scholarly journals LEGAL PROTECTION OF CUSTOMERS WHO MAKE PAYMENT THROUGH BRILINK E-BANKING (STUDY AT THE TANJUNG KARANG BRANCH OF BANK RAKYAT INDONESIA

2019 ◽  
Vol 1 (1) ◽  
pp. 16-26
Author(s):  
Angra Adinda Larakasih ◽  
Erlina B ◽  
Yulia Hesti
Keyword(s):  
Technological Progress ◽  
Technology Development ◽  
Human Life ◽  
Legal Protection ◽  
Banking Services ◽  
Customer Complaints ◽  
The World ◽  
Business Opportunities ◽  
To Receive ◽  
Sophisticated Technology

The development of technology is currently growing rapidly. This can be proven by advances in technology around the world. Technological progress is very important and has a very big effect on humans. Because technology is one of the supporting advances in human life. It can be proven that with the sophisticated technology, everything becomes fast and easy. The development of technological systems encourages the emergence of business opportunities in the internet field. In today's technology development it also influences the banking world. In conducting banking transactions through BRI Link agents, customers also receive protection for their rights to receive compensation for losses they have suffered. Customers as consumers of products and / or services offered by banks as producers are entitled to compensation for losses they experience when making transactions with e-banking facilities or services. Banks are required to provide compensation to customers as consumers of banking services for losses from using e-banking provided by the bank. However, it should be noted that this provision does not apply if the customer suffers a loss due to the previous customer's actions or negligence. Then the bank will solve it because the settlement of customer complaints is a form of increasing customer protection in order to guarantee customer rights in dealing with the bank.

Learning Vector Quantization Image for Identification Adenium

2016 ◽  
Vol 4 (2) ◽  
pp. 383
Author(s):  
Resty Wulanningrum ◽  
Bagus Fadzerie Robby
Keyword(s):  
Vector Quantization ◽  
Technology Development ◽  
Human Life ◽  
Ornamental Plants ◽  
Learning Vector Quantization ◽  
Training Dataset ◽  
Image Identification ◽  
The World ◽  
New Varieties ◽  
Test Scenarios

Information and technology are two things that can not be separated and it has become a necessity for human life. Technology development at this time was not only used for intelligence purposes only, but has penetrated the world of holtikurtura. Adenium is one of the plants are much favored by ornamental plants lovers. Many of cultivation adenium who crosses that appear new varieties that have the color and shape are similar to each other. From this case, then made an application that can identify the type of adenium based on the image of that flower. Learning Vector quantization is one of the algorithm  that used for clustering. Based on test scenarios were performed, image identification applications Adenium petals produce an accuracy of 86.66% with a number of training dataset of 135 images and datasets with a test as many as 45 images max epoch 10 and learning rate between 0.01 to 0.05.

ANALISIS PELUANG BISNIS BANK SYARIAH MANDIRI DI LUBUK BASUNG (Studi Kasus : Pedagang Pasar Usang Lubuk Basung)

2020 ◽  
Vol 1 (2) ◽  
pp. 92-100
Author(s):  
Sandra Dewi ◽  
Zulhelmi Zulhelmi
Keyword(s):  
Research Methods ◽  
Human Life ◽  
Field Research ◽  
Problem Analysis ◽  
Situation Analysis ◽  
Banking Services ◽  
Business Opportunity ◽  
Business Opportunities ◽  
Quantitative Descriptive

The background of this research is that there are still not many people (traders) in Lubuk Basung, who use sharia banking services in financing assessments at Bank Syariah Mandiri KCP Lubuk Basung. This can be seen from the number of outdated Lubuk Basung market traders which increased from 2014-2018 but still cannot be utilized by Bank Syariah Mandiri Lubuk Basung KCP to become its customers. Research by the author is to use field research methods or quantitative descriptive field research that is about phenomena, events, and human life by being involved directly and / or indirectly in the settings studied, contextual and comprehensive. This research was conducted to determine the business opportunities of Bank Syariah Mandiri KCP in Lubuk Basung. Based on the results of research and analysis by the author about the business opportunities of the Bank Syariah Mandiri Lubuk Basung KCP with a case study of outdated Lubuk Basung market traders, there is a business opportunity of the Bank Syariah Mandiri KCP Lubuk Basung as seen in terms of problem analysis and situation analysis, analysis of unknown areas and analysis of targeted customer surveys. Whereas the biggest opportunity comes from problem analysis and situation analysis.

Financing Millennials in Developing Economies

2021 ◽  
pp. 269-291
Author(s):  
Bernardo Amezcua ◽  
Alicia De la Peña ◽  
Arturo Briseño ◽  
Alfredo Sánchez-Aldape ◽  
Juana María Saucedo-Soto ◽  
...  
Keyword(s):  
College Students ◽  
Financial Services ◽  
Developing Economies ◽  
Banking System ◽  
Banking Services ◽  
The World ◽  
Credit Programs ◽  
Spending Behavior ◽  
Banking Credit ◽  
To Receive

Young millennials (i.e., 18 to 24 years old) are not a primary market for the traditional banking system, especially in emerging economies. Despite the fact that almost 30% of college students have partial jobs, economic resources are limited and access to finance seems utopic. Banking services throughout the world but especially in growing economies do not fully serve students because of their lack of resources. Whether to pay for college studies or clothing, dinner or a weekend vacation, young millennials do not expect to receive banking credit from the big bank brands. In fact, this market segment is served by the retail industry with their own credit programs and financial services. In this chapter, the authors explore how young millennials have access to savings and credit, their spending behavior, their attitudes towards traditional sources of finance, and their financial inclusion and literacy. They also conducted an empirical exploratory study among college students in Mexico to hear firsthand how they managed their finances.

scholarly journals Modeling the Professional Training of Future Teachers

2021 ◽  
Vol 58 (2) ◽  
pp. 1411-1418
Author(s):  
Nurullaeva Shakhlo Uktamovna Et al.
Keyword(s):  
Secondary School ◽  
General Education ◽  
Personal Development ◽  
Technological Progress ◽  
Professional Training ◽  
Human Life ◽  
General Nature ◽  
The Everyday ◽  
Education School ◽  
To Receive

The pace of modern scientific and technological progress is such that all new types of activity are constantly introduce the everyday and industrial spheres of human life, for mastering which special training is needed. This is reflected in the discovery of new specialties in universities. Meanwhile, in order to receive special education at any level, it is first necessary to obtain a certain range of knowledge and skills of a general nature. The implementation of this function is carried out by a general education school, the main goal of which is through mastering the system of knowledge, skills and abilities laid down in the State Standard of General Secondary Education, to form and develop the personality of the student. Let us emphasize the fact that the means of personal development is the content of education. However, the modern secondary school follows the path of expanding curricula, when the names and programs of new disciplines appear, the amount of information in the old subjects increases, and the time allotted for their study, at best, remains the same, and at worst, decreases.

scholarly journals PENGEMBANGAN ASPEK BAHASA MELALUI DARING SELAMA MASA PANDEMI COVID 19 DI RA NURUL HUDA

2020 ◽  
Author(s):  
MPI Admin
Keyword(s):  
Growth And Development ◽  
Human Life ◽  
Educational Institutions ◽  
Howard Gardner ◽  
Government Regulations ◽  
Tertiary Institutions ◽  
Cognitive Intelligence ◽  
The World ◽  
The Government ◽  
To Receive

Covid 19 pandemic has become a separate problem that affects all aspects of human life throughout the world, including the world of education. When implementing PSBB and establishing PJJ by the government, educational institutions starting from the lowest level up to tertiary institutions must be able to implement these provisions without giving up students' rights to receive teaching. One solution that can be done during this pandemic is the use of diverse social media. Associated with multiple intelligences of children sparked by Howard Gardner, that one of the children's language intelligence, will be accompanied by cognitive intelligence. So it can be said that the application of PJJ must be adjusted to the indicators of achievement according to its age. various types of models and methods can be done, so that the growth and development of early childhood can still be done through virtual media by giving birth to various kinds of innovations that remain standardized in accordance with government regulations.

Progressophobia in the New Temporality of the Digital World

2021 ◽  
pp. 61-71
Author(s):  
Irina G. Shestakova ◽  
Keyword(s):  
Artificial Intelligence ◽  
Technological Progress ◽  
Technological Development ◽  
Human Life ◽  
Digital Technologies ◽  
Meaning Of Life ◽  
Digital World ◽  
The World ◽  
Life Path ◽  
Chronic Anxiety

The paper considers the alarmism inherent in humanity regarding changes caused by the entry into life of achievements of scientific and technological progress. It is noted that all opponents of progress use the fruits of his previous achievements, but at the same time express fears about newly emerging innova­tions, since they cause discomfort, bringing to the world something unusual, in relation to which tradition has not yet constituted. It is quite expected that similar phobias are also caused by the development of digital technologies – fears about the digital degradation of youth, fear of artificial intelligence, etc. In the digital world, however, there is another reason for the rejection of progress. This is the pace of the emergence and invasion of a novelty into the space of human exis­tence. Whereas in previous eras, adaptation to innovations passed through sev­eral generations, today radical transformations of the technological and, as a re­sult, socioeconomic infrastructure occur many times in the course of one human life. A qualitative leap in the speed of socio-technological development and the problems generated by the new temporality of the digital world in the conditions of a sharp narrowing of the horizon of foresight form chronic anxiety, which is based on doubts about the future, the correctness of the chosen life path and even the consistency of ideas about the meaning of life and human destination, gained in the process of modern upbringing and education.

Financing Millennials in Developing Economies

2018 ◽  
pp. 104-133
Author(s):  
Bernardo Amezcua ◽  
Alicia De la Peña ◽  
Arturo Briseño ◽  
Alfredo Sánchez-Aldape ◽  
Juana María Saucedo-Soto ◽  
...  
Keyword(s):  
College Students ◽  
Financial Services ◽  
Developing Economies ◽  
Banking System ◽  
Banking Services ◽  
The World ◽  
Credit Programs ◽  
Spending Behavior ◽  
Banking Credit ◽  
To Receive

Young millennials (i.e., 18 to 24 years old) are not a primary market for the traditional banking system, especially in emerging economies. Despite the fact that almost 30% of college students have partial jobs, economic resources are limited and access to finance seems utopic. Banking services throughout the world but especially in growing economies do not fully serve students because of their lack of resources. Whether to pay for college studies or clothing, dinner or a weekend vacation, young millennials do not expect to receive banking credit from the big bank brands. In fact, this market segment is served by the retail industry with their own credit programs and financial services. In this chapter, the authors explore how young millennials have access to savings and credit, their spending behavior, their attitudes towards traditional sources of finance, and their financial inclusion and literacy. They also conducted an empirical exploratory study among college students in Mexico to hear firsthand how they managed their finances.

Air Pollution in Mexico City

2021 ◽  
Author(s):  
Ela Miljkovic
Keyword(s):  
Air Pollution ◽  
20Th Century ◽  
Mexico City ◽  
Human Life ◽  
Legal Protection ◽  
Volcanic Eruptions ◽  
Ambient Air ◽  
Ambient Air Pollution ◽  
The World ◽  
The City

As in many areas of the world, in Mexico ambient air pollution is a pervasive component of the lived experience. Most conspicuous in large urban centers, air pollution flows across the diverse Mexican terrain, unifying the country’s political geography while also routinely permeating international boundaries. In Mexico’s capital, air pollution is unyieldingly stagnant and often lingers in the valley for days during winter temperature inversions and periods of low wind activity. Although Mexico City has long suffered from seasonal dust pollution, a consequence of the slow, human-engineered desiccation of the lakes that once surrounded the city, as well as from pollution naturally generated by the relatively more sporadic volcanic eruptions known to afflict the city and its environs, the mid-20th century spawned an altogether different, more human pollution problem. Driven by state-sponsored industrialization, population growth, and a rise in the use of motorized transportation, a phase collectively known as the “Mexican Miracle,” from approximately the 1940s to the 1990s, Mexico City transformed into an industrial powerhouse and the most polluted city in the world, the latter status officially recognized by the United Nations during the Earth Summit in 1992. The state, dedicated to carrying out its comprehensive modernization project, had left Mexico City’s air pollution to fester for decades, framing the legal protection of the environment—atmosphere included—as antithetical to economic growth. This rhetoric pervaded the ways that antipollution laws, passed in the 1970s and 1980s, were enforced. Though they set into motion important classification and monitoring efforts, for the most part air pollution control laws were poorly executed due to bureaucratic inefficiencies and the collapse of the economy, which halted spending on environmental protection programs. Other spheres such as science and environmental activism were also important in the history of Mexico City’s experience with air pollution, as actors within these realms contributed to the creation of air pollution knowledge throughout the second half of the 20th century. In their own ways, scientists and activists discursively rendered air pollution a threat to human life and the ecological future of Mexico City. From the 1940s to the 1990s, then, dirty air connected politics, science, and environmentally minded citizens in important and intriguing ways.

scholarly journals Wireless Technology Development: History, Now, and Then

2011 ◽  
Vol 2 (2) ◽  
pp. 1224
Author(s):  
Lusiana Citra Dewi
Keyword(s):  
Radio Frequency ◽  
Technology Development ◽  
Human Life ◽  
Technology Standards ◽  
Wireless Technology ◽  
Development History ◽  
The World ◽  
World Standard ◽  
History Of ◽  
Air Medium

Wireless technology is one of many technologies that can enable people to communicate with each other by air medium, or rather you can say by radio frequency. This paper discusses about history of wireless technology, different kinds of wireless connection, wireless technology standards, and a few comparisons of different kinds of world’s wireless technology standards. Besides discussing about history about wireless technology and wireless technology that we can use nowadays, this paper also reviews about prediction of wireless technology development in the future for better human life. The purpose of this study is to give a glimpse of view on how the wireless technology develops, the world standard for wireless technologies and work system, the security and characteristic for each wireless technology including advantages and drawbacks, and future wireless technology development. 

scholarly journals Digitalization of labor: legal and economic frameworks of development

2020 ◽  
pp. 30-35
Author(s):  
Alina MAHOMEDOVA ◽  
Iryna SAKHARUK
Keyword(s):  
Information Technologies ◽  
Technology Development ◽  
Human Life ◽  
Legal Protection ◽  
Point Of View ◽  
Labour Law ◽  
Gig Economy ◽  
Legal Policies ◽  
Legal Forms ◽  
The One

Nowadays, digitalization is a process that affects absolutely all directions of human life, changing it significantly. It’s difficult to imagine our current life without implementation of modern advanced technologies. Creation and implementation of information technologies are used as indicators to evaluate the level and quality of a country's economy and society development. Impact of digital technology development on the economy and on the labour market tendencies is examined in the paper. It’s determined a significant part of Ukraine's economy is developing illegally. On the one hand, the gig economy fosters economic development in the country, but at the same time, it partly provides the development of the illegal – shadow economy. The economic nature of freelance from the legal point of view is analyzed. Different and the most relevant legal forms of labour performance of freelancers are defined in the academic work. The main disadvantages of freelance compared to legal employment are described in the paper. Based on the comparison of the average monthly wage and average monthly income of freelancers, conclusions describe the crucial reasons for freelance development in Ukraine, especially among young people. The current draft bills in the field of labour law in the context of digitalization are analyzed, their positive and negative statements for improving the social and economic freelancers’ welfare are identified. The conclusions determine options related to the improvement of economic and legal policies in order to condemn shadow employment and to ensure proper legal protection for freelancers in Ukraine. The importance of proper labour law is emphasized in the paper. The necessity of legal employment as an opportunity to prevent unfair relationships with the employer is described.

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