scholarly journals The Effect of Financial Literacy and Financial Inclusion on Economic Growth in Indonesia

2021 ◽  
Vol 7 (2) ◽  
pp. 339-359
Author(s):  
Nurul Hidayatinnisa' Hidayatinnisa' ◽  
Fauziah ◽  
Shinta Maharani Trivena ◽  
Yulis Nurul Aini
Keyword(s):  
Economic Growth ◽  
Data Analysis ◽  
Financial Literacy ◽  
Hypothesis Test ◽  
Financial Inclusion ◽  
Inclusive Growth ◽  
Hausman Test ◽  
Panel Data Regression ◽  
Global Issue ◽  
Data Regression

Increasing financial literacy and inclusion become a global issue that are believed affecteconomic growth. However, in Indonesia, increasing financial literacy and inclusion inseveral provinces is not followed by the economic growth. The purpose of this research is toanalyze the effect of financial literacy and financial inclusion on economic growth inIndonesia.This study analyzed 34 provinces in Indonesia with 2 survey periods, 2016 and2019. The method of the data analysis used panel data regression with e-views 10 software.Moreover, Chow test and Hausman test are carried out to determine the best model. Theresults of the hypothesis test showed that financial literacy and financial inclusion have nosignificant effect on economic growth in Indonesia, neither partially or simultaneously. Itshowed that the financial literacy and inclusion improvement in Indonesia need to beenhanced in order to achieve inclusive growth as the main goal.

scholarly journals Pengaruh ketimpangan pendapatan dan kemiskinan terhadap pertumbuhan ekonomi antar pulau di Indonesia

2019 ◽  
Vol 14 (2) ◽  
pp. 55-66
Author(s):  
Selamet Rahmadi ◽  
Parmadi Parmadi
Keyword(s):  
Economic Growth ◽  
Fixed Effect Model ◽  
Model Estimation ◽  
Estimation Model ◽  
Hausman Test ◽  
Pooled Data ◽  
Effect Model ◽  
Panel Data Regression ◽  
Data Regression ◽  
Estimation Models

This study aims to find out and analyze the effect of income inequality and poverty on economic growth on each island in Indonesia. To answer these objectives, panel data regression (pooled data) is used. The results of the study show: (1). the best regressions on estimation models are based on the Chow and the Hausman test using the Fixed Effect Model estimation model for each island in Indonesia. (2). Income and poverty inequality negatively affected economic growth in all islands in Indonesia during the 2015-2018.

scholarly journals Kebijakan Spin-off dan Efisiensi Perbankan Syariah di Indonesia

2019 ◽  
Vol 2 (1) ◽  
pp. 21
Author(s):  
Zulfikar Bagus Pambuko
Keyword(s):  
Economic Growth ◽  
Data Analysis ◽  
Panel Data ◽  
Islamic Banking ◽  
Annual Data ◽  
Islamic Banks ◽  
Growth Data ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect

The study aims to analyse the spin-off policies’ impact on the Islamic banks’ efficiency in Indonesia. The study was conducted on five spin-off Islamic banks and efficiency were measured by the BOPO ratio. The research variables used were dummy spin-off, ROA, FDR, and economic growth. Data analysis used panel data regression on annual data from 2008 to 2018. The results suggest that, first, the implementation of spin-off policy significantly increased the operational efficiency of Islamic banking. Second, ROA also has a negative effect on efficiency. Third, FDR and economic growth have no significant effect on the Islamic banks’ efficiency in Indonesia.

scholarly journals PENGARUH CAPITAL ADEQUACY RATIO DAN NON PERFORMING FINANCING TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA

2020 ◽  
Vol 5 (2) ◽  
pp. 423
Author(s):  
Rana Fathinah Ananda
Keyword(s):  
Data Analysis ◽  
Hypothesis Test ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Analysis Method ◽  
Panel Data Regression ◽  
Capital Adequacy Ratio ◽  
Data Regression ◽  
Negative Effect

<em>This study is aimed to analyze and determined whether the Capital Adequacy Ratio and Non Performing Financing effect simultaneously and partially on the Profitability of Islamic Banks in Indonesia. The population and sample of this research are the Indonesian Sharia Banks which are registered in Bank Indonesia for the year from 2010 until 2019, as many as 13 Banks with saturated sampling techniques in order to obtain 13 Banks. The data analysis in this research is quantitative analysis with the data analysis method used in this study using multiple linear regression analysis and panel data regression selection by doing the Chow test, Hausmant test and Lagrange Multiplier test using Eviews software. The results of this research shows that simultaneously the Capital Adequacy Ratio and Non-Performing Financing, both have a significant effect on Profitability. Partially, the results of the hypothesis test show that the Capital Adequacy Ratio variable has a positive but insignificant effect on ROA in IslamicBanks in Indonesia, while Non Performing Financing has a significant negative effect on the Probability of IslamicBanks in Indonesia.</em>

scholarly journals PENGARUH JUMLAH PENDUDUK MISKIN DAN TINGKAT PENGANGGURAN TERBUKA TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA

2020 ◽  
Vol 9 (1) ◽  
pp. 9
Author(s):  
Lidyawati Padang ◽  
Murtala Murtala
Keyword(s):  
Economic Growth ◽  
Regression Analysis ◽  
Data Analysis ◽  
Panel Data ◽  
Unemployment Rate ◽  
Poor People ◽  
Panel Data Regression ◽  
Data Regression

This study aims to determine the effect of the number of poor people and the open unemployment rate on economic growth in Indonesia. This study uses panel data from 2015 to 2019. The method of data analysis used is panel data regression analysis. The results of the study partially show that the number of poor people has a negative and significant effect on economic growth in Indonesia, and the open unemployment rate has a negative and significant effect on economic growth in Indonesia. Simultaneously, the number of poor people and the open unemployment rate have a positive and significant effect on economic growth in Indonesia.

scholarly journals Islamic Bank Financing and Its Effects on Economic Growth: A Cross Province Analysis

2019 ◽  
Vol 8 (2) ◽  
Author(s):  
Muhammad Anif Afandi ◽  
Muhammad Amin
Keyword(s):  
Economic Growth ◽  
Fixed Effects ◽  
Islamic Banking ◽  
Fixed Effects Model ◽  
Islamic Bank ◽  
Bank Financing ◽  
Panel Data Regression ◽  
Data Regression ◽  
Almost All

Islamic banking industry shows a reasonably good development, one of which is marked by an increase in service coverage in almost all provinces in Indonesia. However, the question is how far Islamic banking capable of contributing to the improvement of Indonesia's economic growth? The purpose of this research is to examine the role of Islamic banking in promoting inclusive economic growth with a sample of 33 provinces in Indonesia. The method used in this research is panel data regression using the fixed effects model. The results show that Islamic bank financing does not have an impact on Indonesia's economic growth. In other words, the results of the research provide information that the existence of Islamic banking in Indonesia has not yet give a significant impact on the welfare of Indonesian society

scholarly journals Understanding of Financial Literacy as a Moderating Variable on the Effect of Financial Technology on Financial Inclusion in Lubuklinggau City, Indonesia

2021 ◽  
Vol 3 (2) ◽  
pp. 140-151
Author(s):  
Martini Martini ◽  
Sardiyo Sardiyo ◽  
Reza Septian ◽  
Devi Anggreni sy ◽  
Deni Nurdiansyah
Keyword(s):  
Data Analysis ◽  
Financial Literacy ◽  
Indirect Effects ◽  
Total Sample ◽  
Financial Inclusion ◽  
Direct And Indirect Effects ◽  
Main Requirement ◽  
Indirect Analysis ◽  
The City ◽  
Financial Technology

This study investigates the effect of fintech on financial inclusion, and financial literacy, it was able to influence financial literacy on financial inclusion in Lubuklinggau. The research was conducted by distributing questionnaires to eight districts in the city of Lubuklinggau with a total sample of 401 people who use fintech as the main requirement. Data analysis was carried out with WarpPLS to identify direct and indirect effects on the tested variables. Based on the results, the perception of the ease and effectiveness of using fintech does not affect financial inclusion in Lubuklinggau. People are still not familiar with fintech and consider fintech as a new financial system and not easy to use. The level of risk and interest in using fintech has a significant influence on the financial inclusion variable in the Lubuklinggau. The indirect analysis explains it proves that financial literacy is able to moderate perceptions of the ease of using fintech and reduce the risk of fintech itself on financial inclusion. However, financial literacy is not able to moderate the effectiveness of using fintech and interest in financial inclusion to use of fintech after understanding financial literacy, people become more selective in using fintech.

scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERTUMBUHAN EKONOMI DI OKI

2020 ◽  
Vol 7 (6) ◽  
pp. 1128
Author(s):  
Wheni Yeisa ◽  
Lina Nugraha Rani
Keyword(s):  
Economic Growth ◽  
Regression Analysis ◽  
International Trade ◽  
Panel Data ◽  
Labour Force ◽  
Estimation Model ◽  
Independent Variables ◽  
Panel Data Regression ◽  
Data Regression ◽  
Effect Estimation

Economic growth is an indicator that plays an important role in determining the prosperity of a country. This study aims to analyze the effect of labour force, international trade, and inflation towards economic growth in OIC countries over the period 2007 to 2018. Panel data regression analysis approach was adopted to analyze the effect of independent variables on the dependent variable. The results of the fixed effect estimation model found that all variables simultaneously had a significant effect on economic growth. Partially, labour force and internasional trade have a significant effect, while inflation has no significant effect on economic growth. The results of this study can be used as a reference and evaluation materials for policy makers.Keywords: Labour Force, International Trade, Inflation, Economic Growth, Organizations of Islamic Cooperation

Institutional development, transaction costs and economic growth: evidence from a cross-country investigation

2015 ◽  
Vol 12 (1) ◽  
pp. 129-159 ◽  
Author(s):  
MITJA KOVAČ ◽  
ROK SPRUK
Keyword(s):  
Economic Growth ◽  
Transaction Costs ◽  
Economic Performance ◽  
Model Calibration ◽  
Institutional Development ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect ◽  
Cross Country ◽  
The Impact

Abstract:This paper seeks to quantify the impact of transaction costs on cross-country economic growth. Our evidence from a cross-country panel data regression analysis reveals a persistent and robust negative effect of increasing transaction costs on the path of economic growth. The growth-enhancing effects of lower transaction costs are confirmed after controlling for the set of conditioning variables and further demonstrated in a cross-country growth model calibration. The results provide evidence that transaction costs might indeed be central to the study of cross-country productivity differences, suggest the importance of contractual relations and indicate their significant impact on cross-country economic performance over time.

scholarly journals Analysis of Superior Commodities in Agricultural Sector in Some Districts of North Sumatera Province

2020 ◽  
Vol 3 (2) ◽  
pp. 1054-1066
Author(s):  
Nela Permata Sari Lubis ◽  
Eko Wahyu Nugrahadi ◽  
M. Yusuf
Keyword(s):  
Economic Growth ◽  
Agricultural Sector ◽  
Endogenous Development ◽  
Location Quotient ◽  
Regional Economic ◽  
Economic Output ◽  
Panel Data Regression ◽  
Data Regression ◽  
The Impact ◽  
North Sumatra

Realization of regional economic development requires policies that are endogenous development. Each region has a base sector as the main driving force in economic growth. The base sector must have resilience between other sectors and have a high contribution to the formation of total regional economic output. North Sumatra is one of the provinces in Indonesia which has a tendency towards economic structure in the agricultural sector. Viewed from the field of business, the agricultural sector provides the highest contribution in the formation of GRDP. North Sumatra has 25 districts with a variety of geographical conditions having varied natural resources that need to be intensified and explored. The purpose of this study is to analyze the leading commodities of the agricultural sector and find out how much the impact of the leading sector on the growth of North Sumatra GRDP in the period 2014 - 2018. The method of analysis in this study uses the Location Quotient (LQ) analysis, Revelead Comparative Advantage (RCA) analysis, and Panel Data Regression Analysis. The estimation results show that the agriculture, livestock, hunting and services sub-sectors, the forestry sub-sector and the fisheries sub-sector have a positive and significant effect on the economic growth of the province of North Sumatra. The economic growth variables can be explained by 89 percent by the variables of the agriculture, livestock, hunting and service subsectors, the forestry subsector and the fisheries subsector while the rest are explained by variables not included in this study.

scholarly journals The Effect of Leverage, Capital Intensity and Deferred Tax Expense on Tax Avoidance

2020 ◽  
Vol 3 (2) ◽  
pp. 76
Author(s):  
Cicik Suciarti ◽  
Elly Suryani ◽  
Kurnia Kurnia
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Stock Exchange ◽  
Tax Avoidance ◽  
Sampling Technique ◽  
Capital Intensity ◽  
Panel Data Regression ◽  
Data Regression ◽  
Deferred Tax ◽  
Tax Expense

This research was conducted to determine the simultaneous and partial effect of Leverage, Capital Intensity and Deferred Tax Expense on Tax Avoidance in the automotive subsector companies listed on the Indonesia Stock Exchange (IDX) during 2012-2018. The sampling technique used was purposive sampling. The method of data analysis uses panel data regression analysis using Eviews 10 software by conducting several stages of testing. The results of this study indicate that leverage, capital intensity, and deferred tax expense simultaneously significantly affect tax avoidance. Capital intensity partially has a significant effect on tax avoidance in a negative direction. Meanwhile, leverage and deferred tax expense partially have no significant effect on tax avoidance.

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