scholarly journals Peran Fintech Dalam Upaya Untuk Meningkatkan Literasi Keuangan Pada Masyarakat di Jakarta

2020 ◽  
Vol 2 (3) ◽  
pp. 127-138
Author(s):  
Siti Ruhana Dara ◽  
Mariah Mariah
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Research Data ◽  
Ease Of Use ◽  
Result Show ◽  
Perceive Usefulness

This study aims to analyze the effect of fintech as measure by the TAM measurment model, with perceive usefulness and perceive ease of use with financial literacy for dependent variable. The research consist of 110 respondents who filled out a questioneras research data. The analysis used is multiple linear regression. The result show that perceive usefulness and perceive ease of use affect financial literacy.while partial, perceive usefulness affect financial literacy but perceive ease of use has no effect to financial literacy

PERSEPSI MAHASISWA FAKULTAS EKONOMI MENGENAI PENGGELAPAN PAJAK (STUDI PADA MAHASISWA FAKULTAS EKONOMI UNIVERSITAS WIJAYA KUSUMA SURABAYA)

2019 ◽  
Vol 4 (1) ◽  
pp. 37-54
Author(s):  
James Tumewu ◽  
Wiwin Wahyuni
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Tax Evasion ◽  
Financial Statements ◽  
Research Data ◽  
Purposive Sampling ◽  
Analysis Technique ◽  
Economics Faculty ◽  
Taxation System

Tax evasion is a tax deductible scheme that is owed by violating the provisions of taxation (illegal). Tax evasion is usually done by the company by making false invoices, not recording some sales, or preparing fake financial statements, but the practice of tax evasion like this is often caught, thus the mode of tax evasion is now changing. Perception is the response of something or is the process of knowing some things through the senses. This research is interested to prove the perception of the students of economics faculty regarding the tax evasion, where these students have received taxation class and practice. This study uses questionnaires to obtain students perception data, and use purposive sampling in obtaining sample research. Data analysis technique used is multiple-linear regression. The result of research shows that only discrimination variables affect the tax evasion based on the perception of the students of economics faculty, while the variables of justice, taxation system and understanding of taxation do not affect tax evasion based on the perception of the students of Economics Faculty, Wijaya Kusuma Surabaya University.

scholarly journals Pengaruh Kualitas Layanan dan Kualitas Produk Terhadap Kepuasan Nasabah Bank

2020 ◽  
Vol 1 (02) ◽  
pp. 133-140
Author(s):  
Meli Andriyani ◽  
Riski Ardianto
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Customer Satisfaction ◽  
Service Quality ◽  
Multiple Linear Regression ◽  
Product Quality ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Research Data ◽  
Positive Effect

The bank as a service company places great importance on satisfaction through services and products. The purpose of this study was to determine the effect of service quality and product quality on customer satisfaction. The research was conducted by distributing questionnaires to 100 respondents, namely bank customers who live and have bank accounts in the Cibubur area. The research data were analyzed using multiple linear regression analysis. The study found that service quality did not affect customer satisfaction, while product quality had a positive effect on customer satisfaction.

scholarly journals The Effect of Financial Literacy and Financial Inclusion on Retirement Planning

2019 ◽  
Vol 1 (1) ◽  
pp. 49-58
Author(s):  
Rahmat Aryo Baskoro ◽  
◽  
Rensi Aulia ◽  
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Quantitative Method ◽  
Linear Regression Analysis ◽  
Retirement Planning ◽  
Multiple Linear Regression Analysis ◽  
Financial Inclusion ◽  
Monthly Income

This study aims to determine the effect of financial literacy and financial inclusion on retirement planning. This study used a quantitative method with 236 respondents and processed by the method of multiple linear regression analysis. The results of the study show that financial literacy and financial inclusion have a significant effect on retirement planning, means that the higher financial literacy and financial inclusion of a person, the better their retirement planning. In addition, the results of the study showed that respondents were dominated by moderate financial literacy levels with a percentage of 55.08%, moderate financial inclusion levels with a percentage of 57.20% and high retirement planning levels with presentations of 52.54% of the total respondents. Researchers also conduct additional research by choosing one of the demographic factors, which is monthly income. The results that monthly earnings also influence retirement planning where the higher a person's monthly income, the better their retirement planning.

scholarly journals Pengaruh Financial Literacy, Representativeness Bias, Dan Bias Optimisme Terhadap Pengambilan Keputusan Investasi

2020 ◽  
Vol 2 (3) ◽  
pp. 2976-2991
Author(s):  
Silvia Putri ◽  
Halmawati Halmawati
Keyword(s):  
Decision Making ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Empirical Evidence ◽  
Financial Literacy ◽  
Stock Exchange ◽  
Investment Decision ◽  
Investment Decisions ◽  
State University ◽  
Investment Decision Making

This study aims to analyze 1) whether there is an influence of financial literacy on investment decision maknig. 2) Obtain empirical evidence whether there is an Representativeness bias making on investment decisions. 3) Does Bias optimisme affect investment decision making. In this study using Causality Design. Population and sampek are 104 respondents registered in the Indonesia Stock Exchange Investment Gallery (GIBEI) Faculty of Economics, State University of Padang. The method of analysis is multiple linear regression. The results of the study found 1) Financial literacy influences investment decisions on investment decision making.2) Optimum bias affects investment decisions on investment decision making. 3) Representativness influences investment decisions on investment decision making. 4) Together financial literacy variables, the optimum bias and representativness together influence the investment decision on investment decision making

scholarly journals Pengaruh Financial Literacy dan Financial Behavior terhadap Keputusan Investasi pada Ibu-Ibu PKK Kota Jambi

2020 ◽  
Vol 5 (2) ◽  
pp. 263
Author(s):  
Indah Mutiara ◽  
Efandri Agustian
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Sampling Method ◽  
Investment Decisions ◽  
Sampling Technique ◽  
T Test ◽  
Financial Behavior ◽  
Primary Data ◽  
Regression Test

This study aims to determine the level of influence of Financial Literacy and Financial Behavior toward investment decisions. The data used in this study are primary data, the sample used in this study were PKK members in Jambi City. The sampling technique was carried out by using purposive sampling method. The results obtained by using multiple linear regression test Y = 2,337 + 0.159 X1 + 0.518 X2, and the test of this study using the f-test, R2-test and t-test. The results of this study indicate that partially the Financial Literacy and Financial Behavior affect investment decisions. 

scholarly journals PENGARUH MOTIVASI, KEMAMPUAN DAN KOMITMEN ORGANISASIONAL TERHADAP KINERJA PERAWAT PELAKSANA DI RUMAH SAKIT ISLAM (RSI) AISYIYAH MALANG

2018 ◽  
Vol 11 (2) ◽  
pp. 124
Author(s):  
Riezky Amalia
Keyword(s):  
Organizational Commitment ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Significant Influence ◽  
Research Data ◽  
Independent Variables

The aims of this research is to analyze an effect of motivation, ability dan organizational commitment to operational nurse’s performance at Malang Aisyiyah Islamic Hospital. The object of this study is the 67 operational nurse’s at Malang Aisyiyah Islamic Hospital. All of the nurses became the respondents. Research data were analyzed with the technique of multiple linear regression by using SPSS 11,5 software. The research resulted that the multiple coefficient regression showed that there was simultaneously significant influence among independent variables to dependent variable. This meant that variables of motivation, ability and organizational commitment significantly influenced the nurse’s performance.

scholarly journals Faktor yang Berpengaruh terhadap Kesiapan BPK RI Sulawesi Tenggara dalam “E-Audit”

2015 ◽  
Vol 31 (2) ◽  
pp. 283
Author(s):  
Pramita Sukarso ◽  
Ali Rokhman ◽  
Slamet Rosyadi
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Ease Of Use ◽  
Reform Implementation ◽  
The Republic ◽  
Bureaucratic Reform

One of the bureaucratic reform implementation is the application of electronicgovernment (e-government). This is for the reason that e-government is considered ableto actualize the enhanced performance of bureaucracy. Nevertheless, this application ofe-government should also be in unison with the readiness of the officers. The purpose ofthis research is to analyze factor that affecting The Readiness of Auditor on implementinge-audit as well as to analyze The Readiness of Auditor on implementing e-audit.The respondents were all of auditor of The Audit Board of The Republic of IndonesiaRepresentative Office of Southeast Sulawesi as a census research. To analyze factor thataffecting The Readiness of Auditor on implementing e-audit and The Readiness of Auditoron implementing e-audit, a multiple linear regression of questionnaires was used. Therewere found that Auditor have been ready for e-audit implementation simultaneouslyCompatibility and Ease of Use affects Auditor Readiness.

scholarly journals Pengaruh Sikap Wajib Pajak, Pengetahuan Pajak Dan Sosialisasi Pajak Terhadap Kepatuhan Wajib Pajak Di Kantor Pelayanan Pajak Pratama Jember

2019 ◽  
Vol 8 (1) ◽  
pp. 1-9
Author(s):  
Nurharibnu Wibisono
Keyword(s):  
Linear Regression ◽  
Data Collection ◽  
Multiple Linear Regression ◽  
Research Data ◽  
Analysis Technique

The purpose of the study was to determine the effect of taxpayer attitudes, knowledge, tax socialization of taxpayer compliance in the Jember Primary Tax Service Office. This type of research is associative research. Data collection techniques using questionnaires, interviews and observations. The analysis technique uses multiple linear regression. The results obtained show that (1) there is an influence of the attitude of the taxpayer on taxpayer compliance in the KPP Pratama Jember.(2) there is the influence of tax knowledge on taxpayer compliance in KPP Pratama Jember. (3) there is an effect of tax socialization on taxpayer compliance at KPP Pratama Jember. (4) there is an influence of the attitude of the taxpayer, tax knowledge and tax socialization of taxpayer compliance in KPP Pratama Jember.  Keywords: taxpayer attitudes, tax knowledge, tax socialization, taxpayer compliance

scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENYALURAN PEMBIAYAAN PADA PERBANKAN SYARIAH INDONESIA PERIODE 2006.01-2011.12

Media Ekonomi ◽  
2017 ◽  
Vol 20 (3) ◽  
pp. 1
Author(s):  
Aidida Adelia Purnama
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Third Party ◽  
Islamic Banking ◽  
Regression Methods ◽  
The Third ◽  
Result Show ◽  
Monthly Period ◽  
The Third Party

<p>This study aims to determine the factors that influence the development of IslamicBanking Financing in Indonesia, including Third Party Funds (TPF),NonPerforming Financing (NPF),the level of reward certificates of Bank Indonesia(SWBI) and Financing to Deposit Ratio (FDR).The data used in this study is asecondary data with the monthly period 2006:01-2011:12.The Analysis techniqueused is the Multiple Linear Regression Methods premises OLS (Ordinary LeastSquare).The result show that the Third Party Funds(TPF) has positive andsignificant impact of Islamic Banking Distribution Financing. While the NonPerforming Financing (NPF) and the level of rewards Certificates of Bank Indonesia give negative and no significant impact and Financing to Deposit Ratiogive positive and no significant impact of Islamic Banking Financing Distribution.<br />Keywords:Islamic Banking Financing Distribution, Third Party Funds (TPS),Non PerformingFinancing (NPF),Certificates Wadiah of Bank Indonesia (SWBI and Financing toDeposit Ratio (FDR)</p>

scholarly journals PENGARUH LITERASI KEUANGAN KECERDASAN SPIRITUAL DAN PENDIDIKAN KEUANGAN DI KELUARGA TERHADAP PENGELOLAAN KEUANGAN MAHASISWA

2018 ◽  
Vol 3 (1) ◽  
Author(s):  
Madelberta Resma Nugraheni Sigo ◽  
Lilik Sri Hariani ◽  
Walipah Walipah
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Financial Management ◽  
Quantitative Research ◽  
Sampling Technique ◽  
Financial Education ◽  
Economic Education ◽  
Spiritual Intelligence ◽  
Quota Sampling

This study aims to analyze the effect of financial literacy, spiritual intelligence, and financial education in families on the financial management of students of Economic Education in Kanjuruhan University Malang. This type of research uses quantitative research, using multiple linear regression. The population in this study were all students of Economic Education at Kanjuruhan University Malang, totaling 198 students with a research sample of 65 students. The sampling technique in this study used quota sampling. The data obtained were analyzed using the SPSS application version 16.00 for windows. Based on the results of the analysis it is known that there is a significant simultaneous and partial effect between financial literacy, spiritual intelligence, and financial education in families on the financial management of students of Economic Education at Universitas Kanjuruhan Malang.

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