An analysis of digital factors of bank capital transnationalization

2021 ◽  
Vol 19 (8) ◽  
pp. 1498-1516
Author(s):  
Adelina R. AKHMETOVA
Keyword(s):  
Digital Technologies ◽  
Comprehensive Analysis ◽  
Original Model ◽  
Econometric Modeling ◽  
Bank Capital ◽  
Technological Changes ◽  
Internal Factors ◽  
Factors Affecting ◽  
Digital Development ◽  
The Impact

Subject. This article discusses the use of digital technologies in banking. Objectives. The article aims to identify the factors and channels of impact of digital technologies on the implementation of transnational strategies by banks and assess the conditions for the transnationalization of bank capital. Methods. For the study, I used econometric modeling and the methods of systems, logical, structural, and comparative analyses. Results. Based on the systematization of the theory of transnationalization and a comprehensive analysis of factors affecting the activities of transnational banks, the article offers an original model for assessing the impact of digital technologies on the transnationalization of bank capital. Conclusions. To maintain a competitive position in the market, it is necessary to take into account external and internal factors of digital development when developing a strategy for transnationalization of banking activities in the context of digitalization, continuous technological changes, and innovation.

scholarly journals Assessing the Impact of Bank Concentration and Liquidity of Refah Bank Branches on Profitability during the Period1383-190

2014 ◽  
Vol 4 (1) ◽  
pp. 248
Author(s):  
Hossin Ostadi ◽  
Nastran Monsef
Keyword(s):  
Commercial Banks ◽  
Bank Capital ◽  
Factors Affecting ◽  
Bank Branches ◽  
Independent Variables ◽  
Bank Deposits ◽  
The Impact ◽  
Bank Concentration ◽  
Research Period

Profitability is an important factor to show this articledoeswhat is the role of the intermediary bank to collect your savings and allocation of loans.  Given the importance of profitability indicators in this study, the factors affecting the profitability of commercial banks in Iranare analyzedwith emphasis on the degree of centralization and bank deposits. Dependent variable is indicators of profitability (ROE, ROA) and bank deposits, bank size, bank capital, focus on liquidity and banking requirements are independent variables. Correlation analysis and OLS regression are used and the research period is 1381 to 1390 that the country's territory where bank branches.Our results indicate that the effect of bank size on profitability is positive and the increase in bank size on profitability is increased. Impact on the profitability of bank deposits is positive, ie increasing the profitability of bank deposits increased. Finally, the impact of bank concentration on profitability is positive. Increasing the bank's focus profitability increases. Moreover, the results adversely affect the liquidity of the index is profit. 

scholarly journals New institutional challenges to the educational space: security as a criterion for development in the conditions of digitalization

2020 ◽  
pp. 81-93
Author(s):  
Sergei Vladimirovich Rabkin
Keyword(s):  
Social Development ◽  
National Security ◽  
Social Relations ◽  
Digital Technologies ◽  
Interdisciplinary Approach ◽  
The State ◽  
Internal Factors ◽  
Sociocultural Processes ◽  
Institutional Challenges ◽  
The Impact

The subject of this research is the institutional transformations of educational space associated with the global processes of digitalization of social relations, as well as internal factors in cooperation between society and the state with regards to determination of the criteria of security for their development. Using the general methodology of institutional analysis, methods of analogy and summary, as well as interdisciplinary approach towards studying the educational space, the author considers the questions of implementation of digital education technologies under the conditions of current sociocultural transformations. Special attention is turned to the balance between rational and immaterial factors that affect the formation of modern educational space, and thereby, specification of the new institutional challenges to the security of social development. The conducted analysis of the problems of implementation of such technologies in the system of higher education leads to the conclusion on the need for assessing the effectiveness of implementation of digital technologies in accordance with the institutional criteria that imply not only the impact of both, rational and immaterial factors of social development. The institutional nature of these factors is insufficiently studied, however determines the possibility of application of cognitive models in solution of the tasks aimed at ensuring national security in the conditions of digitalization of sociocultural processes. Therefore, the crucial institutional criterion that defines the effectiveness of implementation of digital technologies in the educational space consists in its security in all regards. The proposed institutional-criteria approach allows the state and society to focus on ensuring security of the educational space in the context of solution of relevant tasks of ensuring national security of the Russian Federation.

Modern Features of the Transformation of the World and Russian Labor Markets

2020 ◽  
Vol 9 (1) ◽  
pp. 5-12
Author(s):  
Vasiliy Svistunov ◽  
Valeriya Konovalova ◽  
Vitaliy Lobachyev
Keyword(s):  
Labor Market ◽  
Labor Markets ◽  
Digital Technology ◽  
Digital Technologies ◽  
Value Added ◽  
Individual Factors ◽  
Cation Composition ◽  
The World ◽  
Digital Development ◽  
The Impact

The article is devoted to the assessment of the impact of modern digital technologies on the world and Russian labor market. The relevance of the chosen problem is explained by the fact that the achieved level of digital development of society has a signifi cant impact on the size of labor markets, the qualifi cation composition of workers, the demand for certain professions. The article presents the results of the analysis of the impact of digital technology on the growth of Russia’s GDP, the contribution of individual factors of growth in value added of diff erent sectors of the economy, including the sectoral dimension, the dynamics of digital technologies across regions of the country. The article presents the results of studies characterizing new trends in the labor market, formed as a response to the increasingly active penetration of the digital economy in the socioeconomic sphere of society.

Capital structure, ownership and crisis: how different are banks?

2018 ◽  
Vol 26 (2) ◽  
pp. 300-330
Author(s):  
Saibal Ghosh ◽  
Goutam Chatterjee
Keyword(s):  
Capital Structure ◽  
Board Structure ◽  
Bank Capital ◽  
Content Type ◽  
Factors Affecting ◽  
Banking Systems ◽  
Financial Firms ◽  
Bank Ownership ◽  
Indian Banks ◽  
The Impact

PurposeThe purpose of this study is to examine the issue of bank capital structure which has been widely debated in recent times, especially in view of the envisaged implementation of the revised Basel capital standards. An issue that has not been adequately addressed is the factors affecting capital structure of banks from a corporate finance perspective. To address this, the authors assemble data on publicly listed Indian banks for an extended time span and compare the findings with a comparable sample of largest non-financial firms.Design/methodology/approachIn view of the longitudinal nature of the data, the authors use panel data techniques to examine the issue.FindingsThe analysis indicates that profitability, growth opportunities and risk are the factors that are most relevant in influencing bank capital. Second, the crisis appears to have exerted a perceptible impact on bank capital.Practical implicationsOn balance, the findings refute the conventional wisdom that bank capital structure is purely a response to the regulatory requirements. Instead, the results would that banks’ capital decisions are influenced by several non-regulatory considerations as well, including government policies toward banks, which is particularly relevant in countries with predominantly state-owned banking systems.Originality/valueFirst, the authors examine the relevance of bank ownership for leverage, an aspect not adequately addressed in emerging economy banking systems. Second, they consider the impact of regulatory pressure on bank leverage, which assumes relevance in the aftermath of the crisis, wherein banks have been hard-pressed for capital. And finally, they contribute to the thin literature on the interlinkage between capital structure and board structure for banks.

scholarly journals The Specter of Digital Rights

2021 ◽  
Author(s):  
Kirill I. Ryabov ◽  
Keyword(s):  
Law Enforcement ◽  
Public Relations ◽  
Digital Technologies ◽  
Legal Regulation ◽  
Technological Changes ◽  
Electronic Signature ◽  
Semiconductor Chip ◽  
Legal Forms ◽  
The Impact ◽  
Legal Consequences

In the article, the author examines the problem of the impact of technological changes on the legal regulation of public relations, namely the development of digital technologies, how significant such an impact turned out to be and whether, in this regard, significant changes in the principles and mechanisms of legal regulation are required. It is asserted in the article that the problem how to adapt existing legal forms in order to address inevitable changes in public relationships (does not matter what the cause of these changes is: the so called “digitalization” or something else) may be relatively easily resolved. What we need to do is to segregate those aspects of the factual side of relationships in question that should have legal consequences from the rest, that is from those aspects that may be ignored by law. In order to illustrate this thesis the author considers two examples: the semiconductor chip protection and the electronic signature as a way to identify an entity who expressed a will. The author comes to the conclusion that the existing legal instruments for regulating the emerging new factual relations are sufficient, but they must be used correctly. The author gives examples of such law enforcement within the framework of the article.

scholarly journals The Impact of Diversification of Production Activities by Major Public Oil Companies on the Value of Their Shares

2019 ◽  
Vol 13 (4) ◽  
pp. 7-18
Author(s):  
Evgeny Busygin
Keyword(s):  
Positive Impact ◽  
Internal Factors ◽  
Factors Affecting ◽  
Oil Companies ◽  
Market Participants ◽  
Investment Companies ◽  
Financial Indicator ◽  
The Impact ◽  
First Time ◽  
Profitability Ratios

The studies devoted to the analysis of the diversification of production activities of the largest public oil companies andits impact on their cost do not consider production or financial factors, which are important indicators for assessing thedevelopment prospects of companies.In this article, an econometric analysis will be carried out to identify the external and internal factors affecting thecapitalization of the largest vertically integrated oil companies, and for the first time, profitability ratios for each ofthem will be used to test the hypothesis about the positive impact of diversification of activities on the upstream anddownstream segments.As a result of the study, it was found that an increase in profitability in the upstream segment leads to an increase in thevalue of oil companies shares, while profitability in the downstream segment turned out to be an insignificant factor thatnegatively affects the dependent variable.The obtained results indicate that investors are more oriented to the financial indicator related to the production sector,ignoring the refining segment, which may lead to underestimation of oil companies and subsequent adjustments of stockprices.The final conclusions can be used by investment companies and other stock market participants as part of investmentdecision making process regarding the acquisition/sale of shares of large vertically integrated oil companies.As part of the development of a study on the valuation of oil companies, it could be analyzed the influence of the factorsconsidered in the work on firms that conduct production activities separately in upstream and downstream segments.

scholarly journals Applying Bayesian method to investigate determinants of non performing loans of banks in Vietnam

2021 ◽  
Vol 5 (1) ◽  
pp. first
Author(s):  
Nam Hai Pham ◽  
Nguyen Ngoc Tan
Keyword(s):  
Commercial Banks ◽  
Policy Implications ◽  
Bank Loan ◽  
Gdp Growth ◽  
Bank Capital ◽  
Factors Affecting ◽  
Gdp Growth Rate ◽  
Macro Variables ◽  
Mcmc Chain ◽  
The Impact

This study was conducted to determine the factors affecting non-performing loans of commercial banks in Vietnam for the period 2007 - 2018. The study applies the Bayesian approach and the Random-walk Metropolis-Hastings algorithm to evaluate the impact of micro and macro factors on non-performing loans of commercial banks. The dependent variable is non-performing loans, which is measured by the ratio of non-performing loans divided by total outstanding loans; the independent variables in terms of bank characteristics are non-performing loans of the previous year, profitability, bank size, bak loans, and bank capital; the macro variables are inflation and GDP growth. Research data was collected from financial statements of 30 Vietnamese commercial banks and the General Statistics Office of Vietnam from 2007 to 2018. To increase the reliability and efficiency of the model as well as reasonable Bayes inference, a convergence test of the MCMC chain was performed. The result of this study shows that non-performing loans of the previous year, bank size, bank loan, bank capital, and inflation have positive impacts on bank non-performing loans. In addition, bank profitability and GDP growth rate are factors that have the opposite effects. Based on the research results, the author proposes policy implications for the decision-makers to help banks reduce non-performing loans and promote banks to operate effectively and more efficiently.

Assessment of Satisfaction with the Conditions and Opportunities for Professional Activity in Customs Bodies

2021 ◽  
pp. 123-137
Author(s):  
Vladimir I. Dyakov ◽  
◽  
Viktor V. Gorchakov ◽  
Marina V. Niyazova ◽  
Viktor V. Stetsyuk ◽  
...  
Keyword(s):  
Working Conditions ◽  
Interpersonal Relations ◽  
Work Satisfaction ◽  
Professional Activity ◽  
Internal Factors ◽  
Factors Affecting ◽  
Young Professional ◽  
Professional Requirements ◽  
Relationship Of ◽  
The Impact

There is a need to obtain scientifically grounded data on how young professionals feel about themselves, take their first steps in the customs bodies, how the “system” evaluates in practice the level of graduates’ preparedness, how their interpersonal relations develop while they serve in the customs bodies. An organized and effectively functioning system of adaptation of customs body officials and employees is very important both for a young specialist and for an organization. Such a system decreases the rate of staff turnover, reduces costs, saves the time of the manager and the employees, develops a positive attitude to work, satisfaction with working conditions, and also determines the effectiveness of the follow-up actions of the young professional in the workplace. Professional adaptation in the customs bodies has a number of features due to the specifics of the customs service. The article assesses the impact of satisfaction with working conditions and opportunities in the customs bodies on the adaptation of customs bodies’ officials and employees to the customs service. The article aims to analyze factors affecting satisfaction with working conditions and opportunities, and to develop recommendations for improving the adaptation of young specialists to the customs service using the example of Vladivostok Branch of the Russian Customs Academy graduates working in the customs bodies. The authors identify the approaches to professional adaptation to the customs service; they differ by the object of analysis. A correlation analysis of the graduates’ survey shows a direct positive relationship of individual indicators of external and internal factors. A model assessing work satisfaction and the level of adaptation to the professional requirements has been designed. Recommendations have been developed to improve a young specialist’s professional adaptation to the customs service. The improvement of adaptation management starts from the enrollment campaign, goes through the entire learning process at the educational organization, and ends in the customs bodies. For the officials and employees of the customs bodies, the improvement includes various measures, including the development and implementation of a scientifically based adaptation program.

scholarly journals The impact of the transport offer on passenger volume on regional rail transport in the Lower Silesian province

Europa XXI ◽  
2018 ◽  
Vol 34 ◽  
pp. 79-93
Author(s):  
Wojciech Jurkowski ◽  
Mateusz Smolarski
Keyword(s):  
Transport System ◽  
Rail Transport ◽  
External Factors ◽  
Passenger Transport ◽  
Internal Factors ◽  
Factors Affecting ◽  
Passenger Volume ◽  
The Impact ◽  
Lower Silesia ◽  
Transport Supply

Abstrakt: Factors affecting passenger behaviour can be divided into the internal (relating to transport supply) and the external (which are independent of carriers). The literature emphasises that, as rail transport develops, supply becomes comparable along many routes, leaving external factors to be regarded as increasingly important. In contrast, the authors of this article consider that deregulation and transformation of the rail transport system in Poland have ensured that internal factors continue to exert the primary influence on passenger behaviour in this country. The work detailed in this article has thus sought to demonstrate the impact of transport supply on passenger volume at individual stations in those towns and cities of the region of Lower Silesia that have access to rail passenger transport throughout the year.

scholarly journals Impact Factors Affecting the Rationality of Managerial Decisions in Business

2021 ◽  
Vol 2020 (4) ◽  
pp. 496-504
Author(s):  
Evgeny Shumkin
Keyword(s):  
Social Relations ◽  
Social Utility ◽  
Impact Factors ◽  
Internal Factors ◽  
Factors Affecting ◽  
Managerial Decisions ◽  
External Conditions ◽  
Business Entities ◽  
Commercial Organization ◽  
The Impact

This paper provides a theoretical analysis of the key factors that affect the process of making managerial decisions in business. The research objective was to reveal the palliative meaning of the impact of certain external conditions on entrepreneurship. The model of social relations of business entities is determined by their desire to meet their needs. The normativity of these relations depends on an external regulator that presumes their rationality and integrity. The state dictates "the rules of the game" and guarantees balanced social and legal opportunities for business entities. As a basic component of entrepreneurship, managerial activity depends on the collaboration of many external and internal factors. Under their impact, the abstract model of business activity faces conditions that determine the evolutionary path of a commercial organization. Permanently manifested factors form a "pattern" of managerial decisions that ensure either growth and profit or losses and financial and legal insolvency for the company. The quality of management decisions depends on how well the enterprise manages risks, resources, and uncertainty. The goal of a commercial organization is connected with the conditions of certainty and uncertainty, social utility and the overall economic good. Under such circumstances, an ideal competing market (Pareto efficiency) seems unlikely due to the fact that external and internal factors affecting the business sphere change the social relations that form them. As a result, economic, social, and legal risks increase, but the welfare of society does not, and individual economic entities bear financial and image losses.

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