scholarly journals A Study on Green Banking Trends in Uttara Kannada District

2020 ◽  
pp. 62-68
Author(s):  
C.K. Hebbar
Keyword(s):  
Banking Sector ◽  
Secondary Data ◽  
The Future ◽  
Current Scenario ◽  
Trend Of Development

Green Banking has emerged as a new trend of development in response to the current scenario. The concept of ‘Green Banking’ will be beneficial to the banks, industries, or as well as the economy. ‘Green Banking’ will not only ensure the greening of the industries but it works in improving the quality of assets in the banks in the future. The data is collected on the basis of both primary as well as secondary data. Finally, “Green Banking” is beneficial for not only the banking sector alone but also to the companies, industries and the whole economy.

Contribution of prejudiced clustering education system in developing horizontal and vertical mismatch in job market: quality of employees in banking sector

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Gazi Mahabubul Alam ◽  
Samsilah Roslan
Keyword(s):  
Education System ◽  
Banking Sector ◽  
Business Management ◽  
Secondary Data ◽  
Personal Communication ◽  
Reciprocal Relationship ◽  
Primary Data ◽  
Job Market ◽  
Content Type

PurposeEducation system supplies the required manpower in order to ensure the national prosperity. A salient link between education and business sector is a prerequisite to cater economically productive manpower. Economic and social development supplements each other that can only be ensured via a functional education system. A dysfunction education system created by a biased clustering policy develops a greater horizontal and vertical mismatch with the job market in many developing nations. This mismatch dents the quality of business management that halts the national prosperity. Therefore, the role of education has become questionable. This research aims to bridge between education and business sectors.Design/methodology/approachGiven the differentiated nature of research questions, multiple techniques are used to collect the data. However, this research bears the norms of qualitative method. Both secondary and primary data are used. While, secondary data are collected by the banks, Bangladesh Bureau of Educational Information and Statistics (BANBEIS) and by the University Grants Commission (UGC), primary data are collected through interviews. Document review and data collected through personal communication with members of staff of sampled banks and institutes of HE also supplements. Data were collected from six commercial banks and from the Central Bank.FindingsFindings suggest that clustering system favours science graduates by depriving business counterpart, which creates an atmosphere of educational disparity. This disparity affects the symbiotic and reciprocal relationship that exists amongst different provisions (i.e. secondaryand tertiary) of education. Favoured clustering system further contributes for a larger “horizontal educational mismatch” with job market. Therefore, science graduates occupy the places in the banks where business graduates should ideally be employed. Being a dysfunction system, education fails to support substantially for social and economic developments.Originality/valueA few studies are conducted in the area of HE in Bangladesh but none covers the issue of impact of clustering system of education in secondary provision on HE and job market. Graduates' performance in carrying out the jobs is seen as the most important element for the business management. This study has suggested a unique way forward which would be able to reduce the mismatch between education system and job market, enabling a substantial business management process. Considering this, the paper is first on its kind.

scholarly journals The Implications of Overcrowding for Fostering Prisoners in Prison: Management and Systems Problems

2019 ◽  
Vol 54 (5) ◽  
Author(s):  
Dey Ravena ◽  
Ade Mahmud
Keyword(s):  
Criminal Justice ◽  
Basic Needs ◽  
Secondary Data ◽  
Prison Management ◽  
Normative Approach ◽  
Coaching Process ◽  
The Future ◽  
Correctional Systems ◽  
New Buildings

The problem of overcrowding stems from the overcrowding capacity of the Penitentiary, thus raising various problems and relegating correctional goals to a forgotten concept. Against this backdrop, the current study is aimed at determining the implications of correctional overcrowding of prison institutions in the process of fostering inmates and finding solutions in order to improve management and correctional systems in the future. This study adopts a normative approach using qualitatively analyzed secondary data. The results show that the overcrowding problem has seriously adverse implications for coaching programs, causing illness, triggering disturbances between prisoners, burdening state finances each year, and transferring prisoners to other prisons, which, in turn, makes it difficult for families to visit inmates. These problems are preventing the coaching process from achieving the goal of criminal justice. Efforts to overcome the problem of overcrowding include reducing the use of imprisonment sanctions and making replacements in the form of other sanctions that have deterrent power, building new buildings accompanied by facilities that support the basic needs of prisoners, reforming management or a system starting from strengthening the prison officers' integrity, improving the quality of coaching programs, and ensuring welfare of officers.

scholarly journals SERVQUAL Model Application on Assessing Quality of Deposit Service: Case Study from Joint Stock Commercial Bank for Investment and Development of Vietnam - Hai Ba Trung Branch

2021 ◽  
Vol 8 (11) ◽  
pp. 337-349
Author(s):  
Chi T. Do ◽  
Tam T. Le ◽  
Hoang D. Le
Keyword(s):  
Service Quality ◽  
Banking Sector ◽  
Secondary Data ◽  
Primary Data ◽  
Research Model ◽  
Essential Factor ◽  
Bank Branch ◽  
Desk Review

This paper is aimed at analyzing the customers’ expectations and perceptions of deposit service quality at a specific bank branch in Vietnam, as service quality has been considered as an essential factor for success and acknowledgement in the banking field. The data are combined between secondary data of the bank branch and desk review data, and primary data collected from 200 clients in 4 months in 2019, with 25 questions developed from SERVQUAL model, justified for banking sector. The SERVQUAL research model is applied. The main findings are: all measurements of SERVQUAL including Reliability, Tangible, Assurance, Responsiveness, and Empathy have significant impacts on customer satisfaction. While Responsiveness is the factor that impact on customers’ satisfaction the greatest, Assurance is acknowledged as the dimension which impact on customers’ satisfaction the least. This study shows a support to the overall understanding about service quality in the banking field. Besides, it gives useful information to assist commercial banks in management, such as focusing on service quality and improving the customers’ satisfaction. Keywords: Assurance, Customers’ satisfactions, Deposit Service Quality, Responsiveness, SERVQUAL.

scholarly journals EMPIRICAL STUDIES OF THE EFFECT OF OPERATIONAL COSTS AND OPERATING INCOME, FINANCING TO DEPOSIT RATIO AGAINST RETURN ON ASSET WITH NON-PERFORMING FINANCING AS INTERVENING VARIABLES IN SHARIA BANK INDONESIA 2013-2020

2021 ◽  
Vol 1 (1) ◽  
pp. 21-36
Author(s):  
Rini Apriyanti ◽  
Asmak Ab Rahman ◽  
Shinta Maharani
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Banking Sector ◽  
Empirical Studies ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Hypothesis Testing ◽  
Financial Reports ◽  
Operating Income

Return On Asset is a profitability ratio that can measure the company's ability to produce labs. In this study, the researchers found data on the quarterly financial reports of Bank Syariah Indonesia that the FDR value increases. However, the ROA value and decreased, found the BOPO and NPF values decreased but were not accompanied by an increase in ROA. This study using a quantitative method with an associative approach. The type of data used is secondary data from the 2013 first-quarter financial statements - In the fourth quarter of 2020, data is taken from the Bank Syariah Indonesia website. Data analysis using classical assumption test, simple linear regression analysis, linear regression analysis multiple, hypothesis testing, and path analysis. The results showed that NPF could mediate between BOPO and ROA. NPF can mediate between FDR and ROA. The cause of the decrease in ROA is caused because the BOPO value is still relatively high due to Sharia Bank Indonesia's performance less efficient and have the FDR value in several quarters exceed the maximum limit. So it indicates that the bank is less efficient in the distribution of financing and has an NPF value that exceeds the limit set by Bank Indonesia in several quarters. The solution is to make BOPO efficient. Indonesian Sharia Banks must pay attention to operational efficiency by paying attention to costs incurred with revenue received. A low BOPO will significantly affect the level of profit Islamic banks to improve the quality of ROA. Furthermore, more cost-effectiveness further increases the income so that the profit obtained is higher. Next, Bank Syariah Indonesia must use the number of funds in the banking sector to channel financing so that the risk of financing is getting higher reduced.

scholarly journals Internet Banking and its Impact on the Service Quality of the Banks in Punjab

2014 ◽  
Vol 5 (2) ◽  
pp. 748-757
Author(s):  
Rajni Bhalla ◽  
Inderpal Singh
Keyword(s):  
Service Quality ◽  
Banking Sector ◽  
Positive Impact ◽  
Secondary Data ◽  
Internet Banking ◽  
Annual Reports ◽  
Primary Data ◽  
Probability Method ◽  
The Impact

The changes in IT sector constantly influencing the performance of banking sector in the world. The emergence of internet banking has changed the way of banks of how to offer the products and services to the customers. In order to survive in the rapidly changing technological environment, the banks are required to adapt such changes and to maintain and improve the services which they are offering to their customers in order to attain the customers satisfaction. Now the term quality does not only include the products but also the services. This paper deals with the internet banking operations and how it affects the service quality of the banks in Punjab. The research is much more of qualitative nature but to prove facts and figures quantitative approach is also used in the paper. The research is descriptive as well as explanatory. In order to arrive at the sample size, non probability method has been used. For the primary data collection a structured questionnaire is used to record the response of various respondents. Secondary data has been collected from annual reports, other published literature of the banks etc. In order to test the impact of internet banking on the service quality of banks seven service quality dimensions model is used. A model with seven dimensions service quality named reliability, assurance, responsiveness, empathy, tangibility, security and communication is used to complete the study. In these seven dimensions 37 variables are covered. For the data analysis the statistical package SPSS 20 is used.  Descriptive statistics is used to analyse the data. The research proves that all the dimensions which are included in the study have a positive impact on the service quality of banks providing internet banking services to their customers in Punjab. The recommendations are also discussed with which the service quality and customers satisfaction can be improved.

scholarly journals NPA and Its Impact on Asset Quality- Bankers‟ Perception

2019 ◽  
Vol 8 (2S6) ◽  
pp. 704-713
Keyword(s):  
Standard Deviation ◽  
Growth Rates ◽  
Significant Contribution ◽  
Banking Sector ◽  
Secondary Data ◽  
Primary Data ◽  
Chi Square ◽  
Credit Management ◽  
Asset Quality

NPA is a burning issue in the Indian Banking Sector. So the main purpose of the paper is to identify the trends in the NPA and to examine bankers’ perception on reasons for NPA and to suggest measures for minimizing NPA. The study is based on both primary data and secondary data. Secondary data is collected for a period of 16 years from 2002 to 2017. Percentages, growth rates, mean, standard deviation, Z-test and chi- square tests are the major tools of analysis. The study has found that over the years there is tremendous growth in the NPA of banks. The major reason for this was wilful default from the part of borrowers and siphoning of funds for other purposes. The significant contribution of the study will be pragmatic suggestions on improving asset quality of banks in India. It will throw new insights on effective credit management by banks.

scholarly journals EDUCATION AS A FACTOR OF EMPLOYMENT AND INCOME

2018 ◽  
pp. 165-168
Author(s):  
LALI KHURTSIA ◽  
GIORGI GAPRINDASHVILI
Keyword(s):  
Basic Education ◽  
Secondary Data ◽  
Work Efficiency ◽  
Highly Qualified ◽  
High Quality ◽  
Quality Of Work ◽  
The Future ◽  
The Impact

The article deals with the analysis of the education role with regard to the impact on income and employment. To identify the link between education and unemployment, and education and income, CRRC secondary data is used. According to the analysis, the alternative cost for basic education is important, which allows the increased number of highly qualified staff and high quality of work efficiency in the future.

scholarly journals A COMPARITIVE STUDY ON SERVICE QUALITY PERCEPTION AND PREFERENCE OF CUSTOMERS ABOUT PUBLIC AND PRIVATE SECTOR BANKS IN TIRUNELVELI DISTRICT

2017 ◽  
Vol 5 (1(SE)) ◽  
pp. 32-42
Author(s):  
G. Bright Jowerts ◽  
C. Eugine Franco
Keyword(s):  
Service Quality ◽  
Private Sector ◽  
Banking Sector ◽  
Secondary Data ◽  
Primary Data ◽  
Public And Private ◽  
Public Sector Banks ◽  
Technological Developments ◽  
Public And Private Sector

Service Quality of the banks referred as an obligation of all banks to fulfill the objectives and needs of the customers. The present need of banks is to have good relationship with customers by providing quality services to retain the existing and generate or acquire new customers. Thus, this study attempts to study the service quality in the banking sector in the present scenario. The scope of this study is to identify the service quality of public and private banks in Tirunelveli district. This research is based on primary data and secondary data. This study only focuses on the dimensions of service quality i.e. reliability, assurance, tangibility, empathy and responsiveness. The primary data was collected from 300 customers of banks located in Tirunelveli district. The analysis was carried out with the responses of the customers of the public sector banks and private sector banks by adopting stratified random sampling through questionnaire and presented in the form of tabulation. This study brought to light the fact that the customers were very much satisfied on the service quality of the banks in the region but at the same time they expect a lot more from the banks in the present scenario of technological developments in banks.

scholarly journals IFRS adoption and accounting quality: Evidence from the Nigerian banking sector

2016 ◽  
Vol 14 (1) ◽  
pp. 287-294 ◽  
Author(s):  
Uwalomwa Uwuigbe ◽  
Francis Kehinde Emeni ◽  
Olubukola Ranti Uwuigbe ◽  
Maryjane Chojakeme Ataiwrehe
Keyword(s):  
Banking Sector ◽  
Stock Exchange ◽  
Secondary Data ◽  
Financial Statements ◽  
Income Smoothing ◽  
Least Square ◽  
Accounting Quality ◽  
Ordinary Least Square ◽  
Mandatory Adoption

This paper examined whether mandatory adoption of IFRS is associated with improvement in accounting quality of banks listed on the Nigerian Stock Exchange (NSE). The study made use of secondary data; data were extracted from financial statements from 2010 – 2013. The data were analyzed using Ordinary Least Square (OLS) from SPSS. The findings of the study revealed that after the adoption of IFRS, the rate at which Nigerian banks engage in income smoothing increased, while earnings management towards small positive earnings reduced, thus reducing the quality of accounting amount disclosed in the financial statements. The findings of this study have effect on the efficiency of the stock market. Therefore, other bodies, such as SEC, BOFIA, among others should put in place measures that will limit the extent to which bank managers uses their discretion and alternatives in accounting standards to manage earnings.

Using the alveograph in developing requirements for the quality of flour for wafer sheet production

2020 ◽  
Vol 29 (12) ◽  
pp. 52-58
Author(s):  
E.P. Meleshkina ◽  
◽  
S.N. Kolomiets ◽  
A.S. Cheskidova ◽  
◽  
...  
Keyword(s):  
Rheological Properties ◽  
Quality Indicators ◽  
Wheat Flour ◽  
Mathematical Statistics ◽  
Intended Purpose ◽  
The Future ◽  
Relationship Of ◽  
The Relationship

Objectively and reliably determined indicators of rheological properties of the dough were identified using the alveograph device to create a system of classifications of wheat and flour from it for the intended purpose in the future. The analysis of the relationship of standardized quality indicators, as well as newly developed indicators for identifying them, differentiating the quality of wheat flour for the intended purpose, i.e. for finished products. To do this, we use mathematical statistics methods.

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