Credit Card Use and Risks in the E-Market

2013 ◽  
pp. 214-232
Author(s):  
Huong Ha
Keyword(s):  
Pilot Study ◽  
Consumer Protection ◽  
Credit Card ◽  
Online Shopping ◽  
Research Area ◽  
The Body ◽  
Policy Recommendations ◽  
Credit Card Fraud ◽  
Body Of Knowledge ◽  
Credit Card Use

This chapter aims to (1) examine the awareness and experience of undergraduates in Melbourne, Australia of current and potential online risks, (2) explore how undergraduates deal with online incidents, and (3) make policy recommendations on how to enhance e-consumer protection. A total of 802 valid responses were received from the surveys conducted in Melbourne, Australia in 2007-2008. Findings demonstrate that most of the respondents were not aware of online incidents which could lead to credit card fraud. A number of them have encountered online incidents. Also, several respondents would less likely seek help from government and/or non-government organisations when encountering online incidents. Overall, credit card use and risks in the e-market is an under-research area in Australia, and this is a pilot study in this field. Findings from this chapter would contribute to the body of knowledge of credit card use and debt due to online shopping, and e-consumer protection.

Institutionalization of Business Intelligence for the Decision-Making Iteration

2021 ◽  
pp. 267-287
Author(s):  
Shaheb Ali ◽  
Rafiqul Islam ◽  
Ferdausur Rahman
Keyword(s):  
Decision Making ◽  
Content Analysis ◽  
Information Management ◽  
Business Intelligence ◽  
Qualitative Content Analysis ◽  
Research Area ◽  
The Body ◽  
Research Articles ◽  
Body Of Knowledge ◽  
Management Capability

Business intelligence (BI) institutionalization has become a growing research area within the information systems (IS) discipline because of the decision-making iteration in businesses. Studies on BI application in improving decision support are not new. However, research on BI institutionalization seems sparse. BI institutionalization may positively contribute to a managerial role in using BI application repetitively for the decision-making iteration in businesses. This article aims to carry out an integrative literature review and report consolidated views of the body of knowledge. The study adopted a qualitative content analysis to generate themes about BI routinization in the decision-making iteration. Eighty-eight research articles were selected for the study. However, 57 articles were finally included for review. The findings suggest information management capability as the key necessity for BI application and its alignment with the organizational standard for BI institutionalization.

Consumer Protection in Online Shopping

2020 ◽  
pp. 203-225
Author(s):  
Emre Yildirim
Keyword(s):  
Consumer Protection ◽  
Credit Card ◽  
Online Shopping ◽  
Education Level ◽  
The Other ◽  
Internet Shopping ◽  
Low Level ◽  
Online Shoppers ◽  
Debit Cards ◽  
Structured Questionnaire

The main purposes of this research are (1) to reveal the virtual credit card (VCC) awareness of online shoppers and (2) to prepare a to do list for managers and relevant institutions to provide a more secured internet shopping process by enhancing the trust perception of consumers. To this end, a structured questionnaire consists of three sections was designed and conducted during the period April-May 2018 in Turkey. The findings achieved show that online shoppers mostly attach importance to the recognition of the website, which means they seek trust in online shopping process. On the other hand, they mostly use credit and debit cards, which may make consumers encounter serious fraud issues. VCC usage is only 4.9% in general although VCC awareness is 55.1%. This low level of VCC awareness is associated with education level and the information provided by the financial banks.

Institutionalization of Business Intelligence for the Decision-Making Iteration

2019 ◽  
Vol 15 (1) ◽  
pp. 101-118
Author(s):  
Shaheb Ali ◽  
Rafiqul Islam ◽  
Ferdausur Rahman
Keyword(s):  
Decision Making ◽  
Information Management ◽  
Business Intelligence ◽  
Qualitative Content Analysis ◽  
Research Area ◽  
The Body ◽  
Research Articles ◽  
Managerial Role ◽  
Body Of Knowledge ◽  
Management Capability

Business intelligence (BI) institutionalization has become a growing research area within the information systems (IS) discipline because of the decision-making iteration in businesses. Studies on BI application in improving decision support are not new. However, research on BI institutionalization seems sparse. BI institutionalization may positively contribute to a managerial role in using BI application repetitively for the decision-making iteration in businesses. This article aims to carry out an integrative literature review and report consolidated views of the body of knowledge. The study adopted a qualitative content analysis to generate themes about BI routinization in the decision-making iteration. Eighty-eight research articles were selected for the study. However, 57 articles were finally included for review. The findings suggest information management capability as the key necessity for BI application and its alignment with the organizational standard for BI institutionalization.

scholarly journals Analysis of Resampling Techniques on Predictive Performance of Credit Card Classification

2020 ◽  
Vol 14 (7) ◽  
pp. 92
Author(s):  
Maira Anis ◽  
Mohsin Ali ◽  
Shahid Aslam Mirza ◽  
Malik Mamoon Munir
Keyword(s):  
Credit Card ◽  
Fraud Detection ◽  
Predictive Performance ◽  
Research Area ◽  
Skewed Distributions ◽  
Credit Card Fraud ◽  
The Past ◽  
Under Sampling

Credit card fraud detection has been a very demanding research area due to its huge financial implications and rampant applications in almost every area of life. Credit card fraud datasets are naturally imbalanced by having more legitimate transaction in comparison to the fraudulent transactions.  Literature represents numerous studies that are aimed to balance the skewed datasets. There are two major techniques of resampling in balancing these sets i.e. under-sampling and oversampling. However both under-sampling and oversampling techniques suffer from their own set of problems that can seriously affect the performance of classifiers that have been inducted for credit card studies in the past. Thus to accelerate detection of credit card fraud, it is very important to implement the strategy that could possibly provide better predictive performance. This paper attempts to find out what resampling technique can work best under different skewed distributions for the domain of credit card fraud detection.

The Interactions Between Information and Communication Technologies and Innovation in Services

2020 ◽  
pp. 1920-1947
Author(s):  
Giulia Nardelli
Keyword(s):  
Literature Review ◽  
Information And Communication Technologies ◽  
Communication Technologies ◽  
Research Area ◽  
The Body ◽  
Future Research ◽  
Critical Knowledge ◽  
Body Of Knowledge ◽  
Information And Communication ◽  
The Relationship

Recent literature reveals the increasingly important role of Information and Communication Technologies (ICT) within innovation in services. This paper aims at outlining how scholars have conceptualized and defined the relationship between ICT and innovation in services so far, by analysing the fragmented body of knowledge available on the topic, to strengthen the research area as field of study and support its progress. The results of the literature review were derived through a concept-centric analysis of the existing research on ICT and innovation in services. The outcome of the literature review is a conceptual typology that organizes and summarizes the body of knowledge on ICT and innovation in services, and reveals the critical knowledge gaps along with an agenda for future research. The main contribution of this work resides in having organized existing literature on the relationship between ICT and innovation in services into a conceptual typology. The conceptual typology outlines the three main aspects of the link between ICT and innovation in services: the integration of organizational and innovation processes; the cooperation among internal and external agents; and the self-reinforcing innovation mechanism that characterizes ICT as a product.

scholarly journals Survival – Selected Determinants Of Participation

2015 ◽  
Vol 22 (2) ◽  
pp. 94-99 ◽  
Author(s):  
Przemysław Płoskonka
Keyword(s):  
Pilot Study ◽  
Empirical Research ◽  
Natural Environment ◽  
The Body ◽  
Small Samples ◽  
Recreational Activity ◽  
Technical Aspects ◽  
Body Of Knowledge ◽  
Overnight Stay ◽  
Overnight Stays

Abstract Introduction. A growing interest in survival as a tourist and recreational activity raises the need for empirical research into this issue. Unfortunately, a vast majority of authors focus on the technical aspects of survival, ignoring the determinants of this activity. The few existing studies are mostly based on observation and involve small samples. This paper will help complement the body of knowledge concerning this issue. Material and methods. Following a pilot study, the study proper was conducted between 2011 and 2013 using a questionnaire prepared by the author. The analysis was based on the opinions of 594 respondents. The research was conducted during randomly selected survival events, among randomly selected members of survival societies and organisations, and among users of websites dedicated to survival. Results. The respondents usually organised survival activities individually or in a group of friends, forests being the preferred location. The respondents undertook survival activity either sporadically (once every 4-6 months) or sometimes (once every 2-3 months), with individual periods of activity usually lasting 2-3 days. The most popular form of this activity was one-day-long or several-day-long trips with overnight stays, and the activities the respondents performed the most frequently were constructing makeshift shelters, lighting and building campfires, and topography. Conclusions. Survival activity was strongly determined by the accessibility of the natural environment. The persons engaged in survival showed high independence in carrying out their tasks. The survival activities were undertaken in short periods and sporadically, weekend trips (sometimes with an overnight stay) being the most popular form of activity. Basic issues related to survival were the dominant activities performed by the respondents.

scholarly journals Universitas Kristen Satya Wacana students' understanding of public relations profession: A phenomenology

2020 ◽  
Vol 4 (3) ◽  
pp. 650
Author(s):  
Nadia Parastiwi ◽  
Rini Darmastuti
Keyword(s):  
Public Relations ◽  
Online Shopping ◽  
Phenomenological Approach ◽  
The Body ◽  
Public Relation ◽  
The Public ◽  
Body Of Knowledge ◽  
Self Image ◽  
The Media ◽  
The 1960S

There have been various definitions of the Public Relation profession related to its purposes since its birth in the 1960s. The current research investigated is the meaning of the Public Relations profession for Public Relations students at Universitas Kristen Satya Wacana who, in the future, would work as Public Relations. This research was conducted using qualitative methods and a phenomenological approach. Three findings were presented in this article. First, the construction of the Public Relation profession depends on the body of knowledge, the ability to communicate and build relationships with the community, be creative, and have an attractive appearance. Second, the meaning of the Public Relation profession is constructed based on four references, namely the media and the surrounding community, materials and classes in higher education, from practitioners and developments in information technology. Third, the construction of the identity of the Public Relations profession through online shopping to improve self-image, obtain information on fashion developments, and the ability to select products selectively.

Consumer Protection in Online Shopping

2021 ◽  
pp. 257-274
Author(s):  
Emre Yildirim
Keyword(s):  
Consumer Protection ◽  
Credit Card ◽  
Online Shopping ◽  
Education Level ◽  
The Other ◽  
Internet Shopping ◽  
Low Level ◽  
Online Shoppers ◽  
Debit Cards ◽  
Structured Questionnaire

The main purposes of this research are (1) to reveal the virtual credit card (VCC) awareness of online shoppers and (2) to prepare a to do list for managers and relevant institutions to provide a more secured internet shopping process by enhancing the trust perception of consumers. To this end, a structured questionnaire consists of three sections was designed and conducted during the period April-May 2018 in Turkey. The findings achieved show that online shoppers mostly attach importance to the recognition of the website, which means they seek trust in online shopping process. On the other hand, they mostly use credit and debit cards, which may make consumers encounter serious fraud issues. VCC usage is only 4.9% in general although VCC awareness is 55.1%. This low level of VCC awareness is associated with education level and the information provided by the financial banks.

scholarly journals Cloud Computing Application in Education

2019 ◽  
Vol 9 (2) ◽  
pp. 1201-1204
Keyword(s):  
Cloud Computing ◽  
Meta Analysis ◽  
Geographical Area ◽  
Geographical Location ◽  
Research Area ◽  
The Body ◽  
Research Articles ◽  
Body Of Knowledge ◽  
Cloud Computing Adoption ◽  
Research Findings

The aim of the study is doing the classification of research articles on Cloud computing adoption in education sector through meta-analysis based on number of articles in different geographical location, year of publication, types of methodology, frameworks used and research area covered in last 9 years. In total 143 research articles from 27 peer-reviewed journals from the year 2010 to 2018 were used for meta-analysis. The research findings from the meta-analysis show there is a very little study in the area of cloud computing application in education. The study contributes to the body of knowledge by identifying a classification method for research methodology types, geographical area, articles published in last nine years, types of research framework and research area through meta-analysis.

The Interactions between Information and Communication Technologies and Innovation in Services

2015 ◽  
Vol 7 (3) ◽  
pp. 15-39 ◽  
Author(s):  
Giulia Nardelli
Keyword(s):  
Literature Review ◽  
Information And Communication Technologies ◽  
Communication Technologies ◽  
Research Area ◽  
The Body ◽  
Future Research ◽  
Critical Knowledge ◽  
Body Of Knowledge ◽  
Information And Communication ◽  
The Relationship

Recent literature reveals the increasingly important role of Information and Communication Technologies (ICT) within innovation in services. This paper aims at outlining how scholars have conceptualized and defined the relationship between ICT and innovation in services so far, by analysing the fragmented body of knowledge available on the topic, to strengthen the research area as field of study and support its progress. The results of the literature review were derived through a concept-centric analysis of the existing research on ICT and innovation in services. The outcome of the literature review is a conceptual typology that organizes and summarizes the body of knowledge on ICT and innovation in services, and reveals the critical knowledge gaps along with an agenda for future research. The main contribution of this work resides in having organized existing literature on the relationship between ICT and innovation in services into a conceptual typology. The conceptual typology outlines the three main aspects of the link between ICT and innovation in services: the integration of organizational and innovation processes; the cooperation among internal and external agents; and the self-reinforcing innovation mechanism that characterizes ICT as a product.

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