scholarly journals THE MODEL of STRENGHTHENING SHARIA FINANCIAL SERVICE COOPERATIVE INSTITUTION And COMMUNITY PARTICIPATION IN POVERTY REDUCTION in PADANG

2020 ◽  
Vol 5 (1) ◽  
pp. 89
Author(s):  
Linda Wati ◽  
Ice Kamela ◽  
Zeshasina Rosha
Keyword(s):  
Financial Services ◽  
Random Sampling ◽  
Working Group ◽  
Poverty Reduction ◽  
Sampling Technique ◽  
T Test ◽  
Loan Repayment ◽  
Purposive Sampling ◽  
Poor Households ◽  
The Difference

<p>Management of Village Microcredit (Nagari Microcredit) was diverted from existing Working Group to Sharia Financial Services Cooperatives (Koperasi Jasa Keuangan Syariah/KJKS) formed in the sub-district area.  The research aims to look at payment rate of credit installment the reviewed Working Group to  sharia Financial Services Cooperatives   recipients (poor households and poor household business group)  and manager to see the difference in <a href="https://en.wikipedia.org/wiki/Machiavellianism">Machiavellianism</a> behavior of the credit recipients with the current rate of return which is running well or not. The population in this research  is a member of sharia Financial Services Cooperative in Padang City whose funds come from Nagari Micro Credit. In this research the sampling technique used is the method of election that determined by purposive sampling because this area is a representation of the situation and institutional conditions. The sampling technique used is random sampling technique. The analytical methods used are descriptive statistical analysis is useful to describe the profile of the respondents and Independent Samples T Test to see the difference between a smooth KJKS cooperative members and non-current loan repayment. Based on research in eleven KJKS in 10 districts in the Padang on 318 respondents, generally lending returns are going well and smoothly. This research found only 8 of 318 (2.83%) respondents KJKS recipients who have problems with loan repayment. Overall,  loan repayment  of KJKS has <a href="https://en.wikipedia.org/wiki/Machiavellianism">Machiavellianism</a> behavior in moderate and homogeneous.</p><p> </p><p><em>Pengelolaan KMN (Kredit Mikro Nagari) dialihkan dari  Pokja yang ada kepada Koperasi Jasa Keuangan Syariah (KJKS) yang dibentuk di kelurahan. Penelitian bertujuan untuk melihat tingkat pengembalian kredit di KJKS yang ditinjau dari pihak penerima ( rumah tangga miskin dan kelompuk usaha rumah tangga miskin) dan pihak pengelola dan melihat perbedaan prilaku maxiavelism penerima kredit yang tingkat pengembalian lancar dengan yang tidak lancar. Populasi pada penelitian ini adalah anggota Koperasi Jasa Keuangan Syariah di Kota Padang yang dananya berasal dari Kredit Mikro Nagari. Dalam penelitian ini teknik penarikan sampel yang digunakan adalah metode Pemilihan daerah ditentukan secara  purposive sampling dengan alasan daerah ini merupakan representasi dari situasi dan kondisi  kelembagaan. Teknik sampling yang digunakan adalah teknik random sampling. Metode analisa yang digunakan adalah Analisis statistik deskriptif berguna untuk mendeskripsikan profil responden dan Uji   Independent Sampel t Test untuk melihat perbedaan antara anggota koperasi KJKS yang lancar dan yang tidak lancar pengembalian kredit. Berdasarkan penelitian  11 KJKS di 10 kecamatan di Kota Padang terhadap 318 responden, umumnya penyaluran kredit berjalan baik dan tingkat pengembaliannya lancar. Penelitian ini  pmenemukan hanya 8 dari 318 (2,83%) responden penerima KJKS yang mengalami masalah dengan pengembalian kredit (kredit macet). Secara keseluruhan, penerima kredit dari KJKS memiliki perilaku Machiavelis pada tingkatan sedang dan homogen.  Tidak ditemukan perbedaan perilaku Machiavelis yang signifikan pada berbagai karakteristik demografi maupun karakteristik sosial responden.</em></p>

PERSEPSI PENGGUNA JASA PENERBANGAN TERHADAP PELAYANAN MASKAPAI PENERBANGAN GARUDA INDONESIA DI KOTA BANDA ACEH

2014 ◽  
Vol 2 (1) ◽  
Author(s):  
Nadiya
Keyword(s):  
Service Quality ◽  
Key Words ◽  
Sampling Technique ◽  
T Test ◽  
Purposive Sampling ◽  
Good Assessment ◽  
The Difference ◽  
Differentiation Test ◽  
Banda Aceh

To determined whether the service quality of aviation is good can be seen from the ability of the service in achieving the expectation of the customer. This study aims to identify the difference between the expected service and the reality perceived by the customer in relation to the service of Garuda Indonesia airlines in Banda Aceh City.            This study used 99 customers of Garuda Indonesia Airline as the sample which is drawn by applying purposive sampling technique. Data was gathered by using questionnaire and analysis by using statistic tool, average differentiation test (t-test).            The result of statistic test shows t value is greater than the value of t-table. Thus, Ha is accepted while Ho is rejected which means there is average differentiation between the expected service and the perceived service of Garuda Indonesia’s customer            Generally, the customer has relatively good assessment towards the quality of Garuda Indonesia airlines. However, they still hope for better service in order to remains the gap between the expectation and the perceived service. Therefore, it is demanded for the management of Garuda Airlines to improve their provided service quality. Key words: User percepcion, Airline Service and Garuda Indonesia Banda Aceh  

scholarly journals Feeling Of Insecurity In Working And Non-Working Women Of Pakistan: A Comparative Study

2015 ◽  
Vol 10 (1) ◽  
pp. 69-81
Author(s):  
Fareda Zeab ◽  
Uzma Ali
Keyword(s):  
Informed Consent ◽  
Comparative Study ◽  
Working Women ◽  
Sampling Technique ◽  
T Test ◽  
Descriptive Statistics ◽  
Purposive Sampling ◽  
The Difference ◽  
Age Range

The purpose of this study is to explore the difference between feeling of insecurity in working and non-working women of Pakistan. It was hypothesized that “The working-women will score higher the non-working women on the variable of feelings of insecurity”. The sample of 250 (125 working, 125 non working) women, age range was between 28 years to 45 years (M =34.126; SD= 4.129) were selected from different organizations and areas of Karachi, Pakistan through purposive sampling technique. After taking the permission from authorities and informed consent from the participant demographic forms were filled then in order to measure the feeling of insecurity, Zeab Fareda’s Insecurity Scale (2011) was administered, individually. Descriptive statistics and t-test for independent mean were used to analyze the data through SPSS. It was concluded that working women are likely to have feeling of insecurity than non working women in Pakistan.

scholarly journals Kecerdasan Emosional Dan Keikutsertaan Dalam Organisasi Kampus

2016 ◽  
Vol 3 (1) ◽  
Author(s):  
Wahyu Budi Santoso ◽  
Ririn Dewanti Dian Samudra Iriani
Keyword(s):  
Emotional Intelligence ◽  
Everyday Life ◽  
Sampling Technique ◽  
T Test ◽  
Quantitative Approach ◽  
Test Analysis ◽  
Purposive Sampling ◽  
Campus Organizations ◽  
Independent Variable ◽  
The Difference

Emotional intelligence is very influential to achieving success even for someone everyday life. However, there is a difference between the students emotional intelligence whose join in organization with whose do not join in the organization. The purpose of this study was to find out the difference between student emotional intelligence in terms of participation in campus organizations for UMSIDA student. This study used a quantitative approach. The variables of this study were students whose joined in campus organization and whose not as an independent variable (X) and student emotional intelligence as the dependent variable (Y). Purposive sampling was implemented as the sampling technique for 125 students whose joined in the organization and 125 students whose did not join in campus organization as predetermined character. t-test analysis used to analyze difference between data which calculated by SPSS-17 For Windows. The result shown that t = - 5,584 and p<0,05 (0,000<0,05), this means that there are differences between student emotional intelligence who join in campus organization with whose not. 

scholarly journals Perbedaan Tingkat Kesegaran Jasmani Siswa SD Negeri 13 Muara Siberut Dengan Siswa SD Negeri 06 Rogdog Kecamatan Siberut Selatan

2017 ◽  
Vol 2 (1) ◽  
pp. 7
Author(s):  
Meiriani Armen
Keyword(s):  
Physical Fitness ◽  
Random Sampling ◽  
Female Student ◽  
Sampling Technique ◽  
Data Retrieval ◽  
T Test ◽  
Fitness Level ◽  
Analysis Technique ◽  
The Difference ◽  
Difference Test

The research aims to explain differences in physical fitness level of student SD Negeri 13 Muara Siberut with siswa SD Negeri 06 Rogdog subdistrict South Siberut. This type of research is computational. The population in this study is a classroom V SD Negeri 13 Muara Siberut dengan SD Negeri 06 Rogdog subdistrict South Siberut. Techniques used in the sampling is random sampling technique, which is sampling conditional. Thus the number of samples in this study is much 25 people female student. Techniques of data retrieval is done by testing TKJI (Tingkat Kesegaran Jasmani Indonesia) or the level of physical fitness Indonesia. Data were analyzed using mean difference test or t-test. The data analysis technique used is the difference (t-test). By using t-test, apparently there are thitung (2,26) while talpha (1,88) with level 0,05 mean thitung (2,66) > talpha (1,88) so that  Ho rejected  dan Ha be accepted, so in conclusion there are different level of physical fitness of student SD Negeri 13 Muara Siberut dengan SD Negeri 06 Rogdog subdistrict  South Siberut.

scholarly journals Emotional Stability of Day Scholars and Boarders Adolescent Boys: A Study

2020 ◽  
pp. 26-31
Author(s):  
Savita Sharma
Keyword(s):  
Statistical Analysis ◽  
Sampling Technique ◽  
Emotional Stability ◽  
T Test ◽  
Stability Test ◽  
Adolescent Boys ◽  
Purposive Sampling ◽  
The Earth ◽  
Significant Difference ◽  
The Difference

Emotions are found in all living beings of the earth and our most powerful force that influence actions. As emotional stability refers to the person's ability to remain stable and balanced, the life of adolescents a very much influenced by the emotions and instincts. The emotional changes during adolescence include anxiety, agitation, fear, anger, pleasure, love, envy, and competitions. The present study examines the difference between boarding and day scholars adolescent boys in terms of emotional stability and medium. The sample of the study consists of 24 boarders and 28- day scholars. A purposive sampling technique was used. The data was collected using an Emotional Stability Test for Children (ESTC). Statistical analysis was done using a t-test. The findings indicated a significant difference between boarding and day scholar adolescent boys concerning emotional stability and no significant difference was found in the emotional stability of adolescent boys concerning medium.

scholarly journals OTONOMI DALAM PELAKSANAAN IBADAH KEAGAMAAN

INFERENSI ◽  
2015 ◽  
Vol 6 (2) ◽  
pp. 137
Author(s):  
Muhammad Idrus
Keyword(s):  
Data Analysis ◽  
Random Sampling ◽  
Sampling Technique ◽  
T Test ◽  
Test Product ◽  
Data Analysis Technique ◽  
Analysis Technique ◽  
The Difference

The aim of this research was to find out (1) the category of worship performing autonomy (2) the difference of worship performing autonomy based on gender and previous school of student; (3) the correlation between age and the degree of worship performing autonomy The data are collected using questionnaire were involved 100 SMA UII student. The mutli stage sampling that is quota stratified proportional random sampling was used as the sampling technique. Desciptif statistic, T test, product moment correlation from Pearson and Two ways theanalaysis of variance are used as the data analysis technique through SPSS for windows program The result of the several analysis towards the data yields several conclusions (1) most of the SMA UII student were in businessman category of worship performing; (2) there is no difference autonomy of worship performing student based on gender and previous school of SMA UII student; (3) there is no correlation of worship performing between ages and the degreeof worship performing category 

scholarly journals KINERJA KEUANGAN PADA PERUSAHAAN ASURANSI UMUM SYARIAH DAN ASURANSI JIWA SYARIAH DI INDONESIA PERIODE 2014-2016

2019 ◽  
Vol 5 (7) ◽  
pp. 606
Author(s):  
Fitriati Fatimatuzzahra ◽  
Puji Sucia Sukmaningrum
Keyword(s):  
Financial Performance ◽  
Life Insurance ◽  
Research Method ◽  
Sampling Technique ◽  
T Test ◽  
Insurance Companies ◽  
Purposive Sampling ◽  
Whitney Test ◽  
General Insurance ◽  
The Difference

This research is to know the difference of financial performance between islamic general insurance companies and islamic life insurance companies in the periods of 2014-2016. This research used quantitative for the research method, purposive sampling for the sampling technique, islamic general insurance companies and islamic life insurance companies for the sample. This research conduct the comparative analyzed with independent sample t-test and mann-whitney test. This research used nine variables to evaluate the financial performance which was SMR, TKD, BK, BM, PI, LK, ABSR, PP, and CT. The cmparative analysis showed that there are no differences on SMR, BK, BM, PI, PP, and CT, whereas there aredifferences on TKD, LK, and ABSR

scholarly journals Perbandingan Struktur Tubuh dan Kemampuan Atletik SMAN 9 Kab. Bone Dengan Smk YAPIP Kab. Gowa

2020 ◽  
Vol 5 (2) ◽  
pp. 104-113
Author(s):  
Andi Khemal Akbar
Keyword(s):  
High School ◽  
Experimental Design ◽  
Random Sampling ◽  
Sampling Technique ◽  
Physical Structure ◽  
Senior High School ◽  
T Test ◽  
Male Students ◽  
Significant Difference ◽  
The Difference

This study aims to investigate the difference between the students at Senior Highr School of Bone distric and Senior High School YAPIP Gowa distric in term of physical structure and to describe the difference between the students at both school in term of athletic skill. This research applied experimental design. The population of the research were all of the students at Senior Highr School 9 Bone distric and Senior Highr School YAPIP Gowa distric, meanwhile the sample were 40 male students of each school. The researcher applied random sampling technique. It shows that there is a significant difference between the physical structure of the students at both schools. The result of t-test shows that there is a significant difference in physical structure between the students of Senior Highr School 9 Bone distric and Senior Highr School YAPIP Gowa distric. In this case, the physical structure of the students at Senior Highr School 9 Bone distric is better that the students at Senior Highr School YAPIP Gowa distric. Besides, there is a significant difference regarding athletic skill. In this case, the athletic skill of the students at Senior Highr School 9 Bone distric is better that the students at Senior High School YAPIP of Gowa distric.Keywords: Physical Structure, Athletic Skill, SMAN 9 Kab. Bone, SMA YAPIP Kab. GowaAbstrakPenelitian ini bertujuan untuk mengetahui ada tidaknya perbedaan struktur tubuh antara siswa SMAN 9 Kab. Bone dengan siswa SMA YAPIP Kab. Gowa, dan menjelaskan perbedaan kemampuan atletik antara siswa di kedua sekolah. Metode penelitian ini adalah jenis penelitian eksperimen. Populasi pada penelitian ini adalah seluruh siswa SMAN 9 Kab Bone dan seluruh siswa SMA YAPIP Kab. Gowa. Sedangkan sampel yang digunakan adalah 40 siswa dari masing-masing sekolah. Teknik pengambilan sampel dilakukan teknik random sampeling (acak). Ada perbedaan yang signifikan antara struktur tubuh siswa di kedua sekolah. Hasil rangkuman uji – t menunjukkan bahwa ada perbedaan yang signifikan antara struktur tubuh siswa di kedua sekolah. Dalam hal ini struktur tubuh siswa SMAN 9 Kab. Bone lebih baik dibandingkan dengan struktur tubuh siswa SMA YAPIP Kab. Gowa. Selain itu, ada perbedaan yang signifikan antara kemampuan atletik siswa SMAN 9 Kab. Bone dengan siswa SMA YAPIP Kab. Gowa. Dalam hal ini kemampuan atletik siswa SMAN 9 Kab. Bone lebih baik dibandingkan dengan kemampuan atletik siswa SMA YAPIP Kab. Gowa.Kata kunci: Struktur Tubuh, Kemampuan Atletik, SMAN 9 Kab. Bone, SMA YAPIP Kab. Gowa

scholarly journals KOMBINASI MODEL PEMBELAJARAN KOOPERATIF TIPE JIGSAW II DAN NUMBERED HEAD TOGETHER PADA HASIL BELAJAR MATEMATIKA SISWA SMA NEGERI 3 SORONG

2018 ◽  
Vol 5 (1) ◽  
pp. 39
Author(s):  
Faisal Eka Mahendra
Keyword(s):  
Cooperative Learning ◽  
Random Sampling ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
T Test ◽  
The Third ◽  
Experiment Control ◽  
The Difference ◽  
Learning Types

This research aim to see the differences between conventional learning and cooperative learning types jigsaw II and NHT combination. In this research, sampling technique using is simple random sampling in tenth science five as an experiment class (method implemented) and tenth science four as an control class (conventional class). The datas about experiment, control class, and experiment try out collecting from documentation method. The test will be given after implementation has done in experiment class and will be given the same test in control class without the implementation. Each RPP signification in t-test are: first RPP is 0,42 < 0,05, second RPP is 0,003 < 0,05, the third is 0,000 < 0,05. The difference will be seen ini t_count > t_table, they are 2,083 > 2,004; 3,084 > 2,004; and 6,982 > 2,004. This shows that t_count > t_table, so Ha being accepted. That means, the average of student's outcomes of experiment class which teachs by jigsaw II and NHT combination really has the difference from conttol class. In this research the average of experiment class is 66,24 when control class is 43,73. It clearly shows that the average of experiment class higher than control class.

scholarly journals The contribution of the Kakum Rural Bank to poverty reduction in the Komenda-Edina-Eguafo-Abrem Municipality in the central region, Ghana

2013 ◽  
Vol 58 (197) ◽  
pp. 121-139 ◽  
Author(s):  
Francis Enu-Kwesi ◽  
Frederick Koomson ◽  
Richard Baah-Mintah
Keyword(s):  
Central Region ◽  
Financial Services ◽  
Random Sampling ◽  
Poverty Reduction ◽  
Potable Water ◽  
Sampling Technique ◽  
Systematic Random Sampling ◽  
Poverty Indicators ◽  
Non Parametric

The study was designed to examine the contribution of Kakum Rural Bank (KRB) to poverty reduction in the Komenda-Edina-Eguafo-Abrem Municipality (KEEA). The study employed descriptive and evaluative designs. All four agencies in the KEEA municipality were included in the study. The systematic random sampling technique was used to draw 370 customers and 14 members of staff of Kakum Rural Bank who were purposively sampled for the study. Questionnaires were principally used to collect data from respondents. Graphs and tables were used to present descriptive aspects of the results while non-parametric inferential procedure was used to present the evaluative aspect. The results of the study revealed that KRB, with its financial and non-financial services, has helped in poverty reduction in the KEEA Municipality. Data gathered from the respondents showed a significant improvement in most of the poverty indicators, with the exception of provision of potable water and clothing for families. Judging by the potential that KRB has for reducing poverty, it is recommended that the bank should expand its coverage in the municipality.

Sign in / Sign up

Export Citation Format

Share Document