scholarly journals IMPLIKASI SHARIAH GOVERNANCE TERHADAP REPUTASI DAN KEPERCAYAAN BANK SYARIAH

2011 ◽  
Vol 19 (1) ◽  
pp. 1
Author(s):  
Siti Maria Wardayati

<p class="IIABSBARU1">The object of this study is Bank Muamalat Indonesia in Central Java, while the number of samples used was 200 respondents using purposive sampling techniques. The techniques of analysis used descriptive analysis and SEM analysis with the help of AMOS. The results of computational data show that the implementation of sharia government that consists of 6 (six) indicators, namely: transparency, accountability, responsibility, indedendency, justice and shariah compliance has shown good results. Shariah compliance is an indicator of the dominant Islamic government, while responsibility and justice is an indicator of weak governance in explaining sharia. Imple­mentation of shariah governance significant effect on the reputation and customer confidence in Islamic banks.</p><p class="IKa-ABSTRAK">***</p>Obyek dari kajian ini adalah Bank Muamalat Indonesia di Jawa Tengah dengan jumlah sampel sebanyak 200 responden dan dengan mengunakan teknik <em>purposive sampling</em>. Teknik analisis yang digunakan adalah deskriptif dan SEM dengan bantuan AMOS. Hasil penghitungan data menunjukkan bahwa imple­mentasi <em>shariah governance</em> meliputi enam indikator yaitu transparansi, akun­tabilitas, pertanggungjawaban, independensi, keadilan, dan <em>shariah compliance</em><em> </em>telah menunjukkan hasil baik. <em>Shariah compliance</em> merupakan indikator <em>islamic govenrment</em> yang dominan, sementara pertanggung jawaban dan keadilan merupakan indikator lemah untuk menjelaskan <em>shariah governance</em>. Imple­mentasi <em>shariah governance</em> memiliki pengaruh yang signifikan pada reputasi dan kepercayaan pelanggan terhadap perbankan syariah.

2011 ◽  
Vol 19 (1) ◽  
pp. 1
Author(s):  
Siti Maria Wardayati

<p class="IIABSBARU1">The object of this study is Bank Muamalat Indonesia in Central Java, while the number of samples used was 200 respondents using purposive sampling techniques. The techniques of analysis used descriptive analysis and SEM analysis with the help of AMOS. The results of computational data show that the implementation of sharia government that consists of 6 (six) indicators, namely: transparency, accountability, responsibility, indedendency, justice and shariah compliance has shown good results. Shariah compliance is an indicator of the dominant Islamic government, while responsibility and justice is an indicator of weak governance in explaining sharia. Imple­mentation of shariah governance significant effect on the reputation and customer confidence in Islamic banks.</p><p class="IKa-ABSTRAK">***</p>Obyek dari kajian ini adalah Bank Muamalat Indonesia di Jawa Tengah dengan jumlah sampel sebanyak 200 responden dan dengan mengunakan teknik <em>purposive sampling</em>. Teknik analisis yang digunakan adalah deskriptif dan SEM dengan bantuan AMOS. Hasil penghitungan data menunjukkan bahwa imple­mentasi <em>shariah governance</em> meliputi enam indikator yaitu transparansi, akun­tabilitas, pertanggungjawaban, independensi, keadilan, dan <em>shariah compliance</em><em> </em>telah menunjukkan hasil baik. <em>Shariah compliance</em> merupakan indikator <em>islamic govenrment</em> yang dominan, sementara pertanggung jawaban dan keadilan merupakan indikator lemah untuk menjelaskan <em>shariah governance</em>. Imple­mentasi <em>shariah governance</em> memiliki pengaruh yang signifikan pada reputasi dan kepercayaan pelanggan terhadap perbankan syariah.


2016 ◽  
Vol 1 (1) ◽  
pp. 99
Author(s):  
H. M. Husni T. A Ingratubun

This article aims to determine the applicable of Islamic rules in Sharia Banking of Jayapura. The study was conducted in Jayapura City, Papua, Indonesia with purposive sampling techniques which involving over 90 respondents from two Islamic banks, Bank Muamalah Indonesia (BMI) and Bank Syariah Mandiri (BSM). The research also involved some knowledgeable informants to give rich related information. The data were analysed by using the frequency table with the descriptive analysis. Results of the research revealed that the actualization is still facing a wide range of issues. Firstly, most of the customers have not clear or deep understanding of profit-and-loss sharing system. Secondly, they also do not know what advantages they would get if they do transactions in the BMI and BMS Jayapura. Besides that, it also indicated that most of the BMI and BSM customers decided to be member of the banks because of their fanatics to their religion and they are afraid of breaking the Islamic rules.


2016 ◽  
Vol 1 (1) ◽  
pp. 99
Author(s):  
H. M. Husni T. A Ingratubun

This article aims to determine the applicable of Islamic rules in Sharia Banking of Jayapura. The study was conducted in Jayapura City, Papua, Indonesia with purposive sampling techniques which involving over 90 respondents from two Islamic banks, Bank Muamalah Indonesia (BMI) and Bank Syariah Mandiri (BSM). The research also involved some knowledgeable informants to give rich related information. The data were analysed by using the frequency table with the descriptive analysis. Results of the research revealed that the actualization is still facing a wide range of issues. Firstly, most of the customers have not clear or deep understanding of profit-and-loss sharing system. Secondly, they also do not know what advantages they would get if they do transactions in the BMI and BMS Jayapura. Besides that, it also indicated that most of the BMI and BSM customers decided to be member of the banks because of their fanatics to their religion and they are afraid of breaking the Islamic rules.


Author(s):  
Jefri Jojobo ◽  
Victoria E.N. Manoppo ◽  
Florence V. Londong

Abstract This study aims to describe how the fishing activities in the Village Sario Tumpaan and what factors are affecting the fishing activities. This study used survey methods, sampling techniques are used, ie purposive sampling. The population in this study is the fishing community Village Tumpaan Sario Manado City totaling 17 people. Sampling was done by distributing questionnaires, interviews with informants and field observations. Model analysis of the data used in this study is a descriptive analysis of quantitative and qualitative descriptive analysis. The results indicate the fishing activities consist of fishing activities and social activities and the factors that affect the fishing activities of the Village Sario Tumpaan are age, length of work, education, family responsibilities distance of the sea, the skills and the season. Keywords: fishing activity, factors influencing   Abstrak Penelitian ini bertujuan untuk mendeskripsikan bagaimana aktivitas nelayan di Kelurahan Sario Tumpaan dan faktor-faktor apa saja yang mempengaruhi aktivitas nelayan. Penelitian ini menggunakan metode survei, teknik pengambilan sampel digunakan, yaitu purposive sampling. Populasi dalam penelitian ini adalah masyarakat nelayan Kelurahan Sario Tumpaan Kota Manado berjumlah 17 Orang. Pengambilan sampel dilakukan dengan cara menyebarkan kuisioner, wawancara langsung dengan nara sumber dan observasi lapangan. Model analisis data yang digunakan pada penelitian ini adalah analisis deskriptif kuantitatif dan analisis deskriptif kualitatif. Hasil menunjukkan aktivitas nelayan terdiri atas aktivitas penangkapan dan aktifitas sosial dan faktor-faktor yang mempengaruhi aktivitas nelayan Kelurahan Sario Tumpaan adalah umur, lama bekerja, pendidikan, tanggungan keluarga jarak tempat melaut, keterampilan dan musim. Kata kunci: aktivitas nelayan, faktor-faktor yang mempengaruhi


2012 ◽  
Vol 12 (1) ◽  
pp. 87
Author(s):  
Rahman El Junusi

<em>Syariah banking is currently growing rapidly and become part of financial life in the Islamic world. However, there are two important realities to observe in the life of Islamic Banking in Indonesia. First, Islamic banks are faced with a market share that has not met the target by 5 percent. Second, compliance of Islamic banking to Islamic principles was decline. Therefore, it is needed a strategy of development through the implementation of syariah governance. Syariah Governance implementation is expected to have an impact on reputation and customer confidence which in turn can increase the market share of syariah banks. Based on this background, the research problem is how the implementation of syariah governance and its impact on the reputation and confidence in Islamic banks. This research object is Muamalat banks operating in Central Java (Semarang, Solo, Purwokerto). The research sample is 200 respondents using the techniques of analytical judgment. Measurement instrument using 1-5 Likert scale, from strongly disagree (STS) untill Strongly Agree (SS). Firth to know implementation of Shariah governance, it is used a quantitative descriptive analysis using the average (mean). Second, to examine the effect of the implementation of Shariah governance to reputation and customer confidence in Islamic banks, it uses Structur Equation Model (SEM) with program AMOS 4.0 Engineering Structural Equation Modeling (SEM) which consists of two kinds of technical analysis, the goodness of fit and regression weight on the SEM to assess the suitability of the model estimation based on measuring the level of significance of some of the goodness of fit good and bad in a model, so the degree of the model accuracy is determined by the cut-off value.This research concluded that calculations of total assessment on the implementation of Shariah Governance Islamic bank (Bank Muamalat) showed an average score of 3.42 7 in good categories. It shows that shariah compliance is a indicator giving biggest contribution in the implementation of Islamic governance. Compliance to sharia is the main factor to costumer in establishing partnership with syariah banks and deciding to retain syariah banks. <br /></em>


INFERENSI ◽  
2013 ◽  
Vol 7 (1) ◽  
pp. 163
Author(s):  
Moh Khoiruddin ◽  
Andhi Wijayanto

This study aims to determine the relationship of the financial performance of Islamic banks, market orientation, learning orientation, and relational capital. By knowing the kind of relationship would be beneficial for improving the financial performance of Islamic banks which have distinctive core business. The population in this study was the manager of Islamic banks in the province of Central Java. With purposive random sampling, 119 samples are obtained. SEM analysis results show the effect of learning orientation on market orientation, market orientation effect on relational capital, relational capital effects on the financial performance, the effect of learning orientation on financial performance, the effect of market orientation on financial performance is significant. Goodness of Fit value of the model is quite satisfactory.


2016 ◽  
Vol 19 (3) ◽  
pp. 463
Author(s):  
Tiara Pandansari

<p><em>This research aims to measure the disclosure level of local governments’ financial reports in Central Java Province. More importantly, we also investigate factors associated with the disclosure level. We measure the disclosure level using the Modified LGA Index. Meanwhile we use the local government’ dependence and government complexity as the independent variables. Using purposive sampling method, this research generates 32 local governments (districts/ municipals) as the final sample. The descriptive analysis suggests that the average value of the disclosure level is 58.46%. Meanwhile, local governments’ dependence on general allocation funds (DAU) and shared revenue funds (DBH) affect the disclosure level. However, we do not find significant effect between local governments’ dependence on special allocation funds (DAK) and government complexity on the disclosure level.</em></p><p><em><br /></em></p><p align="center"><strong>Abstrak</strong></p><p align="center"><strong> </strong></p><p>Penelitian ini bertujuan untuk mengukur tingkat pengungkapan dalam laporan keuangan pemerintah daerah di Jawa Tengah, serta menguji dan menganalisis faktor-faktor yang mempengaruhinya. Tingkat pengungkapan diukur dengan menggunakan Modified LGA Index, sedangkan sebagai variabel bebas yang digunakan adalah tingkat ketergantungan daerah, dan kompleksitas pemerintahan. Sampel penelitian ini dipilih menggunakan purposive sampling method, sehingga diperoleh ukuran sampel yaitu 32 laporan keuangan pemerintah daerah. Alat analisis yang digunakan adalah regresi linear berganda. Hasil penelitian ini menunjukkan bahwa terdapat perbedaan tingkat pengungkapan pada masing-masing sampel. Rata-rata nilai pengungkapan sebesar 58,46  persen. Penelitian ini juga menunjukkan bahwa tingkat ketergantungan terhadap Dana Alokasi Umum dan tingkat ketergantungan terhadap Dana Bagi Hasil berpengaruh terhadap tingkat pengungkapan,  tingkat ketergantungan terhadap Dana Alokasi Khusus, dan kompleksitas pemerintah tidak berpengaruh terhadap tingkat pengungkapan dalam laporan keuangan pemerintah daerah.<em><br /></em></p>


2021 ◽  
Vol 4 (1) ◽  
pp. 71-79
Author(s):  
Erinda Larasati ◽  
Nurhadi Nurhadi ◽  
Yuhastina Yuhastina

Divorce research in Rembang Regency, Central Java aims to explore the study of bickering factors that can be a way of ending a marital relationship. The method used is a combination of quantitative and qualitative. Quantitative data obtained through surveys with purposive sampling techniques. Researchers selected 30 divorced people as respondents. Qualitative data was obtained through in-depth interviews with 10 potential participants. Qualitative data is analyzed using Spradley's domain model, which provides an overview of and thoroughly of the research object. The data obtained through surveys and interviews is subsequently converted into a script in order to obtain an overview of the objects studied.  The study concluded that the factors that cause quarrels in the family are (1) the inability to support the family; (2) infidelity; (3) Domestic Violence; (4) misunderstanding; and (5) mismatch with a partner due to matchmaking practice.


sjesr ◽  
2020 ◽  
Vol 3 (1) ◽  
pp. 178-185
Author(s):  
Mr. Imtiaz Ali ◽  
Dr. Amir Zaman ◽  
Dr. Abdul Ghaffar

Teachers sketch diagrams and use other representations as a portion of systematic inquiry in science. This study was consist of a qualitative paradigm that examined the five students’ perceptions of teachers’ instructional strategies with multiple representations in the learning of chemistry. The purposive sampling techniques were used to collect data from 5 students using interview protocol in a natural environment. The audio tapped data were transcribed by the researcher and found that the teacher use of diagram is an interesting activity, teacher draw diagram for imparting the knowledge, uses relevant diagram, lecture-demonstration method is used, using charts graphs and models, assessment is done through conducting test and using questions.


2019 ◽  
Vol 8 (2) ◽  
pp. 70-77
Author(s):  
Yusrina Amalia ◽  
Djoko Suprapto ◽  
Frida Purwanti

ABSTRAK Pantai Cahaya terletak di Desa Sendang Sikucing, Kecamatan Rowosari, Kabupaten Kendal dikelola oleh PT. Wersut Seguni Indonesia yang merupakan lembaga konservasi mamalia yang sejak tahun 1999. Pengembangan wisata Pantai Cahaya kini sudah baik dengan adanya atraksi wisata, aksesibilitas, dan fasilitas yang disediakan. Tujuan penelitian ini adalah mengevaluasi pengembangan wisata bahari di Pantasi Cahaya. Penelitian dilakukan pada bulan November-Desember 2018. Penelitian ini menggunakan metode kualitatif dan kuantitatif, pengumpulan data melalui observasi dan wawancara dengan membagikan kuisioner kepada 60 responden pengunjung menggunakan teknik accidental sampling 30 responden masyarakat setempat, dan 6 responden pengelola menggunakan teknik purposive sampling. Evaluasi pengembangan wisata bahari di Pantai Cahaya masuk dalam tahap stagnasi dimana atraksi wisata didominasi oleh wisata buatan, sarana prasarana telah banyak disediakan, aksesibilitas sudah dikembangkan, jumlah kunjungan tertinggi telah tercapai dan stagnan pada 2 tahun terakhir, pengunjung yang datang merupakan repeater guest.ABSTRACT Cahaya Beach is located at the Sendang Sikucing Village, Rowosari District, Kendal Regency, managed by PT. Wersut Seguni Indonesia, a mammal conservation organization that was established in 1999. Development of Cahaya Beach is supported by the presence of tourist attractions, accessibility, and provided facilities. The purpose of this study was to evaluate the development of marine tourism in the Cahaya Beach. The study was conducted in November-December 2018. This study used a qualitative and quantitative, collect data method with observation and interviews by distributing questionnaires to 60 visitors using accidental sampling techniques, 30 local communities, and 6 managers using purposive sampling technique. Evaluation of the development of marine tourism at Cahaya Beach was included in the stage of stagnation where tourist attractions were dominated by mainmade tourism, infrastructure had been widely provided, accessibility had been developed, the highest number of visits had been reached and stagnant in the last 2 years, visitors were guest repeaters. 


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