scholarly journals PEMBERDAYAAN EKONOMI MASYARAKAT MISKIN BERBASIS UPKU PANCA USAHA DI DESA MOJORUNTUT KECAMATAN KREMBUNG

2016 ◽  
Vol 1 (2) ◽  
pp. 131
Author(s):  
Sekar Novi Prihatin ◽  
Luluk Fauziah
Keyword(s):  
Public Awareness ◽  
Business Management ◽  
Economic Empowerment ◽  
The Poor ◽  
Poor Households ◽  
Savings And Loan ◽  
District Government ◽  
Capital Services ◽  
Standard Service

This study is aimed to determine the role of finance and business management unit (UPKu) Panca Usaha and inhibiting and supporting factors the unit in the economic empowerment of the poor in Mojoruntut Village, Krembung Sub-district, Sidoarjo. The method used a qualitative research and the technique of collecting data through observation, interview as well as documentation. The results showed that the role of UPKu in economic empowerment of the poor is seen through the realization of Productive Economic Business Savings and Loan (UEP-SP), which provides easy, inexpensive and quick capital services to pioneer or develop a business for poor households and create Business activities of Real Sector (USR). The supporting factors included the support of provincial and district government, community participation, and the guidelines of Standard Operating Program (SOP) and Standard Service Program (SPP). While inhibiting factor were the lack of knowledge and Human Resources (HR) owned by poor households in managing a business, a consumer culture, and the low level of public awareness.

Measuring Access of Microfinance on Poverty in India: Towards a Comprehensive Index

2015 ◽  
Vol 5 (1) ◽  
Author(s):  
Arindam Laha ◽  
Pravat Kumar Kuri
Keyword(s):  
Tamil Nadu ◽  
Andhra Pradesh ◽  
Composite Index ◽  
Well Being ◽  
The Poor ◽  
Comprehensive Index ◽  
Poor Households ◽  
Cross Country ◽  
Economic Well Being

The outreach of micro-finance programme is considered to be a means enhance the economic well-being among the member means to enhance households through poverty alleviation. A wide cross-country variation in the outreach of micro-finance programme to the poor households is observed in the world. Despite the significant growth of micro-finance institutions and its active borrowers, the penetration of micro-finance lending services to the poor households in India is observed to be limited. In addition, there is a wide inter-state disparity in the achievement of micro-finance outreach in India especially among the poor households. A composite index has been constructed using the penetration, availability and usage indicators of micro-finance outreach to examine the interstate variations in the level of its achievement. Subsequently, attempt has been made to analyse the role of micro-finance in alleviating poverty across the states of India. The result shows that out of 27 states and Union Territories, only in seven states (Kerala, Andhra Pradesh, Tamil Nadu, Goa, Himachal Pradesh, Tripura, and Karnataka) outreach of micro-finance programme has made a significant impact on the reduction of poverty.

scholarly journals PERAN BADAN USAHA MILIK DESA (BUMDES) SEBAGAI UPAYA PENGEMBANGAN EKONOMI MASYARAKAT DESA PEJANGGIK

2021 ◽  
Vol 7 (1) ◽  
pp. 96
Author(s):  
Agus Salihin
Keyword(s):  
Public Awareness ◽  
Economic Empowerment ◽  
Economic Welfare ◽  
Analysis Method ◽  
Data Presentation ◽  
Village Community ◽  
Analysis Technique ◽  
Village Communities ◽  
Economic Improvement

Pejanggik Village-Owned Enterprises (BUMDes) is an institution that can assist the community in economic empowerment, especially in village communities to achieve economic welfare and village income. So the purpose of this study is to determine the role of Village-Owned Enterprises as an effort to develop the economy of the Pejanggik Village community. This type of research is descriptive qualitative research. Sember research data consists of BUMDes managers and communities who receive business development assistance. The data collection techniques consist of observation, interview and documentation techniques. While the data analysis technique, the researcher used the analysis method by Milles and Hubarman which included data presentation, data reduction and conclusion drawing. The results of the study can be explained that the role of BUMDes Desa Pejanggik is not going well and has not been able to significantly improve the economy of the Pejanggik Village community. This is due to the lack of available capital, public awareness and inadequate human resources. Keywords: BUMDes, Economic Improvement, Society

scholarly journals Pemberdayaan Ekonomi Keluarga Melalui Usaha Peningkatan Pendapatan Keluarga Sejahtera (UPPKS) (Studi Kasus di Desa Sukorejo Kecamatan Saradan Kabupaten Madiun)

2019 ◽  
Vol 7 (2) ◽  
pp. 116
Author(s):  
Sudarmiani, Waini Astuti
Keyword(s):  
Data Collection ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Economic Empowerment ◽  
Case Study Approach ◽  
Study Approach ◽  
Savings And Loan

<p><em>This study aims to determine the implementation of the UPPKS program, the role of UPPKS cadres, the supporting components of the UPPKS program and obstacles in family economic empowerment activities through the UPPKS program in Sukorejo Village, Saradan, Madiun. The type of research used is descriptive qualitative with a case study approach. Data sources used are primary data and secondary data. Data collection is done by observation, interviews and documentation. The validity of the data uses source triangulation. The results show, (1) The implementation of family economic empowerment through the UPPKS program in Sukorejo Village runs quite well in savings and loan activities. (2) The role of UPPKS cadres in Sukorejo Village is as facilitators in conveying what their members want to the UPPKS program organizers. (3) Supporting components in the implementation of UPPKS activities in Sukorejo Village are Village Village, Saradan PLKB, and BKKBN. (4) Obstacles in the process of family economic empowerment through the UPPKS program in Sukorejo Village, namely the existence of members who are less active in the activities of UPPKS groups and members who move domiciles, so that UPPKS members are reduced.</em></p>

Peran Lembaga Amil Zakat, Infaq dan Shadaqah Muhammadiyah (Lazismu) Banjarnegara dalam Meningkatkan Perekonomian Kaum Dhuafa

2020 ◽  
pp. 89
Author(s):  
Sri Apriliyani ◽  
Zaini Abdul Malik ◽  
Maman Surahman
Keyword(s):  
Data Analysis ◽  
Venture Capital ◽  
Descriptive Analysis ◽  
Field Research ◽  
Economic Empowerment ◽  
The Poor ◽  
The People ◽  
Qualitative Descriptive ◽  
Economic Improvement

Abstarct. The role of zakat is very important, for that the amil zakat institution is a mandate of responsibility in managing zakat. The purpose of this study was to determine, Firstly the Role of Zakat in Increasing Empowerment, Secondly the Role of the Amil Zakat Institution, Infaq and Sadaqah Muhammadiyah Banjarnegara in enhancing empowerment in carrying out its programs relating to the economic empowerment of the people, especially the poor.       The type of data analysis used in this study is a qualitative descriptive analysis, with field research specifications. The results of this study indicate that the role of the Amil zakat, infaq and shadaqah institutions in improving the economy of the poor is to use productive zakat funds as a program in the form of venture capital distributed by the LAZISMU Banjarnegara. And there is a change in economic improvement mustahiq after getting productive zakat funds with the qharhul hasan contract (benevolent loans).        Keywords: Productive Zakat, LAZ Role, Economy, Economic EmpowermentAbstraks. Peran zakat sangat penting, untuk itu lembaga amil zakat merupakan amanah tanggung jawab dalam pengelolaan zakat. Tujuan penelitian ini adalah untuk mengetahui, Pertama Peran Zakat dalam peningkatan pemberdayaan, Kedua Peran Lembaga Amil Zakat, infaq dan Shadaqah Muhammadiyah Banjarnegara dalam peningkatan pemberdayaan melaksanakan programnya yang berkaitan dengan pemberdayaan ekonomi umat khususnya kaum dhuafa.        Jenis analisa data yang digunakan dalam penelitian ini adalah analisis deskriptif kualitatif, dengan spesifikasi penelitian field research (penelitian lapangan). Hasil dari penelitian ini menunjukkan bahwa peran dari Lembaga Amil zakat, infaq dan shadaqah dalam meningkatkan perekonomian kaum dhuafa yaitu dengan memanfaatkan dana zakat produktif salah satu program dalam bentuk modal usaha yang disalurkan oleh pihak LAZISMU Banjarnegara. Dan adanya perubahan peningkatan ekonomi mustahiq setelah mendapatkan dana zakat produktif dengan akad qharhul hasan (pinjaman kebajikan).        Kata kunci : Zakat produktif, Peran LAZ, Perekonomian, Pemberdayaan Ekonomi

Meningkatkan Peran Mobilisasi Sosial dalam Membentuk Sinergi antara Pemerintah dan Non-Govermental Organization (NGO) dalam Upaya Pemberdayaan Ekonomi di Daerah Tertinggal

2018 ◽  
Vol 1 ◽  
pp. 135
Author(s):  
M. Aulia Rachman ◽  
Syamsuddin Syamsuddin
Keyword(s):  
Economic Development ◽  
Social Participation ◽  
Community Level ◽  
Economic Empowerment ◽  
Individual Group ◽  
Economic Values ◽  
Government Institutions ◽  
The Poor ◽  
The Individual

Economic empowerment becomes an important aspect of economic development by summarizing social and economic values. This concept provides new activities for development, which are "social participation, productivity, empowering, and sustainable". The role of empowerment is also an effort to foster participation and independence to provide an impact on the individual, group, institutional and community level to have much better welfare. Governments and NGOs have an important role as stakeholders in enhancing empowerment, especially for the poor and disadvantaged areas. To support the potential and equity of empowerment, it needs an inherent form between institutions and NGOs in the program. In writing this paper will provide an overview of the empowerment program initiated by NGOs or government and provide the idea of synergy between institutions to maximize the expected output. The purpose of writing this paper is to be able to see the potential and development of economic empowerment implemented by institutions and NGOs, and provide strategies to establish synergies between institutions and government institutions.

The effectiveness of zakat in alleviating poverty and inequalities

Humanomics ◽  
2015 ◽  
Vol 31 (3) ◽  
pp. 314-329 ◽  
Author(s):  
Naziruddin Abdullah ◽  
Alias Mat Derus ◽  
Husam-Aldin Nizar Al-Malkawi
Keyword(s):  
Government Expenditure ◽  
Basic Needs ◽  
Poor People ◽  
Content Type ◽  
Muslim Countries ◽  
The Poor ◽  
Poor Households ◽  
Poverty And Inequality ◽  
Main Determinants

Purpose – The purpose of this paper is to examine the role of zakat (the Islamic tax) in alleviating poverty and inequality in Pakistan using a newly developed index, namely, the Basic Needs Deficiency Index (BNDI). Design/methodology/approach – The study formulates an index (BNDI) to measure the deficiency and effectiveness of zakat as one of the different items of government expenditure/spending to alleviate poverty. In this paper, Pakistan is chosen as a case study for two reasons: the availability and accessibility of data required for computing BNDI; and, in the past, no index such as this had been used to measure poverty in Pakistan. Findings – The results obtained from the computation of the BNDI have been able to explain the effectiveness of zakat in alleviating poverty and inequality in Pakistan. Practical implications – The findings of the study can be used by policymakers to measure and improve the effectiveness of zakat in reducing poverty and inequality. Social implications – As the ultimate beneficiaries of zakat are the poor people, the outcome of this study may help improve their quality of life. Originality/value – The paper develops a new methodology to measure poverty alleviation in Pakistan, focusing on the poor households’ consumption/expenditure on basic needs, government spending in terms of zakat and the number of zakat recipients as the three main determinants. The index developed in the present study can be applied to measure the performance of all Muslim countries whose provision of zakat is embedded in the national agenda to alleviate poverty.

scholarly journals Analisis Akuntabilitas Berbasis Sharia Enterprise Theory untuk Upaya Pengembangan Bisnis Rumah Jahit Akhwat di Makassar)

2020 ◽  
Vol 6 (2) ◽  
pp. 187-203
Author(s):  
Sri Ujiana Putri
Keyword(s):  
Management System ◽  
Qualitative Method ◽  
Business Management ◽  
Phenomenological Approach ◽  
Direct Observations ◽  
Doing Business ◽  
The Poor ◽  
Enterprise Theory ◽  
Islamic Values

This study aimed to determine the business management system implemented by the Rumah Jahit Akhwat (RJA) including the implementation and role of accountability based on Sharia Enterprise Theory (SET). This study used a qualitative method with a phenomenological approach. The subjects of this research are the owner, employees, and customers of RJA through direct observations, interviews, and documentation. The results of this study indicate that RJA manages its business based on Islamic values ​​such as the application of employee SOPs which are full of Islamic values, contracts in muamalah, and ethics in doing business. SET-based accountability can also be seen in the RJA business such as giving donations to dakwah institutions, conducting social assistance for the poor, and gifts to orphans. This research was conducted at RJA Antang in May 2020.

scholarly journals PERAN LEMBAGA AMIL ZAKAT DOMPET DHUAFA DALAM MEMBERDAYAKAN PETERNAK MISKIN DI BANGKALAN

2019 ◽  
Vol 5 (11) ◽  
pp. 908
Author(s):  
Mar‟atus Sholikah ◽  
Suherman Rosyidi
Keyword(s):  
Descriptive Analysis ◽  
Economic Empowerment ◽  
Analytical Technique ◽  
Program Success ◽  
The Poor ◽  
Network Provider ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
The Right

Poverty is a serious problem in Indonesia. As a developing country, the poor inhabitants in Indonesia is still high. According to BPS, shows that 27,7 thousand individu is the poor. Therefore to reduce the problem of poverty, empowerment is one of the right solutions. Especially for poor farmers. Dompet Dhuafa Amil Zakah institution has a empowerment program for the poor farmers, namely “Ternak Berdaya” This study aims to describe the role of Dompet Dhuafa (DD) amil zakat institution in economic empowerment of Farmers in Lantek Temor village, Galis District, Bangkalan City. Using qualitative descriptive approach with study case method, the data collected are donetrough interviews, observation, and documentation. In validating the data, this study uses source triangulation and technique triangulation. Analytical Technique uses descriptive analysis with stages data reduction, presentation, and conclusion. The results of this study indicate that DD has a role in economic empowerment of Farmers as a capital giver from zakah and market network provider, but didn‟t optimal yet. It could be seen through the results of the analysis of four indicators of program success, namely welfare consisting of food, clothing, shelter, and spiritual aspects, increasing income, making itwork, and transforming mustahik into muzaki. Among four indicators there are some that have not been met, namely welfare from the spiritual aspect, due to the absence of special religious programs for farmers groups. In addition, the additional income from this program is still relatively small so it can not transform the mustahik be the muzaki of zakah mal.

scholarly journals A Study on Socio-Economic Empowerment and Loan Repayment of Women SHG Members

2019 ◽  
Vol 7 (3) ◽  
pp. 28-38
Author(s):  
H Manjula Bai
Keyword(s):  
Significant Role ◽  
Economic Status ◽  
Income Level ◽  
Economic Transformation ◽  
Economic Empowerment ◽  
Loan Repayment ◽  
Socio Economic Status ◽  
The Poor

This paper is designed to study the extent of the role of SHGs , who are playing significant role in socio-economic transformation among poor and weaker section of the society. For  the purpose of study, the researcher has selected 120 respondents of SHG. The study covers different aspects in respect to socio- economic status, barriers in improving the income level, savings habit of women, utilization of loan disbursed and whether the SHGs has significance in improving the standards of women SHG members. Further the study would highlight the socio-economic empowerment and loan repayment of women SHG Members. All category of women were surveyed by using questionnaire and the extent of improvement in their social and economic status is studied. Finally the detail information about the benefits they had received were also considered. A small attempt have been made to understand the benefits of the SHG’s , and also how SHG’s help in transformation of the poor and weaker section of the society.  

Impact of Microfinance on Investment Decision and Consumption Smoothing

2018 ◽  
pp. 52-64
Author(s):  
Arundhati Mukherjee ◽  
Ramesh Chandra Das
Keyword(s):  
Investment Decision ◽  
Cost Effective ◽  
Financial Service ◽  
Consumption Smoothing ◽  
Rural Poor ◽  
The Poor ◽  
Poor Households ◽  
Consumption And Saving ◽  
Farming Households

Microfinance has emerged as a powerful tool for poverty alleviation in developing countries. The main objective of microfinance is to provide a cost-effective mechanism for providing financial service to the poor. This chapter attempts to highlight the effect of credit constraints on the productive investment decision of poor households and scope of microfinance in this respect. This chapter promotes the role of microfinance services in consumption smoothing and thus highlights the effect on investment decision of rural poor farming households. As an insured household is motivated to allocate a greater part of its resources away from consumption and saving in favor of investments, this chapter emphasizes the importance of insurance service in product basket of microfinance services.

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