ANALISIS PELUANG BISNIS BANK SYARIAH MANDIRI DI LUBUK BASUNG (Studi Kasus : Pedagang Pasar Usang Lubuk Basung)

2020 ◽  
Vol 1 (2) ◽  
pp. 92-100
Author(s):  
Sandra Dewi ◽  
Zulhelmi Zulhelmi

The background of this research is that there are still not many people (traders) in Lubuk Basung, who use sharia banking services in financing assessments at Bank Syariah Mandiri KCP Lubuk Basung. This can be seen from the number of outdated Lubuk Basung market traders which increased from 2014-2018 but still cannot be utilized by Bank Syariah Mandiri Lubuk Basung KCP to become its customers. Research by the author is to use field research methods or quantitative descriptive field research that is about phenomena, events, and human life by being involved directly and / or indirectly in the settings studied, contextual and comprehensive. This research was conducted to determine the business opportunities of Bank Syariah Mandiri KCP in Lubuk Basung. Based on the results of research and analysis by the author about the business opportunities of the Bank Syariah Mandiri Lubuk Basung KCP with a case study of outdated Lubuk Basung market traders, there is a business opportunity of the Bank Syariah Mandiri KCP Lubuk Basung as seen in terms of problem analysis and situation analysis, analysis of unknown areas and analysis of targeted customer surveys. Whereas the biggest opportunity comes from problem analysis and situation analysis.

2018 ◽  
Vol 3 (1) ◽  
Author(s):  
Netti Nurlenawati

ABSTRAK Tujuan penelitian ini adalah untuk menggambarkan persepsi masyarakat terhadap keberadaan Universitas Buana Perjuangan (UBP) Karawang serta menganalisis dampak berdirinya UBP Karawang terhadap peluang-peluang usaha di sekitar kampus. Penelitian ini merupakan deskriptif kualitatif yang bertujuan untuk menggambarkan fenomena secara kualitatif yang terdapat di lokasi penelitian. Penelitian ini menggunakan studi kasus tunggal (Single Case Study). Penelitian dilaksanakan di lokasi sekitar kampus UBP Karawang (radius 500 m), Desa Puseurjaya dan Sirnabaya dan Sirnabaya Kecamatan Telukjambe Timur Karawang. Dengan penentuan sampel menggunakan Purposive Sampling.. Responden terdiri dari para pedagang di sekitar kampus UBP Karawang, tokoh masyarakat, serta unsur pimpinan UBP Karawang. Sedangkan waktu penelitian mulai bulan Januari sampai dengan Agustus 2017. Hasil penelitian menunjukkan bahwa keberadaan perguruan tinggi di Puseurjaya dan Sirnabaya memberikan dampak yang positif bagi masyarakat umum yaitu pertama membuka peluang usaha sehingga banyak tenaga kerja yang terserap, baik itu membuka usaha sendiri maupun bekerja pada pengusaha lain. Kedua memunculkan motivasi bagi anak-anak setempat untuk melanjutkan pendidikan pada jenjang tertinggi, sehingga pada akhirnya nanti dapat membangun daerahnya. Walaupun peluang untuk usaha di sekitar kampus UBP Karawang sangat besar, tetapi belum dimanfaatkan oleh masyarakat setempat. Kendala yang dihadapi oleh masyarakat setempat berupa rendahnya motivasi, kurangnya keberanian menanggung resiko serta kurangnya permodalan sehingga tidak dapat bersaing dengan pengusaha pendatang. Kata Kunci: dampak, perguruan tinggi, peluang usaha, masyarakat sekitar kampus. ABSTRACT THE IMPACT OF UNIVERSITY EXISTENCE IN IMPROVING BUSINESS OPPORTUNITIES FOR LOCAL COMMUNITIES The objective of this research is to describe the perception of communities towards the existence of Universitas Buana Perjuangan (UBP) Karawang and to analyze the impact of UBP Karawang’s establishment in improving business opportunities around the campus. This is a descriptive-qualitative research aimed to describe the phenomenon that exists in the research location qualitatively. The research uses a single case study. The research was done around the location of UBP campus (radius of 500 m), Puseurjaya village and Sirnabaya sub-district East Telukjambe Karawang using pusposive sampling. The respondents consisted of merchants around the campus, public figures, and high officials of UBP Karawang. The research was done from January to August 2017. The result of the research suggested that the existence of a university in Puseurjaya and Sirnabaya gives a positive impact for the general communities. Firstly, giving business opportunities such that a lot of manpower are needed, either to open one’s own business of work for another entrepreneur. Secondly, giving the local children motivation to continue to higher education so that they can develop their region in the future. Although the business opportunities around UBP Karawang campus is very big, they still cannot be utilized fully by the local community. The problem faced by the local community consisting of low motivation, lacking courage to take risk, and lacking fund so that they cannot compete with the entrepreneurs that come from outside of the region. Keywords: impact, university, business opportunity, communities around university


2021 ◽  
Vol 1 (1) ◽  
pp. 74-96
Author(s):  
Lukman Santoso ◽  
Devi Indah Lestari

A cooperation is an agreement between two or more people to do business and achieve common goals. Cooperation can be necessary for human life, considering that humans are social creatures who need each other. People in various circles have practiced cooperation in various fields. In various cooperation practices, there are often deviations from the agreement when initially making cooperation. This article explores the problems of implementing the cooperation agreement at the Semoyo Jaya welding workshop in a review of Islamic law. By using a qualitative approach and field research methods. Meanwhile, for data collection, using observation and interview techniques. This research concluded that the implementation of the cooperation agreement at the Semoyo Jaya welding workshop was not following the principles and elements of the agreement, namely, not fulfilling any of the rights and obligations contained in the contract. Meanwhile, the profit-sharing does not meet one of the syirkah inan requirements because one party is arbitrary in providing profits to the other party. This research can contribute practically to the parties that carry out cooperation to fulfill the agreement's terms based on Islamic legal values.Kerjasama adalah kesepakatan antara dua orang atau lebih untuk melakukan bisnis dan mencapai tujuan bersama. Kerjasama dapat diperlukan bagi kehidupan manusia, mengingat manusia adalah makhluk sosial yang saling membutuhkan. Orang-orang di berbagai kalangan telah mempraktikkan kerjasama di berbagai bidang. Dalam berbagai praktik kerjasama, seringkali terjadi penyimpangan dari kesepakatan pada saat awal melakukan kerjasama. Artikel ini mengupas permasalahan pelaksanaan perjanjian kerjasama pada bengkel las Semoyo Jaya dalam tinjauan hukum Islam. Dengan menggunakan pendekatan kualitatif dan metode penelitian lapangan. Sedangkan untuk pengumpulan data menggunakan teknik observasi dan wawancara. Penelitian ini menyimpulkan bahwa pelaksanaan perjanjian kerjasama di bengkel las Semoyo Jaya tidak sesuai dengan prinsip dan unsur perjanjian yaitu tidak memenuhi salah satu hak dan kewajiban yang tertuang dalam kontrak. Sedangkan bagi hasil tidak memenuhi salah satu syarat syirkah inan karena salah satu pihak sewenang-wenang dalam memberikan keuntungan kepada pihak lainnya. Penelitian ini dapat memberikan kontribusi praktis bagi para pihak yang melakukan kerjasama untuk memenuhi syarat-syarat perjanjian berdasarkan nilai-nilai hukum Islam.


Author(s):  
Susanne Rodemeier

Using a recent case study, I am going to show which realities might demand adjusting research methods during every step of ethnographic field research. I am going to show that one can not be equipped with all research methods in advance. I will demonstrate via the progression of my own research why it is necessary to continuously adjust research methods to the broader situation even if it might be quite difficult. The case I present is taken from my most recent research amongst members in charismatic Pentecostal churches on Java, Indonesia. The relationship between my informants and me is evaluated. In my case study, it was necessary to recognize the importance of the cultural peculiarities of the Javanese language, in spite of the fact that Indonesian was spoken. Also the urban research field demanded special methodology. And last, but not least, the pressure informants put on the researcher by treating her as a possible proselyte demanded an unexpected sensitive approach.


Teosofia ◽  
2020 ◽  
Vol 8 (1) ◽  
pp. 31
Author(s):  
Jazilus Sakhok ◽  
Siswoyo Aris Munandar

<p>This study is entitled "Tarekat and Philanthropy: Study of the Social Activities of the Al-Haqqani Naqsyabandiyah Congregation in Indonesia". The background of this case study is Sufism so far known as the esoteric dimension in Islam. This identification often gets Sufism considered to be mystical and ascetic. So far, the Sufis are seen as a group of people who emphasize individual piety (personal) rather than social piety. However, in contrast to the Naqshbandiyah Al-Haqqani Congregation, its students must go into the community and be active in social life. In terms of the formulation of the problem two questions can be drawn namely; First, what is behind the Naqshabandiyah Al-Haqqani Congregation is engaged in social and philanthropic activities. Second, What is the social activity and philanthropy of the Al-Haqqani Naqshbandiyah Order. Efforts to answer the problems in this study will be used field research methods, namely by digging field data and observing directly. This paper describes the social activities of the tarekat as the object of study. The results of this study indicate that there is a Naqsyabandiyah Al-Haqqani order which is active in social and philanthropy. The social activities of the Al-Haqqani Naqsyabandiyah Congregation are realized through institutions such as: HCNS (Hajjah Naziha Charitable Society), Rumi Café, Karem Food Drive, Rabbani Sufi Center and CV Sogan Jaya / Sogan Batik.</p>


2013 ◽  
Vol 14 (2) ◽  
pp. 251
Author(s):  
Dragan Brković ◽  
Marian Hamada

This paper analyze and evaluate the implementation of the LEADER program in Slovak Republic. The applied methodology follows the training that the EU evaluators receive when they are requested to analyze the degree of implementation and strategy of LAGs. In a field research in LAG Vršatec, semi-structured interviews are conducted and are following the methodology applied by the European Court of Auditors. The presentation structure of the research results follow the evaluation procedure: at first, the situation analysis is described, and then the local strategy formulated by the LAG is analyzed. In the end, the projects that are submitted and selected by the LAG with all actors involved and their relationship within the partnership are presented. Considering the findings detailed in these previous sections, conclusions and recommendations are formulated to finalize the evaluation of the LAG Vršatec.


2020 ◽  
Vol 4 (2) ◽  
pp. 91-95
Author(s):  
Muhammad Lathief Ilhamy Nasution

The rapid technological advances with a very strong internet penetration make the Indonesian people connect to communicate instantly. This has indirectly changed the pattern of human life, especially in the activities of shopping, communicating and working and transacting money in order to spend their income. Therefore with the activities carried out the hope of access to financial services that are affordable, fast and easy to personally connect with various activities. Someone in the internet world makes demands that need to be addressed by modern financial service providers.  Internet access has shown a significant increase. This is consistent with the publication of the Association of Internet Service Providers (APJII) in March 2015 stating an increase in internet users, namely from 71.9 million in 2013 to 88.1 million users at the end of 2014, or about 34.9% of the total population currently. This digital payment research shows that there is an increase in the quality of banking services in Indonesia. This is because the banking management has implemented it to reach all levels of Indonesian society, especially for millennials living in the FOR (frontier, outermost, and remote) areas.


2020 ◽  
Vol 3 (2) ◽  
pp. 1-10
Author(s):  
Abdul Razak Sabara ◽  
Otto Randa Payangan ◽  
Muhammad Ismail

This research aims to determine the effect of service quality and trust on the consumers' loyalty through consumer satisfaction directly and indirectly. The research was conducted at PO Borlindo by taking passengers as a research object. This research draft uses quantitative descriptive research with direct observation in the field. Research data form primary and secondary data from the company. Data is processed and analyzed by path analysis methods with IBM-SPSS. The results showed that the Service quality and trust positively affect consumer satisfaction and consumer loyalty directly. Trust had a positive effect on consumers' loyalty through consumer satisfaction. The hypothesis testing shows that the service quality variable is the variable with the lowest level of influence among other variables on consumer loyalty at PO Borlindo.


2021 ◽  
Vol 1 (1) ◽  
pp. 1-10
Author(s):  
Suhartina Suhartina ◽  

Aii Collection is a fashion store in the clothing business that focuses on fulfilling the needs of women, located on Jln. Pangeran Antasari, Number 8B, Bandar Lampung City. This study analyzes the strategies that can be carried out in order to increase women's fashion business opportunities at the Aii Collection store. The purpose of this research is to find out what strategies can be done to increase sustainable business opportunities at the Aii Colection store by using qualitative research methods. Data collection techniques are field research and interviews, which clearly describe how these factors are interrelated in the Aii Collection effort by analyzing using SWOT analysis and IFE EFE matrix tools. From the research results, SWOT matrix analysis and SWOT cartesius diagram shows that the Aii collection effort is in quadrant I, with values ​​(1.92 and 1.55). Where is a situation that will benefit and it is known that the company is still a developing company. The best strategy that can be applied to the Aii Collection business is the aggressive strategy or the Growth Oriented Strategy. Keywords: IFE EFE, strategy, business opportunities, SWOT


2019 ◽  
Vol 1 (1) ◽  
pp. 16-26
Author(s):  
Angra Adinda Larakasih ◽  
Erlina B ◽  
Yulia Hesti

The development of technology is currently growing rapidly. This can be proven by advances in technology around the world. Technological progress is very important and has a very big effect on humans. Because technology is one of the supporting advances in human life. It can be proven that with the sophisticated technology, everything becomes fast and easy. The development of technological systems encourages the emergence of business opportunities in the internet field. In today's technology development it also influences the banking world. In conducting banking transactions through BRI Link agents, customers also receive protection for their rights to receive compensation for losses they have suffered. Customers as consumers of products and / or services offered by banks as producers are entitled to compensation for losses they experience when making transactions with e-banking facilities or services. Banks are required to provide compensation to customers as consumers of banking services for losses from using e-banking provided by the bank. However, it should be noted that this provision does not apply if the customer suffers a loss due to the previous customer's actions or negligence. Then the bank will solve it because the settlement of customer complaints is a form of increasing customer protection in order to guarantee customer rights in dealing with the bank.


2020 ◽  
Vol 8 (4) ◽  
pp. 571
Author(s):  
Amni Apriyani ◽  
Dwi Haryono ◽  
Adia Nugraha

This research aims to analyze main production cost, added value, and income of tempe chips agroindustry. This research uses a case study method at three tempe chips agroindustries which are located in Metro City. Therefore, they are chosen purposively by considering the agroindustries are still active to produce.  Respondents of this research are the owners of the tempe chips agroindustries. The field research was conducted in February until March 2019. The data collected in this research are primary and secondary data. Then, data analysis method uses quantitative descriptive analysis. The results showed that main production cost of tempe chips agroindustry is IDR32,874.39 per kilogram. Added values of tempe chips agroindustry show the positive values hence it is feasible to be developed. Tempe chips agroindustries are profitable because of the R/C values of more than 1.Key words: added value, agroindustry, cost, income, tempe chips


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