PEMAHAMAN MASYARAKAT TERHADAP JUAL BELI MUKHADHARAH DALAM PERSPEKTIF EKONOMI ISLAM (Studi Kasus Di Kecamatan Kuta Makmur Kabupaten Aceh Utara)

2021 ◽  
pp. 89-99
Author(s):  
Fuadi Fuadi

This study aims to determine the public’s understanding of the implementation of Mukhadharah purchasing and selling from the Islamic economic perspective in the Kuta Makmur subdistrict. This study used a qualitative approach. The results showed that the community’s  understanding of the contract made by both parties that occurred before the harvest period was considered valid and fulfilled the elements of the agreement. In purchasing and selling on trees not fully based on the pillars and the legal terms of sale and purchase and contrary to the provisions of Syara’ because they contain Gharar elements and in the execution of taking the goods there are irregularities so that the sale and purchase were not valid because the quality and quantity of goods were different after purchase. So, it concluded that the sale and purhase of  Mukhadharah in the Kuta Makmur subdistrict were illegal.

2019 ◽  
Vol 1 (2) ◽  
pp. 113-130
Author(s):  
Achmad Faqih Supandi

This research focuses on models, concepts, practices and the role of the Mosque-Based Economy in the perspective of Islamic economics in the Masjid Jamik Al Baitul Amien in improving Community Welfare. The purpose of this study is to describe the models, concepts, practices and roles of mosque-based economics in the perspective of Islamic economics in the Masjid Al-Baitul Amin Jember. This research method uses a qualitative approach with a descriptive type, this is because researchers want to describe the Model of Mosque-Based Economic Development in the Islamic Economic Perspective at the Jamik Al-Baitul Amien Mosque in Jember Regency 2015. The results of the study show that the economic economic model of the Ummah uses financing or the provision of facilities by providing funds in accordance with sharia principles. To support investments that have been planned based on an agreement between the institution and other parties, financed by the concept of optimizing productive Zakat or better known as micro business loans without interest that can burden small communities, so that people can meet their economic needs. Then the capabilities possessed by the Jami Mosque 'Al-Baitul Amin Jember are professional human resources, strategic location, adequate infrastructure and sufficient facilities for the economic empowerment of the Ummah.


2020 ◽  
Vol 7 (11) ◽  
pp. 2252
Author(s):  
Dezata Nublidin Tridharma Putra ◽  
Irham Zaki

ABSTRAKPenelitian ini bertujuan untuk mendeskripsikan peran pondok pesantren An-Nur II Al-Murtadlo dalam pemberdayaan ekonomi masyarakat sekitarnya, ditinjau dari perspektif ekonomi islam. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan strategi studi kasus. Teknik analisis dengan mendasarkan pada preposisi teoritis, yaitu mengikuti preposisi teoritis yang menuntun studi kasus. Teknik keabsahan data menggunakan teknik triangulasi sumber, yaitu menguji kredibilitas data yang telah diperoleh dengan mengeceknya melalui beberapa sumber. Pengumpulan data dilakukan melalui wawancara, observasi dan dokumentasi. Hasil penelitian menunjukkan Pondok Pesantern An-Nur II Al-Murtadlo memiliki amal-amal usaha diantaranya usaha berupa SPBU, koperasi pondok pesantren, bengkel, Bank Wakaf Mikro dan juga budidaya perikanan. Amal-amal usaha tersebut menjadikan Pondok pesantren An-Nur II Al-Murtadlo ini bisa memberdayakan ekonomi masyarakat sekitar dengan merekrut masyarakat sekitar untuk dijadikan karyawan dari beberapa amal usaha yang dimiliki pondok pesantren, Pondok pesantren An-Nur II Al-Murtadlo juga membuka peminjaman dana (tanpa agunan dan bunga) di Bank Wakaf Mikro milik pondok pesantren bagi masyarakat yang ingin membuka usaha sendiri atau ada keperluan lain. Pondok pesantren An-Nur II Al-Murtadlo juga melakukan pendistribusian tahunan berupa parcel saat Idul fitri dan juga hasil qurban saat Idul adha. Pondok pesantren An-Nur II Al-Murtadlo juga membuka kerjasama dengan para masyarakat seperti disediakan stan untuk masyarakat yang ingin berjualan saat pondok pesantren mengadakan bazaar atau acara pengajian umum, masyarakat sekitar juga bisa bekerja sama dengan pihak pondok pesantren seperti menitipkan barang dagangannya ke pihak pondok pesantren (menitipkan di kantin & koperasi pondok pesantren);Kata Kunci: pondok pesantren, pemberdayaan ekonomi, masyarakat sekitar, ekonomi Islam ABSTRACTThis study aims to describe the role of the An-Nur II Al-Murtadlo Islamic boarding school in the economic empowerment of the surrounding community, from an Islamic economic perspective. This research uses a descriptive qualitative approach with a case study strategy. The analysis technique is based on theoretical prepositions, namely following theoretical prepositions that guide case studies. The data validity technique uses the source triangulation technique, which is to test the credibility of the data that has been obtained by checking it through several sources. Data collection was carried out through interviews, observation and documentation. The results showed that the An-Nur II Al-Murtadlo Islamic Boarding School has business charities including business in the form of gas stations, Islamic boarding school cooperatives, workshops, Micro Waqf Bank and fisheries cultivation. These charitable efforts have enabled the An-Nur II Al-Murtadlo Islamic boarding school to empower the economy of the surrounding community by recruiting local people to become employees of several charitable businesses owned by the Islamic boarding school. (without collateral and interest) in the Micro Waqf Bank belonging to the Islamic boarding school for people who want to open their own business or have other needs. Pondok Pesantren An-Nur II Al-Murtadlo also distributes annual parcels during Eid al-Fitr and also qurban results during Eid al-adha. The An-Nur II Al-Murtadlo Islamic boarding school also opens cooperation with the community, such as providing stands for people who want to sell when the boarding school holds a bazaar or general recitation event, the surrounding community can also cooperate with the Islamic boarding school such as entrusting merchandise to the boarding school. pesantren (entrusted to the canteen & pesantren cooperative)Keywords: Islamic boarding schools, economic empowerment, local communities, Islamic economy


2021 ◽  
Vol 2 (2) ◽  
pp. 162
Author(s):  
Happy Sista Devy ◽  
Rizky Amalia ◽  
Annisa Qurrota A'yun

The purpose of this research is to find how the superiority of the mobile bank or bank titil in the community and how it is viewed from an Islamic economic perspective. This research is a field research conducted using a qualitative approach. The snowball sampling technique was used to obtain the informants who use the services of a bank titil. Data from the key informants are then analyzed using three steps that occur simultaneously, namely data reduction, data presentation (display), and drawing conclusions/verification. The result of this research is that superiority of a mobile bank or bank titil in the community is related to the convenience in transaction provided by a mobile bank or bank titil. First, it is simple requirements. The second is fast disbursement. Third, there is no collateral or guarantee must be given to the titil bank as an official bank institutions are required. However, with the facilities provided by a mobile bank or bank titil, its practice basically contains harms which makes residents remain in a circle of poverty because of their dependence on the services of the mobile bank or bank titil.


2020 ◽  
Vol 13 (2) ◽  
Author(s):  
Farkhi Hazami ◽  
Rosida Dwi Ayuningtyas

This research is a qualitative research to examine the application of Islamic economic perspective marketing in the business of sharia services in Semarang City, a case study in the sharia industry in the Sharia Universe of Semarang City. The focus of this research is to explain how the application of Islamic economic perspective marketing mix to hotel universe sharia. In this study focuses on product, price, promotion, distribution / place carried out by the hotel universe syariah city all the perspectives of Islamic economics theoretically. The purpose of this study is to provide a conclusion about the application of marketing mix namely product, price, promotion, and distribution / place carried out by hotel universe syariah Islamic economic perspective. This study uses a qualitative approach to the case study method. The data analyzed are the results of interviews, documentation and observations with the field of marketing, namely product, price, promotion, and distribution / place in the Semarang Sharia Universe Hotel. The results showed that the application of Islamic economic perspective marketing mix at the Semarang City Semesta Hotel had not been effective. Because in terms of Sharia Universe Hotel products still have not fully implemented several elements and sub elements provided by the Republic of Indonesia's Creative Economy Tourism Minister Regulation Number 2 of 2014 concerning guidelines for sharia hotel business operators. Keywords: Strategy, Marketing mix, Islamic Perspective, Sharia Industry


2020 ◽  
Vol 1 (2) ◽  
pp. 145-161
Author(s):  
Riska Delta Rahayu ◽  
Moh. Andre Agustianto

Waqf played two important roles in Islamic history, namely in economic as well as social. An innovation in developing waqf is the Cash Waqf Linked Sukuk (CWLS) which is an integration between the waqf funds invested through State Sharia Securities (SBSN) or Sukuk. This study aims to examine the role of CWLS in the economy and society based on an Islamic economic perspective. This research is a type of library research (literature study) with a qualitative approach. The implementation of Cash Waqf Linked Sukuk management has been carried out in accordance with an Islamic economic perspective which is based on sharia principles and has been determined in accordance with the DSN-MUI Fatwa on Sukuk Waqf. The results of the study reveal that the implementation of CWLS has also met the required pillars and in managing the waqf funds it is allocated for halal activities and according to sharia principles. Cash Waqf Linked Sukuk has the potential for economic and social development in society because it aims to achieve the benefit and welfare of the community in general


2021 ◽  
Vol 6 (1) ◽  
pp. 85
Author(s):  
Syarial Dedi

Purpose: This research aims to answer the practice of qurban social gathering that has recently developed in society. There are two interesting things that need to be discussed; the first, in the arisan to conduct the lottery, Islam views the lottery as identical with gambling and the law is strictly forbidden. The second, social gathering is essentially a debt, while qurban worship is obligatory on people who can afford it. Obviously the debtor can't afford it. The conclusions, it was concluded that social gathering is generally classified as a mu'amalat activity that contains elements of mutual assistance. This activity has never been mentioned in the Qur'an or hadith directly, the law refers to the law of origin of mu'amalah, which is permissible. Design/Method/Approach: This research is a library research with a qualitative approach, and uses content analysis techniques with the ushul al-fiqh framework.Findings:He turns into haram, if it contains elements of usury, fraud and causes losses to other parties. The essence of arisan is debt, while qurban worship is borne by capable servants as the characteristics of Islamic law are not burdensome. The leaving worship beyond one's ability is not a sin.Originality/Values:


2021 ◽  
Vol 2 (1) ◽  
pp. 32-44
Author(s):  
Seri Murni ◽  
Rekha Rekha

This study aims to reveal the role of the creative economy in increasing the income of embroidery craftsmen in Indrajaya District, Pidie Regency. This thesis uses a descriptive qualitative approach with data collection methods through observation, interviews and documentation. The results of the study illustrate that the creative economy of the embroidery industry in Indrajaya sub-district, Pidie Regency is already good, it can be seen from 15 craftsmen found that 9 craftsmen experienced an increase in income, 6 craftsmen with stable income from 2019 to 2020. While in the Islamic economic perspective, the craftsmen have fulfilled the production process , marketing markets, government policies, economic conditions and partnerships, but have not met the management and financial indicators.


2020 ◽  
Author(s):  
Dwi Nona

The purpose of consumption in Islam is not only satisfaction in the world but also the welfare of the hereafter to fulfill needs and not fulfill satisfaction / desires is the goal of Islamic economic activity this is what is also experienced by customers who buy Android phones at New Aslisel Stores with Samsung brands. These consumers use cell phones for the benefit of life activities and not just to improve social status, of course this is inseparable from people's consumption behavior, based on these problems, the researcher wants to examine in this thesis about "Consuming Behavior of Samsung Android Cellphone Users in New Stores Aslisel Kualasimpang According to Islamic Economic Perspective ". The problem in this thesis research is How is the consumption behavior of Samsung Android cellphone users in Kualanimpang New Aslisel Store from an Islamic economic perspective? What are the factors that influence the consumption behavior of Samsung Android HP users in Kualasimpang New Aslisel Store ?. The research in this thesis is included in the type of field research and literature with a qualitative approach with data collection techniques in the form of interviews and observations conducted on 8 respondents. Data analysis in this research is by reducing data, presenting data and drawing conclusions. The results of this study indicate that the material goals in the consumption behavior of buyers at the New Aslisel Kuala Simpang Shop are to facilitate and improve daily communication and help to complete daily work related to the profession they pursue while the spiritual goal is to increase knowledge religious through a video application on YouTube and can install prayer time reminder applications.


2021 ◽  
Vol 40 (1) ◽  
Author(s):  
Chairul Iksan Burhanuddin ◽  
Muslimin H. Kara ◽  
Mukhtar Lutfi ◽  
Syaharuddin Syaharuddin

The Muamalah market and the use of dinars and dirhams in the community are not merely tools for buying and selling activities. However, it contains a noble goal, namely, to provide benefits to humans, especially in buying and selling activities. The phenomenon of the muamalah market seems to be the answer to concerns about the existence and monopoly activities of conventional markets (eg malls and supermarkets). The results of this study (qualitative) reveal: first, the muamalah market has been disrupted due to the inability to compete with the conventional market presence and the delay in responding to the conventional market presence, especially from the aspect of using technology. Second, the muamalah market does not yet have a fixed place. Third, the use of dinars and dirhams during their implementation does not yet have legality in their use. Fourth, the government still has not looked at the muamalah market to make an economic contribution to the country. The implication of this research is the urgency of the presence of the muamalah market and the use of dinars and dirhams. The use of technology will provide muamalah market opportunities and the use of dinars and dirhams so that they can be useful for the community. So that this can be the answer to economic problems in the community and even for the country.


2020 ◽  
Vol 6 (1) ◽  
pp. 1
Author(s):  
Muhammad Ali Ridho ◽  
Irham Zaki

Islamic boarding school can train a santri’sIndependence and it can be reflected after a santri becomes an alumni, such from economic welfare. This study aims to determine whether the consumption practice of alumni Islamic boarding school is in line with Islamic welfare or not. The research method used is descriptive qualitative approach by using case studyon alumni of Miftachus Sunnah Islamic boarding school. Data collection is done by in-depth interview, observation, and documentation. The validation technique used by source and technique triangulation. The analysis technique used is Miles- Huberman’s.The five areas of maqashid sharia in dharuriyyat level stand as an indicator of Islamic welfare. The results showed that the consumption practice of alumni of Miftachus Sunnah based on the values (justice, responsibility, and guarantee) and basic principles (efficiency, adequacy, freedom, balance, and solidarity) of Islamic economic behavior in the achievement and guarding of maqashid sharia indicate the suitability. Key words: Consumption behavior, values of Islamic economic, principal of Islamic economic, and maqashid sharia.


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