scholarly journals Pengaruh Tingkat Inflasi Dan Pendapatan Usaha Pegadaian Terhadap Pembiayaan Rahn Pada Pegadaian Syariah Tahun 2011-2020

2021 ◽  
Vol 5 (2) ◽  
pp. 243-259
Author(s):  
Siti Aisah ◽  
R. Deden Adhianto ◽  
Putri Anjelli
Keyword(s):  
Inflation Rate ◽  
Financial Institution ◽  
Secondary Data ◽  
Study Data ◽  
Operating Income ◽  
Simultaneous Test ◽  
Negative Effect ◽  
External Conditions ◽  
Quantitative Descriptive ◽  
Data Collection Technique

In deciding the provision of rahn financing, it is influenced by various conditions, especially internal and external conditions. These internal factors or conditions include the development of pawnshop business income. Meanwhile, external conditions or factors can be seen from the financial conditions that occur in Indonesia, for example the inflation rate. This study aims to determine the effect of inflation rate and operating income on rahn financing at Islamic pawnshops in Indonesia partially and simultaneously. This research was conducted at a non-bank financial institution, namely PT. Pawnshops that focus on sharia segmentation. This type of research uses a quantitative descriptive method that is associative. The secondary data used in this study used a documentation study data collection technique. This research uses multiple linear regression data analysis method. Based on the results of the analysis and discussion of the data in this study, it is stated that the first tcount is -0.030, meaning that ttable is greater than tcount (2.365 > -0.030) and sig.0.977 > 0.05. From these results, inflation has a negative effect and inflation does not have a significant effect on the financing of rahn partially. Second, the results of the tcount value on the operating income variable produce a tcount of 7.141, meaning that tcount is greater than ttable (7.141 > 2.365) and a significant value of 0.000 < 0.05. From these results, it means that operating income has a positive effect and pawnshop income has a significant effect on Rahn's financing partially. The results of the simultaneous test (f test) obtained a ftable value of 4.46 because the fcount value of 38,698 is greater than the ftable value and the significance value of 0.000 is much smaller than 0.05. So it can be concluded that the inflation variable and Pawnshop income simultaneously affect the rahn financing variable at the Indonesian Sharia Pawnshop. And the relationship between the independent variable and the dependent variable in this study was 0.893 or 89.3%, while 10.7% was explained by other factors not presented in this study.

Estimasi Pengaruh Faktor Internal Bank dan Stabilitas Makroekonomi terhadap Profitabilitas dengan Mediasi Rasio Pembiayaan Bermasalah di PT Bank Muamalat Indonesia

2020 ◽  
Vol 3 (2) ◽  
pp. 93-108
Author(s):  
Annisa Siti Fathonah ◽  
Dadang Hermawan
Keyword(s):  
Secondary Data ◽  
Financial Statements ◽  
Significant Positive Effect ◽  
Return On Assets ◽  
Internal Factors ◽  
Macroeconomic Factors ◽  
Operating Income ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Positive Effect

This study aims to determine and analyze how much influence the bank's internal factors such as Equity, Operational Costs per Operating Income (BOPO), Financing Deposit to Ratio (FDR), Non Performing Financing (NPF) as a mediator and external or macroeconomic factors namely inflation and Gross Domestic Product (GDP) on profitability represented by Return on Assets (ROA) at Bank Muamalat Indonesia for the period 2008-2018. The data used in this research are secondary data obtained from the publication of quarterly financial statements from 2008 to quarter 2 of 2018. The method that used in this research is path analysis with SPSS 20.0 as the analytical tool. The results of the study partially test the hypothesis (t-test), in substructure I shows that the capital variable has a significant negative effect on NPF, BOPO and inflation has a significant positive effect on NPF, FDR and GDP do not significantly influence NPF at Bank Muamalat Indonesia. In substructure II partially, Capital, BOPO, significant negative effect on ROA, FDR and NPF has a significant positive effect on ROA, Inflation and GDP does not significantly influence ROA while simultaneously significantly influencing ROA. Based on the sobel test, capital has a significant effect on ROA through NPF, BOPO has a significant effect on ROA through NPF, FDR has a significant effect on ROA through NPF, Inflation has a significant effect on ROA through NPF, while GDP has no significant effect on ROA through NPF.

scholarly journals ANALISIS DAN PENGHITUNGAN INDEKS KESEJAHTERAAN MASYARAKAT KELAUTAN DAN PERIKANAN (IKMKP)

2019 ◽  
Vol 8 (2) ◽  
Author(s):  
Yayan Hikmayani ◽  
Irwan Muliawan ◽  
Tukul Rameyo Adi
Keyword(s):  
Secondary Data ◽  
Study Data ◽  
Government Programs ◽  
Group Discussions ◽  
Policy Makers ◽  
Economic Dimension ◽  
Central Kalimantan ◽  
Weighted Factor ◽  
Quantitative Descriptive ◽  
Welfare Index

Analisis terhadap perkembangan nilai Indeks Kesejahteraan Masyarakat Kelautan dan Perikanan (IKMKP) telah dilakukan sejak tahun 2014 sampai 2016. Permasalahan penentuan tingkat kesejahteraan dengan menyusun indikator yang mengarahkan pada pembangunan sektor kelautan dan perikanan secara sektoral dan menjadi wewenang Kementerian Kelautan dan Perikanan (KKP) adalah penting. Tujuan penulisan makalah ini untuk melihat kinerja pembangunan kelautan dan perikanan dilihat dari indikator kesejahteraan masyarakat pelaku usaha perikanan. Metode penelitian menggunakan metode desk study. Data terdiri data sekunder yang meliputi data ekonomi dan sosial kelembagaan yang dikumpulkan dan diperoleh dari Eselon 1 lingkup KKP. Verifikasi data dilakukan melalui diskusi kelompok terfokus yang dihadiri oleh pengambil kebijakan di Kementerian Kelautan dan Perikanan (KKP). Analisis data dilakukan menggunakan pendekatan deskriptif kuantitatif. Hasil penelitian menunjukkan bahwa nilai Indeks Kesejahteraan Masyarakat Kelautan dan Perikanan (IKMKP) tahun 2016 sebesar 48,33. Nilai dimensi sosial dan kelembagaan sebesar 43,31 dan nilai dimensi ekonomi sebesar 43,27. Daerah yang memiliki Nilai IKMKP terbesar yaitu Provinsi Nusa Tenggara Barat dengan nilai sebesar 100. Sementara itu, daerah yang memiliki nilai IKMKP paling kecil yaitu Provinsi Kalimantan Tengah dengan nilai sebesar 0,00. Hasil tersebut mengindikasikan bahwa program-program pemerintah yang telah dialokasikan di Provinsi Nusa Tenggara Barat telah memberikan dampak positif terhadap peningkatan kesejahteraan dan sebaliknya untuk Provinsi Kalimantan Tengah masih belum memberikan dampak terhadap peningkatan kesejahteraaanya. Adapun dari analisa faktor penimbang, peningkatan kesejahteraan masyarakat kelautan dan perikanan akan lebih efektif jika semakin banyak jumlah Lembaga Ketahanan Masyarakat (LKM) yang terfasilitasi permodalan dan tidak terjadi perubahan komposisi pada struktur ongkos usaha perikanan.Title: Analysis of The Development Marine and Fisheries Welfare  Community Index (IKMKP) Analysis of the development of Marine and Fisheries Community Welfare Index (IKMKP) has been carried out since 2014 until 2016.  It is important to determine the welfare level by formulating indicators to the development of the marine and fisheries sector through Ministry of Marine Affairs and Fisheries (MMAF). The purpose of this paper is to measure the performance of marine and fisheries development based on fisheries businessmen welfare indicators. The research used desk study method and secondary data of economic and social institutional which are collected from Echelon-1 of MMAF. Data were verified in focus group discussions among policy makers of MMAF and were analyzed using quantitative descriptive approach. The results showed that Marine and Fisheries Community Welfare Index (IKMKP) value in 2016 was 48.33. The value of social and institutional dimensions is 43.31 and value of economic dimension is 43.27. Regions that have the highest IKMKP value is West Nusa Tenggara Province with a value of 100. Meanwhile, Central Kalimantan Province has the lowest IKMKP value of 0.00. These results indicate that government programs has contributed to the improvement of welfare in West Nusa Tenggara Province, meanwhile, it has not contributed to the welfare in Central Kalimantan Province. Based on weighted factor analysis, the welfare of marine and fisheries community will be more effective if there are more number of Community Resilience Institutions (MFIs) facilitated by capital and there is no changes in the structure of fisheries business costs.

scholarly journals Faktor-Faktor Yang Mempengaruhi Volume Ekspor Teh PTPN IX, Jawa Tengah

2018 ◽  
Vol 14 (2) ◽  
pp. 167
Author(s):  
Agnes Chaprilia ◽  
Yuliawati Yuliawati
Keyword(s):  
Time Series ◽  
Export Price ◽  
Secondary Data ◽  
Research Use ◽  
Analysis Technique ◽  
Export Volume ◽  
Result Show ◽  
Negative Effect ◽  
Quantitative Descriptive ◽  
Coffee Price

<p><em>The purpose of this reasearch is to 1) analyze the factors that influence tea export volume of PTPN IX, 2) to know the overview of PTPN IX tea export trend and forecasting. The kind of this research is quantitative descriptive and use secondary data that sourced from related agencies and organizations. Data in form time series during 96 months from January 2010 until December 2017 are used in this research. This research use multiple linear regression and ARIMA (Box-Jenkin) as analysis technique.  Regression  analysis  result  show  tea  export  price,  coffee  price,  and exchange rate had a negative effect and significant for export volume with value R</em><em>2</em><em> i</em><em>s 0,479. Trend analysis use ARIMA shown period of tea export volume from January</em><em> 2010 until December 2017 had fluctuated and shown a downward trend.</em></p>

scholarly journals Pengaruh Periklanan Islami terhadap Keputusan Pembelian Produk Shampoo Hijab Sunsilk Clean And Fresh pada Mahasiswi Universitas Islam Riau

2019 ◽  
Vol 1 (1) ◽  
pp. 59-73
Author(s):  
Zulkifli Zulkifli ◽  
Boy Syamsul Bakhri ◽  
Maysuri Maysuri ◽  
Ficha Melina
Keyword(s):  
Linear Regression Analysis ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Purchasing Decisions ◽  
Purchasing Decision ◽  
The Subject ◽  
Quantitative Descriptive ◽  
Data Collection Technique ◽  
Descriptive Method

The purpose of the research was to determine the effect of Islamic advertising on purchasing decision for Clean and Fresh Sunsilk Hijab Shampoo. The subject of this research was students of Riau Islamic University. While the object of this study was the effect of Islamic advertising on purchasing decision for Clean and Fresh Sunsilk Hijab Shampoo. The data sources used in this study were primary data and secondary data. The sampling technique used was proportional stratified random sampling, while the data collection technique used was a questionnaire. To analyze the data, quantitative descriptive method was used. In analyzing quantitative data, simple linear regression analysis was used where the calculation process used SPSS for windows version 23. The sample of this study was 96 people. The result of the research showed Islamic advertising on purchasing decision for Clean and Fresh Sunsilk Hijab Shampoo had a strong or high relationship, this was related to the correlation coeffisien which was 0.763. The result of the research, the result of partial test related to the significant influence between Islamic advertising on purchasing decisions for Clean and Fresh Sunsilk Hijab Shampoo, it was known from  the value of tcount (11.452) which was bigger than t table (1.661). Conclusion, there was a significant effect between Islamic advertising on purchasing decisions for clean and fresh sunsilk hijab Shampoo to students of  Riau Islamic University Keywords: Islamic Advertising, Purchasing Decision

scholarly journals Capital Buffer, Risk, Profitability, Size, and Macroeconomics: Empirical Study on Islamic Banks

2021 ◽  
Vol 13 (1) ◽  
Author(s):  
Dina Fitrisia Septiarini ◽  
Ulis Fajar Choirotun Hisan ◽  
Matsahri Matsahri ◽  
Dian Filianti
Keyword(s):  
Commercial Banks ◽  
Financial Institution ◽  
Secondary Data ◽  
Company Size ◽  
Islamic Banks ◽  
Purposive Sampling ◽  
Macroeconomic Conditions ◽  
Positive Effects ◽  
Negative Effect ◽  
Islamic Economic

Abstract. The development of Islamic economics has led to the growth of Islamic banking, as a financial institution based on sharia principles. This research aims to analyze the relationship of risk, profitability, company size, and macroeconomics with capital buffer of Shariah Commercial Banks Indonesia during the period of 2015-2019. The study used a quantitative approach of the regression panel data with stata13 statistical tools. This study used secondary data with a population of 14 sharia commercial banks and a sample of 12 Islamic commercial banks using purposive sampling method. BOPO, NM, ROA, and KURS (exchange rate) were found to have significant positive effects on CB. SIZE has a significant negative effect, while NPF has positive  insignificant effect on CB. Islamic banks, regulators, and governments may consider risks, profitability, company size, and macroeconomic conditions in determining the size of capital buffers and maintaining the adequacy of capital owned by Islamic Banking.Keyword: Capital Buffer, Islamic Economic Systems, Shariah Banks. Abstrak. Ekonomi Islam menjadi paradigma baru yang komprehensif. Bank syariah dalam sistem ekonomi Islam merupakan lembaga keuangan dengan prinsip syariah. Penelitian ini bertujuan untuk menganalisis hubungan risiko, profitabilitas, ukuran perusahaan, dan makroekonomi dengan penyangga modal (CB) Bank umum syariah (BUS) di Indonesia pada tahun 2015-2019. Pendekatan penelitian menggunakan pendekatan data panel kuantitatif regresi dengan alat statistik stata13. Penelitian ini menggunakan data sekunder dengan populasi 14 Bank Islam dan sampel 12 bank umum syariah berdasarkan metode purposive sampling. BOPO, NM, ROA, dan KURS (nilai tukar) ditemukan memiliki pengaruh positif yang signifikan terhadap CB. SIZE memiliki hubungan negatif signifikan, sedangkan NPF positif tidak signifikan. Bank syariah, regulator, dan pemerintah dapat mempertimbangkan risiko, profitabilitas, ukuran perusahaan, dan kondisi makroekonomi dalam menentukan ukuran penyangga modal dan menjaga kecukupan modal yang dimiliki oleh Perbankan Syariah.Kata Kunci: Penyangga Modal, Sistem Ekonomi Syariah, Bank Syariah

scholarly journals Pengaruh Sistem Informasi Akuntansi Terhadap Kelebihan Bayar Pajak

2021 ◽  
Vol 9 (1) ◽  
pp. 41-50
Author(s):  
Ririn Miptha Nuryana ◽  
Decky Hendarsyah
Keyword(s):  
Asset Management ◽  
Secondary Data ◽  
Sampling Technique ◽  
Study Data ◽  
Coefficient Of Determination ◽  
Linear Regression Method ◽  
Literature Study ◽  
Accounting Information System ◽  
Quantitative Descriptive ◽  
Descriptive Method

The awareness of taxpayers in paying taxes is very necessary because development in Indonesia requires very large funds, one source of government funds is revenue from the taxation sector so that state revenue can be met and development can continue. This study aims to complement the shortcomings of existing studies and to analyze the effect of the accounting information system (AIS) on tax overpayment (TOP) at the regional financial and asset management agency (RFAMA) of Bengkalis Regency. This study uses a quantitative descriptive method with primary and secondary data sources. The total population at the office of the RFAMA of Bengkalis Regency was 260 people. The sampling technique used purposive sampling, to obtain a sample of 30 people. Data collection techniques using questionnaires, interviews, documentation and literature study. Data analysis using are simple linear regression method, hypothesis testing and coefficient of determination. The results of this study indicate that the AIS have a significant effect on TOP at the RFAMA of Bengkalis Regency. This study can contribute to the office of the RFAMA of Bengkalis Regency in implementing an AIS and minimizing the occurrence of TOP.

scholarly journals Pengaruh Kapitalisasi Jakarta Islamic Index (Jii) Dan Indeks Saham Syariah Indonesia (Issi) Terhadap Outstanding Sukuk Korporasi Di Indonesia Tahun 2015-2017

2018 ◽  
Vol 14 (2) ◽  
pp. 90-107
Author(s):  
Yurda Indari
Keyword(s):  
Quantitative Methods ◽  
Secondary Data ◽  
Social Situation ◽  
Stock Index ◽  
Significant Positive Effect ◽  
Significance Level ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Data Collection Technique ◽  
Positive Effect

This study analyzes the influence of Islamic stocks on corporate sukuk. The object of this study is the outstanding corporate sukuk in Indonesia in 2015-2016. This study aims to analyze the effect of Islamic stock variables, namely the capitalization of the Jakarta Islamic Index and the Indonesian Islamic Stock Index. This research was conducted using quantitative methods. The data source in this study is secondary data. The data in this study were collected in two ways, namely choosing objects based on three elements (social situation) and samples (purposive sampling). The data collection technique in this study is documentation. The results of this study indicate that the Capitalization of the Jakarta Islamic Index (JII) has a significant negative effect on outstanding sukuk because the capitalization coefficient of the Jakarta Islamic Index (JII) is -0.015194 and the significance level of JII is 0.0299 smaller than alpha 0.05. This means that the increase in capitalization that occurred in 2015-2017 had a significant negative effect on the outstanding sukuk which caused the outstanding sukuk to decline. The Capitalization of the Indonesian Sharia Stock Index (ISSI) has a significant positive effect on outstanding sukuk because the capitalization coefficient of the Indonesian Sharia Stock Index (ISSI) is 0.014341 and the significance level of the ISSI is 0,0008 smaller than alpha 0.05 which means an increase in ISSI capital in the year 2015-2017 had a significant positive effect on outstanding sukuk which resulted in outstanding sukuk increasing.

scholarly journals RISIKO USAHA, RENTABILITAS DAN PERMODALAN SEBAGAI VARIABEL ANTESEDEN KESEHATAN BANK BUKU 3 DAN BUKU 4 DI INDONESIA

2018 ◽  
Vol 8 (1) ◽  
Author(s):  
Herizon Herizon ◽  
Nelaini Ika Merty
Keyword(s):  
Linear Regression Analysis ◽  
Secondary Data ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Operating Income ◽  
Operational Risks ◽  
Negative Effect ◽  
Positive Effect ◽  
Collection Methods ◽  
Dominant Influence

Banking world is inseparable from the competition of services, service offerings but also bank’s health scores, so banks are required to maintain their health scores. The purpose of this reseach was to know significantion analyze form that ratio IPR, LDR, IRR, PDN, NPL, BOPO, FBIR, NIM, ROA, and CAR has significant influence to bank’s health scores use RBBR metods. Population that wear in this research is BUKU 3 and BUKU 4 bank in Indonesia. The sample were selected used purposive sampling technique. This reseach use secondary data and data collection methods used documentation method. The type of research conducted in this research is causal research is analyzed using multiple linear regression analysis. Based on the result of the calculation and analysis before the result of the research hypotesis that the IPR, LDR, IRR, PDN, NPL, BOPO, FBIR, NIM, ROA dan CAR have significant effect for soudness score on BUKU 3 and BUKU 4 bank. IPR, IRR, NPL, FBIR, ROA and CAR has a negative effect not significant, LDR, PDN, and NIM has a positive effect not significant, BOPO has a negative effect and significant. Of the ten variables studied  BOPO has dominant influence that is equal 24,4 percent among ten other independent variables. Suggestions for bank sample in this research to maintain its operational risks, minimize operational costs and increase operating income so that the health score is increasing every year.

scholarly journals PENGARUH PEMBIAYAAN MUDHARABAH, MUSYARAKAH, MURABAHAH, DAN IJARAH TERHADAP PROFITABILITAS 4 BANK UMUM SYARIAH PERIODE 2013-2016

2018 ◽  
Vol 14 (2) ◽  
pp. 140-150
Author(s):  
Purnama Putra
Keyword(s):  
Sampling Method ◽  
Research Result ◽  
Secondary Data ◽  
Significant Positive Effect ◽  
Financial Reports ◽  
Purposive Sampling ◽  
Negative Effect ◽  
Quantitative Descriptive ◽  
Positive Effect ◽  
Descriptive Method

This research employ quantitative descriptive method aimed at testing the effects of Mudharabah, Musyarakah, Murabahah, and Ijarah Financings simultaneously and partially on the profitability of Sharia Banks in 2013-2016. This research uses secondary data taken from financial reports of Sharia Banks (Bank Umum Syariah/BUS) registered at the Bank of Indonesia. The data is analyzed using multiple linear regression. Four Sharia Banks were used as samples in this study which provide financial reports per three months. They are chosen using purposive sampling method. From the research result, it can be inferred that mudharabah financing does not have significant effect, musyarakah financing has significant negative effect, while murabahah and ijarah financings have significant positive effect by partially on profitability. Whereas simultaneously have positive significant to profitability. Penelitian ini bertujuan untuk mengetahui pengaruh pembiayaan mudharabah, musyarakah, murabahah, dan ijarah terhadap profitabilitas Bank Umum Syariah yang terdaftar di Bank Indonesia Periode 2013-2016. Data yang digunakan adalah laporan keuangan Bank Umum Syariah (BUS) yang terdaftar di Bank Indonesia. Data dianalisis menggunakan regresi linear berganda. Sampel dalam penelitian ini sebanyak 4 Bank Umum Syariah, yang menyediakan laporan keuangan per triwulan. Sampel diambil menggunakan teknik pengambilan purposive sampling. Hasil dari penelitian ini menunjukkan secara parsial bahwa pembiayaan mudharabah tidak berpengaruh, pembiayaan musyarakah berpengaruh negatif signifikan, pembiayaan murabahah berpengaruh positif signifikan, pembiayaan ijarah berpengaruh positif signifikan terhadap profitabilitas ROE. Sedangkan secara simultan pembiayaan mudharabah, musyarakah, murabahah dan ijarah berpengaruh positif signifikan terhadap profitabilitas.

scholarly journals Perbandingan Pengaruh Working Capital to Total Assets (WCTA), Operating Income to Total Liabilities (OITL), dan Return on Equity (ROE) Terhadap Pertumbuhan Laba Pada Perusahaan Jasa Sub Sektor Transportasi dan Sub Sektor Kosntruksi dan Bangunan Yang Terda

2019 ◽  
Vol 11 (1) ◽  
Author(s):  
Rilla Gantino ◽  
Melinda Kusuma Dewi
Keyword(s):  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Cluster Sampling ◽  
Working Capital ◽  
Return On Equity ◽  
Operating Income ◽  
Negative Effect ◽  
Profit Growth

Abstract. This study aimed to analyze the effect of working capital to total assets (WCTA), operating income to total liabilities (OITL), and return on equity (ROE) on profit growth in transportation companies and construction and building companies listed on the Stock Exchange for the 2013-2017 period. The method used is purposive and cluster sampling. This study used is secondary data from the financial statements. Data analysis method used is multiple linear regression analysis. The results show for transportation companies, working capital to total assets (WCTA) and operating income to total liabilities (OITL) have no significant effect on profit growth and return on equity (ROE) have significant positive effect on profit growth. On construction and building companies, working capital to total assets (WCTA) have significant negative effect on profit growth. Operating income to total liabilities (OITL) and return on equity (ROE) have no significant effect on profit growth. Simultaneously both show the same results, the independent variable (WCTA, OITL, and ROE) have a significant effect on the dependent variable (profit growth).   Keywords: : working capital to total assets (WCTA), operating income to total liabilities (OITL), return on equity (ROE), profit growth

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