scholarly journals Examining The Social Impact of Microfinance on Poverty Reduction

2021 ◽  
Vol 5 (1) ◽  
pp. 11-23
Author(s):  
DR. SAIF UL MUJAHID SHAH ◽  
DR. ANWAR UL MUJAHID SHAH ◽  
SYED ARSHAD ALI SHAH

As Poverty has become a global challenge for all the nations around the world, from the past many years, different strategies have been used to reduce it. However, since 1980s Microfinance has become a powerful tool to alleviate poverty and it's not adopted even in the developing countries but also developed nations have been practicing it. Many of the past studies used the economic indicators to measure the impact of microfinance on poverty reduction, and few have concentrated on the social indicators. The purpose of this research is to examine the effect of microfinance as a poverty reduction in terms of social indicators in the rural areas of northern Khyber Pakhtunkhwa, Pakistan. The objective of this research is to check whether the established NGOs in the concern areas have been successful in bringing social change in the life of the beneficiaries. For the purpose of analysis, the structural equation model is applied to a sample of 440 collected through a structured questionnaire. Results show that microfinance had a negative impact on the health and education of the beneficiaries. This research indicates that more funds and priority should be given to the education and health sector because they have equal importance as compared to the other economic indicators.

2021 ◽  
Vol 213 (10) ◽  
pp. 81-92
Author(s):  
Lyudmila Shalaeva

Abstract. Goal. The assessment of the main trends in the activity of agricultural producers in crop production was carried out in order to substantiate the possibilities of the Perm Region for self-sufficiency with the main types of food resources in the presence of adverse effects of natural and climatic conditions. Methods. A statistical analysis was carried out using grouping and comparison methods based on the official statistics of the Perm Region for 2016-2020. Results. In accordance with the social and geographical specifics of the Perm Region, on the territory of which rural areas predominate, the largest volume of crop production is produced in the households of the population (up to 58 %), whose activities are characterized by the lowest level of stability and are more susceptible to the negative impact of natural and climatic conditions. The activity of agricultural organizations (share up to 36 %) and farms (share up to 8 %) is more stable. A higher level of dependence on natural and climatic conditions was revealed in the field of potato production, a lower level – in the field of grain and vegetables production of protected soil. The risk is reinforced by the fact that up to 70 % of the natural volume of potatoes and more than 80% of vegetables are produced in households. With a decrease in the total sown area by 1.2 %, there is a decrease in the sown area of potatoes by 15 % and vegetables by 6 %. The identified trends allowed us to identify the risk of reducing the level of food self-sufficiency of the Perm Region with potatoes and vegetables. The insecurity of domestic potato consumption in the Perm Region is, according to preliminary data, 13 % in 2020. The presence of risk was also revealed for vegetables, the internal consumption of the region was provided with vegetable products of its own production by an average of 56% during the study period. The results obtained allow us to identify the directions of optimization of the Perm Region strategy in solving the problems of food self-sufficiency. Scientific novelty. The dynamics of factors of crop production (structure, yield, acreage, intensification) is assessed taking into account the social, geographical, natural and climatic specifics of the Perm Region through the prism of the impact on the regional food balance and the level of self-sufficiency of the region with potatoes and vegetables.


2021 ◽  
Vol 9 (3) ◽  
pp. 384-397
Author(s):  
Ambreen Sarwar ◽  
Mumtaz Anwar Chaudhry

Purpose of the study: This study intends to examine the impact of various dimensions of women empowerment on multiple constituents of household poverty in the three cities (Lahore, Multan and, Rawalpindi) of province Punjab, Pakistan. Methodology: The primary data was gathered from a sample of 2400 married and employed females belonging to the three cities of Punjab, Pakistan. For analysis, the study develops its own all-embracing Women Empowerment and Household Poverty variables using exploratory factor analysis (EFA) and confirmatory factor analysis (CFA) and examines the relationship between the empowerment of women and household poverty using structural equation modeling (SEM). Main Findings: The results show that women empowerment positively and significantly contributes towards household poverty reduction. Applications of this study: Since poverty is one of the greatest challenges that Pakistan is facing today, the need to change poor standards of living and inspiring women to contribute effectively to society through their active participation in the development process is the dire need of time. The results of the study suggest that in addition to targeting poverty directly, policies should be devised that eradicate poverty through the empowerment of women. Novelty/Originality of this study: The majority of the past studies have limited generalizability because they use already available surveys/published data, having limited dimensions/indicators of women empowerment and household poverty. Moreover, the past studies that have examined the phenomenon of women empowerment ignore its psychological dimensions. Therefore, because of minimal comprehensive investigation, the examination of the effect of the empowerment of women on household poverty remains a topic of interest for the researchers.


2021 ◽  
Vol 19 (1) ◽  
pp. 53-70
Author(s):  
Ayu Indira Hasugian

AbstrakDesa Siruar Parmaksian Tobasa di salah satu desa yang berada di daerah Toba mengalami perubahan sosial akibat dampak negatif berdirinya PT TPL. Dampak yang diberikan mengarah kepada kaum perempuan/ibu sehingga mengakibatkan aktivitas sehari-hari perempuan/ibu menjadi terkendala. Dampak ini terjadi di setiap harinya, sehingga akan sangat berdampak buruk bagi hubungan antara perempuan dan alam. Melihat kasus tersebut peneliti ingin melakukan penelitian terhadap kondisi  yang dialami kaum perempuan/ibu tersebut. Tujuan penelitian ini untuk menganalisa dampak sosial akibat pabrik kertas di Desa Siruar Parmaksian Tobasa kepada para perempuan dengan menggunakan paradigma Ekofeminis yang di tawarkan oleh McFague dan Warren, dan dikaji dalam bentuk studi kasus. Metode penelitian yang peneliti pakai adalah Metode Studi Kasus dari Teori E.P Gintings. Ada beberapa isu yang muncul dari kasus atau masalah ini, diantaranya : dampak sosial, dampak kerusakan alam terhadap kehidupan para perempuan, dan paradigma baru relasi perempuan dan alam atau rekonstruksi paradigma. Hal ini dilakukan untuk mengetahui Bagaimana dampak sosial akibat pabrik kertas terhadap masyarakat yang berada di lingkungan  Industri Kertas di Desa Siruar Parmaksian Tobasa yang mengarah kepada perempuan yang terdampak dan Bagaimana upaya-upaya yang dilakukan kaum perempuan/ibu di desa siruar untuk mempertahankan tanah/wilayahnya yang telah di rusak oleh perusahaan tersebut?. Hasil Analisis menunjukkan bahwa  paradigma Ekofeminis sudah menerapkan paradigma dengan istilah “Konstruksionisme”, yang disebut dengan istilah metafora dunia sebagai tubuh Allah, artinya dunia harus dipahami sebagai satu kesatuan organik, tubuh Tuhan dan bisa menanamkan sikap yang menghargai dunia.Kata Kunci: dampak sosial, paradigma ekofeminis AbstractThe village of Siruar Parm testimony Tobasa in a village in the Toba area experienced social changes due to the negative impact of the establishment of PT TPL. The impact that is given is directed at women / mothers so that it causes the daily activities of women / mothers to be constrained. This impact occurs every day, so it will have a very bad impact on the relationship between women and nature. Seeing this case, the researchers wanted to conduct research on the conditions experienced by these women / mothers. The purpose of this study is to analyze the social impacts of the paper mill in Siruar Parm testimony Tobasa on women using the Ecofemist paradigm offered by McFague and Warren, and study it in the form of a case study. The research method that researchers use is the Case Study Method of E.P Gintings Theory. There are several issues that arise from this case or problem, including: social impacts, the impact of natural destruction on women's lives, and a new paradigm of relations between women and nature or paradigm reconstruction. This is done to find out how the social impact of the paper mill on the community living in the Paper Industry in Siruar Parm testimony Tobasa Village which leads to affected women and how the efforts made by women / mothers in Siruar Village to defend their has been damaged by the company ?. The results of the analysis show that the Ecofemist paradigm has applied a paradigm with the term "Constructionism", which is called the metaphor of the world as the body of God, meaning that the world must be understood as an organic unit, the body of God and can instill an attitude of respect for the world. Keywords: social impact, eco-feminist paradigm


2021 ◽  
Vol 11 (2) ◽  
pp. 22-33
Author(s):  
Basrowi Basrowi

The purpose of this study is to test hypotheses about how the impact of financial technology (Fintech) and Islamic economic education in improving social welfare. Correlational quantitative research was chosen to reveal the social impact of the two variables. The research population is all people in Lampung Province, Indonesia who are educated in Islamic economics, who at the time of the study were at least sitting in the fifth semester undergraduate program. The sample is 308 people or 10% of the population of 3080 people. Data were collected using a questioner that was shared using Google Form. Data analysis was performed using a structural equation model (SEM) approach with the Lisrel 8.80 program. The results showed that, the social impact of utilizing financial technology and Islamic economic education includes two aspects, namely positive and negative impacts which are all related to people's economic behavior, economic learning, and psychological and spiritual health. Positive impacts dominate more than negative impacts.


2021 ◽  
Author(s):  
Liping Ding ◽  
Yin Shi ◽  
Qiyao Dai ◽  
Zumeng Zhang ◽  
Jiaxin Li ◽  
...  

Abstract Background: Photovoltaic Poverty Alleviation Projects (PPAPs) have been implemented in Chinese rural areas since 2014. As a new energy policy, PPAPs have played an important role in alleviating rural poverty. However, the adoption of solar PV faces multiple barriers from the perspective of beneficiaries. Therefore, this study basically aims to discuss and analyze factors affecting beneficiaries’ satisfaction and their trust in State Grid, promoting the adoption of solar PV. Methods: Based on the integrated American Customer Satisfaction Index (ACSI) and Unified Theory of Acception and Use of Technology (UTAUT) model, this study uses the Structural Equation Model (SEM) to reveal how the beneficiaries’ satisfaction enhance their trust in State Grid. The data were obtained from a survey of 928 PPAPs’ beneficiaries by stratified and random sampling in Chinese rural areas. Results: The results confirm that environmental perception in this study positively impacts on beneficiaries’ satisfaction. And perceived quality also has a positive effect on beneficiaries’ satisfaction and trust in State Grid, however, social influence has a negative impact on beneficiaries’ satisfaction; behavior expectation can directly promote beneficiaries’ satisfaction, while indirectly propel their trust in State Grid. Conclusions: This study constructs an integrated customer satisfaction model from the perspective of beneficiaries and proposes relevant measures to promote the adoption of solar PV that can be applied to poverty reduction of other developing countries worldwide.


2021 ◽  
Author(s):  
Andris Petersons ◽  
◽  
Rosita Zvirgzdina ◽  
Zane Drinke ◽  
◽  
...  

The authors of the study believe that the topic of this study is very relevant in the Baltic States. Although the sector was originally set up to provide entertainment for people, there are now a large number of bargaining companies that do a great deal of damage to society as a whole and, for this reason, have a mixed view of the gambling and lotteries industry as a whole. The aim of the study is to evaluate the methodology of the social impact of a new gaming and lottery product / service. To achieve this goal, the authors have set the following tasks: summarize and assess the influencing risk factors; develop a methodology for assessing the impact of new gaming and lottery products / services; draw conclusions and suggestions; Research methods: document analysis, qualitative data analysis. Based on the research results, new rules for the impact of gambling and lottery products / services have been proposed. This would allow the sector to be further developed while reducing the negative impact of the gambling and lotteries sector on society.


PLoS ONE ◽  
2021 ◽  
Vol 16 (4) ◽  
pp. e0250026
Author(s):  
Abdulelah A. Alghamdi

The COVID-19 pandemic led to surprising and unexpected experiences for Saudi university students. Precautionary and preventive measures taken to contain this pandemic impacted the social and educational aspects of these students’ lives. All Umm Al-Qura University (UQU) students were invited to participate in an online survey on 30 impacts, both positive and negative, of the COVID-19 pandemic on their lives. Social impact theory (SIT) was applied to illustrate these impacts. The survey yielded 1,360 responses. The results showed high to moderate levels of agreement regarding students’ perceptions of the positive and negative impact of the COVID-19 pandemic on their lives, with social aspects impacted more than educational ones; and no statistically significant gender differences. Weak correlations were found between the social aspects and the educational aspects of students’ lives in relation to the impact of the pandemic, although all aspects were correlated positively. The SIT framework provided insights into how the COVID-19 pandemic impacted students’ lives.


2013 ◽  
Vol 21 (3) ◽  
pp. 5-14 ◽  
Author(s):  
Iwona Foryś

Abstract Gentrification is a term first used by Ruth Glass in 1964 in reference to the process of taking over and revitalizing the degraded housing resources in the London Borough of Islington by their middle class owners. Ruth Glass discerned the impact of the improved living conditions in the gentrified area on ownership conditions, the appreciation of prices of land and houses, and changes in the social class structure. Nowadays, we can observe three types of changes taking place in gentrified parts of cities: economic, social and cultural ones. The author of this article presents the evolution of gentrification and points out the advantages and threats brought about by this process, including its effect on urban space and real property prices. She identifies the gentrification processes in Poland and their social impact, and verifies the hypothesis that contemporary gentrification, apart from being a physical process, is above all, a social and cultural one. On the example of some parts of the Szczecin urban agglomeration, she shows that gentrification, extending into the suburbs and rural areas, results in irreversible changes in land use and social structure.


2021 ◽  
Vol 11 (1) ◽  
Author(s):  
Liping Ding ◽  
Yin Shi ◽  
Chenchen He ◽  
Qiyao Dai ◽  
Zumeng Zhang ◽  
...  

Abstract Background Photovoltaic Poverty Alleviation Projects (PPAPs) have been implemented in Chinese rural areas since 2014. As a new energy policy, PPAPs have played an important role in alleviating rural poverty. However, the adoption of solar PV faces multiple barriers from the perspective of beneficiaries. Therefore, this study aims to discuss and analyze factors affecting beneficiaries’ satisfaction and their trust in State Grid, promoting the adoption of solar PV. Methods Based on the integrated American Customer Satisfaction Index (ACSI) and Unified Theory of Acception and Use of Technology (UTAUT) model, this study used the Structural Equation Model (SEM) to reveal how the beneficiaries’ satisfaction enhance their trust in State Grid. The data were obtained from a survey of 928 PPAPs’ beneficiaries by stratified and random sampling in Chinese rural areas. Results The results confirm that environmental perception in this study has positive impact on beneficiaries’ satisfaction. In addition, perceived quality also has a positive effect on beneficiaries’ satisfaction and trust in State Grid; however, social influence has a negative impact on beneficiaries’ satisfaction; behavior expectation can directly promote beneficiaries’ satisfaction while indirectly propel their trust in State Grid. Conclusions This study constructs an integrated customer satisfaction model from the perspective of beneficiaries and proposes relevant measures to promote the adoption of solar PV that can be applied to poverty reduction in other developing countries worldwide.


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