scholarly journals Faktor Pendorong Respon Komunitas Pondok Pesantren Madura Terhadap Bank Syariah

2019 ◽  
Vol 5 (01) ◽  
pp. 66
Author(s):  
Iskandar Iskandar
Keyword(s):  
Data Collection ◽  
Boarding School ◽  
Boarding Schools ◽  
School Community ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Community Responses ◽  
Interview Method ◽  
Islamic Bank ◽  
The Relationship

Abstract: This study aimed to determine how the community of Islamic boarding schools responds to Islamic banks and what factors that were drived the response of the boarding school community to Islamic banks.The procedure of data collection in this study was obtained using the interview method, and supported by documentation and observation, and then the data was analyzed to obtain conclusions and verification. The results of this study explained that there were two groups of Islamic boarding school community responses to Islamic banks. first, the community is responsive to Islamic banks, and second, the community is less responsive to Islamic banks. the factors of islamic boarding school community to Islamic banks include: the community's view of bank interest law, the policy of head master of the Islamic boarding school, the introduction and dissemination of Islamic banking, access to Islamic banks, and the relationship between the values ​​of Islamic boarding schools. Keywords: Response, Islamic Boarding School Community, Islamic Bank Abstrak: Penelitian ini bertujuan untuk mengetahui bagaimana respon komunitas pondok pesantren terhadap bank syariah dan faktor pendorong respons komunitas pondok pesantren terhadap bank syariah. Prosedur pengumpulan data dalam penelitian ini diperoleh dengan menggunakan metode wawancara, dan didukung oleh dokumentasi dan observasi, kemudian data dianalisa untuk diperoleh kesimpulan dan verifikasi. Hasil penelitian menjelaskan bahwa terdapat dua kelompok respon komunitas pondok pesantren terhadap bank syariah. Yaitu: komunitas responsif terhadap bank syariah dan komunitas kurang responsif terhadap bank syariah. Sedangkan faktor pendorong respon komunitas pondok pesantren terhadap bank syariah antaralain: pandangan komunitas terhadap hukum bunga bank, kebijakan kiyai pimpinan pondok pesantren, pengenalan dan sosialisasi tentang perbankan syariah, akses terhadap bank syariah, keterkaitan antara nilai-nilai pondok pesantren dengan bank syariah. Kata kunci: Respon, Komunitas Pondok pesantren, Bank syariah

scholarly journals FAKTOR –FAKTOR YANG MEMPENGARUHI NIAT PADA PERILAKU NASABAH MENABUNG DI PERBANKAN SYARIAH DENGAN AGAMA SEBAGAI VARIABEL KONTROL

2017 ◽  
Vol 5 (2) ◽  
pp. 101
Author(s):  
Aglis Andhita Hatmawan ◽  
Any Widiasmara
Keyword(s):  
Data Collection ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Muslim Community ◽  
Islamic Bank ◽  
Saving Behavior ◽  
The Relationship ◽  
Pls Method

<em>This study aims to determine the factors that influence the saving behavior of muslim community to use the Islamic banking in Madiun. Data collection was done by distributing questionnaires. A total of 360 questionnaires were distributed and the total of 320 questionnaires were returned Analyses were performed with PLS method. The results analyzes showed that attitude, Perceived bihavior control and subyek norm shows a influence is significant on intention. as well as the variables religiosity are taken as moderation couldn’t explain the relationship between and intention on saving behavior in Islamic banks. The study has implications for Islamic bank that can appropriately target the customers using islamic bank selection determinants that are valued by the customers. This paper is one of the few that has used a quanlitative approach to study saving behavior for Islamic banking. Furthermore, the paper employs this methodology in the context of madiun city, which enriches the studies done in this context and area.</em>

scholarly journals Patterns of Islamic Banks Financing to Increase the Number of Halal Tourism and the Local Generated Income (PAD) Growth In Indonesia

2019 ◽  
Vol 4 (1) ◽  
pp. 10
Author(s):  
Fadli Muhammad
Keyword(s):  
Tourism Industry ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Islamic Bank ◽  
Bank Financing ◽  
Tourism Sector ◽  
Capital Financing ◽  
Tourism Potential ◽  
Relationship Of ◽  
The Relationship

This study aims to analyze the relationship of Islamic bank financing to the increase the number of halal tourists and the growth the local generated income (PAD) period 2015-2016 in 33 provinces, Indonesia. Using the research method is granger causality and panel data multiple regression with the Minitab analytical tool. This model analyzes the influence of Islamic bank financing contributions to the number of halal tours and the local generated income. The amount of Islamic banks financing in the tourism sector such as restaurant and tourism business has contributed to increase the number of halal tourists and the growth of the local generated income (PAD). The results of this study can be used for the Islamic banking industry to support capital financing for the halal industry. In previous studies only analyzed the halal tourism potential, as well as the potential of the tourism industry in general for the local generated income. However, this study discusses the contribution of Islamic bank financing to the number of halal tourism and an increase in the local generated income.

scholarly journals Santri Perception to Islamic Bank: Are there no Differences with Conventional Banks?

Afkaruna ◽  
2021 ◽  
Vol 17 (2) ◽  
pp. Layouting
Author(s):  
M. Fuad Hadziq ◽  
Yosi Mardoni ◽  
Moh. Khoirul Anam
Keyword(s):  
Analytical Method ◽  
Descriptive Analysis ◽  
Boarding Schools ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Islamic Bank ◽  
Causative Relationship ◽  
Conventional Banks ◽  
Depth Interviews ◽  
Structured Questionnaire

Several studies show no difference in practice and academics in general between Islamic banks and conventional banks. However, they are both very different. This research analysed the perceptions of santri/students of Islamic boarding schools regarding no differences between Islamic banks and conventional banks. This research was quantitative with an in-depth descriptive analysis. The research sample used a blend of purposive and judgment techniques applied to santri from several large Islamic boarding schools in Banyuwangi. The analytical method used a two-way causative relationship using multiple regression. The research used a structured questionnaire with a Likert scale and in-depth interviews with santri. Santri's view of Islamic banks differed from that of regular banks. Santri strongly believes in Islamic banking, while the majority is not traditional but represents Islamic ideals. Islamic bank workers, nevertheless, have shown Islam's greater identity than standard banks and imply that no disparities in Islamic banks are shown to be stigmatic.

scholarly journals Why Non-Muslims Become Customers of Islamic Banking?

2021 ◽  
Vol 39 (12) ◽  
Author(s):  
Laily Nurhayati ◽  
Silvya L. Mandey ◽  
Rita N. Taroreh ◽  
Irvan Trang ◽  
Radjab Djamali
Keyword(s):  
Data Collection ◽  
Banking Industry ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Muslim Population ◽  
Data Collection Methods ◽  
Islamic Bank ◽  
North Sulawesi ◽  
Analysis Technique ◽  
Collection Methods

The growth of Islamic bank assets in North Sulawesi in December 2020 reached 23.44%, even though the non-Muslim population reached 61.53%. One Islamic Bank, Manado branch, has more non-Muslim customers than Muslim customers, so it is interesting to research. This research aims to reveal the factors that influence their decision to become customers of Islamic banks. The data collection methods used in this study were observation, interviews, and documentation to fourteen people consisting of non-Muslim customers of Bank Muamalat Indonesia and Bank Syariah Indonesia Manado Branch. The analysis technique is through reduction and presentation of data to determine conclusions. The results of the study found. They become customers of Islamic banks because of the service, price/cost, product, facilities, references, and benefits. This research can be used as evaluation material and input for the Islamic banking industry.

scholarly journals Analisis Pengetahuan tentang Perbankan Syariah Santri Pondok Pesantren Al-Ittihad Mojokerto dan Pengaruhnya terhadap Minat Menabung di Bank Syariah

2019 ◽  
Vol 4 (2) ◽  
pp. 181-206
Author(s):  
Tita Octavina Fauzy ◽  
Agus Purwadi ◽  
Rahmad Hakim
Keyword(s):  
Data Collection ◽  
Boarding School ◽  
Positive Influence ◽  
Islamic Banking ◽  
Collection Method ◽  
Independent Variables ◽  
Data Collection Method ◽  
The Relationship

This study aims to determine the correlation between the knowledge owned by students of Al-Ittihad Mojokerto Islamic boarding school to the interest in saving in Islamic banking. This study is a quantitative and the data collection method used questionnaires. The results of this study, the significance value of the variable students’ knowledge was equal to .000 < .05 and there was a positive influence between the variable of knowledge of students about Islamic banking (X) towards the interest in saving in Islamic banking (Y). Therefore, Ho is rejected and Ha is accepted. Moreover, the result of r_ (count) is .753 greater than r_ (table), which is equal to .195. According to the criteria, the relationship between the dependent and independent variables showed a strong and significant correlation between the variable knowledge of students and interest in saving. Moreover, the knowledge was greater so, the interest of saving also was greater. It was expected for further research, in order to increase the number of respondents and variables. The results of further research can be further elaborated.

scholarly journals Personal Hygiene Yang Buruk Meningkatkan Kejadian Pediculosis Capitis Pada Santri Santriwati Di Pondok Pesantren

2021 ◽  
Vol 6 (1) ◽  
Author(s):  
Fitra Pringgayuda ◽  
Gita Anggelia Putri ◽  
Andri Yulianto
Keyword(s):  
Data Collection ◽  
Boarding School ◽  
Boarding Schools ◽  
Statistical Test ◽  
Female Students ◽  
Personal Hygiene ◽  
P Value ◽  
Chi Square ◽  
Pediculosis Capitis ◽  
The Relationship

Objective:  This study aims to determine the relationship between hygiene and the incidence of pediculosis capitis among female students in Islamic boarding schools. Methods: This article used analytic observational with crossectional approach. The samples used 89 female students in  Islamic boarding schools  Miftahul Falah Banyu Mas Pringsewu Lampung.  Data collection using a questionnaire instrument that has been validated and reliabilitis. statistical test using the chi square test.Results: :The result shows respondent characteristics based on age is most respondents aged 12 years (23.8%) and based on class levels most were in 7th grade. Most respondents did not do good personal hygiene (65%). Most of the respondents have experienced pediculosis capitis (67.5%). There is a relationship between personal hygiene with the incidence of pediculosis capitis in Miftahul Falah Islamic Boarding School Banyumas Pringsewu Lampung in 2020 with p value = 0,000; OR= 19,167 (5,881-62,471)Conclusion:  Poor personal hygiene can increase the incidence of pediculosis capitis in students in Miftahul Falah Islamic Boarding School

scholarly journals Patterns of Islamic Banks Financing to Increase the Number of Halal Tourism and the Local Generated Income (PAD) Growth In Indonesia

2019 ◽  
Vol 4 (1) ◽  
pp. 10
Author(s):  
Fadli Muhammad
Keyword(s):  
Tourism Industry ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Islamic Bank ◽  
Bank Financing ◽  
Tourism Sector ◽  
Capital Financing ◽  
Tourism Potential ◽  
Relationship Of ◽  
The Relationship

This study aims to analyze the relationship of Islamic bank financing to the increase the number of halal tourists and the growth the local generated income (PAD) period 2015-2016 in 33 provinces, Indonesia. Using the research method is granger causality and panel data multiple regression with the Minitab analytical tool. This model analyzes the influence of Islamic bank financing contributions to the number of halal tours and the local generated income. The amount of Islamic banks financing in the tourism sector such as restaurant and lodging business has contributed to increase the number of halal tourists and the growth of the local generated income (PAD). The results of this study can be used for the Islamic banking industry to support capital financing for the halal industry. In previous studies only analyzed the halal tourism potential, as well as the potential of the tourism industry in general for the local generated income. However, this study discusses the contribution of Islamic bank financing to the number of halal tourism and an increase in the local generated income.

ALTERNATIF PERHITUNGAN RETURN SHAHIBUL MAL PADA SKEMA MUDHARABAH BANK SYARIAH

2020 ◽  
Vol 3 (2) ◽  
Author(s):  
Refky Fielnanda
Keyword(s):  
Rapid Development ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Theoretical Level ◽  
Method Of Calculation ◽  
Islamic Bank ◽  
Representative Office ◽  
Operational Practices ◽  
Computerized System ◽  
Practical Level

Abstract: The rapid development of the number of islamic banks should be balanced with the availability of infrastructure to carry out daily operational practices. The operational tools include hardware as like as representative office, computerized system, reliable human resources and software as like as method, culture and financial and islamic banking knowledge. In terms of development of Islamic finance is the paper "Alternative Calculation of Return Shahibul Mal on Mudharabah Scheme on Bank Syariah" was written. During this calculation of return shahibul mal has not been standardized in a formula, thus causing two serious effects. First, in the theoretical level, the formula has not yet created a difficulty. Secondly, in practical level, the formula is not impressive enough to recalculate the complexity of return calculations obtained by shahibul mall, causing laziness of the community using the services of islamic bank. This paper using mathematical and arithmetic equations with the help of modeling made by the author to refine and improve the method of calculation that has been available. The purpose of this paper is to create a standard formula that facilitates the calculation of return earned by a shahibul mal in a mudaraba scheme in a islamic bank.  

EFEKTIVITAS PEMASARAN BANK SYARIAH MENGGUNAKAN MEDIA SOSIAL INSTAGRAM DI INDONESIA” (Studi Kasus pada PT. BNI Syariah)

Paradigma ◽  
2020 ◽  
Vol 17 (1) ◽  
pp. 1-15
Author(s):  
Indriyani ◽  
Rizal Fahlevi
Keyword(s):  
Social Media ◽  
Rapid Development ◽  
Communication Media ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Islamic Bank ◽  
Marketing Effectiveness

The purpose of this study is to see the level of marketing effectiveness carried out by Bank BNI Syariah using social media Instagram. The rapid development of Instagram in Indonesia has made Bank Negara Indonesia Syariah actively use this social media as a forum for promotion on Instagram under the account name @ bni.syariah. So it is recorded that as of January 2019 the @ bni.syariah account has the most followers or followers of 37.8 thousand. Then followed by the account @banksyariahmandiri 36.4 thousand followers, @brisyariah 32.5 thousand followers, @ bank.muamalat 25.7 thousands followers, @bankbjbsyariah 8,095 followers, @bankmegasyariah 5,619 followers, @hababankaceh 5,399 followers, @bank_syariahbukopin 2,736 followers, and @ panindubaisyariah.bank 263 followers. Instagram is effectively used as a marketing medium for Islamic banks, especially for BNI Syariah, which is effectively used as a media for promotion and communication media with BNI Syariah customers. With the existence of Instagram as a marketing medium for Islamic banks, in this case BNI Syariah is very helpful in introducing Islamic bank products and helping to increase BNI Syariah revenue itself. Although, currently Instagram social media is only used as a promotional media or the first media for BNI Syariah to introduce Islamic banking products and is also used as a medium of communication with active BNI Syariah customers. So that any complaints or problems, especially related to service, customers can immediately submit complaints to BNI Syariah via Instagram, and problems can be resolved according to the customer's needs.

Determinants of Islamic Bank Profitability: Evidence from Indonesia

2020 ◽  
Vol 5 (1) ◽  
pp. 1-13
Author(s):  
Puji Sucia Sukmaningrum ◽  
Kashan Pirzada ◽  
Sylva Alif Rusmita ◽  
Fatin Fadhilah Hasib ◽  
Tika Widiastuti ◽  
...  
Keyword(s):  
Interest Rate ◽  
Quality Management ◽  
Banking Industry ◽  
External Factors ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Return On Assets ◽  
Internal Factors ◽  
Bank Profitability ◽  
Islamic Bank

Objective – Islamic Banks have a distinct advantage that is not only conduct a commercial operation, but to also conduct social operations. Therefore, Islamic Banks plays an important role in developing the Indonesian economy. The aim of this study is to investigate the impact of internal and external factors that affect the profitability of Islamic Banks in Indonesia. Methodology/Technique – The methodology of this research is multiple regression. The object of this research is the Islamic banking industry in Indonesia. Internal factors include size, liquidity, asset quality, management, and efficiency ratio. External factors include interest rate and inflation. Return on Assets is used to measure profitability. The monthly data is collected from the financial reports of Islamic Banks between 2011 to 2016. Findings – The findings show that size, liquidity, assets quality, management ratio, interest rate and inflation lead to a greater Return on Assets (profitability) in Islamic Banks in Indonesia. Efficiency however does not have a significant effect on profitability of Islamic Banks in Indonesia. Novelty – Based on the results of this research, it can be concluded that the Islamic banking industry can use those variables to improve the profitability of Islamic banks in the future. In addition, there are two variables that affect the profitability of Islamic banking industry. For the Islamic banking industry should anticipate the movement of inflation and interest to improve the profitability of Islamic banks. Type of Paper: Empirical paper. Keywords: Islamic Banks; Profitability; Internal Factors; External Factors; Indonesia. Reference to this paper should be made as follows: Sukmaningrum, P.S; Pirzada, K; Rusmita, S.A; Hasib, F.F; Widiastuti, T; Hendratmi, A. 2020. Determinants of Islamic Bank Profitability: Evidence from Indonesia, J. Fin. Bank. Review, 5 (1): pp. 01 – 13 https://doi.org/10.35609/jfbr.2020.5.1(1) JEL Classification: G21, G24.

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