scholarly journals Green microfinance: the case of the Cresol System in Southern Brazil

2015 ◽  
Vol 49 (4) ◽  
pp. 1039-1058 ◽  
Author(s):  
Lauro Gonzalez ◽  
Rafael Magnus Barbosa Moser

Climate change which until recently seemed a luxury for the microfinance sector, now appears to be crucial for the future of the sector. Due to their low adaptive capacity, the millions of MF clients worldwide happen to be the most vulnerable to a changing climate. Adapting previous analysis conducted in Nepal and Bangladesh by Agrawala and Maëlis (2010) to the Brazilian context, in this inductive qualitative study we aim to assess potential synergies between MF and CC actions and what strategies can be harnessed to better respond to CC vulnerabilities at client/MF level. To do so, we investigated the case of the second largest rural microcredit programme in Brazil, Sistema Cresol de Cooperativas de Crédito Rural com Interação Solidária. Albeit important overlaps between Cresol's product envelope and CC strategies exist, there is still room to realise synergies to both mitigate a new potential source of risk to Cresol's portfolio and to increase clients' adaptive capacity.

Water ◽  
2021 ◽  
Vol 13 (23) ◽  
pp. 3358
Author(s):  
Patrik Sleziak ◽  
Roman Výleta ◽  
Kamila Hlavčová ◽  
Michaela Danáčová ◽  
Milica Aleksić ◽  
...  

The changing climate is a concern with regard to sustainable water resources. Projections of the runoff in future climate conditions are needed for long-term planning of water resources and flood protection. In this study, we evaluate the possible climate change impacts on the runoff regime in eight selected basins located in the whole territory of Slovakia. The projected runoff in the basins studied for the reference period (1981–2010) and three future time horizons (2011–2040, 2041–2070, and 2071–2100) was simulated using the HBV (Hydrologiska Byråns Vattenbalansavdelning) bucket-type model (the TUW (Technische Universität Wien) model). A calibration strategy based on the selection of the most suitable decade in the observation period for the parameterization of the model was applied. The model was first calibrated using observations, and then was driven by the precipitation and air temperatures projected by the KNMI (Koninklijk Nederlands Meteorologisch Instituut) and MPI (Max Planck Institute) regional climate models (RCM) under the A1B emission scenario. The model’s performance metrics and a visual inspection showed that the simulated runoff using downscaled inputs from both RCM models for the reference period represents the simulated hydrological regimes well. An evaluation of the future, which was performed by considering the representative climate change scenarios, indicated that changes in the long-term runoff’s seasonality and extremality could be expected in the future. In the winter months, the runoff should increase, and decrease in the summer months compared to the reference period. The maximum annual daily runoff could be more extreme for the later time horizons (according to the KNMI scenario for 2071–2100). The results from this study could be useful for policymakers and river basin authorities for the optimum planning and management of water resources under a changing climate.


Author(s):  
Neel Ahuja

Ahuja calls our attention to the ways that environmentalists, artists, writers, and ecocritics have deployed the idea of “the Anthropocene” in order to critique human-caused climate change and environmental destruction. While this critique might be urgently needed, Ahuja reveals how it also tends to rely upon a universalized and essentialized construction of “the human” that glosses over major differences between various human groups, in which less privileged people are both less culpable and more vulnerable in relation to the dramatic effects that climate change will increasingly have on the planet. Exloring a range of texts emerging after 9/11, from the paintings of Alexis Rockman to Roland Emmerich’s The Day After Tomorrow, Junot Diaz’s “Monstro”, and Indra Sinha’s Animal’s People, Ahuja calls for paying more attention to what he calls “the human of precarious futures,” a figure that seems necessary for dramatizing the dangerous coming results of climate change, but one that also risks flattening out all the ways that racism and inequality and injustice distinguish human groups today and might continue to do so into the future.


2019 ◽  
Vol 10 (1) ◽  
pp. 99-115 ◽  
Author(s):  
Rulia Akhtar ◽  
Muhammad Mehedi Masud ◽  
Rafia Afroz

This article attempts to understand the perception of the rice-growing farmers on the issue of climate change (CC) and identify their adaptive capacity (AC). A survey was conducted through structured questionnaires to understand farmers’ perception and adaptation strategies in response to changing climate and variability. The findings indicate that farmers are moderately adaptive to CC in the study area. The result also revealed that the main barriers are lack of funds and government support available information to CC. Farmers with higher AC can produce greater amount of rice. Rice producers should be enabled through improved extension services, government aid, such as grants, training for better level of adaptability, to help them achieve higher rice production.


2015 ◽  
Vol 55 (4) ◽  
pp. 397-407 ◽  
Author(s):  
RAFAEL MAGNUS BARBOSA MOSER ◽  
LAURO GONZALEZ

ABSTRACTThis paper reports an empirical case study on the interface between microfinance and climate change actions. Climate change, which until recently seemed a luxury for the microfinance sector, now appears to be crucial for its future. For their low adaptive capacity, the millions of microfinance clients worldwide happen to be the most vulnerable to a changing climate. However, such an arena is still blurred from an academic viewpoint, and inexistent among Brazilian academia. Therefore, by investigating Brazil’s largest rural MFI, Agroamigo, we aim at providing an empirical contribution to green microfinance. The main conclusion is that, albeit Agroamigo offers important links to climate change initiatives, it will need to take better account of specific vulnerabilities and risks to protect its portfolio and clients better from climate change impacts.


2019 ◽  
Vol 76 (6) ◽  
pp. 1390-1392 ◽  
Author(s):  
Manuel Barange

Abstract It is common to assume that climate change impacts on future fish catches, relative to current levels of catch, are directly proportional to changes in the capacity of the ocean to produce fish. However, this would only be the case if production was optimized, which is not the case, and continues to do so in the future, which we do not know. It is more appropriate to see changes in the ocean’s productive capacity as providing an upper limit to future fish catches, but whether these catches are an increase or a decrease from present catch levels depends on management decisions now and in the future, rather than on the ocean’s productive capacity alone. Disregarding the role of management in driving current and future catches is not only incorrect but it also removes any encouragement for management agencies to improve performance. It is concluded that climate change provides one of the most powerful arguments to improve fisheries—and environmental—management, and thus fisheries sustainability globally.


2010 ◽  
Vol 32 (3) ◽  
pp. 293 ◽  
Author(s):  
S. J. Crimp ◽  
C. J. Stokes ◽  
S. M. Howden ◽  
A. D. Moore ◽  
B. Jacobs ◽  
...  

The key biophysical impacts associated with projected climate change in the Murray–Darling Basin (MDB) include: declines in pasture productivity, reduced forage quality, livestock heat stress, greater problems with some pests and weeds, more frequent droughts, more intense rainfall events, and greater risks of soil degradation. The most arid and least productive rangelands in the MDB region may be the most severely impacted by climate change, while the more productive eastern and northern grazing lands in the MDB may provide some opportunities for slight increases in production. In order to continue to thrive in the future, livestock industries need to anticipate these changes, prepare for uncertainty, and develop adaptation strategies now. While climate change will have direct effects on livestock, the dominant influences on grazing enterprises in the MDB will be through changes in plant growth and the timing, quantity and quality of forage availability. Climate change will involve a complex mix of responses to rising atmospheric carbon dioxide levels, rising temperatures, changes in rainfall and other weather factors, and broader issues related to how people collectively and individually respond to these changes. Enhancing the ability of individuals to respond to a changing climate will occur through building adaptive capacity. We have, via secondary data, selected from the Australian Agricultural and Grazing Industries Survey, built a national composite index of generic adaptive capacity of rural households. This approach expresses adaptive capacity as an emergent property of the diverse forms of human, social, natural, physical and financial capital from which livelihoods are derived. Human capital was rated as ‘high’ across the majority of the MDB compared with the rest of Australia, while social, physical and financial capital were rated as ‘moderate’ to ‘low’. The resultant measure of adaptive capacity, made up of the five capitals, was ‘low’ in the northern and central-west regions of the MDB and higher in the central and eastern parts possibly indicating a greater propensity to adapt to climate change in these regions.


2020 ◽  
Vol 52 (2) ◽  
pp. 377-385
Author(s):  
Mathias Kalfayan ◽  
Jan R. E. Taylor

Dragonflies (Odonata) are considered to be valuable indicators of hydroecosystems. This study reports the composition of the dragonfly assemblages in four wetlands of Samos Island, Greece, in a geographic area especially vulnerable to climate change where a trend towards a drier climate has been observed in the last decades. Dragonfly assemblages have not yet been studied on Samos. The analysis based on the number of different species and their autochthony revealed clear differences among the wetlands. The eutrophic Glyfada Lake, despite its variable hydrology resulting from drought – the seasonal decrease in water availability – harboured the largest diversity of dragonflies, larger than the oligotrophic Mesokampos Lake. The assemblage of the spring and rivulet at Mytilini, although also influenced by drought, had its own set of species of high autochthony. The seasonal brackish lake and marsh of Psili Ammos had the lowest number of species and was dominated by one very abundant breeding species. Drought was the main factor affecting the number and composition of species. The collected data create a reference for the future monitoring of trends in the composition of odonatofauna under the changing climate of Samos Island.


Naharaim ◽  
2020 ◽  
Vol 14 (2) ◽  
pp. 173-207
Author(s):  
Cass Fisher

AbstractRedemption in Judaism is typically thought of as an historical and eschatological category: God has redeemed Israel in the past and will do so again in the future. Although this dipolar understanding of redemption has been dominant in Judaism, forms of actualized redemption have also found expression in which Jews, either individually or communally, secure a positive redemptive status in the present. This article focuses on the peculiar fact that Franz Rosenzweig and Rabbi Joseph Soloveitchik both include an actualized component within their theories of redemption. After brief consideration of Kierkegaard as a potential source for their accounts of actualized redemption, I explore how actualized redemption fits into Rosenzweig’s and Soloveitchik’s larger thought and consider their philosophical and theological motivations for conceiving of redemption as achievable. In the concluding section of the paper, I critique Rosenzweig’s and Solovetchik’s accounts of actualized redemption and suggest that Abraham Joshua Heschel’s and Eliezer Berkovits’ alternative theological anthropologies that emphasize the cultivation of holiness circumvent some of the problems I associate with actualized redemption.


2014 ◽  
Vol 6 (2) ◽  
pp. 118-126 ◽  
Author(s):  
Kwame Emmanuel

Purpose – Population growth, climate change, shortages of oil and other resources will have dramatic implication on where, when and how tourists travel in the future. This will also reshape the tourism industry for the future. Knowing what will happen in the future has always fascinated mankind from time immemorial. However, forecasting and predictions require not only a systematic approach to development but also an imagination and the ability to think and see beyond the ordinary. As a result, the purpose of this paper is to underscore the projected northward shift in tourism demand due to the global impacts of climate change and the lack of policy attention. Design/methodology/approach – A rapid assessment of the literature was conducted to explore tourism flows to the Caribbean in a changing climate and recommendations for adaptation. Findings – Tourism demand from major markets such as Europe and North America may be reduced significantly as tourists travel to other destinations, which are closer to home and have a more favourable climate. Regulation of carbon emissions from long haul flights will also influence demand substitution. Despite this projection, current policies in the Caribbean promote further development of the climate sensitive 3S model without anticipating a possible decrease in demand in the future. Research limitations/implications – Research implications include a recalibration of tourism policy and diversification of Caribbean tourism and economies. Originality/value – Recommendations are outlined for a critical issue that is not on the policy agenda.


Forests ◽  
2022 ◽  
Vol 13 (1) ◽  
pp. 49
Author(s):  
Chul-Hee Lim ◽  
Hyun-Jun Kim

Recent cases of climate disasters such as the European floods in 2021 and Korea’s longest rainy season in 2020 strongly imply the importance of adaptation to climate change. In this study, we performed a numerical prediction on how much climate change adaptation factors related to forest policy can reduce climate disasters such as landslides. We focused on the landslide in Korea and applied a machine learning model reflecting adaptive indicators in the representative concentration pathway 8.5 climate scenario. The changes in the landslide probability were estimated using the Random Forest model, which estimated the landslide probability in the baseline period (2011) with excellent performance, and the spatial adaptation indicators used in this study contributed approximately 20%. The future landslide risk predicting indicated a significant increase in the Very High and High risk areas, especially in 2092. The application of the forest-related adaptation indices based on the policy scenario showed that in 2050, the effect was not pronounced, but in 2092, when the risk of landslides was much higher, the effect increased significantly. In particular, the effect was remarkable in the Seoul metropolitan and southern coastal regions. Even with the same adaptive capacity, it exerted a larger effect on the enhanced disasters. Our results suggest that the enhancement of adaptive capacity can reduce landslide risk up to 70% in a Very High risk region. In conclusion, it implies an importance to respond to the intensifying climate disasters, and abundant follow-up studies are expected to appear in the future.


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