scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERMINTAAN PEMBIAYAAN MUDHARABAH PADA BMT HIDAYAH UMAT YOGYAKARTA 2013

2016 ◽  
Vol 3 (1) ◽  
pp. 109
Author(s):  
Murningsih . ◽  
Ahmad Yunadi

Abstract Murningsih. 2009. "Analysis of Factors Affect the Demand of Financing Mudharabah at BMT Hidayah Umat Yogyakarta in 2013”. A Thesis. Yogyakarta: School of Theology Alma Ata. KJKS BMT is an institution that serves as a financial intermediary institution. KJKS BMT distributes third party funds to the people. Among of them are mudharabah and musyarakah financing. The background of this research is that sharia, service, product, and promotion are the factors to be considered by the people to apply for funding to BMT Hidayah Ummat. This study was conducted to determine the influence of sharia, services, products, and promotions on the demand of financing mudharabah at BMT Hidayah Ummah. Type of research is a field research with documentation of data collecting methods, because the data in this study is a secondary data. Where as this data obtained from customers data is filled directly. Analysis tool of this research is multiple linear regression tests that use the classicallinear regression tests and statistical tests. The resultof t-test analysis shows that each of the independent variables significantly affects the demand of financing in BMT Hidayah Umat Yogyakarta. In the F test shows that the sharia independent variables influences significantly, while theservice, product, and promotionare not influencing significantly for the demand of financing mudharabah. The determinants coefficient (R²) of 0.729, which means that the demand for financing mudharabah in BMT Hidayah Umat can be explained by the independent variables was 72.9%. The remaining of 27.1% is influenced by other variables out side this research. Keyword: Financing Mudharabah, BMT.

2016 ◽  
Vol 5 (1) ◽  
pp. 49
Author(s):  
Widya Astuti ◽  
Teguh Suripto

Abstract Widya Astutik. 2010. “Factors Affecting Financing Problem In Barokah BMT Artha Yogyakarta in 2013”. Essay. Yogyakarta: School of Theology Alma Ata. KJKS BMT is an institution that serves as an intermediary (Intermediary Institution) fi nancial, KJKS BMT third parties to channel the funds to the community. Among them is the fi nancing of profi t and loss sharing. The background of this study is that the factor of the customer, the bank and is a factor taken into consideration by the Bank to analyze the occurrence of fi nancing problems at BMT Artha Barokah. This study was conducted to determine whether the factor of the customer, the Bank, and infl uence the occurrence of fi nancing problems. This research is a fi eld research (fi eld reserch) with the data collection methods of documentation, because the data used in this research is secondary data obtained from customer data instantly fi lled. The analysis tool used is multiple linear regression testing using aberration test classical linear regression and statistical tests. The results of t test analysis showed that each of the independent variables signifi cantly affect the fi nancing problems in BMT Artha Barokah Yogyakarta. In the F test showed that the independent variables and external customers signifi cant effect, while the factors did not signifi cantly affect bank fi nancing problems. The determinansi coeffi cient (R ²) of 0.56, which means fi nancing bermasalahpada BMT Artha Barokah able to be explained by the independent variable of 56.1% and the remaining 43.9% is infl uenced by other variables outside this research model. Keywords: Affe cting fi nancing problem


2016 ◽  
Vol 5 (1) ◽  
pp. 33
Author(s):  
Amrizal Putra ◽  
Ahmad Yunadi

Abstract KJKS BMT is an institution that serves as an intermediary (Intermediary Institution) fi nancial, KJKS BMT third -party funds to the public. Among them are mudharabah and Musharaka. The background of this research is that the prospects of the business, customer performance, and the ability to pay is a factor that is used to measure the effectiveness of customer revenue Artha Barokah BMT. This study was conducted to determine whether the business prospect, customer performance, and the ability to pay affect the revenues of the BMT Artha Barokah customers. Type of research is a fi eld (fi eld reserch) with documentation of data collection methods, because the data used in this study is secondary data obtained from the customer data is fi lled directly. The analytical tool used is multiple linear regression testing using classical linear regression aberration test and statistical tests . Results of t test analysis showed that each of the independent variables signifi cantly affect the revenues of customers in BMT Artha Yogyakarta blessing . In the F test shows that the performance of the independent variables and the ability of customers to pay a signifi cant effect while the prospects do not signifi cantly infl uence customers’ budget revenues. The determinansi coeffi cient ( R ² ) of 0.440 , which means that the budget revenue on customer BMT Artha Barokah able to be explained by the independent variables was 44.0 % and the remaining 56.0 % is infl uenced by other variables outside the model of this study Keywords: BMT, Financing Quality, The Effectiveness of Income


2020 ◽  
Vol 3 (2) ◽  
pp. 108-217
Author(s):  
Astuti Astuti ◽  
Elly Susanti ◽  
Hery Pandapotan Silitonga

The research method uses qualitative data, secondary data sources, using documentation methods, classic data assumption test analysis techniques, coefficient of determination, hypothesis testing. The object of research in companies incorporated in the Jakarta Islamic Index in the period 2014 - 2018. The results of this study by F statistical tests show that all independent variables influence the dependent variable. In statistical test t current ratio has a negative and significant effect on stock prices. Size and Debt to Asset Ratio influence and are not significant on stock prices. Return on Assets has a positive and significant effect on stock prices.


2019 ◽  
Vol 17 (1) ◽  
pp. 20
Author(s):  
Wahyuddina Wahyuddina

This study aims to analyze the building village index (IDM) in the development of the village in Kuala sub-district of Nagan Raya regency. This research is descriptive qualitative and quantitative. The object of this study is 17 villages in the region of Kuala sub-district, while the data used in this study is sourced from primary and secondary data derived from document review, observation, FGD, and interviews from 2015 to 2017. Data analysis technique using descriptive analysis in the form of tables and diagrams, while the quantitative analysis using multiple regression tests with the dependent variable percentage of village fund accumulation 2015-2017, independent variables are IKL, IKE, IKS, and IDM. The results showed that the analysis of the use of village funds for development in Kuala sub-district positively influences the assumption p-value α = 0.005, sig of 0.001. Then with the development of village infrastructure and empowerment, the status of villages in the region of Kuala sub-district increased with an average developing status of 71 percent and advance village status of 23 percent. 


2018 ◽  
Vol 16 (1) ◽  
pp. 24
Author(s):  
Nurisqi Amalia ◽  
Anisa Nurpita ◽  
Rina Oktavia

Papua Province is one of the poorest provinces in Indonesia. Some of the variables that affect health levels including Human Development Index (HDI) and unemployment rate. This research analyzes Human Development Index and unemployment rate to poverty level in districts/cities in Papua Province during 2010-2015. Research data used in this research is secondary data from Central Bureau of Statistics of district/city in Papua Province. The independent variables used are open unemployment rate and Development Index. While the dependent variable used is poverty level in districts/citis in Papua Province year 2010-2015. The analysis tool used is regression with panel data. The result of this research shows that the average of district/city’s poverty rate in Papua 2010-2015 is 32,34 percent. The highest level is in District Deiyai and the lowest is in District Merauke. The Human Development Index has decreased significantly to the poverty rate of district/city in Papua Province, while the open unemployment rate is positive to the poverty rate of district/city in Papua Province. Human Development Index and open unemployment rate as a whole and together affect poverty level in district/city in Papua Province.


2015 ◽  
Vol 1 (1) ◽  
pp. 86
Author(s):  
Nuri Aslami

<p>This study aims to determine how the effects of inflation and exchange rate against <em>ujrah</em>, <em>musyarakah</em>, <em>mutanaqisah</em> PT Bank Muamalat Indonesia, Tbk Branch Pematang Siantar. This research is a field research using quantitative and qualitative approaches. The data used are secondary data, ie., data obtained from the Central Statistics Agency report, Report of Bank Indonesia, and the financial statements of PT Bank Muamalat Indonesia, Tbk Branch Pematang Siantar. The data were processed using SPSS 16. The analysis used is multiple linear regression analysis. The results showed that the inflation and the exchange rate (the independent variable) affects <em>ujrah</em> in <em>Musharaka</em>h financing <em>mutanaqisah</em> (dependent variable). The independent variables in this study could explain the change by 3.4% and the rest (96.6%) is explained by other variables beyond the variables used. Partially, the level of significant 5% and t <sub>table</sub> of 2034, inflation and exchange rate does not significantly affect the <em>Musharakah</em> financing <em>ujrah</em> <em>mutanaqisah</em>. This is demonstrated by the t <sub>value</sub> inflation of 0. 489 and t<sub>exchange</sub> rate of 0899.</p>


2015 ◽  
Vol 11 (1) ◽  
pp. 45
Author(s):  
Danny Wibowo

The purpose of this study to identify and obtain evidence about the influence perkpita income, economic growth rate, economic structure, and the tax rate of the tax ratio in the OECD countries and Indonesia. Type of research is the use of quantitative data, the research is based on the measurement results in the form of numerical data. Sources used in research is secondary data. Methods of data collection in this study is to collect data by the method of documentation. The sampling technique used in this study was purposive sampling, the sampling technique with specific considerations. Because of the limitations of the data of the whole country, then the sample is taken the countries belonging to the OECD, including Indonesia. Based on statistical tests were performed, the results obtained are in the classical assumption test it can be concluded that the regression model has qualified the assumptions of normality, free from the problem of multicollinearity, heteroscedasticity, auto correlation. The overall effect of independent variables on the dependent variable is affected by 49.8%. Based on partial test or t test, indicated that of the four independent variables only the economic structure that significantly affect the tax ratio. Keywords: income capita, economic growth rate, economic structure, tax rate, tax ratio


2019 ◽  
Vol 3 (3) ◽  
pp. 376-385
Author(s):  
Didit Suprayitno ◽  
Idah Zuhroh ◽  
M.Faisal Abdullah

This study aims to analyze the influence of the independent variables, namely the BI Rate, Third Party Funds (DPK), Capitalization of Adequacy Ratio (CAR) and Operational Income Costs (BOPO) on Islamic bank financing in Indonesia 2010 - 2017. This type of research is Quantitative Inferential . The required data is secondary data from the financial statements of five Islamic banks in Indonesia 2010-2017.4. Data analysis techniques are panel data regression analysis techniques. The results of the study show that the BI Rate variable has a significant negative effect on financing, Third Party Funds (TPF) have a significant positive relationship to financing, while for the variable Capital Adequacy Ratio (CAR) has a significant positive effect on financing and for Operational Income Operating Costs (BOPO) no significant negative effect on financing. The coefficient of determination (R ^ 2) is 0.938581 or 93.85%. This shows that the ability of the independent variables namely BI Rate, DPK, CAR and BOPO explain the dependent variable of Financing at 93.85% and the remaining 6.15% can be explained by other variables.


Author(s):  
Havid Risyanto ◽  
Mahdoh Mahdoh

ABSTRACT The agricultural sector is the primary sector and plays an important role for the national economy. One of the agricultural sectors is soybeans which is a staple food for the people of Indonesia. This study aims to determine the simultaneous and partial effects of consumption, production and foreign exchange reserves on soybean imports in Indonesia, as well as to analyze the variables that have the most dominant influence on soybean imports in Indonesia in the period 2000-2016. The method used in this study is a quantitative approach research and uses secondary data with time series and the analysis tool used is multiple linear regression analysis with the help of software Eviews 9. The results showed simultaneous consumption, production and reserve variables Foreign exchange has a significant impact on soybean imports in Indonesia for the period 2000-2016. Foreign exchange reserve variables have a positive and significant effect on soybean imports in Indonesia for the period 2000-2016. Keywords : soybean consumption, soybean Production, foreign exchange reserves and soybean import ABSTRAK Sektor pertanian merupakan sektor primer dan memegang peranan penting bagi perekonomian nasional. Salah satu dari sektor pertanian adalah kedelai yang merupakan termasuk makanan pokok bagi masyarakat Indonesia. Penelitian ini bertujuan untuk mengetahui pengaruh secara simultan dan parsial konsumsi, produksi dan cadangan devisa terhadap impor kedelai di Indonesia, serta untuk menganalisis variabel yang berpengaruh paling dominan terhadap impor kedelai di Indonesia pada periode tahun 2000-2016. Metode yang digunakan dalam penelitian ini adalah penelitian dengan pendekatan kuantitatif serta menggunakan data sekunder dengan runtun waktu (time series) dan alat analisis yang digunakan adalah analisis regresi linear berganda dengan bantuan perangkat lunak Eviews 9. Hasil penelitian menunjukan secara simultan variabel konsumsi, produksi dan cadangan devisa berpengaru signifikan terhadap impor kedelai di Indonesia periode tahun 2000-2016. Variabel cadangan devisa berpengaruh positif dan signifikan terhadap impor kedelai di Indonesia periode tahun 2000-2016. Kata Kunci : Konsumsi Kedelai, Produksi Kedelai, Cadangan Devisa dan Impor Kedelai


2021 ◽  
Vol 5 (2) ◽  
pp. 38-55
Author(s):  
Sartika Ade Sari ◽  
Nur Fitriyana

Death is something that everyone experiences. Man does not know when he died. Every society has a different tradition in commemorating the day of the dead. The people of Karang Tanding Village always serve seven umbut on the seven days of death. So this research is important to find out the symbolic meaning and people's views about the seven umbut cuisine in the tradition of nujuh days after death. The type of research used is field research). Types of qualitative data The data sources in this study consist of primary data and secondary data. Primary data were obtained directly from religious leaders, traditional leaders and the community of Karang Tanding Village by interview and documentation. Secondary data is taken from books and journals related to the problem being studied. Data collection techniques in this thesis are observation, interviews, and documentation. The data analysis techniques in this thesis are data reduction, data presentation, and verification. This study resulted in the finding that the symbolic meaning of the seven umbuts is to pray for the dead in the hope that good deeds and deeds performed during life can continue to provide benefits not only to the deceased, but also to children, families and communities. This tradition is a form of respect for the ancestral spirits of the ancestors of the Karang Tanding village. The people of Karang Tanding village view the tradition of seven umbut cuisine in the implementation of the tradition of seven days after death as a legacy of tradition and does not violate religious teachings. This tradition is seen as a prayer, homage to ancestral spirits and as consolation for bereaved families. The tradition is still carried out because it does not burden residents and seven umbut are used as the main menu.


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