FAKTOR YANG MEMPENGARUHI PORSI PEMBIAYAAN BAGI HASIL (STUDI PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI DIY DAN JAWA TENGAH)

2019 ◽  
Vol 3 (1) ◽  
pp. 34-50
Author(s):  
Setya Pramono
Keyword(s):  
Customer Service ◽  
Supervisory Board ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Profit Sharing ◽  
Government Support ◽  
Islamic Banks ◽  
Marketing Manager ◽  
Central Java ◽  
Positive Effect

This study examines conceptual and empirical models regarding Manager Skills, Sharia Compliance, Characteristics of Islamic Banks, Manager's Perceptions of Islamic Bank Internal SDI, Manager's Perceptions of Customer Characteristics, Manager's Perceptions of the Existence of Regulation, Manager's Perceptions of Government Support for the Portion of Profit Sharing Financing in Sharia People's Financing Bank The selection of research locations was carried out by means of a simple random proportional technique (proportional simple random sampling). The sampling technique used in this research was purposive sampling. In this study there were 36 BPRS in DIY and Central Java, then five people were taken as respondents for each BPRS consisting of the Board of Directors, the Sharia Supervisory Board, Marketing Manager, Operations Manager (Financing Manager) and Customer Service. So the number is 180 (one hundred and eighty) respondents. As for the object of the assessment is the Operations Manager / Funding Manager, considering that this research is related to the portion of profit sharing financing. The results showed that 1) Manager's conceptual skills had a positive effect on the portion of profit-sharing financing in BPR Syariah 2) Manager's technical skills had a positive effect on the portion of profit-sharing financing in BPR Syariah 3) Manager's social skills had a positive effect on the portion of profit-sharing financing in BPR Syariah 4 ) Managers' perceptions about the internal SDI of Islamic banks have a positive effect on the portion of profit-sharing financing in Islamic BPR Sharia BPR 7) There is no influence of the characteristics of Islamic banks on the portion of profit sharing financing in Sharia BPR 8) There is no effect of sharia compliance on the portion of profit sharing financing in Islamic BPR face the portion of profit sharing financing in Sharia BPR

FAKTOR-FAKTOR YANG MEMENGARUHI MINAT MAHASISWA MENABUNG DI BANK SYARIAH

2021 ◽  
Vol 10 (2) ◽  
pp. 63-84
Author(s):  
Novia Putri Ayu Wulandari ◽  
Diah Hari Suryaningrum
Keyword(s):  
Data Analysis ◽  
Random Sampling ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Profit Sharing ◽  
Positive Influence ◽  
The State ◽  
Disposable Income ◽  
Primary Data ◽  
Islamic Banks

This study aims to examine and analyze the factors that influence students' interest in saving in Islamic banks which consist of Religiosity, Knowledge, Location, Profit Sharing, Parents Recommendations, Disposable Income. Primary data used in this study were collected using a questionnaire distributed to UPN “Veteran” East Java students and students of the State Islamic University of Sunan Ampel Surabaya, Class of 2017. The method used in sampling was a simple random sampling technique with 118 respondents and data analysis used namely WarpPLS 7.0. The results of this study indicate that Knowledge and Profit Sharing have a positive influence on interest in saving in Islamic banks. Meanwhile, Religiosity, Location, Parental Recommendations and Disposable Income have no influence on interest in saving at Islamic banks.

THE EFFECT OF THE SHARIA SUPERVISORY BOARD AND THE BOARD OF COMMISSIONERS ON THE FINANCIAL PERFORMANCE OF SHARIA COMMERCIAL BANKS IN INDONESIA

2021 ◽  
Vol 3 (1) ◽  
pp. 60-73
Author(s):  
Ahmad Fauzul Hakim Hasibuan ◽  
Fuadi Fuadi ◽  
Angga Syahputra
Keyword(s):  
Data Analysis ◽  
Financial Performance ◽  
Commercial Banks ◽  
Supervisory Board ◽  
Secondary Data ◽  
Sampling Technique ◽  
Islamic Banks ◽  
Purposive Sampling ◽  
Islamic Bank

This study aims to determine the influence of the Sharia Supervisory Board and the Board of Commissioners on the Financial Performance of Islamic Banks in Indonesia. This study used secondary data from 12 banks.The sampling technique used is the purposive sampling technique. The method of data analysis used is multiple linear regression.The results partially show that the sharia supervisory board and board of commissioners positively and significantly influence the financial performance of Islamic banks in Indonesia. Simultaneously,the board of commissioners and the sharia supervisory board positively and significantly influence the financial performance of Islamic bank

scholarly journals THE EFFECT OF COMPETENCE AND MOTIVATION ON ORGANIZATIONAL COMMITMENTS AND ITS IMPLICATIONS ON EMPLOYEE PERFORMANCE

2020 ◽  
Vol 1 (2) ◽  
pp. 183-196
Author(s):  
Khoirul Anwar ◽  
Muhammad Havidz Aima
Keyword(s):  
Organizational Commitment ◽  
Structural Equation ◽  
Employee Performance ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Equation Modeling ◽  
Directorate General ◽  
Competence Motivation ◽  
The Republic ◽  
Positive Effect

The purpose of this study is to find out and explain the effect of competence and motivation on organizational commitment and its implications for employee performance, which in this case is the performance of the PBC Audit Functional Officer at the Directorate General of Customs and Excise, Ministry of Finance of the Republic of Indonesia. The research method uses a quantitative approach, which became the population in this study were 318 PBC Audit Functional Officers of the Directorate General of Customs and Excise. The selection of sample is done by simple random sampling technique (Slovin 10% error tolerance), so that 77 respondents are determined. Data collection techniques that used are interviews and questionnaire instruments. The questionnaire survey instrument was randomly delivered to the PBC Audit Functional Officer at the Directorate General of Customs and Excise. The data is analyzed using structural equation modeling (SEM) with the Smart PLS 3.0 software program. This study revealed that competence, motivation and commitment organizational had a significant positive effect on employee performance, both partially and simultaneously. Besides that, organizational commitment variable does not mediate competence and motivation variables on employee performance.

scholarly journals KIAI AND ISLAMIC BANK (The Typology of Kiai Based on Their Perception and Behaviour toward Islamic Bank)

1970 ◽  
Vol 5 (1) ◽  
pp. 1-8
Author(s):  
AM. M. Hafidz MS ◽  
Agus Fakhrina
Keyword(s):  
Sampling Technique ◽  
Phenomenological Approach ◽  
Primary Data ◽  
Islamic Banks ◽  
Islamic Bank ◽  
Central Java ◽  
Conventional Banks ◽  
Important Position ◽  
Qualitative Phenomenological ◽  
And Behavior

This article aims to explain the perceptions and behavior of Moslem scholars (ulama/kiai) on the coast of Central Java toward Islamic banks. It is unassailable that finding out the kiai’s perception and behavior toward Islamic banks becomes unavoidable because the kiai occupies a very important position in the social structure as an agent of social change. In order to have an approriate understanding toward the perception and behavior, this study used qualitative-phenomenological approach. The main source of primary data were obtained from the kiai in Pekalongan region by using purposive sampling technique. Indepth-interview as the prominent method in gaining data was reinforced by observation method. To get validity of data, internal and external validity were performed. The former was taken through four stages, namely triangulation, emic process, member checking and prolonged time; and the latter through transferability. Data were analyzed inductively through three cronological steps, e.i. data reduction, display and conclusion drawing. Based on the perceptions and behavior of scholars toward Islamic banks, this study concludes that there are three categories of kiai. The first is an idealist compromise (kompromis-idealis) which argues that Islamic banks do not fully comply with sharia compliance yet, the use of Islamic banks is compulsory and conventional banks are not substitutes for Islamic banks. The second is a realistic compromise (kompromis realistis) which infers that Islamic banks are not fully accordance with sharia commpliance, the use of Islamic banks is not mandatory, but conventional banks are not substitutes for Islamic banks. The third is resistance (resisten) which argues that Islamic banks are not much different from conventional banks, so making use of Islamic bank is not obligation, and conventional banks substitute Islamic banks.

scholarly journals Faktor-faktor yang Mempengaruhi Minat Menabung di Bank Syariah Surakarta

2020 ◽  
Vol 2 (3) ◽  
pp. 167-172
Author(s):  
Ipfa Retno Astuti
Keyword(s):  
Linear Regression ◽  
Sampling Technique ◽  
Profit Sharing ◽  
Marketing Strategies ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Purposive Sampling ◽  
Islamic Bank ◽  
Regression Tests

Abstract– This study aims to examine and analyze the effect of religiosity, profit sharing and service on interest in saving at the Surakarta Islamic Bank. The benefits that are expected to increase and provide knowledge related to the influence of religiosity, profit sharing and services on the interest in saving at the Surakarta Islamic Bank, can be used as material for community consideration and Islamic banking management to develop the role of Islamic banking and marketing strategies in Surakarta. The sampling technique was using purposive sampling technique. The population and sample in this study were 71 people who fit the specified criteria. The data were processed using SPSS, the tests carried out included instrument tests, classical assumption tests and multiple linear regression tests. The conclusion in this study is that religiosity has an effect on the interest in saving in Islamic banks in Surakarta. Profit sharing affects the interest in saving in Islamic banks in Surakarta. Services affect the interest in saving at a syariah bank in Surakarta.     Abstrak– Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh religiusitas, bagi hasil dan pelayanan terhadap minat menabung di Bank Syariah Surakarta. Manfaat yang diharapkan dapat menambah dan memberikan pengetahuan yang berkaitan dengan pengaruh religiusitas, bagi hasil dan pelayanan terhadap minat menabung di Bank Syariah Surakarta, dapat digunakan sebagai bahan pertimbangan masyarakat dan manajemen perbankan syariah untuk mengembangkan peranan perbankan syariah dan strategi marketing di Kota Surakarta. Teknik pengambilan sampel menggunakan teknik purposive sampling. Populasi dan sampel dalam penelitian ini adalah 71 orang yang sesuai dengan kriteria yang ditentukan. Data diolah menggunakan SPSS , pengujian yang dilakukan meliputi uji instrumen, uji asumsi klasik dan uji regresi linier berganda. Kesimpulan dalam penelitian ini adalah religiusitas berpengaruh terhadap minat menabung di bank syariah surakarta. Bagi hasil berpengaruh terhadap minat menabung di bank syariah surakarta. Pelayanan berpengaruh terhadap minat menabung di bank syariah surakarta.

scholarly journals Faktor-Faktor Yang Mempengaruhi Return Bagi Hasil Deposito Mudharabah (Studi Empiris Pada Bank Umum Syariah Di Indonesia Tahun 2012-2016)

2019 ◽  
Vol 6 (1) ◽  
pp. 63-89
Author(s):  
Khairul Umuri ◽  
Endang Ahmad Yani ◽  
Abdi Triyanto
Keyword(s):  
Panel Data ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Sampling Technique ◽  
Profit Sharing ◽  
Islamic Banks ◽  
Operating Income ◽  
Purposive Sampling ◽  
Islamic Bank ◽  
Independent Variable

This research aims to test the influence of Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and operating income against operating expenses return for the results on the Mudharabah deposit a public Bank Syariah 2012-2016 period. The object of this research is full-fledged Islamic Bank in Indonesia. Sampling is done by purposive sampling technique so that the retrieved 9 samples of full- fledged Islamic Banks during period 2012-2016. Methods of analysis used in this study was multiple linear regression using panel data that help by using Eviews9. The results of this study indicate that simultaneously independent variable has no effect significantly to the rare of profit sharing deposito mudharaba in islamic bank. While partially, FDR and the NPF has no effect significantly to the rare of profit sharing deposito mudharaba in islamic bank, and BOPO has positive significantly effect to the rare of profit sharing deposito mudharaba in islamic bank.

scholarly journals ANALISIS CORPORATE SOCIAL RESPONSIBILITY, LOYALITAS NASABAH, CORPORATE IMAGE DAN KEPUASAN NASABAH PADA PERBANKAN SYARIAH

INFERENSI ◽  
2016 ◽  
Vol 10 (1) ◽  
pp. 93
Author(s):  
Fetria Eka Yudiana ◽  
Joko Setyono
Keyword(s):  
Corporate Social Responsibility ◽  
Customer Satisfaction ◽  
Social Responsibility ◽  
Customer Loyalty ◽  
Sampling Technique ◽  
Corporate Image ◽  
Central Java ◽  
Corporate Social ◽  
Path Analysis Approach ◽  
Positive Effect

The purpose of this research is to analize the effect of the implementation of Corporate Social Responsibility (CSR) on customer loyalty to the corporate image and customer satisfaction as an intervening variable. This research is a survey research which used a quantitative approach. The data were obtained from 100 respondents from all customers Sariah Banking in Central Java and Yogyakarta by using purposive sampling technique. The research model testing technique used the path analysis approach using multiple regression. The results of this research suggests that CSR is positive and significant impact on the corporate image, CSR positive and significant impact on customer satisfaction, corporate image positive and significant impact on customer loyalty, customer satisfaction positive and significant impact on customer loyalty, CSR has positive effect but not significant on customer loyalty.

scholarly journals Pengaruh Brand Image dan Harga Terhadap Keputusan Pembelian Mobil Toyota Avanza pada PT. Hasjrat Abadi Tendean Manado

2019 ◽  
Vol 9 (1) ◽  
pp. 90
Author(s):  
Dais Iis Tirtaatmaja ◽  
Johny R. E. Tampi ◽  
Aneke Y. Punuindoong
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Brand Image ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Multiple Linear Regression Analysis ◽  
Positive Influence ◽  
Purchasing Decisions ◽  
Positive Effect

This research aims to determine the influence of Brand Image and Price on consumers purchasing decisions in PT. Hasjrat Abadi Tendean Manado. The population that used is all of the consumers’ of PT. Hasjrat Abadi Tendean Manado where the population size is unknown. The sample which is taken in this research is 96 respondents who had used Toyota Avanza and used the simple random sampling technique. The sample based on respondent level techniques and the data collection method with using questionnaire. The statistical analysis that used in this research in linear regression analysis with using SPSS 25 for windows. The result of this research demonstrate that the Brand Image and Price have a positive influence and have significant influence on purchasing decisions. The amounts of Brand Image and Price influence on purchasing decisions are 59,5% and 40,5% which are influenced by other variables. Based on the results of multiple linear regression analysis that the brand image and price variables have a significant and positive effect on purchasing decisions.

scholarly journals The role of Islamic marketing ethics for customer loyalty in Islamic banking through customer satisfaction

2021 ◽  
Vol 187 (1-2) ◽  
pp. 189-196
Author(s):  
Moh Nasuka ◽  
◽  
Tony Wijaya ◽  
Anas Hidayat ◽  
◽  
...  
Keyword(s):  
Customer Satisfaction ◽  
Customer Loyalty ◽  
Sampling Technique ◽  
Measurement Model ◽  
Marketing Ethics ◽  
Ethical Behaviour ◽  
Islamic Banks ◽  
Marketing Concept ◽  
Central Java

This study aims to build a conceptual and empirical model of Islamic marketing ethics’ influence on Islamic banks’ customer loyalty through customer satisfaction on salesperson services and customer satisfaction to Islamic banks over the year 2020. This study develops a new theoretical model, namely the ethical behaviour of Islamic marketing which is predicted to influence customer loyalty in Islamic banks by integrating customer satisfaction variables. The marketing ethics measurement model in the current research was built employing the Islamic marketing concept approach. The research paradigm used in this study is post-positivistic. The data were collected from 217 customers of Islamic banks in Central Java utilizing the purposive sampling technique. The results showed that Islamic ethical behaviour has a significant impact on customer loyalty directly or indirectly through customer satisfaction. Customer satisfaction with core services has a direct impact on customer loyalty at Islamic banks.

scholarly journals PENGARUH INTENSI, MOTIVASI, DAN PEMAHAMAN GURU TERHADAP IMPEMENTASI PENDIDIKAN INKLUSIF

2017 ◽  
Vol 11 (2) ◽  
pp. 293-307
Author(s):  
RACHMAT MULYONO ◽  
OTONG SUHYANTO ◽  
YUBAEDI SIRON ◽  
NUR ROCHIMAH
Keyword(s):  
Elementary School ◽  
Path Analysis ◽  
Inclusive Education ◽  
Random Sampling ◽  
School Teacher ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Analysis Techniques ◽  
Teacher Understanding ◽  
Positive Effect

Abstract: The objective of the research was to find out the empirical information of the effect ofintention, motivation, and teacher understanding on the implementation of inclusive education.The research used path analysis techniques. It conducted the elementary-school-teacher in EastJakarta, Indonesia. The simple random sampling technique is applied, which 50 teachers involvedas the research sample. Empirical findings of the research revealed that: 1) There is no directpositive effect of intention to the implementation of inclusive education; 2) There is no directpositive effect of motivation to the implementation of inclusive education; 3) There is no directpositive effect of teacher understanding to the implementation of inclusive education; 4) There isno direct positive effect of intention to the teacher understanding; 5) There is direct positive effectof motivation to the teacher understanding; 6) There is direct positive effect of intention to themotivation. Keywords: implementationofinclusiveeducation, intention, motivation, teacher understanding,childrenwithspecialneeds. Abstrak: Tujuan penelitian ini untuk mencari informasi empiris tentang pengaruh intensi,motivasi, dan pemahaman guru terhadap implementasi pendidikan inklusif. Penelitian inimenggunakan analisis jalur. Penelitian ini mengukur perilaku guru SD di Jakarta Timur,Indonesia. Penelitian ini menggunakan teknik simple random sampling dengan melibatkan 50guru. Temuan empiris mengungkapkan bahwa: 1) Tidak ada pengaruh langsung positif langsungintensi terhadap pendidikan inklusif; 2) Tidak ada pengaruh langsung positif motivasi terhadappendidikan inklusif; 3) Tidak ada pengaruh langsung positif pemahaman guru terhadap pendidikan inklusif; 4) Tidak ada pengaruh positif langsung intensi terhadap pemahaman guru; 5) Adapengaruh langsung motivasi terhadap pemahaman guru; 6) Ada pengaruh langsung intensiterhadap motivasi. Kata Kunci: implementasi-pendidikan-inklusif, intensi, motivasi, pemahaman guru, anakberkebutuhan-khusus

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