scholarly journals Sharia Fintech As An Instrument Of National Economic Recovery Amid The Covid-19 Pandemic

2021 ◽  
Vol 8 (2) ◽  
pp. 66-77
Author(s):  
Nurul Istifadhoh ◽  
Inarotul A’yun ◽  
Hafidhotul Mufidhoh
Keyword(s):  
Financial Services ◽  
Descriptive Analysis ◽  
Economic Recovery ◽  
Literature Study ◽  
National Scale ◽  
Government Regulations ◽  
Literature Searches ◽  
National Economic ◽  
Qualitative Descriptive ◽  
Triggering Factor

The focus of this research is to uncover the existence of sharia fintech which is considered able to accelerate the process of accelerating economic recovery due to pandemics that have an impact on the slowdown of the national scale economy.This research was conducted using an in-depth literature study with qualitative descriptive analysis techniques approach. The data collection method used is the library method. The literature used as a reference is scientific articles, mass media articles, textbooks, and other online literature searches that correspond to this research.The results of the study show fintech contributes positively to the national economic recovery and the increase in state revenues during the pandemic. This can be improved by supporting strengthening government regulations for inclusive and sustainable fintech growth so that fintech has the potential to be a triggering factor for the digital financial services industry in Indonesia.

scholarly journals Program Pemulihan Ekonomi Nasional Sebagai Kebijakan Penanggulangan Dampak Pandemi Covid-19 Pada Sektor UMKM

2021 ◽  
Vol 8 (2) ◽  
pp. 110-116
Author(s):  
Ratnawaty Marginingsih
Keyword(s):  
Positive Impact ◽  
Descriptive Analysis ◽  
Economic Recovery ◽  
Analysis Technique ◽  
National Economic ◽  
Qualitative Descriptive ◽  
The Government ◽  
Recovery Program ◽  
The Impact ◽  
Economic Recovery Program

Abstrak  Berbagai permasalahan yang terjadi pada UMKM terdampak pandemi cukup dirasakan oleh para pelaku usaha tersebut. Hal ini tentu saja berakibat pada penurunan keuntungan secara signifikan dikarenanakan tingkat produktivitas yang rendah. Langkah terkait pemulihan ekonomi, dalam hal ini pemerintah melalui kementrian keuangan membuat kebijakan luar biasa untuk memitigasi dampak covid-19 dan perlambatan ekonomi dengan membuat Program Pemulihan Ekonomi Nasional (PEN).  Metode penelitian yang digunakan dalam penulisan ini adalah teknik analisis deskriptif kualitatif. Hasil penelitian menujukkan Program Pemulihan Ekonomi Nasional (PEN) memiliki dampak positif bagi sektor UMKM pada masa pandemi covid-19 sebagai langkah kebijakan yang diambil oleh pemerintah untuk mendukung pemulihan perekonomian nasional khususnya sektor UMKM yang memiliki kontribusi cukup besar. Rekomendasi kebijkan penguatan UMKM tidak hanya pada masa pandemi tetapi juga pada masa pemulihan dan pasca pandemi sehingga percepatan pemulihan ekonomi nasional dapat mencapai kestabilannya. Kata Kunci: Program PEN, Kebijkan Pandemi, UMKM  Abstract - The various problems that occur in SMEs affected by the pandemic are quite felt by these business actors. This of course results in a significant reduction in profits due to low productivity levels. Steps related to economic recovery, in this case, the government through the ministry of finance, make extraordinary policies to mitigate the impact of covid-19 and the economic slowdown by creating the National Economic Recovery Program (PEN). The research method used in this paper is a qualitative descriptive analysis technique. The results of the study show that the National Economic Recovery Program (PEN) has a positive impact on the MSME sector during the COVID-19 pandemic as a policy step taken by the government to support the recovery of the national economy, especially the MSME sector which has a significant contribution. Recommendations for strengthening MSME policies are not only during the pandemic but also during the recovery and post-pandemic period so that the acceleration of national economic recovery can achieve stability. Keywords: PEN Program, Pandemic Policy, MSME 

scholarly journals Financial Technology (Fintech) Dalam Inklusi Keuangan Nasional di Masa Pandemi Covid-19

2021 ◽  
Vol 8 (1) ◽  
pp. 56-64
Author(s):  
Ratnawaty Marginingsih
Keyword(s):  
Positive Impact ◽  
Descriptive Analysis ◽  
Financial Inclusion ◽  
Economic Recovery ◽  
Analysis Technique ◽  
National Economic ◽  
Qualitative Descriptive ◽  
Financial Transactions ◽  
The Impact ◽  
Financial Technology

Abstrak  - Pandemi Covid-19 berdampak pada perlambatan ekonomi nasional, Financial Technology (Fintech) memiliki potensi mengambil peran dalam upaya pemulihan ekonomi. Dampak pandemi covid-19 yang semakin meluas sektor Financial Technology (Fintech) memiliki peran penting untuk meningkatkan inklusi finansial dan kesejahteraan masyarakat.  Metode penelitian yang digunakan untuk penulisan ini adalah teknik analisis deskriptif kualitatif. Hasil penelitian menujukkan keberadaan Financial Technology (Fintech) memiliki dampak positif dimasa pandemi covid-19. Kontribusi Fintech telah banyak membantu masyarakat yang masih belum terlayani lembaga keuangan formal dalam melakukan transaksi keuangan sesuai dengan kebutuhannya. Pemulihan ekonomi nasional dan peningkatan penerimaan negara dimasa pandemi dapat dilakukan dengan dukungan penguatan regulasi terhadap pertumbuhan Fintech yang inklusif dan berkesinambungan yang memiliki potensi sebagai faktor pemicu lompatan yang sangat besar bagi industri pembayaran layanan keuangan digital. Kata Kunci: Financial Technology, Inklusi Keuangan, Ekonomi Nasional  Abstract - The Covid-19 pandemic has an impact on the national economic slowdown, Financial Technology (Fintech) has the potential to play a role in economic recovery efforts. The impact of the Covid-19 pandemic which is increasingly widespread in the Financial Technology (Fintech) sector has an important role to play in increasing financial inclusion and public welfare. The research method used for this writing is a qualitative descriptive analysis technique. The research results show that the existence of Financial Technology (Fintech) has a positive impact during the Covid-19 pandemic. Fintech's contribution has helped many people who are still not served by formal financial institutions in carrying out financial transactions according to their needs. National economic recovery and increased state revenue during the pandemic can be carried out with the support of strengthening regulations for inclusive and sustainable Fintech growth which has the potential to trigger a huge leap for the digital financial service payment industry. Keywords: Financial Technology, Financial Inclusion, National Economy

MOTIF YANG BERPENGARUH PADA PROSES KEJIWAAN TOKOH SAM DALAM NOVEL SEBENING SYAHADAT KARYA DIVA SR

2020 ◽  
Vol 8 (2) ◽  
pp. 10
Author(s):  
Dandy Ashghor Dawudi ◽  
Kamidjan Kamidjan ◽  
Agus Sulton
Keyword(s):  
Research Method ◽  
Descriptive Analysis ◽  
Research Process ◽  
Cultural Factors ◽  
Qualitative Approach ◽  
Literature Study ◽  
Love Story ◽  
True Value ◽  
Analysis Technique ◽  
Qualitative Descriptive

This research takes the object of Sebening Syahadat by Diva SR, this work is a novel that tells the story of the journey ofa teenager named Sam who is in the process ofsearching for identity. The journey is filled with interesting twits and turns embelissed with a love story that is very suitable if consumed by the younger generation who are learning to find identit. This study aims to reveal the value motives that led Sam’s character in finding his identity, which expected to be a material for reflection for readers, especially young people who are in the process of discovering his identity, the scope of the problem in this study is to reveal the value motives that affect the character’s psyche. Sam is told to have a rascal character.The research method used in this study took a descriptive qualitative approach, data colletion used was a literature study technique with stages of reading, note taking, coding for futher analysis. The analysis technique used is qualitative descriptive analysis technique.The result of the research in this research process indicate that the mental process of Sam’s character influenced by several factors, including: a. Motives in cultural factors (Situasional Factors), b. The motive for love begins with admiration for the attitude of someone who is full of noble values of character, c. The motive of curiosity and fulfillment of his needs for true value.

Kebijakan Badan Narkotika Nasional Dalam Penanggulangan Narkoba Wilayah Perbatasan

2020 ◽  
Vol 3 (1) ◽  
pp. 20-31
Author(s):  
Novana Veronica Julenta Kareth ◽  
Reni Shintasari
Keyword(s):  
Central Government ◽  
Descriptive Analysis ◽  
Study Data ◽  
Eastern Region ◽  
Analysis Model ◽  
Literature Study ◽  
Qualitative Descriptive ◽  
Multi Stakeholder ◽  
Collection Methods

This paper aims to determine the policies implemented by the Papua National Narcotics Agency against drug trafficking. This article is a qualitative descriptive study. Data collection methods through interviews and literature study. Data analysis using descriptive analysis model. The results showed that the role of BNN Papua is very central in the eastern region and the Indonesian border. The policies that have been planned by BNN with multi-stakeholder have been implemented, but the new modes adopted by the international network vary. The drug subscription policy cannot be carried out by one institution only, it needs to be supported by other government agencies and the community. The need for a serious role for the regional and central government in both preventive efforts and subscription programs in synergy with the Papua Provincial BNN.

scholarly journals Phylogenetic analysis of the grouper family (Serranidae) from various local markets in Indonesian waters using COI (cytochrome oxidase I)

2021 ◽  
Vol 6 (01) ◽  
pp. 74-82
Author(s):  
Tomi Apra Santosa ◽  
Winda Ayu Fietri ◽  
Abdul Razak ◽  
Ramadhan Sumarmin
Keyword(s):  
Phylogenetic Analysis ◽  
Genetic Distance ◽  
Cytochrome Oxidase ◽  
Descriptive Analysis ◽  
Cytochrome Oxidase I ◽  
Species Relationships ◽  
Literature Study ◽  
Similar Morphology ◽  
Qualitative Descriptive ◽  
Family Based

Grouper fish (Serranidae) is a type of fish found in Indonesian waters. However, not many people have conducted further research on phylogenetics based on COI (Cytochrome Oxidase I). This study aims to explain the phylogeny of grouper fish from the Serranidae family based on COI (Cytochrome Oxidase I). This research is a literature study. The research samples were grouper fish from Lombok, Karimunjawa, Lampung, Kendari, Madura, Tanakeke, and Numfor. The research instrument was a grouper-type observation sheet and an observation sheet for the results of the MEGA 7 application test. The data were analyzed using qualitative descriptive analysis. The results showed that the level of kinship between the species tested was very close, including Epinephelus areolatus, E. merra, E. fasciatus, E. longispinis, E. coioides, E. ongus, and E. coeruleopunctatus with all genetic distance averages type. 0.02. The conclusion of this study is that in general the species relationships found are several species found in the same location with similar morphology and diet.

scholarly journals Elemen Budaya Sebagai Daya Tarik Wisata Di Desa Wisata Pengotan, Kecamatan Bangli, Kabupaten Bangli, Provinsi Bali

2018 ◽  
Vol 6 (1) ◽  
pp. 31
Author(s):  
I Nengah Edi Santika ◽  
Ida Ayu Suryasih
Keyword(s):  
Descriptive Analysis ◽  
Sampling Technique ◽  
Tourist Attraction ◽  
Literature Study ◽  
Purposive Sampling ◽  
History Of ◽  
Qualitative Descriptive ◽  
The Village

Pengotan Tourism Village has unique culture that being a typical of the village itself. But, Pengotan Tourism Village isn’t known widely yet. The development which is not optimum and many obstacles make it happen. Based on that problems, this research aims to identify the cultural potentials, of Pengotan Tourism Village as a culture based tourism village in Bangli Subdistrict, Bangli Regency. The method that used in this research especially on analyzing the data is qualitative descriptive analysis to determine the potentials and the obstacles of development. The datas are collected through observation, interviews, literature study, and documentation. The informants are determined using purposive sampling technique. The result of this research is Pengotan Tourism Village has many potentials that can make it as a tourist attraction in Bangli Regency. The potentials are cultural such as handicrafts, tradition, history of Pengotan, architecture, arts and musics, community livelihood, religion, and language.   Keywords : potential culture , Pengotan Tourism Village, Tourist Attraction

scholarly journals Kiat Pengelola Wisata Kuliner Seafood Dalam Memberikan Pelayanan Kepada Wisatawan Di Pantai Kedonganan

2018 ◽  
Vol 6 (1) ◽  
pp. 192
Author(s):  
I Gusti Ayu Putri Yukitasari ◽  
I Gusti Agung Oka Mahagangga
Keyword(s):  
Language Learning ◽  
Descriptive Analysis ◽  
Tourism Development ◽  
Literature Study ◽  
Culinary Tourism ◽  
Analysis Technique ◽  
Qualitative Descriptive ◽  
The Village

Kedonganan beach is located in the village sub-district of Kedonganan Kuta, Badung Regency, Bali. Kedonganan beach has had a great revolution in the tourism development. Therefore, tourists always come to visit this beach. With a lot of tourists come, make the owner of tourism bussiness in the beach Kedonganan should be able to regulate and maintain the attitude in providing services to tourists. The purpose of this research is to know the approach of seafood culinary tour manager in providing services to the tourists. The method used to collect the data in this study are observation, interview, and literature study and the method used to analyze the data is qualitative descriptive analysis technique. The result of this research is the managers of the 4 selected cafes have different approach in providing services to tourists. The approach are such as service procedures , language learning and environmental cleanliness. From all of the approaches, although there is similar approach but they have different ways for the service provided. With the best services provided to tourists it is certain that Kedonganan beach will not lose tourists and can survive for long periods of time. Keywords : Management, Culinary Tourism, Hospitality

scholarly journals STRATEGI PEMASARAN PAKET WISATA PILGRIM PT. DONGAN SAHUTA TOUR AND TRAVEL DI BALI

Jurnal IPTA ◽  
2017 ◽  
Vol 5 (1) ◽  
pp. 70
Author(s):  
Paradita Putri Amelia ◽  
Ni Made Oka Karini ◽  
Ni Gusti Ayu Susrami Dewi
Keyword(s):  
Data Collection ◽  
Swot Analysis ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Marketing Strategies ◽  
Literature Study ◽  
Purposive Sampling ◽  
Quality Product ◽  
Marketing Activities ◽  
Qualitative Descriptive

This study aimed to determine the marketing activities of pilgrim package tour that have been performed by PT. Dongan Sahuta Tour and Travel, develop strategies and also marketing programs that can be implemented by the company. Data collection by observation, interviews, questionnaires and literature study. The sampling technique used purposive sampling. Data were analyzed using qualitative descriptive analysis, analysis of the Likert scale and SWOT analysis approach. The results obtained there are four teen indicators of strengths, weaknesses of tree indicators, four indicators of opportunities and four indicators threats. Marketing strategies that can be implemented by the firm such as 1)create and develop a quality product, 2)provide rebates to customers who have used the services of PT. Dongan Sahuta Tour and Travel several times.The advice given are more active in the promotion by giving rebates, conduct marketing activities as E-commers, expand cooperation with business trips or individuals.

scholarly journals THE COWRIES-SHELLS AND PIGS IN THE HIGHLAND OF PAPUA: THE LAPITA INFLUENCE? (Keberadaan Cangkang Kerang Cowrie dan Babi di Pegunungan Tinggi Papua: Pengaruh Lapita?)

2017 ◽  
Vol 6 (1) ◽  
pp. 27-35
Author(s):  
Marlin Tolla
Keyword(s):  
Indigenous People ◽  
Descriptive Analysis ◽  
Coastal Areas ◽  
Mountainous Region ◽  
Literature Study ◽  
Death Rituals ◽  
Qualitative Descriptive ◽  
The Relationship

Cowrie shells and pork was instrumental in the life of tribes in Papua. Shellfish and pork cowries used as a medium of exchange, dowry, and death rituals. This paper aims to describe the relationship with the coastal areas of the mountainous region of Papua, as well as the influence of Lapita in the mountains. Data collected by literature study and qualitative descriptive analysis. Shellfish and pork cowries were introduced by Austronesian speakers to the indigenous people in the mountains of Papua. ABSTRAKKerang cowrie dan babi sangat berperan dalam kehidupan suku-suku di pegunungan Papua. Kerang cowrie dan babi digunakan sebagai alat tukar, mas kawin, dan ritual kematian. Tulisan ini bertujuan untuk mendeskripsikan keterkaitan wilayah pesisir Papua dengan wilayah pegunungan, serta pengaruh Lapita di pegunungan. Pengumpulan data dilakukan dengan studi pustaka dan analisis deskriptif kualitatif. Kerang cowries dan babi diperkenalkan oleh penutur Austronesia kepada penduduk asli di pegunungan Papua.

scholarly journals Gathering Nutritious Edible Wild Plants Based on Societies Indigenous Knowledge from Sempolan, Jember Regency

2021 ◽  
Vol 21 (2) ◽  
pp. 393
Author(s):  
Kuswati Kuswati ◽  
Widi Cahya Adi
Keyword(s):  
Indigenous Peoples ◽  
Descriptive Analysis ◽  
Food Sources ◽  
Wild Plants ◽  
Wild Plant ◽  
Main Menu ◽  
Literature Study ◽  
Edible Wild Plants ◽  
Side Dish ◽  
Qualitative Descriptive

Indonesia, as a mega biodiversity country, has various types of wild plants. Sempolan Village, part of Jember Regency, has fertile land to support the growth of a wild plant. This research investigates wild plants used as food sources by indigenous peoples in Plalangan, Sempolan Village. This study also conducts data on how wild plants were cooked, served, and enriched by nutrition notice. The method is qualitative descriptive analysis obtained from observation, interview, documentation, and literature study. So, research results found 26 species and grouped them into 19 families. In addition, the locality of these species is in yards, fields, and roadsides. The habitus identified is an herb (77%), tree (11%), shrub (8%), and liana (4%). Those foods categorize into 1) carbohydrates sources, 2) vegetables, and 3) fresh fruits. The carbohydrate sources mostly served as a side dish, compote, and flour by stewing and frying. The vegetables include 18 species served as complements of the main menu, which cooked for soup, curry, stir fry, ointment, and pothok. Fresh fruits comprise of 4 species were directly consume or make a salad. Furthermore, all food resources contain essential nutrients like vitamins, macro and micro minerals, and phytochemicals that are important for society's growth and healthy lives. Finally, Information on wild plants as a food source will increase food diversification as well as dishes.

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