scholarly journals PERSONAL BUSINESS ASSETS AND THEIR USE

2021 ◽  
Vol 2021 (1) ◽  
Author(s):  
O. Zaitsev ◽  
А. Smakouz

The article collects analytical information about the nature and characteristics of profitable use of personal business assets. There are a number of options for earning extra income outside of job spend and outside of your regular job. The article defines the concept and outlined types of personal business assets, considers examples and ways to use them, pays attention to the peculiarities of investing in personal assets for profit. Personal business assets are personally owned resources that can potentially generate income. The significant difference between income from job and income from personal assets is that the personal asset brings income with minimal or even no direct labour participation of the owner of the asset. Personal business assets are essentially the same resources that can perform some function to generate cash income. Personal cash savings that are kept at home are not a personal business asset. This money, in addition to not generating income, also reduces its value almost daily due to inflation. From a business point of view, the concept of assets and liabilities is fundamental to achieving financial well-being. The article uses the ideas and suggestions of the American businessman Robert Toru Kiyosaki because he is considered one of the modern well-known theorists on business assets. Almost everything can be a personal business asset: movable and immovable property that can be rented for other people; enterprise as a passive business; internet sites that generate revenue from conversions; securities, deposit accounts that generate income in the form of interest; licenses and intellectual property rights under which the owner receives payments for use (royalties) or sells the license in full; receiving income from foreign exchange transactions in the Forex market. Investments in real assets can serve as a way to save equity. Most often, investments are made in gold or real estate, which will save money from inflation for a long time and can bring in rental income, as well as collectibles, but here it is important to know in this area and understand how profitable the investment is.

2019 ◽  
Vol 105 ◽  
pp. 04035
Author(s):  
Oleg Mazavin ◽  
Mikhail Kaz ◽  
Irina Roshchina

The article presents the results of the analysis of the practice of implementation the concept of universal basic income. It is shown that in estimating the results of a series of experiments in this field, conducted in a number of countries, it is recommended to abandon the approach based on the positivist point of view. For a long time, it dominated science in general and economic research in particular, but it continues to influence many researchers today. This conclusion should be taken into account in the formation of the structure and composition of regions’ welfare indices. The research materials are placed in a broad historical context. On the one hand, this made it possible to more vividly present the prerequisites, characteristics and consequences of repeated attempts to introduce universal basic income into the practice of social insurance, undertaken in different countries of the world (Finland, Canada, Kenya, Iran, India, USA). On the other hand, to reveal the possibilities and problems of using universal basic income as a tool to help overcome the dysfunctional development of certain territories, including mining regions.


2020 ◽  
Vol 5 (3) ◽  
pp. 100-114
Author(s):  
SM Rezaul Karim ◽  
KM Abdul Halim ◽  
Md Asek Uddin ◽  
Most Farida Yeasmin ◽  
KM Hasanuzzaman ◽  
...  

An assessment was carried out to observe the impacts of fish sanctuary on the livelihoods from fishers of Ruhul beel and Bamonji beel under Chalan beel in Pabna district of Bangladesh. Data were collected from selected sanctuary sites with prepared and pretested questionnaire and analyzed through statistical tests like ANOVA (Analysis of Variance), regression, correlation, Chi-square were used to identify the relationships between variables and significant differences/association among them. From physical capital point of view, it was found that 91.3% of fishermen’s houses were katcha, 6.52% were semi-pacca, and only 2.17% were pucca in case of Ruhul beel and in case of Bamonji beel 90.54% of fishermen’s houses were katcha, 8.11% were semi-pacca, and only 1.35% were pacca. There was no significant variation (ANOVA; P>0.05, Chi Square test; non-significant at 0.05 level) among the residences by well-being. From human capital, average age of the household heads (HHH) was 37.95(±) 1.354 for Ruhul beel respectively, whereas for Bamonji beel the average age were 38.05(±) 1.064. The medium aged group fishermen were dominant in Ruhul beel than Bamonji beel. There were no significant difference (P>0.05) found between the age groups by well-being. From income capital it was observed highest part of income were come from fishing contributing 64.89% (653.72±128.82 US$), 43.58% (431.89±74.66 US$) for Ruhul beel and Bamonji beel respectively. As per as natural and social capital, average used land holding was 0.274±0.136 ranging 0.065 ha to 0.534 ha for Ruhul beel and 0.228±0.305 ha ranging 0.040 to 0.267 ha for Bamonji beel. The average land holdings did not vary significantly (P>0.05) between the sites. Asian Australas. J. Biosci. Biotechnol. 2020, 5 (3), 100-114


2019 ◽  
Vol 26 (1) ◽  
pp. 51-82
Author(s):  
Віталій Бочелюк ◽  
Микита Панов ◽  
Валентина Зайцева

Introduction. The research paper contains a critical analysis of the graphological approach to the study of handwritten texts. The problem statement is justified by a special way of the formation of domestic psychology, which has been isolated for a long time from world tendencies. Although the study of manuscripts is not a widespread practice, graphological analysis is recognized at the highest academic level, including in the field of legal proceedings. The aim of the study is to test empirically the diagnostic potential of handwriting as a product of linguistic activity of an individual. Research Procedure.The object of empirical testing is the left-hand slopе as a deviation from the usual way of writing. The data on variability of the variable in the sample of 119 students were collected; three study groups were selected on the basis of clusterization: with left-handed, direct-handed and right-handed writing. Results. The interpretations of the left-hand slope in graphology manuals are studied, and the lack of the evolution is shown. It was find out that the descriptions are philosophizing around previously published texts with the addition of details, author’s own associations; herewith the characteristics of the handwriting are anthropomorphized and directly transferred to the characteristics of personality. A questionnaire has been developed to verify the effect of personal validation. With regard to 40% of the statements of the questionnaire, all respondents expressed a positive opinion; these formulations do not differentiate the respondents and do not have any diagnostic value. None of the graphological interpretations of the left-hand slope was really more expressive in the left-handwriting group. According to the indicators of K. Riff’s Scale of Psychological Well-being, two cases of statistically significant difference between groups with different handwriting were found: the scales of “Environmental management” and “Balance of affect”. The obtained results lead to the idea that handwriting concentrates, to a certain extent, personal characteristics of the author and is an informative psychological feature – but this interpretation must be confirmed by the data of the psycholinguistic method. In general, the research paper demonstrates that handwriting can be the subject of scientific research, to which methodological procedures recognized in modern psychology are applied.


IKON ◽  
2009 ◽  
pp. 39-65
Author(s):  
Paolo Inghilleri ◽  
Nicola Rainisio

- This paper investigates the connections between place attachment, Well-being and cultural differences in students of three European countries: Italy, Uk and Romania. A sample of 445 participants was investigated on a number of issues, including reported Well-being (using the Satisfaction with Life Scale), place identity, place attachment and place preferences. The results show an existing direct link between place attachment and life satisfaction; this relationship becomes stronger during the adolescence. A second cluster of data shows an emerging need to integrate and to balance global and local sense of belonging to improve the subjective Well-being. The last evidence concerns the perceived place identity, because there's a significant difference in managing the place meanings between cultural groups. In particular, the difference we found regards subjects who consider themselves citizens of other countries while residing in the three countries examined, and as such they presumably belong to linguistic and ethnic groups of long-time or recent immigration. This findings demonstrated the utility of the integration between Environmental and Positive Psychology, with the aim to investigate the suggested happiness-place links. The implications for new intercultural communication's strategies are discussed.


2012 ◽  
Vol 82 (3) ◽  
pp. 144-147 ◽  
Author(s):  
Ibrahim Elmadfa ◽  
Alexa L. Meyer

A high-quality diet is one of the foundations of health and well-being. For a long time in human history, diet was chiefly a source of energy and macronutrients meant to still hunger and give the strength for work and activities that were in general much harder than nowadays. Only few persons could afford to emphasize enjoyment. In the assessment of quality, organoleptic properties were major criteria to detect spoilage and oxidative deterioration of food. Today, food hygiene is a quality aspect that is often taken for granted by consumers, despite its lack being at the origin of most food-borne diseases. The discovery of micronutrients entailed fundamental changes of the concept of diet quality. However, non-essential food components with additional health functions were still barely known or not considered important until recently. With the high burden of obesity and its associated diseases on the rise, affluent, industrialized countries have developed an increased interest in these substances, which has led to the development of functional foods to optimize special body functions, reduce disease risk, or even contribute to therapeutic approaches. Indeed, nowadays, high contents of energy, fat, and sugar are factors associated with a lower quality of food, and products with reduced amounts of these components are valued by many consumers. At the same time, enjoyment and convenience are important quality factors, presenting food manufacturers with the dilemma of reconciling low fat content and applicability with good taste and appealing appearance. Functional foods offer an approach to address this challenge. Deeper insights into nutrient-gene interactions may enable personalized nutrition adapted to the special needs of individuals. However, so far, a varied healthy diet remains the best basis for health and well-being.


GeroPsych ◽  
2014 ◽  
Vol 27 (4) ◽  
pp. 171-179 ◽  
Author(s):  
Laurence M. Solberg ◽  
Lauren B. Solberg ◽  
Emily N. Peterson

Stress in caregivers may affect the healthcare recipients receive. We examined the impact of stress experienced by 45 adult caregivers of their elderly demented parents. The participants completed a 32-item questionnaire about the impact of experienced stress. The questionnaire also asked about interventions that might help to reduce the impact of stress. After exploratory factor analysis, we reduced the 32-item questionnaire to 13 items. Results indicated that caregivers experienced stress, anxiety, and sadness. Also, emotional, but not financial or professional, well-being was significantly impacted. There was no significant difference between the impact of caregiver stress on members from the sandwich generation and those from the nonsandwich generation. Meeting with a social worker for resource availability was identified most frequently as a potentially helpful intervention for coping with the impact of stress.


2015 ◽  
Vol 12 (1) ◽  
pp. 28-37
Author(s):  
Merja Paksuniemi

This article seeks to demonstrate how Finnish refugee children experienced living in Swedish refugee camps during the Second World War (1939–1945). The study focuses on children’s opinions and experiences reflected through adulthood. The data were collected through retrospective interviews with six adults who experienced wartime as children in Finland and were evacuated to Sweden as refugees. Five of the interviewees were female and one of them was male. The study shows, it was of decisive importance to the refugee children’s well-being to have reliable adults around them during the evacuation and at the camps. The findings demonstrate that careful planning made a significant difference to the children´s adaptations to refugee camp life. The daily routines at the camp, such as regular meals, play time and camp school, reflected life at home and helped the children to continue their lives, even under challenging circumstances.


1969 ◽  
Vol 62 (4_Suppla) ◽  
pp. S23-S35
Author(s):  
B.-A. Lamberg ◽  
O. P. Heinonen ◽  
K. Liewendahl ◽  
G. Kvist ◽  
M. Viherkoski ◽  
...  

ABSTRACT The distributions of 13 variables based on 10 laboratory tests measuring thyroid function were studied in euthyroid controls and in patients with toxic diffuse or toxic multinodular goitre. Density functions were fitted to the empirical data and the goodness of fit was evaluated by the use of the χ2-test. In a few instances there was a significant difference but the material available was in some respects too small to allow a very accurate estimation. The normal limits for each variable was defined by the 2.5 and 97.5 percentiles. It appears that in some instances these limits are too rigorous from the practical point of view. It is emphasized that the crossing point of the functions for euthyroid controls and hyperthyroid patients may be a better limit to use. In a preliminary analysis of the diagnostic efficiency the variables of total or free hormone concentration in the blood proved clearily superior to all other variables.


Author(s):  
Vitaly Lobas ◽  
◽  
Elena Petryaeva ◽  

The article deals with modern mechanisms for managing social protection of the population by the state and the private sector. From the point of view of forms of state regulation of the sphere of social protection, system indicators usually include the state and dynamics of growth in the standard of living of the population, material goods, services and social guarantees for the poorly provided segments of the population. The main indicator among the above is the state of the consumer market, as one of the main factors in the development of the state. Priority areas of public administration with the use of various forms of social security have been identified. It should be emphasized that, despite the legislative conflicts that exist today in Ukraine, mandatory indexation of the cost of living is established, which is associated with inflation. Various scientists note that although the definition of the cost of living index has a well-established methodology, there are quite a lot of regional features in the structure of consumption. All this is due to restrictions that are included in the consumer basket of goods and different levels of socio-economic development of regions. The analysis of the establishment and periodic review of the minimum consumer budgets of the subsistence minimum and wages of the working population and the need to form state insurance funds for unforeseen circumstances is carried out. Considering in this context the levers of state management of social guarantees of the population, we drew attention to the crisis periods that are associated with the market transformation of the regional economy. In these conditions, there is a need to develop and implement new mechanisms and clusters in the system of socio-economic relations. The components of the mechanisms ofstate regulation ofsocial guarantees of the population are proposed. The deepening of market relations in the process of reforming the system of social protection of the population should be aimed at social well-being.


2014 ◽  
Vol 29 (2) ◽  
pp. 271-279 ◽  
Author(s):  
Mikko Tuominen ◽  
Hannu Teisala ◽  
Janne Haapanen ◽  
Mikko Aromaa ◽  
Jyrki M. Mäkelä ◽  
...  

Abstract Superhydrophobic nanoparticle coating was created on the surface of board using liquid flame spray (LFS). The LFS coating was carried out continuously in ambient conditions without any additional hydrophobization steps. The contact angle of water (CAW) of ZrO2, Al2O3 and TiO2 coating was adjusted reversibly from >150° down to ~10−20° using different stimulation methods. From industrial point of view, the controlled surface wetting has been in focus for a long time because it defines the liquid-solid contact area, and furthermore can enhance the mechanical and chemical bonding on the interface between the liquid and the solid. The used stimulation methods included batch-type methods: artificial daylight illumination and heat treatment and roll-to-roll methods: corona, argon plasma, IR (infra red)- and UV (ultra violet)-treatments. On the contrary to batch-type methods, the adjustment and switching of wetting was done only in seconds or fraction of seconds using roll-to-roll stimulation methods. This is significant in the converting processes of board since they are usually continuous, high volume operations. In addition, the creation of microfluidic patterns on the surface of TiO2 coated board using simple photomasking and surface stimulation was demonstrated. This provides new advantages and possibilities, especially in the field of intelligent printing. Limited durability and poor repellency against low surface tension liquids are presently the main limitations of LFS coatings.


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