scholarly journals Informal Self-Help Financial Groups and Micro-enterprise Development in Tivland, Benue State Nigeria

Author(s):  
James T. Aan ◽  
Vershima G. Famave

Abstract:- Tivland is not developed. About 70% of 3.9 million population in Tivland are small-holder farmers and micro-entrepreneurs who are funded by informal self-help financial groups (ISHFGs), which are not supported by external funding. Using in-depth interviews and participant observation methods, the study sought to identify the major types of ISHFGs in Tivland, how they generate funds, how they are sustained, their role in micro-enterprise development, and their challenges. The study revealed that there are three major types of ISHFGs in Tivland. They generate funds through savings deposits and interests on loans. They are sustained by group trust/cohesion. They have created easy access to micro-credit, and have empowered members for in income generating activities. Their major challenges are limited funds, bad leadership, no networks and external funding. The study concludes that ISHFGs in Tivland need networks for external funding, management/leadership trainings and close monitoring and evaluation of their operations

2015 ◽  
Vol 5 (1) ◽  
pp. 160
Author(s):  
Yuli Kurniyati ◽  
Bening Hadilinatih

<p>Areas Based Economic Empowerment Program (Program Ekonomi Berbasis Kewilayahan/PEW) is a program designed to focus on the learning process and empowercommunities through local economic institutions to shore up the economy of thecommunity itself. This study aims to: 1). Knowing the PEW Group self-reliance inorganizing services to members in order to regionally based economic empowerment.2). Identifying the factors management, member participation and partnership thathinder or support the PEW Group self-reliance and self-reliance opportunities for effortsto develop a support group for regionally based economic empowerment, 3). Formula tepolicy recommendations for the city authorities to develop and implement a model ofselfreliance development PEW group as a regionally based economic empowerment strategy in the city of Yogyakarta. This research is qualitative research, the research took place in the townYogyakarta. The collecting data techniques used were: study documentation, participant, observation, in-depth interviews, and focus group discussion (FGD). In the first studywere: 1). Evaluating Performance PEW Group 2). Identify factors inhibiting andsupporting self-sufficiency Group 3). Self-Supporting analyze PEW Group 4). Early formulation compile policy recommendations group. The research development model of self-reliance. Year II study is 1). Self-Supporting Group to develop a model based onthe results of Phase I study 2). Validation conduct joint FGD Stakeholder Model through3). Develop Model Self-Supporting Implementation Handbook. Results showed that the level of self-reliance menilitian PEW group is still low. This isreflected in the level of independence that is still low, both in terms of independence inthe administration, self-reliance and independence in the management of the assets. PEW group of selfsufficiency level is still low, due to several factors, namely: (1) Capacity Board PEW Group is still low (2) The lack of participation of members of the Group, and (3) lack of stakeholder support. Another factor that still require serious treatment that can increase self-reliance PEW Group is a factor Assistance Group Implementation and Monitoring and Evaluation during implementation is still lacking.</p>


2021 ◽  
Vol 1 (1) ◽  
pp. 1-9
Author(s):  
Berdinata Massang ◽  
Hotliong Verawaty ◽  
Gerialdo Nuryadi

ABSTRACT.This study aims to explain the use of the PDCA approach in digital-based learning management in the Christian Religious Education Study Program, Faculty of Christian Education, IAKN Manado. The type of research used in this research is qualitative research. The researcher acts as a key instrument, with data collection techniques including participant observation and interviews, data analysis techniques using the Miles and Huberman model, through power reduction, data presentation, and drawing conclusions. The results showed that: (1) learning planning is carried out by making lesson plans, choosing digital learning media that is adjusted to the material and characteristics of learning, (2) the implementation of digital learning is carried out according to the plan, if there are problems, the lecturers make appropriate changes to overcome the problems, supported by competent lecturers always improve competence by participating in various seminars and trainings, as well as support from the institution in training remote training programs, (3) learning checks are carried out by paying attention to student attendance and assignments, monitoring and evaluation of learning will be carried out by the end of the semester by LPM, (4) in this cycle it is a continuation of the planning, implementation, and inspection cycle. If it is in accordance with the expected goals, then it is continued to improve the quality of learning, if not, it will be continued with changes or modifications of parameters and components in learning. Evaluate and adjust with appropriate methods and media to solve existing problems.


2021 ◽  
Vol 2 (2) ◽  
Author(s):  
Abraham Simatupang ◽  
Ida Bagus Sutha Dwipajaya

The high number of maternal mortality rate (MMR) is still a problem in Indonesia. Three ethyologies of maternal death are infection (12%), hypertension in pregnancy (25%) and bleeding (30%). Pre-eclampsia as a form of hypertension during pregnancy requires antihypertensive drug therapy. Rationality assessment for any kinds of pharmacotherapy is based on the right indication, the right medicine, the right patient, and the right dose. The main indication for antihypertensive medication in pregnancy is applied to the mother’s in preventing cerebrovascular disease. The aim of this study was to evaluate the characteristics, patterns and accuracy of the administration and use of antihypertensive drugs in patients with severe preeclampsia at X General Hospital in Jakarta in 2018. It was a non-experimental study with a descriptive and retrospective design using medical records. Administration and use of antihypertensive drugs in patients with severe preeclampsia at the X General Hospital in Jakarta showed 91.9% right indication, 86.72% right drug, 96.9% right patient and only 5.26% right dose with 4.0% accuracy of rational administration and use of drugs. In conclusion, the right dose in the management of patients with severe preeclampsia in X General Hospital in Jakarta is still low. Further training and close monitoring and evaluation on the rational use of antihypertension in severe preeclampsia is needed.


The chapter is divided into five sections. The first section discusses the interview method from the social constructionist and qualitative perspectives. The second section contains information related to the procedures of undertaking focus group discussion in qualitative projects. The different types of observation methods are highlighted in Section 3, but only participant and non-participant observation variants are discussed. The primary and secondary documents are addressed in Section 4, and examples are given. The chapter is concluded by a question and answer section, where important questions are raised and answered in a simple way.


1985 ◽  
Vol 15 (4) ◽  
pp. 353-373 ◽  
Author(s):  
Dennis Klass

This article is an attempt to describe the Compassionate Friends (TCF), and self-help group, as an effective intervention in the severe bereavement after the death of a child. The research method is participant observation. Three decisions form the framework of the description: the decision to attend the group, the decision to affiliate, and the decision to transform oneself into a helper within the group. The decision to attend seems to be rooted in a variety of expectations, supported by a variety of experiences with professional interventions or with other self-help groups. Affiliation has, first, a cathectic dimension that entails a unity with those whose lives have also been shattered, an appropriate object on which to attach the energy formerly given to the child, and a sense of family in a supportive community. Second, affiliation has an experiential dimension that is an attempt to develop an existential stance in a problematic world based on solutions to concrete problems that are shared among the members. The decision to become a helper is key to the TCF process, for it is the concept that helping others is the best way to help the self that allows the cathectic dimension to become complete in reinvestment and allows the experiential dimension to change from using the experience of others to sharing one's own experience. As time progresses, some members move to formal organizational leadership while others tend to become less regular in attendance, though they do so with some ambivalence. The article ends with the claim that analysis of other interventions using schemas similar to those used in this study could be done.


2020 ◽  
pp. 030631272095083
Author(s):  
Timothy McLellan

Demands for research to generate impact, along with proliferating institutional regimes for evaluating impact, are a ubiquitous aspect of contemporary scientific practice. Based on participant observation at an agro-environmental research institute in southwest China, this article explores three iterations of a tool for planning and evaluating impactful science called ‘theory of change’ (TOC). Despite their ostensible common grounding in TOC, I show how an impact scientist’s framework, a donor’s monitoring and evaluation regime, and a communication consultant’s branding strategy each suggest very different normative structures for scientific practice. These structures entail: particular horizons towards which scientific research is to be practiced, precise points in time at which the future effects of research are to be anticipated, and specific assumptions about how scientists’ agency should play out across time. Taking the peculiar sensibilities of TOC as a comparative framework, I illuminate IFF scientists’ implicit imaginations of how contemporary science does and should generate effects in the world.


2019 ◽  
Vol 29 (1) ◽  
pp. 420
Author(s):  
Anak Agung Gde Oka Maheswara ◽  
A.A. Ngurah Bagus Dwirandra

The purpose of this study was to determine the effect of partial financial distress on the going concern audit opinion, to determine the effect of partial profitability on the going concern audit opinion and to know the moderating ability of profitability on financial distress that affects the going concern audit opinion. This research conducted at manufacturing companies listed on the Stock Exchange in 2015-2017. The research sample was obtained using purposive sampling technique. Data collection is done by non-participant observation methods. Data analysis techniques are carried out using the method of binary logistic regression analysis. The test results show that financial distress has an effect on the going concern audit opinion, profitability has no effect on the audit opinion, and profitability weakens the effect of financial distress on the going concern audit opinion. Keywords : Financial Distress; Going Concern Audit Opinion; Profitability.


2015 ◽  
Vol 8 (1) ◽  
pp. 1 ◽  
Author(s):  
Mika Okubo ◽  
Abrar Juhar Mohammed ◽  
Makoto Inoue

<p class="1Body">Rural depopulation is now well acknowledged to be one of the salient challenges faced by Japan (Ohno, 2005; Odagiri, 2006). However, out-migrants that left their village of origin still maintain their bond with the villages through local institutions and natural resources. By taking Mogura village in Hayakawa town, Yamanashi prefecture as a case study, this article discusses relationships between out-migrants and their depopulated village of origin by focusing on local institutions and natural resource management. Data was collected using open ended interview and participant observation methods. The result shows that, although the style of observing has changed, out-migrants play important role in local institutions and assisting resource management of their depopulated village of origin. The institutions still have meaning for out-migrants to keep relationships with their village of origin. Several customs, such as collaborative labor, <em>obon</em>, New Year vacation, and the anniversary of ancestors’ death ceremony, provide scheduled opportunities for out-migrants and residents to get together and good reasons to come to the place of the village of origin. We argue that local institutions and natural resources, although in the process of transformation, can be helpful tools to link out-migrants with villages. We, however, take precaution on whether such role will be transferred to next generation of the out-migrants that are born and are living outside the village of origin of the out-migrants.</p>


Author(s):  
Ellina Mourtazina

Purpose The purpose of this paper is to explore the notion and function of silent landscape in a touristic experience by presenting the findings of a study on silent retreats in a Buddhist meditation retreat center in Northern India. Design/methodology/approach This study adopted a sensory ethnography approach applied through interviews and participant observation methods conducted during and after nine retreats in a meditation center. Findings This study suggests that silent landscapes are not only backdrops of touristic experiences but can be considered as inter-subjective performative and resourceful milieu of engagement that intertwine intimate embodied experiences with broader social and cultural values. Originality/value Despite landscapes having been thoroughly investigated in tourist studies, this paper underlines the pertinence of mobilizing the lens of other forms of presences such as affects, embodiment, sensoriality and sonority to understand the inter-relation between tourists-selves and the surrounding world encountered during their travels.


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