scholarly journals FAKTOR YANG MEMPENGARUHI KONSUMSI MASYAAKAT MISKIN DALAM PERSPEKTIF ISLAM

Author(s):  
Amir Machmud ◽  
Eeng Ahman

Abstract Factors that influence the consumption pattern of the poor in Islamic perspective have been analyzed in depth in this study. Inventory variables refer to the concept; Al-Ghazali which consists of aql, qalb and nafs. These three variables & nbsp; asymmetrically affect the tendency of consumption patterns. & nbsp; This study uses an explanatory survey method with data collection techniques through questionnaires and interviews. The population of 68 people who are recipients of zakat distributed by the Zakat Agency  Bandung City. The data that has been collected is then analyzed by multiple regression. The results of the study show that consumption patterns & nbsp; poor people in Indonesia (Bandung City, West Java) are influenced by  Aql,  Qalb and Nafs. These three factors  significantly and positively affect  consumption patterns of the poor in the city of Bandung. This finding implies that the consumption of society should be  Simple behavior.  In accordance with Islamic principles, always instill   within that the treasure given by God is merely a deposit, and is not easily influenced by fashion Abstrak             Faktor-faktor yang mempengaruhi pola konsumsi masyarakat miskin dalam perpektif islam telah dianalisis secara mendalam dalam kajian ini. Variabel yang diinventarisir mengacu pada konsep   Al-Ghazali yang terdiri dari aql, qalb dan nafs. Ketiga Variabel tersebut secara asimetris mempengaruhi kecenderungan pola konsumsi.  Kajian ini menggunakan metode survey eksplanatory dengan teknik pengumpulan data melalui kuesioner dan wawancara. Populasi sebanyak 68 orang yang merupakan para penerima zakat yang disalurkan oleh Badan Amil Zakat Kota Bandung.  Data yang telah dikumpulkan selanjutnya dianalisis dengan regeresi berganda. Hasil kajian menunjukkan bahwa pola konsumsi masyarakat miskin di Indonesia (Kota Bandung Jawa Barat) dipengaruhi oleh Aql, Qalb dan Nafs. Ketiga faktor tersebut secara signifikan dan berpengaruh positif terhadap pola konsumsi masyarakat miskin d Kota Bandung.Temuan ini mmberikan implikasi bahwa dalam berkonsumsi masyarakat hendaknya Berperilaku sederhana yang sesuai dengan prinsip islam, selalu menanamkan dalam diri bahwa sesungguhnya harta yang diberikan oleh Allah hanyalah titipan semata, dan tidak mudah terpengaruh oleh mode

Author(s):  
Abimiku John ◽  
◽  
Umar Mahmud ◽  
Bawa Basil ◽  
◽  
...  

The work was designed to assess the issues and challenges of Pension Administration on Civil Servants in Nasarawa State Head of Service Lafia. The work adopted a survey method. As the instrument of data collection, oral interview and research questionnaire were used. The analysis of the questionnaire was done based on percentages, allowing the greater or less than factor to influence the judgment gotten from the responses. After which it was discovered that Nasarawa State Head of Service Lafia have a policy on Pension Administration and also, the causes of delay in the administration of pension and gratuity in Nasarawa State Head of Service Lafia is due to poor record system, diversion of allocated funds and also, outright fraud irregularities that ineligible pensioners are on the payroll. Based on the followings, we suggest that since the Nasarawa State Head of Service Lafia have a policy on Pension Administration, the service should ensure the sustainability of this policy towards the growth and productivity of the service and also, the management of the service should find means of handling the poor record system that causes delay in the administration of pension and gratuity within the service by developing adequate record system and ensure that problem associated with diversion of allocated funds are stopped and also, outright fraud irregularities are discouraged whereas the service should ensure that eligible pensioners are on the payroll. Penalty should also be meted out to those who steal pensioner’s funds to prevent others who may have the mind and the erring operators to forestall more pension scams in the State.


2020 ◽  
Vol 41 (49) ◽  
pp. 104-113
Author(s):  
Salmiyah THAHA ◽  
◽  
Chalid I. MUSA ◽  
Basril BADO ◽  
◽  
...  

Academics are interested in exploring small and medium business actors both from a macro perspective that examines external factors in developing small and medium business actors, as well as from a micro perspective on internal determinants that contribute to the performance for small and medium enterprises. The purpose of this study was to analyze the effect of entrepreneurial character on external funding and the development of small and medium business actors. This research is a quantitative study that explains the influence of exogenous variables on endogenous variables. Research location in the city of Makassar, South Sulawesi. The population in this study were 136 entrepreneurs who made loans to banks (State-owned enterprises) in the city of Makassar. The sampling of this study used the census sampling method (saturated sample). The data collection method uses a survey method with primary data collection in the form of a questionnaire. Data analysis techniques using structural equation modelling. The results showed that the entrepreneurial character variable had a significant effect on external funding and the development of small and medium business actors. Therefore, based on research findings, efforts to enhance the development of small and medium business actors in further research can develop further models.


2018 ◽  
Vol 9 (2) ◽  
Author(s):  
Nazori Suhandi ◽  
Efri Ayu Kartika Putri ◽  
Sari Agnisa

<p class="SammaryHeader" align="center"><strong><em>Abstract</em></strong></p><p><em>This paper aims to convey the development of the effect of the population on the number of poverty in the city of Palembang from 2010 to 2015.There is no accurate calculation made to determine the number of poor people in Indonesia, always with controversy because each calculation uses different criteria.This differentiation is based on its causing factors to allow specific alleviation policy implication. The cause of such poverty, in general, is that the poor people have no capacity and capability to access economic sources. This analysis is done using simple linear regression method, population level (X) and poverty (Y) in Palembang city year 2010 - 2015. From the data, it can be concluded that the variable of Population (X) has negative influence to the variable Number of Poverty (Y) in Palembang City. Simultaneously, the number of population has an effect on the amount of poverty in the city of Palembang by 0,398%, while -14,045% and the rest influenced by the variable outside of studied.</em></p><p><strong><em>Keyword : </em></strong><em>Poor people, Regression, Causes Of Poverty</em></p><p align="center"><strong><em>Abstrak</em></strong></p><p><em>Jurnal ini bertujuan menggambarkan pengembangan pengaruh populasi pada jumlah kemiskinan di kota Palembang dari tahun 2010 sampai tahun 2015. Tidak ada penghitungan yang akurat yang telah dibuat untuk menentukan jumlah orang miskin di Indonesia, selalu muncul kontroversi karena setiap penghitungan memiliki kriteria tersendiri. Perbedaan ini didasarkan pada faktor penyebab yang berdampak pada implikasi politik. Penyebab kemisikinan, umumnya adalah bahwa orang-orang miskin tidak memiliki kapasitas untuk memasuki sumber ekonomi. Analisis dilakukan dengan menggunakan metode regresi linier sederhana, tingkat populasi (X) dan kemiskinan (Y) di kota Palembang tahun 2010-2015. Dari data disimpulkan bahwa variabel jumlah populasi (X) memiliki pengaruh negatif pada variabel jumlah kemiskinan di kota Palembang. Secara simultan, jumlah populasi memiliki pengaruh pada jumlah kemiskinan di kota Palembang yaitu 0,398%, sedangkan -14,045% dan sisanya dipengaruhi oleh variabel diluar studi ini.</em></p><strong><em>Kata kunci :</em></strong><em> Orang miskin, Regresi, Penyebab Kemiskinan</em>


2020 ◽  
Vol 5 (2) ◽  
pp. 269
Author(s):  
Muhammad Zainul Arifin ◽  
Muhammad Syahri Ramadhan ◽  
Happy Warsito ◽  
Ardian Nugraha

The process of implementing the concept of a welfare state by the Indonesian government towards its people is a problem of poverty. The number of needy people in Indonesia is enormous. This is what underlies poverty to be considered a serious problem so that the Indonesian government provides specific regulations related to poverty handling through the issuance of Law no. 13 of 2001 concerning Management of the Poor. In the South Sumatra region, particularly the city of Palembang itself, the problem of poverty is a big task that must be faced by regional officials and other related agencies. The Social Service of South Sumatra Province stated that Palembang City was the city with the highest number of poor people compared to other districts / cities in South Sumatra. This of course requires the right policies in handling it, one of which is through the issuance of the Regional Regulation of South Sumatra Province Number 7 of 2017 concerning poverty reduction in South Sumatra


Author(s):  
Heba Ahmed Abdulltef khalefa

The study aimed to identify the effectiveness of the quality of performance of women in NGOs. The results showed that the quality of the performance of women in NGOs was determined by the study sample (Speed ​​of service delivery, development and improvement of services provided, continuity in service delivery, service delivery method, cooperation with members of NGOs. Cooperation with citizens to meet their needs). She also showed professional proposals to increase the effectiveness of the quality of women's performance in NGOs. The results reached a suggested concept to increase the researcher used the descriptive method suitable for the social survey method using a comprehensive questionnaire based on the questionnaire as a data collection tool. Data will be coded and analyzed statistically using SPSS.V. 21.0


2021 ◽  
Vol 1 (5) ◽  
pp. 542-546
Author(s):  
Catur Dian Rahayu ◽  
Hasna Bararah M ◽  
Kalya Nabila Zuhdi ◽  
Muhammad Iqbal Perdana ◽  
Nabilah Fina Aprilia ◽  
...  

The presence of technology brings about a change in people's lives, with technology of all activities being more comfortable. Technological changes have taken place in the field of digital marketing, such as shopping online. The presence of an online shop provides considerable comfort in shopping activities. But with that convenience, it can also establish higher consumption patterns. This consumption pattern was analyzed using the concept of the consumption of Jean Boudrilland. The study USES a descriptive qualitative approach with the data-collection technique of structured interviews. In the study two results have been found, the first of these is consensual behaviors among sociology students where they buy goods through online shops out of sheer need. The second result was that a sociology student was seeking to remain unaffected by the ease of shopping through online shops in order to avoid the form of consumer behavior. From such exposure it can be concluded that the concept of consumptive society by Jean Boudrilland is relevant to today's lives where people tend to satisfy the urge to buy things instead of the need. Kehadiran teknologi membawa perubahan dalam kehidupan masyarakat, dengan adanya teknologi segala aktivitas dapat dilakukan dengan lebih nyaman. perubahan karena teknologi turut hadir dalam bidang digital marketing seperti hadirnya online shop. Kehadiran online shop cukup memberikan kenyamanan dalam aktivitas belanja. Namun dengan kenyamanan tersebut dapat pula membentuk pola konsumsi yang semakin tinggi. Pola konsumsi ini dianalisis menggunakan konsep masyarakat konsumsi dari Jean Boudrilland. Penelitian ini menggunakan metode pendekatan kualitatif deskriptif dengan teknik pengumpulan data yakni wawancara terstruktur. Dalam penelitian ini ditemukan dua hasil, yang pertama adanya perilaku konsumtif di kalangan mahasiswa sosiologi dimana mereka membeli barang melalui online shop karena keinginan bukan kebutuhan. Hasil yang kedua yakni ditemukan adanya mahasiswa Sosiologi yang berusaha untuk tidak terpengaruh kemudahan berbelanja melalui online shop dengan tujuan agar tidak terbentuk perilaku konsumtif. Dari pemaparan tersebut dapat disimpulkan bahwa konsep masyarakat konsumtif oleh Jean Baudrillard relevan dengan kehidupan saat ini dimana masyarakat cenderung memuaskan keinginan membeli suatu barang bukan atas dasar kebutuhan.


2017 ◽  
Vol 2 (3) ◽  
pp. 353-362
Author(s):  
Tinton Ramadhan

This study aims to determine the effect of motivation and organizational commitment toward employee performance in PT. XYZ. This study uses survey method and data collection techniques used is literature study, questionnaires, and interviews. The population in this study was all employees of PT. XYZ (XYZ Print), which amounted to 79 people. This study uses regression analysis mooted simple and multiple regression. The collected data were processed using SPSS 23. The results showed that motivation and organizational commitment has a significant influence on employee performance either partially or simultaneously. Motivation and commitment to the organization to have a greater influence on employee performance if both improved simultaneously rather than partially. Keywords: motivation, organization commitment, employee performance


Author(s):  
Doni Pestalozi ◽  
Rudi Erwandi ◽  
M Rusni Eka Putra

The purpose of this study is to find out whether there is a direct positive relationship between teachers of public high schools in the city of Lubuklinggau. This study was designed using a survey method and in data collection using a questionnaire. The sample in this study were 38 teachers from Public High Schools in the city of Lubuklinggau. The results of this study indicate that there is a positive direct effect of transformational leadership on innovation. The conclusions from this study are the results of the transformation of effective principals, the innovation of high teachers. Keywords: Influence, Transparency of Leadership, Innovation, Teacher.


2020 ◽  
Vol 20 (1) ◽  
Author(s):  
Rindiani Rindiani ◽  
Sri Hartatik

Poverty is one of the causes of nutritional problems. The aim of the study was to analyze the patterns of food consumption and food intake of the poor in Kecamatan Silo, Jember. The study used an analytical survey with a cross sectional approach. The sample has been chosen by purposive sampling, which was a non-random sampling technique where the researcher determines the sampling by specifying specific characteristics that are suitable with the research objectives. The sample was housewives aged 30 to 50 years in the Silo sub-district, Jember. Data obtained by observation and interviews. The tool used to obtain data using the Semi Quantitative Food Frequency Questionnaire (SQ-FFQ) questionnaire and a tool in the form of a Food Model. The results showed that vegetable and fruit consumption was very high with an average consumption of 570 g exceeding the expected consumption of 250 g. Conversely, the consumption of grain was very low, the average consumption was only 122 g less than the expected consumption of 275 g. The pattern of consumption of grains, tubers, animal foods, oil and fat, oily fruits / seeds, nuts, sugar and vegetables and fruits had a score that did not match the standard score of the Food Pattern expectation. The level of energy, fat and carbohydrate intake of poor people in Silo sub-district was less than the adequacy rate, while the level of protein intake exceeds the Adequacy Rate. Conclusion, the food consumption patterns of the poor in Silo sub-district, Jember was not in accordance with the Food Pattern of Hope or their consumption patterns was less diverse. Food intake of residents of the Silo sub-district was low at the level of energy intake, fat intake and carbohydrate intake, but high in the level of protein intake.


2018 ◽  
Vol 1 (2) ◽  
Author(s):  
Eeng Ahman ◽  
Sela Nur Syamsiah

ABSTRACTIn the temporary observation the performance of employees in BPR was still low, less activities of service. As for example the credit administration did not only perform their own duties but also did the transfer, and there were still employees who came late and, there were employees who did not finish the job on time, some employees still looked relaxed in doing the job. So it could be concluded that the performance of employees in PD. BPR was still low. The purpose of this study was to find out and analyze the influence of compensation and organizational culture on employees' performance in PD. BPR Kuningan.This research used a quantitative approach and survey method. The sampling technique used was saturated sampling. Sample and population was employees in PD. BPR Kuningan, amounting to 89 people. Data collection used questionnaires. The validity test and reliability test of data collection were carried out, the results of instrument test stated that the instruments used in this study were valid and reliable. Multiple regression analysis was used to find out to what extent of influence among variables.The result of this research showed that: (1) both compensation and organizational culture had positive and significant effect on employee performance, (2) compensation had positive and significant effect on employee performance, (3) organizational culture had positive and significant effect to employees� performance.Compensation and organizational culture needed to be improved and maintained on the performance of employees so that the tasks and objectives of the agency could be achieved in accordance with expectations and achieve satisfactory results.�Keywords: Compensation, Organizational Culture, and Employees� Performance�ABSTRAKPada pengamatan sementara kinerja pegawai yang terjadi di BPR masih rendah dilihat, kurang berjalanya pelayanan. Seperti misalnya bagian administrasi kredit selain melakukan tugasnya sendiri juga merangkap bagian transfer, dan masih adanya pegawai yang datang terlambat serta, masih adanya pegawai yang dalam menyelesaikan pekerjaannya tidak tepat waktu, pegawai masih terlihat santai dalam mengerjakan pekerjaanya. Sehingga dapat disimpulkan bahwa kinerja pegawai pada PD. BPR masih rendah. Tujuan penelitian ini adalah untuk mengetahui dan menganalisis pengaruh kompensasi dan budaya organisasi terhadap kinerja pegawai pada PD. BPR Kuningan.Penelitian ini menggunakan pendekatan kuantitatif dan metode survey. Teknik sampling yang digunakan adalah sampling jenuh. Sampel dan populasi yaitu pegawai pada PD. BPR Kuningan yang berjumlah 89 orang. Pengumpulan data menggunakan kuesioner yang kemudian di uji validitas dan realibilitasnya, hasil uji intrumen menyatakan bahwa hasil intrumen yang digunakan dalam penelitian ini valid dan reliabel. Untuk mengetahui sejauh mana pengaruh antar variabel menggunakan analisis regresi berganda.Hasil penelitian menunjukan bahwa : (1) kompensasi dan budaya organisasi berpengaruh positif dan signifikan terhadap kinerja pegawai, (2) kompensasi berpengaruh positif dan signifikan terhadap kinerja pegawai, (3) budaya organisasi berpengaruh positif dan signifikan terhadap kinerja pegawai.Kompensasi dan budaya organisasi perlu ditingkatkan dan dipertahankan atas kinerja pegawainya agar tugas dan tujuan instansi tersebut dapat dicapai sesuai dengan harapan dan mencapai hasil yang memuaskan.�Kata kunci: Kompensasi, Budaya Organisasi, dan Kinerja Pegawai.


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