scholarly journals Efektivitas Pembiayaan Usaha Mikro Kecil Menengah (UMKM) Bank Pembiayaan Rakyat Syari’ah (BPRS) Gayo terhadap Pemberdayaan Ekonomi Masyarakat Aceh Tengah

2019 ◽  
Vol 1 (2) ◽  
pp. 321-336
Author(s):  
Isara Abda Noka
Keyword(s):  
Economic Development ◽  
Small And Medium Enterprises ◽  
Business Development ◽  
Economic Empowerment ◽  
Considerable Contribution ◽  
The People ◽  
Medium Enterprises

The Syari'ah People's Financing Bank (BPRS) has a considerable contribution in supporting the development of Micro, Small and Medium Enterprises (MSMEs). BPRS Gayo has contributed to the economic development of the people of Central Aceh, especially in Micro, Small and Medium Enterprises. But the reality in the field is that there are still many people who run businesses and businesses, especially the users and recipients of financing from BPRS Gayo that have not experienced significant business development. Based on that phenomenon, this research is intended to see the effectiveness of financing of BPRS Gayo Micro Small and Medium Enterprises towards the economic empowerment of the people of Central Aceh. The results of the study show that the financing applied in BPRS Gayo is only through aqad murabahah. Murabahah financing is classified as a safe type of financing and the risk of loss is very low. The funding channeled by BPRS Gayo for the empowerment of the community's economy is effective, seen from the increase in income, business stability and welfare felt by customers.

scholarly journals THE IMPORTANCE OF ASSISTANT IN ECONOMIC EMPOWERMENT BASED ON BUSINESS ASSISTANCE: CASE STUDY ON WAHANA VISI INDONESIA ADP ECONOMIC PROGRAM, JATINEGARA

2019 ◽  
Vol 3 (1) ◽  
Author(s):  
Bangun Kuncoro Haryo Aryanto ◽  
Fitriyah Fitriyah
Keyword(s):  
Economic Development ◽  
Small And Medium Enterprises ◽  
Development Economic ◽  
Economic Empowerment ◽  
Economic Assistance ◽  
Economic Program ◽  
The Subject ◽  
Medium Enterprises

This paper discusses that one way to overcome poverty is by effective economic development. Economic development with a charitable nuance is only a short-term solution and it is feared that it cannot sustainably overcome poverty. Therefore, an inclusive empowerment process is needed, one of which is an economic empowerment program by WVI in the form of economic assistance to present the independence of the community with small and medium enterprises. Through a qualitative study in this paper researchers tries to provide an overview of the role of assistant in empowerment activities. In empowerment, assistant acts as a change agent. There are three things that make WVI as an assistant play an important role in empowerment. Assistant have a role as enablers where they enable change by placing the community as the subject of change. The assistant also plays a role in improving business competence. Lastly, to create sustainable conditions, the assistant needs to initiate the formation of a social system in the community as a vehicle for independent problem solving.

scholarly journals Women Economic Empowerment through Multiple Enterprises in India

2019 ◽  
Vol 8 (4) ◽  
pp. 1300-1308
Keyword(s):  
Economic Growth ◽  
State Government ◽  
Women Entrepreneurs ◽  
Small And Medium Enterprises ◽  
Social Groups ◽  
Inclusive Development ◽  
Economic Empowerment ◽  
Technological Support ◽  
The People ◽  
Medium Enterprises

The inclusive development of the country mainly depends on the economic growth of the people irrespective of caste, creed, gender and religion. It becomes true when all the section of society particularly women come forward to involve themselves in production activities through Micro, Small and Medium Enterprises (MSMEs). The MSMEs sector contributes significantly to the manufacturing output, employment and economic growth of the country. Women entrepreneurs can get benefit from the initiatives of the MSMEs. Entrepreneurship of women can promote financial support for women, especially through MSMEs sector by helping them to become successful entrepreneurs. The roles of women and other marginalized section of society are increasing positively with a very slow but sure pace in MSMEs as an entrepreneur, attracting more support from government and financial institutions. The present paper examines the model of ownership of private enterprises among different social groups such as gender and caste, state wise employment in registered and un-registered sectors of MSMEs in India. Moreover, it also suggests that necessary facilities i.e. land, capital, technological support, training and marketing etc. should be given to promote entrepreneurship by the central and state government among female and SCs/ STs

scholarly journals A regional assessment of trends in business development in Ukraine

2019 ◽  
pp. 112-119
Author(s):  
Iryna Nadtochii
Keyword(s):  
Economic Development ◽  
Positive Impact ◽  
Small And Medium Enterprises ◽  
Value Added ◽  
Business Development ◽  
Retail Trade ◽  
Association Agreement ◽  
Goods And Services ◽  
Medium Enterprises ◽  
The Eu

The purpose of the research. The purpose of the article is to assess regional trends in business development in Ukraine. Methodology. The theoretical and methodological basis of the study is the scientific works of scientists in the field of business development in Ukraine. To achieve this goal, the following research methods were used: PEST-analysis of the external environment of SME development in the regions; methods of statistical analysis – to assess changes in the dynamics of GRP for 2014–2018. Results. It is investigated that from 2016 until in Ukraine there was a certain economic recovery, which is confirmed by the growth of consumption and income, as well as the growth of consumer lending and remittances. But in 2018, there was a decrease in exports and imports of goods and services. Exports decreased by 2.8 % of GDP, and imports by 1.9 % of GDP compared to the previous 2017 year. The decline in exports is due to weakening external demand for domestic goods and services. Despite some difficulties, a number of reforms have been implemented in Ukraine, which has had a positive impact on the economic situation. Reforms in Ukraine are supported by the international community. In 2018, the IMF provided Ukraine with a reserve loan for a period of 14 months in the amount of 3.9 billion USD. Ukraine received 4.4 billion USD in EU macro-financial assistance US and a loan of 349 million EUR under the World Bank Guarantee to ensure economic development. After the crisis of the economy in 2014, Ukraine managed to restore macroeconomic stability by adhering to flexible exchange rate limits, tight fiscal policy, financial and energy reforms. The signing of the Association Agreement with the EU in 2014 on the establishment of a Deep and Comprehensive Free Trade Area with the EU had a positive impact on Ukraine’s economy. It is investigated that in 2018 the share of micro, small and medium enterprises (SMEs) in Ukraine was over 90 % of the total number of enterprises. SMEs provided more than 60 % of jobs and almost 50 % of value-added in the business sector. More than 50 % of the SME structure is concentrated in wholesale and retail trade. The downside is the fact that most SMEs are concentrated in a low value-added sector of the economy. However, the share of SMEs engaged in IT technologies has been growing rapidly over the last five years. Wholesale and retail trade have the largest share (43.1 %) in the structure of small and medium enterprises in the Odessa region. Practical meaning. The results of the analysis will allow the authorities of the country and its individual territories to develop the necessary measures to improve business conditions, improve living standards and ensure the effectiveness of economic development of the territory. Prospects for further research. Development of an economic mechanism for the transformation of business processes in the system of competitive development of territories.

FORMATION AND DEVELOPMENT OF SMALL AND MEDIUM ENTERPRISES IN THE LIBERATED TERRITORIES

2021 ◽  
Vol 72 (11) ◽  
pp. 69-73
Author(s):  
Elchin Farhad Osmanov ◽  
Keyword(s):  
Small And Medium Enterprises ◽  
Economic Value ◽  
Business Development ◽  
Economic Potential ◽  
Cultural Significance ◽  
Financial Costs ◽  
The People ◽  
Medium Enterprises ◽  
Commander In Chief ◽  
Supreme Commander

The article will focus on the development and formation of small and medium enterprises in the liberated territories. Today, the people of Azerbaijan are living the most memorable and glorious days of history. Under the far-sighted policy and strategic leadership of the Supreme Commander-in-Chief, President Ilham Aliyev, the glorious Azerbaijani Army has given us happy days of victory by liberating Karabakh territories have longed for and occupied by our hated neighbor for nearly thirty years. At such a joyous moment, it is time to write about the economic potential of these areas and determine the direction of business development, provided that it is used effectively. Of course, the historical and cultural significance of these territories for the people of Azerbaijan far exceeds any economic values. It is gratifying to note that the liberated territories have a rich economic potential. The new economic value created based on the integration of these territories into the country's economy will often exceed all the financial costs of the Azerbaijani state for the restoration of the regions. Key words: Azerbaijan, entrepreneurship, small, medium, occupation, territory

scholarly journals Why a Lending Relationship for Small and Medium Enterprises is indispensable for Economic Development of Baluchistan

2021 ◽  
Vol 09 (01) ◽  
pp. 37-58
Author(s):  
Saba Khalid ◽  
◽  
Nadeem Uz Zaman
Keyword(s):  
Economic Development ◽  
Interest Rates ◽  
Small And Medium Enterprises ◽  
Target Population ◽  
Research Topic ◽  
External Financing ◽  
Lending Relationships ◽  
Security Issues ◽  
The People ◽  
Medium Enterprises

The study is deliberated to know the effects and benefits of lending relationships on Small and Medium Enterprises (SMEs) and Economic Development in Balochistan. The target population in this context is the Small and Medium Enterprises (SMEs) belonging to Balochistan mainly Quetta city. Most of the respondents are the owners or managers of SMEs working in Balochistan. Factor and Regression Analysis are applied to data to search out the major benefits and their major effects on Small and Medium Enterprises (SMEs) and their role in economic development. The analysis finds out that Small and Medium Enterprises (SMEs) are in favor of external financing, but the high-interest rates and collateral-based lending are big obstacles in their way. The literature review and analysis authenticate that Small and Medium Enterprises (SMEs) are playing a very important role in the economic development of Pakistan but there is a need for comprehensive mass awareness in Balochistan to acquaint the people to adopt the latest rules and techniques being practiced all over the world. This study is somehow limited due to peoples unawareness of the research topic, security issues, traditions, and customs of Balochistan.

Analysis of Major Problems Faced by Small Firms in North India

2015 ◽  
Vol 15 ◽  
pp. 150-160
Author(s):  
Davinder Singh ◽  
Jaimal Singh Khamba ◽  
Tarun Nanda
Keyword(s):  
Economic Growth ◽  
Developing Countries ◽  
Economic Development ◽  
Small Firms ◽  
Small And Medium Enterprises ◽  
Developed Countries ◽  
North India ◽  
Small Enterprises ◽  
Employment Generation ◽  
Medium Enterprises

Micro, Small and Medium Enterprises (MSMEs) have been noted to play a significant role in promoting economic growth in less developed countries, developing and also in developed countries. Worldwide, the micro and small enterprises have been accepted as the engine of economic growth of any nation. Small and Medium Enterprises are the backbone of the economies, because it trigger employment, output, export, poverty alleviation, economic empowerment, economic development etc. in developed as well as in developing countries. It is more important to developing countries as the poverty and unemployment are burning problems. MSMEs have been playing a momentous role in overall economic development of a country like India where millions of people are unemployed or underemployed. Therefore, the growth of small sectors is essential for the growth in the GDP, employment generation, total manufacturing production and export. India, being one of the fastest growing economies of the world, needs to pay an honest attention for the utmost growth of MSMEs for its increased contribution in above areas.

Peran Lembaga Pemberdayaan Ekonomi Mustahik Baznas Dalam Meningkatkan Kesejahteraan Ekonomi Mustahik

2021 ◽  
Vol 4 (2) ◽  
pp. 477-494
Author(s):  
Ali Idrus ◽  
Ade Maman
Keyword(s):  
Quality Of Life ◽  
Qualitative Research ◽  
Data Collection ◽  
Small And Medium Enterprises ◽  
Business Development ◽  
Economic Welfare ◽  
Descriptive Data ◽  
Medium Enterprises

One of the solutions proposed by Badan Amil Zakat Nasional is to form Lembaga Pemberdayaan Ekonomi Mustahik which has the task of improving the quality of life of mustahik through its programs. So, the purpose of this study is to find out how the role of Lembaga Pemberdayaan Ekonomi Mustahik Badan Amil Zakat Nasional in improving the economic welfare of mustahik. This study uses qualitative research methods that produce descriptive data. Where this research is based on observations made by the author and then explained according to what the author observed in the field. The data collection that the researchers did was using the method of observation, documentary interviews, and other data. When the data has been collected, the researcher conducts an analysis and then draws conclusions from the analysis. The results of this study are Lembaga Pemberdayaan Ekonomi Mustahik BAZNAS plays a role in the development of micro, small and medium enterprises (MSMEs) and focuses on potential creative businesses, empowers by providing business development capital assistance, in accordance with the budget draft proposed by mustahik, and approved by LPEM BAZNAS. Keywords: The Role of LPEM BAZNAS, Mustahik's Economic Welfare

scholarly journals Small and Medium Enterprises: Importance for the Kosovo Economy

2021 ◽  
Vol 18 ◽  
pp. 215-221
Author(s):  
Afrim Loku ◽  
Nadire Loku ◽  
Naim Baftiu
Keyword(s):  
Economic Development ◽  
Labor Market ◽  
International Institutions ◽  
Small And Medium Enterprises ◽  
Scientific Contribution ◽  
Documentary Sources ◽  
Scientific Papers ◽  
Medium Enterprises ◽  
National Economies

This study aims to broaden the understanding of the importance of SMEs (Small and Medium Enterprises) for the economy of Kosovo, especially in terms of economic development, labor market and innovation. The study was conducted through analysis of documentary sources such as relevant reports of national and international institutions as well as relevant scientific papers. The scientific contribution of this study is theoretical and aims to help researchers of the field for an expanded understanding of SMEs over national economies. This study provides a concise framework of important elements on the economic impact of SMEs on Kosovo's economy. Examination of available data has shown that the SME sector plays a crucial role for the Kosovo economy. The key role of SMEs was emphasized in terms of overall value generated and the labor market while innovation remains a challenge to be addressed by stakeholders

scholarly journals Farah Fadhilah Ansetti_130218278_KP B

2021 ◽  
Author(s):  
farah fadhilah
Keyword(s):  
Foreign Exchange ◽  
Small And Medium Enterprises ◽  
Domestic Economy ◽  
Direct Impact ◽  
Current Account Deficits ◽  
The People ◽  
Tourism Sector ◽  
Direct And Indirect Impacts ◽  
Indirect Impacts ◽  
Medium Enterprises

Indonesia’s tourism sector continues to be encouraged to become one of the major foreign exchange earner sectors and has a direct impact on the people involved in tourism activities in the hope of covering current account deficits, increasing employment, and moving Micro, Small and Medium Enterprises (MSMEs). It should be understood that the tourism sector has direct and indirect impacts on the domestic economy

scholarly journals Analysis of Influence of Micro Small and Medium Enterprises (MSMEs) Development as a Competitive Advantage to Creative Economic Development

2018 ◽  
Author(s):  
Bunga Aditi ◽  
SOPI PENTANA
Keyword(s):  
Economic Development ◽  
Data Analysis ◽  
Competitive Advantage ◽  
Path Analysis ◽  
Significant Influence ◽  
Small And Medium Enterprises ◽  
Creative Economy ◽  
Analysis Method ◽  
Research Results ◽  
Medium Enterprises

The purpose of this research is to analyze the influence of MSME development as competitive advantage toward creative economic development in Medan city. Data analysis method used in research is path analysis. Simultaneously, the research results of MSME Development and Competitive Advantage have a positive and significant effect on creative economy. Partially, the Influence of MSME Development has positive and significant influence to creative economy. Partially Competitive advantage positively and significantly influences the creative economy. The development of MSME has a positive and significant impact on competitive advantage. Indirectly MSME development positively affects the creative economy through competitive advantage

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