scholarly journals IMPLEMENTASI FATWA-FATWA DSN-MUI PADA PEMBIAYAAN DANA TALANGAN HAJI (STUDI KASUS PADA PADA KSPPS BTM MULIA BABAT – LAMONGAN)

Author(s):  
Ahmad Arif Rahman Saidi ◽  
Warsidi Warsidi

ABSTRACT The use of religious guidances from DSN-MUI as a basis of delivering products in the Micro-Sharia Financial Institution (LKS)  is not accompanied by a complete and correct understanding of the implementation. It can be seen in among others, the fund financing of hajj bailout. There are many different kinds of contracts used by micro-sharia financial institution in the hajj bailout fund financing, such as the contract of qardh bil ujrah and ijarah multijasa, even there are those that uses murabahah contract in the hajj fund financing.The author's interest in examining the implementation of hajj bailout fund financing in KSPPS BTM Mulia is because the KSPPS BTM Mulia used the contract of qardh bil ujrah and then change it into ijarah multijasa at the beginning of the emergence of the product of hajj bailout fund financing. The author intends to find out about the implementation in KSPPS BTM Mulia, which contract is most in accordance with the Sharia economic law, and what are the impact of the changes for KSPPS BTM Mulia.This study is a qualitative-descriptive research which uses the data collection technique with observation, interview, and documentation. The data source of this study is: (1) the person who is involved in hajj fund financing in KSPPS BTM Mulia starting from the management, Sharia supervisory board, marketing, legal, and customers; and (2) contract documents, minutes of meetings, and other documents which related to and needed in this study.From this study, it is known that the implementation of hajj bailout fund financing in KSPPS BTM Mulia that uses the qardh bil ujrahcontract, the halal status  cannot be guaranteed, while the ijarah multijasa contract with little improvement will be more appropriate and in accordance with the Islamic Sharia principles. Keywords      :Hajj Bailout Fund Financing, Contract ofQardh ,Ijarah Multijasa, Kafalah

2021 ◽  
Vol 1 (3) ◽  
pp. 232-243
Author(s):  
Tria Maryani ◽  
Soenar Soekopitojo ◽  
Titi Kiranawati

Tengger tribe has a dish that is served on special occasions ceremony. The special occasion ceremony held by the Tengger tribe is inseparable from the culture and Hindus’s religion which is the majority religion of the Tengger tribe. Argosari Village is one of the villages that still carries out all special occasion’s ceremonies related to custom and religion. This village is in Lumajang Regency. This research was using qualitative descriptive research, with data collection techniques used are interviews, observation, and documentation. The data source was obtained from interviews with five informants are the Dukun Pandhita of Argosari village, Mangku village, and society’s Argosari. Data analysis is performed interactively with steps such as reduction, data presentation and drawing conclusions or verification and to check the validity of finding with member checking methode to Dukun Pandhita. The results of the research which is identifiying the special occasion dishes of Tengger tribe, there are 6 groupings dishes based on staple foods such as rice, side dishes such as omelette, fried chicken, fried noodles. Vegetable dishes include jangan benguk, jangan kentang. Snacks consist of pepes, pasung, jenang abang, apem, juadah, tetelan. The beverages such as tea and coffee. Dandananan such as gedhang ayu, pencok bakal. Masyarakat suku Tengger mempunyai hidangan yang disajikan pada upacara kesempatan khusus. Upacara kesempatan khusus yang dilaksanakan oleh masyarakat suku Tengger tidak terlepas dari kebudayaan dan agama Hindu yang merupakan agama mayoritas suku Tengger. Desa Argosari merupakan salah satu desa yang masih melaksanakan semua upacara kesempatan khusus yang berkaitan dengan adat maupun keagamaan, Desa ini terletak di Kabupaten Lumajang. Penelitian ini merupakan penelitian deskriptif kualitatif, dengan teknik pengumpulan data berupa wawancara, observasi dan dokumentasi. Sumber data diperoleh dari wawancara dengan lima informan yaitu Dukun Pandhita teraktif dengan langkah reduksi, penyajian data dan penarikan kesimpulan atau verifikasi. Pengecekan temuan dilaksanakan dengan member checking kepada Dukun Pandhita. Hasil dari penelitian ini adalah terdapat 6 pengelompokan hidangan yang disajikan pada kesempatan khusus, yaitu makanan pokok antara lain nasi, hidangan lauk pauk berupa telur dadar, ayam goreng. Hidangan sayuran antara lain jangan benguk, jangan kentang. Sedap-sedapan yang terbagi menjadi jajanan telesan berupa pepes, pasung, jenang abang, apem, juadah, tetelan dan jajanan garingan seperti matari


2020 ◽  
Vol 3 (1) ◽  
pp. 1-8
Author(s):  
Qurrotul Ainin Sholikhah ◽  
Himatul Aliyah

Abstract. This research was conducted to determine the urgency of Dawud fasting for women from a physio-psychological perspective. This research is a type of qualitative descriptive research, by making direct observations or observations. The target of this study is to determine the urgency of Dawud fasting in women from the perspective of physio-psychology and Sufism for students of the Jagad Alimussirry Islamic boarding school. The data collection technique was carried out by means of interview and literature review. Meanwhile, for data analysis, the  researcher used an interactive model from Miles and Huberman and to test the validity of the data,the researcher  used Triangulation technique. The results obtained that the habit of Dawud Sunnah fasting for women could make them accustomed to be able to introspect (muhasabah) their own mistakes, be patient and sincere, motivate oneself to think positively and optimistically, be empathetic towards others and adapt well to the environment. Dawud fasting is very important and suitable for the fair sex. By not leaving Lillahita'ala's intention to worship, it will automatically train a variety of things that can guide a women in facing every problems in their life as well as making a women special not only physically but also psychologically and spiritually.


2021 ◽  
Vol 2 (01) ◽  
pp. 12-16
Author(s):  
Yesi Nurmaliza ◽  
Edy Susanto ◽  
Diah Selviani

ABSTRACT Vocational High School (SMK) S 8 Grakarsa Bengkulu which is located on Jl. Adam Malik Km 8, Kel. Sido Mulyo, Kec. Gading Cempaka, Bengkulu City. This research is a qualitative descriptive research. The data collection technique in this study was by means of Observation, Interview, Questionnaire and Documentation, when teaching students the teacher went through (3) stages, namely the initial, core and closing stages of using learning media, knowing the concept of learning media, who used learning media, the stages of making learning media and internal and external factors that were found when video-based learning media were applied, in the implementation of learning in the room, students were seen to be active and enthusiastic in participating in learning because the teacher used video-based media by sending videos via android with an attractive display and media on when learning takes place, so that learning is interesting and good.


Aksara ◽  
2021 ◽  
Vol 32 (2) ◽  
pp. 275-286
Author(s):  
Muharsyam Dwi Anantama ◽  
Aditya Setiawan

Abstrak Nama adalah kata-kata yang menjadi identitas bagi benda, peristiwa, dan makhluk di dunia. Manusia hidup dalam relasi yang rumit dan beragam, untuk memudahkan penyebutan kemudian diberikan penamaan. Penelitian ini bertujuan untuk mendeskripsikan jenis makna, jenis penamaan, dan komponen makna nama-nama makanan di sekitar kampus di Purwokerto. Penelitian ini adalah penelitian deskriptif kualitatif. Penelitian ini menggunakan pendekatan semantik. Data dalam penelitian ini adalah nama-nama makanan yang berjumlah 19 data. Sumber data dalam penelitian ini adalah pembuat dan penjual makanan kaki lima di sekitar kampus di Purwokerto. Tahap penyedian data menggunakan teknik wawancara. Teknik analisis data yang digunakan, antara lain (1) pengumpulan data, (2) reduksi data, (3) penyajian data, dan (4) penarikan simpulan. Hasil dan pembahasaan penelitian ini menunjukkan bahwa jenis makna yang ada dalam data adalah makna denotatif (5 data), makna konotatif (3 data), makna kontekstual (2 data), dan makna referensial (3 data). Jenis penamaan yang ditemukan adalah peniruan bunyi (1 data), penamaan sifat khas (2 data), penamaan tempat asal (1 data), penamaan bahan (1 data), penamaan keserupaan (1 data), penamaan pemendekan (1 data). Komponen makna yang ditemukan antara lain berdasarkan bahan yang digunakan, berdasarkan warna, berdasarkan bentuk, berdasarkan pembuatan, dan berdasarkan kemasan. Berdasarkan analisis tersebut, disimpulkan bahwa penamaan makanan dapat ditelusuri dari tiga aspek, yaitu jenis, makna, dan komponen makanan dengan menerapkan pada aspek semantiknya. Kata kunci: nama makanan, makna, penamaan, sematik Abstract Names are words that become identities for things, events, and creatures in the world. Humans live in complex and diverse relationships, so that naming is given to facilitate the naming. This research aims to describe the types of meanings, types of naming, and components of the meaning of food names around the campus in Purwokerto. This research is a qualitative descriptive research. This research uses a semantic approach. The data in this research are 19 food names. The data source in this research is the maker and seller of street food around the campus in Purwokerto. Data collecting stage uses interview techniques. Data analysis techniques used include (1) data collection, (2) data reduction, (3) data presentation, and (4) drawing conclusions. The results and discussion of this research indicate that the types of meanings contained in the data are denotative meanings (5 data), connotative meanings (3 data), contextual meanings (2 data), and referential meanings (3 data). The types of naming found are mimicking sounds (1 data), naming unique traits (2 data), naming origin (1 data), naming material (1 data), similarity naming (1 data), naming shortening (1 data). The meaning components that are found are based on the material used, based on color, based on shape, based on manufacture, and based on packaging. Based on this analysis, it was concluded that the naming of food can be traced from three aspects, namely the type, meaning and component of food by applying to its semantic aspects. Keywords: food names, meanings, naming, semantic


Author(s):  
Siti Fathonah ◽  
Achmad Dicky Romadhan

Bulungan Language as one of the langugaes in North Kalimantan Province has scattered speakers in 8 sub-districts. As language with scattered speakers made Bulungan Language get less attention from language researcher dan linguist to describe it thoroughly. Bulungan language has active voice and passive voice as part of its grammar which has not been studied furtherly yet. Then, the rseracher take this chance to discuss active voice and passive voice in the Bulungan language in this study. This research employed qualitative descriptive research. The data used in this study was oral data directly taken from the native Bulungan speakers. The data collection technique used in this study was by listening technique and the note-taking technique. This study revealed that the active and passive voice of the Bulungan language had different markers but same passive voice property across languages.


Multilingual ◽  
2020 ◽  
Vol 19 (1) ◽  
pp. 32-43
Author(s):  
Herawati S.S., M.A.

AbstractThe purpose of the research is to identify the forms of reduplication in Sinjai Bugineses dialect and also its meaning and its function. This research is a qualitative descriptive research. Data source is the forms of reduplication of the Sinjai Buginese dialect used in daily communication. Data collection techniques uses read and note techniques, while the data analysis method uses sharing method by Immediate Constituent Analysis technique. The result of this study founds some forms of reduplication in Sinjai Buginese dialect as follows: (a) full reduplication, (b) partial reduplication, (c) reduplicative affixes, and (d) initial reduplication. Reduplication can be used to form new words, e.g to form nouns, while it may be used to denote a number of things such as number (plurality, distribution, collectivity), distribution af an argument, tense, aspect, intensity, conditionality, reciprocity, and pretense. Keywords: reduplication, Bugis language, meaning, Sinjai dialect AbstrakPenggunaan bahasa Bugis di Kabupaten Sinjai selain sebagai alat komunikasi sehari-hari, juga sebagai sarana pendukung kebudayaan penuturnya. Penelitian ini bertujuan mengidentifikasi bentuk-bentuk reduplikasi dalam bahasa Bugis dialek Sinjai beserta fungsi dan maknanya. Penelitian ini merupakan penelitian deskriptif kualitatif. Sumber data berupa bentuk-bentuk reduplikasi yang digunakan oleh penuturnya dalam kehidupan sehari-hari. Teknik pengumpulan data yang digunakan adalah teknik simak dan catat, sedangkan metode analisis data menggunakan metode agih dengan teknik pilah unsur langsung. Berdasarkan hasil analisis diperoleh gambaran bentuk-bentuk reduplikasi dalam bahasa Bugis dialek Sinjai, yaitu: (a) reduplikasi seluruh, (b) reduplikasi sebagian, (c) reduplikasi berimbuhan, dan (d) reduplikasi berubah bentuk. Reduplikasi berfungsi membentuk nomina sedangkan maknanya adalah menyatakan perbuatan frekuentatif, perbuatan untuk beberapa saat lamanya, perbuatan yang dilakukan dengan tidak serius atau gerak sedikit, perbuatan saling, makna agak, makna benda yang menjadi objek atau alat, makna keadaan atau sifat yang disebut oleh bentuk dasar, makna bermacam-macam, makna kumpulan, makna menyerupai atau seperti, makna tiap-tiap, makna intensitas, makna perbandingan sangat atau paling, dan makna hanya atau cuma.Kata Kunci: reduplikasi, bahasa Bugis, makna, dialek Sinjai


2020 ◽  
Vol 21 (02) ◽  
pp. 51-57
Author(s):  
Shoimatul Jahra ◽  
Mukrromah Norjannah ◽  
Ahmad Fauzan Hidayatullah

The results show that Indonesia is in the second position as the largest country in the world that contributes waste to the sea. This plastic waste is one of the biggest polluters in the sea which can be a serious threat to marine ecosystems. One of the right treatments is the plastic bag diet. This certainly raises various perceptions among the community as an effort to save the environment. This study aims to determine the perceptions of UIN Walisongo Semarang students on the plastic diet program as an effort to save marine ecosystems. This study used a qualitative descriptive research method, with a data collection instrument in the form of a questionnaire. Based on the research that has been done, the 193 samples obtained indicate that the perception of UIN Walisongo students towards the plastic diet as an effort to save marine ecosystems is very positive and supports this movement. This is evidenced by the knowledge of students about the use of plastics and its dangers, the impact of plastic on marine ecosystems and about the plastic diet program.


2021 ◽  
Vol 17 (1) ◽  
pp. 142
Author(s):  
Novitasari Novitasari ◽  
Purwati Anggraini

 Penelitian ini bertujuan untuk mendeskripsikan: 1) prasangka tokoh terhadap utusan gubernur dalam novel Si Anak Badai karya Tere Liye, 2) dampak prasangka tokoh terhadap utusan gubernur pada novel Si Anak Badai karya Tere Liye. Penelitian ini merupakan penelitian deskriptif kualitatif dengan pendekatan psikologi sastra, dengan sumber datanya novel Si Anak Badai karya Tere Liye. Data berupa satuan cerita yang terwujud dalam dialog, paragraf, maupun narasi yang menjelaskan prasangka tokoh terhadap tokoh lain. Teknik pengumpulan data menggunakan teknik baca catat kemudian dikelompokkan dalam tabel. Analisis data menggunakan langkah reduksi data yang meliputi menyeleksi, meringkas, serta menggolongkan data. Hasil penelitian ini adalah: 1) prasangka tokoh terhadap utusan gubernur yang hendak mendirikan secara paksa pelabuhan di kampung Manowa yang terwujud dalam persepsi, kekhawatiran, bahkan tindakan perlawanan yang dilakukan oleh rakyat Manowa, 2) dampak prasangka tokoh terhadap utusan gubernur yang berwujud kemarahan dan juga kenekatan dalam melancarkan pembangunan pelabuhan tersebut. This study aims to describe 1) the prejudice of the characters on the governor's delegation in Si Anak Badai novel by Tere Liye, 2) The impact of the character's prejudice on the governor's delegation in Si Anak Badai novel by Tere Liye. This research is a descriptive qualitative study with a literary psychology approach. The data source is the novel Si Anak Badai by Tere Liye. Data in the form of story units that are manifested in dialogues, paragraphs, and narratives that explain the character's prejudice about other characters. The data collection technique used the reading and notes technique and then grouped them in a table. Data analysis uses data reduction steps which include selecting, summarizing, and classifying data. The results of this study are 1) the prejudice of the figures regarding the governor's delegation who want to forcibly establish a port in Manowa Village which are manifested in perceptions, worries, and even acts of resistance by the people of Manowa, 2) the impact of the figures' prejudice on the governor's delegation who is angry and impetuous in accelerating the construction of the port.


Author(s):  
Menik Diah Wardani ◽  
Idah Hamidah ◽  
Hartati Hartati

The title of this research is Rendaku Classification in Basic Kanji Books Volume I and Volume II. Rendaku is the change of the non-voice consonants into a voiced consonant. The purpose of this research is to classifying the consonant changes of rendaku in Japanese language. This research is a qualitative descriptive study with data collection technique using the literature study tecniques. The method of analysis in this research is the determinants element technique. There are 38 data in the form of wago containing rendaku changes. Data source taken from Basic Kanji Volume 1 and Volume 2. The results of the analysis in this research found the changes in k→g as many as 10 data, changes in h→b as many as 7 data, changes in s/ts→z as many as 4 data, changes in t→d as many as 4 data. Based on the results of the analysis can be conclude that: 1) rendaku will appears on compound words, 2) rendaku will appear if in the second morpheme there are no other voiced consonant. Rendaku happened to morphemes kawa, kami, kata, kaki, ki, kaeri, kuchi, kuni, kusuri, kuruma,  ha, hatake, harai, hiki, hito, hi, hosoi, sakana, sama, tsukuri, tsuyoi, tome, toshi, tomo, tera.


2020 ◽  
Vol 4 (3) ◽  
pp. 368-385
Author(s):  
Yulia Anggraeni ◽  
Lia Maulia Indrayani ◽  
Ypsi Soeria Soemantri

In the early time of the president’s announcement about the first patient infected the Coronavirus in Indonesia, a governor of West Java, Ridwan Kamil, uploaded the information of the president’s announcement in his Instagram account @ridwankamil. The Instagram post received many comments as responses from his followers. Regarding the issue, this study aims at seeing the netizens' responses to the news about the first patient who infected the Coronavirus in Indonesia, Ridwan Kamil posted on Instagram through the theory of expressive speech act. In this research, the researchers used qualitative descriptive research. The instruments of this research are observation and document. Random sampling is used as a Data collection technique. The researchers organizes the data by choosing the comments on Ridwan Kamil’s Instagram posting randomly, then the researchers tried to find out, selected, and classified the expressive speech acts used by netizens. The last, researchers explained the result of the analysis. As a result, the researchers found that the responses given by netizens on Instagram contained an expression of wishing, expression of complaining, and expression of protest. Through the comments written by netizens, they tries to give the aspiration to the government to solve the problems that citizens complained or protested about the COVID-19.


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