents did. Apparently the surrounding of the migrants and the better economy of migrant households had in uenced the children to do migration and work abroad as well.

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Spousal Attitude Towards Exerting Conflict Resolution Strategies in Decision Making

Paradigm ◽

10.1177/0971890717700530 ◽

2017 ◽

Vol 21 (1) ◽

pp. 75-90

Author(s):

Shivendra Singh ◽

Atul Dhyani

Keyword(s):

Decision Making ◽

Negative Impact ◽

Marital Power ◽

Consumption Decisions ◽

Northern India ◽

The Family ◽

Conflict Resolution Strategies ◽

Decision Satisfaction ◽

The Impact ◽

Selection Of

Family is one entity that has complex variables underplaying the consumption decisions, and marketers must understand how couples behave in concert to resolve conflict across major decisions. In this study, the family aspects are investigated to shed more light on spouse attitude towards family decision-making for selection of car and school/college for their ward and assess the impact of attitudinal factor on decision satisfaction. The drop-off/pick-up method was used to collect the data from Northern India. The result reveals that spousal attitude is formed by marital power, assertiveness, subtle manipulation, love, bargaining and being submissive. Results of multiple regression analysis show that subtle manipulation is most and marital power has a negative impact on spouses’ decision satisfaction. Thus, when targeting a family for a significant trades assay, the salesperson should focus on both husband and wife and stimulate a conversation between them to appeal to their conjoint kinship.

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Social Vulnerability, Gender and Disasters. The Case of Haiti in 2010

Sustainability ◽

10.3390/su12093574 ◽

2020 ◽

Vol 12 (9) ◽

pp. 3574 ◽

Cited By ~ 1

Author(s):

Mar Llorente-Marrón ◽

Montserrat Díaz-Fernández ◽

Paz Méndez-Rodríguez ◽

Rosario González Arias

Keyword(s):

Natural Disasters ◽

International Development ◽

Social Vulnerability ◽

Negative Impact ◽

Research Work ◽

The United States ◽

Negative Effects ◽

Unequal Distribution ◽

And Gender ◽

The Impact

The study of vulnerability constitutes a central axis in research work on sustainability. Social vulnerability (SV) analyzes differences in human capacity to prepare, respond and recover from the impact of a natural hazard. Although disasters threaten all the people who suffer from them, they do not affect all members of society in the same way. Social and economic inequalities make certain groups more vulnerable. Factors such as age, sex, social class and ethnic identity increase vulnerability to a natural disaster. Ten years after the earthquake in Haiti in 2010, this work deepens the relationship between natural disasters, SV and gender, exploring the unequal distribution of the SV in the face of a seismic risk. The source of statistical information has been obtained from the Demographic and Health Survey (DHS), developed by the United States Agency for International Development (USAID). Multicriteria decision techniques (TOPSIS) and the differences in differences (DID) technique are used to analyze variations in gender inequality in SV as a result of the catastrophic event. The results obtained reinforce the idea of the negative impact of the disaster on the SV. Additionally, an intensification of the negative effects is observed when the household is headed by a woman, increasing the gap in SV between households headed by women and the rest of the households. The conclusions obtained show additional evidence of the negative effects caused by natural disasters on women, and important implications for disaster risk management are derived that should not be ignored.

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Financial Inclusion and Gender Inequality Reduction: Evidence from Sub-Saharan Africa

The Indian Economic Journal ◽

10.1177/0019466220946411 ◽

2019 ◽

Vol 67 (3-4) ◽

pp. 367-372

Author(s):

Sylvester Ohiomu ◽

Evelyn Nwamaka Ogbeide-Osaretin

Keyword(s):

Gender Inequality ◽

Financial Services ◽

Negative Impact ◽

Estimation Method ◽

Financial Inclusion ◽

Sub Saharan Africa ◽

Sub Saharan ◽

The Government ◽

And Gender ◽

The Impact

Reduced inequality and gender equality are parts of the sustainable development goals (SDGs) towards global development, but the financial sector appears daunted in respect of financial inclusion for these noble goals. Concerns are more on gender inequality in the area of full utilisation of financial and human resources. Hence, this study investigated the impact of financial inclusion on gender inequality in sub-Saharan Africa. The study employed the generalised method of moments (GMM) estimation method on panel data on some countries in sub-Saharan Africa. The result of the study revealed that financial inclusion substantially reduced gender inequality. Financial inclusion access was found to drive down gender inequality more than usage. Female educational levels were found to have a substantial but negative impact on gender inequality. This study recommends that there is a need for an increase in commercial bank branches to increase accessibility to financial services. The government should increase its expenditure, and this should be channelled towards financial development and higher levels of education for females to improve financial literacy.

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The impact of urbanization and financial development on electricity intensity in China: Evidence from panel VAR approach

E3S Web of Conferences ◽

10.1051/e3sconf/202019403010 ◽

2020 ◽

Vol 194 ◽

pp. 03010

Author(s):

Ruijun Duan

Keyword(s):

Financial Development ◽

Negative Impact ◽

Panel Var ◽

Policy Makers ◽

Vector Autoregressive ◽

Development Policies ◽

Impact Of Urbanization ◽

Positive Shock ◽

The Impact ◽

Electricity Intensity

This paper aims at exploring the impact of urbanization and financial development on electricity intensity in China during the period 2004-2018. By employing a panel vector autoregressive (VAR) approach, the study finds that the electricity intensity response to one standard deviation shock on urbanization shows a negative impact, and a positive shock to financial development initially increases electricity intensity and eventually decreases electricity intensity. Our analysis is important for policy makers for improving electricity efficiency planning and sustainable economic development policies.

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