scholarly journals Rescuing model and system of failed bank

2020 ◽  
Vol 9 (7) ◽  
pp. 115-122
Author(s):  
Diana Ria Winanti Napitupulu ◽  
Abdul Rachmad Budiono ◽  
Siti Hamidah ◽  
Hanif Nur Widhiyanti
Keyword(s):  
Economic Value ◽  
Standard Of Living ◽  
Main Function ◽  
Conceptual Approach ◽  
The Public ◽  
Multiplier Effect ◽  
Overall Stability ◽  
Banking Institutions ◽  
Bank Restructuring

Referring to the provisions of Law Number 7 of 1992 and its amendments to Law Number 10 of 1998 concerning Banking, it is explained that a Bank is a business entity that collects funds from the public in the form of deposits and distributes them to the public in the form of credit and or other forms of to improve the standard of living of the wider community so that the banking industry greatly affects the overall stability of the economy because banking institutions are intermediary institutions that bridge people who do not need their funds (surplus) to be deposited in banking institutions as deposits and distributed by these institutions to people who need them in a productive form of distribution. The role of banking institutions is systemic; in other words, banking is an important part of the economic system which will cause a multiplier effect if it is not healthy or in this case, it becomes a failed bank. The main function of banking in macroeconomic policy infrastructure is indeed directed in the context of how to make money effectively and efficiently to increase economic value, which requires the role of regulation in the economic sector as a rule for the essence and existence of banking institutions in carrying out their operations. This study is normative legal research that uses several approaches namely: the statute approach, the case approach, the historical approach, and the conceptual approach carried out with juridical concepts of banks, failed banks, bank restructuring, macroprudential and microprudential. The objective of this study is to comprehensively explain the model and system for rescuing failed banks that meet the benefits principles.

STUDI PENGELOLAAN ZAKAT PRODUKTIF PADA LEMBAGA AMIL ZAKAT NAHDLATUL ULAMA KABUPATEN LAMONGAN

AKADEMIKA ◽  
2021 ◽  
Vol 15 (2) ◽  
Author(s):  
Moh. Ah. Subhan ZA ◽  
Akmalur Rijal
Keyword(s):  
Economic Value ◽  
Active Role ◽  
Main Function ◽  
Economic Assistance ◽  
Assistance Program ◽  
The Social ◽  
History Of ◽  
Nahdlatul Ulama

The purpose of zakat to develop the social economic value of society is difficult to materialize if there is no active role of zakat managers (amil) who are required to be professional and innovative in managing zakat funds. The main function of the amil zakat institution lies in the activities of collecting, distributing, and utilizing zakat. The activity of collecting zakat in the history of Islam, is an activity or effort of amil in collecting zakat by picking up or taking from the place of amil. In addition to taking zakat, the amils who are in charge of taking zakat must also pray for those who pay zakat.This study aims to determine the implementation of productive zakat fund management and empowerment of the poor on zakat funds that are given by LAIZSNU Lamongan. By using the case study method, so as to be able to photograph how LAZISNU Lamongan's performance is in managing productive zakat funds . Lazisnu Lamongan has 3 zakat distribution programs, namely humanitarian, health and economic assistance. The mustahik empowerment program is included in the economic assistance program.

scholarly journals Analisis Kebijakan Pengembangan Wisata Bahari Pantai Marina Tahun 2010 - 2015

2018 ◽  
Vol 1 (3) ◽  
pp. 207-213
Author(s):  
Muhammad Fachri Zaki ◽  
Amin Pujiati
Keyword(s):  
Economic Value ◽  
National Scale ◽  
The Public ◽  
Marine Tourism ◽  
Collection Data ◽  
The Government ◽  
Quantitative Descriptive ◽  
The City ◽  
Descriptive Qualitative

Nautical tourism according to Hidayat (2000: 15) are activities related to marine which includes relaxing on the beach or enjoying the natural surroundings, swimming, surfing, diving, water sky and touring around, or in other words all the potential economic value that can be utilized to increase the income of the surrounding communities and increase state revenues. The purpose of this study was to determine the development undertaken by the Government of the city, to find out the sale of the City and to determine the role of the community in supporting marine tourism activities Beach Marina. This research is located in the Marina Beach of Semarang as has been defined as marine tourism area in the city of Semarang. This research uses descriptive qualitative data analysis techniques including data collection, data reduction, data presentation and decision making. This study uses descriptive qualitative research and quantitative descriptive. The conclusion of this study is the development undertaken by the Tourism Department of Semarang and manager of the Marina include a variety of development, promotion conducted on marine tourism Marina Beach include promotion in tourism events with regional and national scale, in cooperation with the stations, local TV, the role of the public against marine tourism Semarang inclined slightly for the management of Marina handed over to private parties. Wisata bahari menurut Hidayat (2000:15) adalah aktivitas yang berkaitan dengan kelautan yang meliputi santai di pantai atau menikmati alam sekitar, berenang, surfing, diving, water sky dan tur keliling, atau dengan kata lain segala potensi yang mempunyai nilai ekonomi sehingga dapat dimanfaatkan untuk meningkatkan pendapatan masyarakat sekitar serta meningkatkan pendapatan negara. Tujuan Penelitian ini untuk mengetahui pembangunan yang dilakukan oleh Pemerintah Kota Semarang, untuk mengetahui promosi dari Pemerintah Kota dan untuk mengetahui peran masyarakat dalam mendukung kegiatan wisata bahari Pantai Marina. Penelitian ini berlokasi di kawasan Pantai Marina Kota Semarang sebagaimana telah ditetapkan sebagai kawasan wisata bahari di Kota Semarang. Penelitian ini menggunakan teknik analisis data deskriptif kualitatif meliputi pengumpulan data, reduksi data, penyajian data dan pengambilan keputusan. Penelitian ini menggunakan metode penelitian deskriptif kualitatif dan deskriptif kuantitatif. Kesimpulan dari penelitian ini adalah pembangunan yang dilakukan oleh Dinas Pariwisata Kota Semarang dan pengelola terhadap Pantai Marina meliputi berbagai pembangunan, promosi yang dilakukan terhadap wisata bahari Pantai Marina meliputi promosi di event wisata dengan skala regional maupun nasional, bekerjasama dengan statisun tv lokal, peran masyarakat terhadap wisata bahari Kota Semarang cenderung sedikit karena pengelolaan Pantai Marina diserahkan kepada pihak swasta.

scholarly journals Tanggung Jawab Direksi dalam Meningkatkan Citra Bank (Suatu Telaah Yuridis Normatif)

Wajah Hukum ◽  
2021 ◽  
Vol 5 (2) ◽  
pp. 682
Author(s):  
Sriayu Indah Puspita
Keyword(s):  
Board Of Directors ◽  
Banking Sector ◽  
Public Trust ◽  
Public Funds ◽  
The Public ◽  
Bank Secrecy ◽  
The Board Of Directors ◽  
Banking Institutions ◽  
The Government

At this time the banking world has a very important function in the Indonesian economy. Banking is an institution that functions to collect and distribute public funds. For this reason, in order to maintain public trust in the bank, the government continues to try to protect or protect the public from irresponsible persons who can damage public trust in the bank. The issue of civil liability for negligence or carelessness that occurs in a bank can be related to the management of the bank. In order to increase the function of common awareness towards banking institutions, regulations regarding bank secrecy which have been very secretive must be revised immediately. The bank secrecy in question is one of the elements that every bank needs to have as an institution of public trust. Banking practices that violate the laws and regulations in the banking sector as long as these regulations are considered a weakness that can harm their interests, even the owner or management of the bank uses the existing regulatory loopholes so that in the end the bank is in an unhealthy condition. For that we need to know and understand how the bank can improve its image and the role of the board of directors in overcoming the problems faced and how to overcome these problems. The Board of Directors has an important role in the management of the bank, the board of directors is also required to regulate the bank according to its authority and responsibility as stipulated in the articles of association and the provisions of the applicable regulations. The image of the bank is built through communication programs and combined with customer experiences interacting with the bank. 

scholarly journals Role of BERNAS as Government Linked Company (GLC) – Supporting and Complementing National (Malaysia) Food Security Food Policies

2013 ◽  
Vol 1 (2) ◽  
pp. 35-41
Author(s):  
Salman Muhammad
Keyword(s):  
Food Security ◽  
Security Policy ◽  
Rice Production ◽  
Main Function ◽  
The Public ◽  
Management Agency ◽  
Rice Prices ◽  
Food Policies ◽  
National Food Security

As the privatized foodgrain management agency, BERNAS plays its roles in supporting and complementing the national food security policy of Malaysia. These include: (1) promoting market stability and thereby stabilizing rice prices, making them affordable to the consumers; (2) ensuring sufficient supply of rice of various grades and qualities anywhere in the country, making rice easily accessible to all; and (3) supporting the sustainability of domestic rice production which is deemed important to the national food security. These roles have established BERNAS as a ?rice institution? rather than a ?rice shop? whereby its main function is not to compete with other players in the market, but to make sure that all players in the industry would have sufficient margin to enable them to continue with their respective businesses. In doing so, BERNAS serves the interests of all stakeholders in the paddy and rice industry, including farmers, industry players, consumers, government and the nation as a whole. Due to these roles, BERNAS always has to balance between its commercial interest, since it must make reasonable profit in order to survive, and the interest of the nation as a whole. It is a delicate task in ensuring the confidence of the public and various stakeholders.

scholarly journals ISSUANCE OF GREEN BOND FOR SUSTAINABLE DEVELOPMENT OF PEATLANDS

2020 ◽  
Vol 21 (2) ◽  
pp. 176-192
Author(s):  
Naradipatya Pratanjana ◽  
Gumanti Oloan Simbolon
Keyword(s):  
Financial Services ◽  
Development Program ◽  
Standard Of Living ◽  
Economic Activities ◽  
Public Companies ◽  
The Public ◽  
Peatland Development ◽  
The Government

Peatlands, with their important role, are in need of great attention, both from the government and also environmentalists. The role of corporations is really needed and is expected to be able to accelerate the improvement of the quality of peatlands, so that the benefits are maintained. Issuance of Green Bond is expected to be able to encourage the achievement of this goal. It is hoped that companies operating in and around the Peatland area will be able to create sustainable Peatland development efforts. The synergy between companies and green investors is expected to be an aspect of improving the economy, both for companies, investors and the public. Companies as publishers have an increasingly large role in maintaining the balance of peatlands. Benefits in the form of incentives from the Financial Services Authority (OJK) will also be obtained by companies that issue green bonds. Investors, especially green investors who are interested in environmental issues will have new investment alternatives. The emergence of a development program initiated by the company, of course, will also have an impact on society, in the form of the withdrawal of a number of workers, as well as the increase in other economic activities as a result of the increase in the standard of living of the community. Keywords: Green Bond, Peatland

scholarly journals Hak Masyarakat Hukum Adat Dalam Pelaksanaan Pengadaan Tanah Ulayat Bagi Pembangunan Untuk Kepentingan Umum

2021 ◽  
Vol 8 (1) ◽  
Author(s):  
Miranda Nissa Hilal Liani ◽  
Atik Winanti
Keyword(s):  
Indigenous Peoples ◽  
Public Interest ◽  
The State ◽  
Customary Law ◽  
Land Acquisition ◽  
Conceptual Approach ◽  
The Public ◽  
Role Of The State ◽  
The Government

AbstractLand is a natural wealth that is very important for humans and has an important function in development. In carrying out activities carried out by the government, namely land acquisition for the public interest, which has the aim of building public facilities for the benefit of the community. In carrying out land acquisition, ulayat land is often the target for alleged land acquisition. However, using ulayat land for land acquisition often creates problems. The purpose of this paper is to determine the control of indigenous peoples' rights in land acquisition and to determine the role of the state in providing compensation for land acquisition for development in the public interest. The research method used is juridical normative using a statutory approach and a conceptual approach. The result of this research is that the rights of customary law communities have been regulated constitutionally by the State, and the role of indigenous peoples is regulated in Law no. 71/2012. However, the fact is that during the land acquisition process, customary law communities are often not involved, the government should provide legal certainty and protection to the customary law community so that these problems do not harm the customary law community.Keyword: Land Procurement, Customary Law Communities, Customary Land. AbstrakTanah merupakan kekayaan alam yang sangat penting bagi manusia dan memiliki fungsi yang penting dalam pembangunan. Dalam melakukan kegiatan yang dilakukan oleh pemerintah yaitu pengadaan tanah bagi kepentingan umum, yang mana memiliki tujuan untuk membangun fasilittas umum agar bermanfaat bagi masyarakat. Dalam melakukan pengadaan tanah, seringkali tanah ulayat dijadikan sasaran untuk diduganakan pengadaan tanah. Namun, dalam menggunakan tanah ulayat untuk pengadaan tanah tersebut seringkali menimbulkan masalah. Tujuan dari penulisan ini untuk mengetahui pengantutan mengenai hak-hak masyarakat adat dalam pengadaan tanah dan untuk mengetahui peran negara dalam pemberian ganti kerugian pada pengadaan tanah bagi pembangunan untuk kepentingan umum. Metode penelitian yang digunakan adalah yuridis normative dengan menggunakan pendekatan perundang-undangan dan pendekatan konseptual. Hasil dari penelitian ini adalah bahwa hak masyarakat hukum adat telah diatur secara konstitutional oleh Negara, serta peran masyarakat hukum adat diatur didalam UU No. 71/2012. Namun pada faktanya saat proses pengadaan tanah, masyarakat hukum adat seringkali tidak dilibatkan, seharusnya pemerintah dalam pengadaan tanah memberikan kepastian serta perlindnungan hukum kepada masyarakat hukum adat agar permasalahan-permasalahan tersebut tidak merugikan masyarakat hukum adat.Kata Kunci: Pengadaan Tanah, Masyarakat adat, Tanah Ulayat

scholarly journals Indonesian Traditional Toys and the Development of Batik Motifs

2016 ◽  
Vol 5 (6) ◽  
pp. 26
Author(s):  
Bagus Indrayana ◽  
Karju Karju ◽  
Prima Yustana
Keyword(s):  
Large Scale ◽  
Critical Role ◽  
Economic Value ◽  
Creative Industries ◽  
Waste Wood ◽  
The Public ◽  
Central Java ◽  
The Creation ◽  
Simple Technology

<p>There is a wide array of traditional toys in Indonesia. In the past, traditional toys played an important role for skill and creativity development of children. Today, the position of traditional toys in the society is displaced by toys from large-scale manufacturers. Given the critical role of traditional toys for children’s motoric and social development, there is a need to develop media that can be used to promote these traditional products and strengthen their position in the public. We propose to use Batik as a way to effectively disseminate and promote traditional toys to the general public. Apart from this, using traditional toys to create new Batik motifs can have an economic value for the producers of Batik, promote Indonesian products and enrich the Indonesian Batik. This study aims to explore the variety of traditional toys, mainly from Klaten and Magelang, in the Central Java province of Indonesia, and use them as the basis for the development of Batik motif creation. This study used Trilogi Keseimbangan (or Harmony Trilogy) aesthetic theory analytical approach that explains the creation of craft consists of the following phases: exploration, design, and materialization. The creation method in this study adopts Tiga Tahap Enam Langkah (Three Phases, Six Steps) method offered in the theory. The finding in the field found that the traditional toys material used in Klaten and Magelang, mostly made from waste wood, plywood, and zinc. The manufacturing process is done manually by two or three craftsmen using a simple technology. The traditional toys are designed by the artisans mostly, although there may be designs from the clients. In addition, we also found that the traditional toys have never been used as a Batik motif. The traditional toys Batik motif presented in this work is researcher’s design. For the purposes of this study, we first research the variety of traditional toys available in the market today in Indonesia. We look into the process of creating these toys. Finally, we develop our own designs with the idea that these designs can be used in the creative industries, particularly in the business of batik.</p><p> </p>

scholarly journals The Economy of Shark Conservation in the Northeast Pacific: The Role of Ecotourism and Citizen Science

2017 ◽  
Author(s):  
Michael Bear
Keyword(s):  
Digital Media ◽  
Citizen Science ◽  
Economic Value ◽  
Scuba Diving ◽  
Scientific Data ◽  
Digital Cameras ◽  
The Public ◽  
The North ◽  
Near Extinction

AbstractHistorically sharks have been seen either as a source of income through harvesting, or as a nuisance and danger. The economic value of sharks has traditionally been measured as the total value of sharks caught for liver oil, fins, or meat for consumption. Sharks have also been killed to near extinction in cases where they were seen as a threat to fisheries on other species. This is illustrated by the mass extermination of Basking Sharks (Cetorhinus maximus) in British Columbia. They were seen as a nuisance to fishermen as they got entangled in gill nets during the salmon fishing season. However with the development of the SCUBA diving industry, and ecotourism in general, increased awareness of the role sharks play in marine ecosystems has resulted in changes in how they are perceived and utilized. Despite an ongoing harvest of sharks such as the North Pacific Spiny Dogfish (Squalus suckleyi), sharks now generate economic value through SCUBA diving enthusiasts who travel the globe to see, swim with, and photograph them. The use of digital cameras and other digital media has brought sharks into households around the world and increased awareness of the conservation issues facing many species. This renewed appreciation has led to a better understanding of sharks by the public, resulting in advocates calling for better protections and conservation. In particular, a growing part of the SCUBA diving community wants to contribute to conservation and research projects, which has led to participation in citizen science projects. These projects provide scientific data but also gain ground as ecotourism activities, thus adding to both economic value of tourism and conservation efforts.

scholarly journals Perlindungan Hukum Bagi Konsumen oleh Otoritas Jasa Keuangan (OJK) Terhadap Kegiatan Investasi Ilegal yang Dilakukan oleh Investor

2021 ◽  
Vol 2 (3) ◽  
pp. 489-494
Author(s):  
I Gusti Ayu Firga Julia ◽  
Anak Agung Sagung Laksmi Dewi ◽  
I Made Minggu Widyantara
Keyword(s):  
Financial Services ◽  
Legal Protection ◽  
The State ◽  
Conceptual Approach ◽  
Recording Technique ◽  
The Public ◽  
Materials Used ◽  
Outreach And Education

The rise of fraud cases and investment offers that are suspected to be illegal have resulted in losses for consumers and the public, so in this case legal protection is needed to minimize illegal investment cases. The purpose of this research is to analyze the role of the financial services authority in anticipating illegal investment activities carried out by investors and a legal protection for consumers by the financial services authorities against illegal investment activities carried out by investors. This research is a normative juridical research with a statutory approach and a conceptual approach. The technique of collecting legal materials used is the recording technique. The legal materials used are primary and secondary legal materials. After the data is collected then the data is analyzed systematically. The results of the research reveal that in the context of legal protection, the Financial Services Authority is given the authority by the State to take steps to prevent consumer and public losses. Efforts are made based on Article 28 of Law No. 21 of 2011 concerning the Financial Services Authority by conducting outreach and education to the public regarding the characteristics of fundraising activities and managing illegal investments and asking the Financial Services Institutions to stop their activities if these activities have the potential to harm the community. The handling carried out by the Financial Services Authority cannot be separated from the support of the public who have submitted reports or complaints.

scholarly journals PERANAN CUEPACS TERHADAP TUNTUTAN KENAIKAN GAJI ANGGOTA PERKHIDMATAN AWAM DI PERSEKUTUAN TANAH MELAYU, 1957–1970

2019 ◽  
Author(s):  
SHARIFAH DARMIA BINTI SHARIF ADAM ◽  
AHMAD KAMAL ARIFFIN BIN MOHD RUS
Keyword(s):  
Public Services ◽  
Annual Report ◽  
Civil Servant ◽  
Standard Of Living ◽  
The Public ◽  
Parliamentary Debate ◽  
British Colonial ◽  
Wage Increases ◽  
Colonial Government

ABSTRAK Artikel ini membincangkan peranan Kongres Kesatuan Pekerja-Pekerja dalam Perkhidmatan Awam (Congress of Union of Employees in the Public Services - CUEPACS) dalam usahanya menuntut kenaikan gaji bagi anggota perkhidmatan awam di Persekutuan Tanah Melayu (PTM) dalam tempoh antara tahun 1957 hingga 1970. Pada tahun 1957, PTM mencapai kemerdekaan dan serentak dengan itu pentadbiran PTM beralih daripada kerajaan kolonial British kepada kerajaan PTM sendiri. Perkhidmatan awam turut mengalami pelbagai perubahan. Namun, gaji yang diterima oleh anggota perkhidmatan awam didapati tiada perubahan. Anggota perkhidmatan awam yang berkhidmat selepas merdeka masih menerima gaji yang sama ketika mereka berada di bawah pentadbiran kerajaan kolonial British. Walau bagaimanapun, peningkatan taraf hidup penduduk selepas merdeka telah memberi kesan terhadap anggota perkhidmatan awam kerana peningkatan tersebut tidak selaras dengan jumlah gaji mereka. Pada masa yang sama, kajian ini turut menyentuh peranan CUEPACS mewujudkan persamaan gaji antara anggota wanita dan lelaki dalam perkhidmatan awam. Oleh itu, fokus utama dalam perbincangan ini adalah untuk mengenal pasti tindakan CUEPACS menuntut kenaikan gaji bagi anggota perkhidmatan awam dan persamaan gaji anggota wanita dan lelaki. Kajian ini juga menilai sejauh mana kerjasama antara CUEPACS dan kerajaan PTM dalam usaha meningkatkan kadar gaji anggota perkhidmatan awam di PTM. Maklumat tentang peranan CUEPACS dalam usaha meningkatkan kenaikan dan persamaan gaji anggota perkhidmatan awam di PTM diperoleh daripada Laporan Tahunan CUEPACS, Parliamentary Debate, Pekeliling Perkhidmatan, laporan surat khabar dan penulisan buku. Hasil kajian mendapati bahawa peranan CUEPACS dalam tuntutan kenaikan gaji bukan sahaja telah membolehkan anggota perkhidmatan awam di PTM menikmati kenaikan gaji tetapi juga membolehkan anggota perkhidmatan awam wanita dan lelaki mendapat persamaan gaji. Abstract This article discusses the role of the Congress of Unions of Employees in the Public Services (CUEPACS) in an effort to raise wages for a civil servant in the Federation of Malaya (FM) between 1957 until 1970. In 1957, FM achieved independence and simultaneously, the FM administration shifted from the British colonial government to the FM government. In line with that, the public service has undergone various changes. However, in terms of wages received by a civil servant, no changes were made. This is because a civil servant who has served after independence still receive the same wages when they are under the administration of the British colonial government. However, the increase in the standard of living after independence has affected the civil servant as the increase is not in line with their wages. At the same time, the study also touches on the role of CUEPACS to create wage equality between women and men in the civil service. Hence, the main focus of the discussion is to identify what CUEPACS's action is to demand wages increase for civil servants and wages equality between women and men. In addition, this study also assesses the extent of the collaboration between CUEPACS and the FM government in the effort to increase the wages of a civil servant in FM. Information on the role of CUEPACS in the effort to improve the wages increase and wages equality of civil servant in FM is derived from CUEPACS Annual Report, Parliamentary Debate, Service Circulars, newspaper report and book writing. The findings show that the role of CUEPACS in wages raising claims has not only allowed civil servant at FM to enjoy wage increases but also allow civil servant among women and men to get payroll similarities.

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