scholarly journals Format Pengelolaan Dana Tabungan Haji Untuk Pembangunan Sektor Riil Melalui Skema Project Based Sukuk (PBS) Dalam Kajian Fikih

2020 ◽  
Vol 5 (1) ◽  
Author(s):  
Huril ‘Aini
Keyword(s):  
Qualitative Research ◽  
Interest Rate ◽  
Data Collection ◽  
General Public ◽  
Profit Sharing ◽  
Real Sector ◽  
Scientific Journals ◽  
Literature Study ◽  
The Interest Rate ◽  
Investment Portfolios

One form of sharia financial instrument that has been widely issued by both corporations and the state is sukuk, sharia bonds. Sukuk emphasizes investment income not on the interest rate, but on the level of income based on the level of profit sharing ratio the amount agreed upon by both parties (issuers and investors) at the time of the contract. The purpose of this research is to examine the implementation of the Project Based Sukuk (PBS) scheme of the hajj funding to fund the development of the real sector, especially infrastructure in Indonesia in the perspective of fiqh studies. In this study, the author conducts an analysis of the study of literature and scientific journals so as to produce a conclusion related to the application of PBS on hajj funding. This type of research is qualitative research. To obtain relevant data, data collection techniques such as rule review and literature study are used. The results show that the financing of infrastructure projects using PBS schemes sourced from hajj funds can be done with the following conditions: (1) sukuk issued in accordance with and fulfilling Islamic sharia rules and regulations (2) infrastructure benefits are primarily aimed at the welfare of prospective pilgrims and the general public (3) financing must be aimed at investment portfolios with low risk and provide guaranteed returns to maintain the security, usefulness and prudence of managing pilgrims funds (4) the majority of ulama agrees that the management of hajj savings funds may be invested in the project based sukuk. Keywords: project based sukuk, sharia bonds, hajj funding

scholarly journals BAGAIMANA KEUANGAN ISLAM MENGGUNAKAN FAKTOR DISKONTO DALAM CAPITAL BUDGETING DECISION?

El Dinar ◽  
2018 ◽  
Vol 6 (2) ◽  
pp. 83
Author(s):  
Elsi Mersilia Hanesti
Keyword(s):  
Interest Rate ◽  
Financial Management ◽  
Return On Investment ◽  
Capital Budgeting ◽  
Profit Sharing ◽  
Islamic Finance ◽  
Literature Study ◽  
The Interest Rate ◽  
Comparison Level ◽  
Compound Interest

<em>In the conventional financial management, the method of calculating the</em><em> capital budgeting decision using NPV and IRR, which both use the interest rate as one of its component count (as a discount factor). Then, how Islamic financial management sees this? With the research methods of literature study, this paper is about the financial outlook of Islam the methods of NPV and IRR as well as finding out what the proper method for capital budgeting decision. Results of the study were that in the process capital budgeting decision, the use of NPV and IRR methods are allowed (according Obaidullah, Prof. Shabir F.Ulgener, and Zarqa). The interest rate in the calculation only as a means of simplification and ease in the calculation. The use of a list of compound interest rate (compounded interest) is a tool to calculate the expected rate today and the future. It can be said that the Islamic finance uses a list of compound interest rate as a tool for simplify the calculation, just as a comparison level of opportunity cost in alternative investments. The level of interest in the calculation of these can be replaced with a comparator, such as: the return on the sukuk, the profit sharing ratio, and the return on investment or other real instruments in Islam.</em>

scholarly journals Pemikiran Ibnu Miskawaih (Religius-Rasional) Tentang Pendidikan dan Relevansinya di Era Indsutri 4.0

2020 ◽  
Vol 16 (1) ◽  
pp. 16-30
Author(s):  
Alimatus Sa'diyah Alim
Keyword(s):  
Qualitative Research ◽  
Data Collection ◽  
Moral Education ◽  
Industrial Revolution ◽  
Scientific Journals ◽  
Literature Study ◽  
Relationship With God ◽  
Good Relationship ◽  
Library Research ◽  
Collection Methods

Tujuan kajian ini adalah membahas tentang pemikiran seoarang filosuf muslim yang Ibnu Miskawaih tentang pendidikan dan relevansinya di era revolusi industri 4.0 ini. Ibnu Miskawih adalah salah seorang filsuf muslim yang paling banyak mengkaji dan mengungkapkan persolan-persoalan akhlak. Penelitian ini merupakan penelitian kualitatif bersifat deskriptif, yakni penelitian yang menekankan pada analisis terhadap data-data yang sudah ada sebelumnya. . Jenis penelitian ini termasuk studi kepustakaan (library research), yakni serangkaian kegiatan yang berkenaan dengan metode pengumpulan data pustaka, membaca dan mencatat serta mengolah bahan penelitian. Pada bagian ini dilakukan pengkajian mengenai konsep dan teori yang digunakan berdasarkan literatur yang tersedia, terutama dari artikel-artikel yang dipublikasikan dalam berbagai jurnal ilmiah. Kajian pustaka berfungsi untuk membangun konsep atau teori yang menjadi dasar studi dalam penelitian  Adapun  Ibnu Miskawaih melihat begitu pentingnya arti pendidikan, konsep dan lingkungan bagi manusia untuk mempermudah proses pembinaan akhlak. Berkenaan dengan akhlak, manusia dengan akalnya dapat memilih dan membedakan apa yang seharusnya dilakukan dan apa yang harus ditinggalkan. Pemikiran Ibnu Miskawaih dalam pendidikan bertumpu pada konsep tentang manusia dan pendidikan akhlak. Di mana akhlak menjadi dasar bagi manusia untuk membentuk hubungan yang baik dengan Tuhan, alam dan manusia, apalagi di era revolusi industri 4.0 seperti sekarang ini secara tidak langsung mengakibatkan pergeseran akhlak. Title: Ibnu Miskawih’s thoughtsabout education and its relevance in the era of the industrial revolution 4.0 The study discusses the philoshical Muslim Ibnu Miskawih about education and its relevance in the era of the industrial revolution 4.0. This research is a descriptive qualitative research, that is the research which emphasizes the analysis of previous data. This type of research is library research, which consists of library data collection methods, reading and recording and processing research materials. In this section, a review of available literary concepts and theories is carried out, especially from articles published in various scientific journals. Literature study serves to build concepts or theories that form the basis of study in research. bnu Miskawih is one the most widely studied Muslim philoshopers and philosphers. As for Ibnu Miskawih, the importance of education, concepts anda environment is inportant humans to facilitate the process of morale building. When it comes to morals, humans can intellectually decide what to and what to leave behind. Ibnu Miskawih’s thingking in education focuses on the concepts of human and moral education. Where morality is the basis for man to form a good relationship with God, nature and man, let alone in the era of the industrial revolution 4.0 such as this has indirectly led to a moral shift.

scholarly journals PERAN BAZNAS DALAM DISTRIBUSI ZAKAT SEBAGAI UPAYA DALAM MENGENTASKAN KEMISKINAN

2019 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Galuh Nashrulloh Kartika Mayangsari Rofam ◽  
Saifullah Abdushshamad
Keyword(s):  
Qualitative Research ◽  
Data Collection ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Economic Education ◽  
Primary Data ◽  
Scientific Journals ◽  
Literature Study ◽  
Education And Health ◽  
Nominal Amount

This research is a qualitative research using descriptive analysis. The primary data in this study were obtained from BAZNAS Kota in Banjarmasin, while the secondary data was obtained from the report on zakat collection in 2017-2018, books, scientific journals, articles and others. Data collection in this study uses interview, observation, literature study and documentation techniques. The results of this study concluded that zakat funds were distributed in the economic, education and health sectors as follows: 1) in the 2017 period zakat funds amounted to Rp 1,039,888,966, infaq funds with a nominal amount of Rp 695,288,406.20, amil funds of Rp. 113,725,141,25, and a grant of Rp. 408,785,000, -. 2) In the 2018 period, zakat funds amounted to Rp 1,521,732,046, - infaq funds with a nominal value of Rp 956,137,200, - amil funds of Rp. 164,883,624, - and a grant of Rp. 722,980,000, -. The zakat is distributed through several programs, namely Banjarmasin Peduli, Banjarmasin Sejahtera, Banjarmasin Takwa, Banjarmasin Sehat and Banjarmasin Cerdas.

scholarly journals KONSEP POLA HIDUP MASYARAKAT DALAM PETATAH PETITIH MINANGKABAU DENGAN PENDEKATAN INDIGENIUS (THE CONCEPTION OF COMMUNITY LIFE IN PETATAH PETITIH MINANGKABAU WITH INDIGENEOUS APPROACH)

2021 ◽  
Vol 11 (1) ◽  
pp. 1
Author(s):  
Mega Febriani Sya Zuriyati Zuriyati dan Siti Gomo Attas
Keyword(s):  
Qualitative Research ◽  
Data Collection ◽  
Mass Media ◽  
Relevant Information ◽  
Community Life ◽  
Indigenous Psychology ◽  
Literature Study ◽  
West Sumatra ◽  
Data Collection Technique ◽  
Desk Research

Abstract The Conception of Community Life in Petatah Petitih Minangkabau with The Indigeneous Approach. This study aims to identify the Minangkabau conceptions values as depicted in the petatah petitih Minang (proverb). This research examines Minang Proverb with the Indigenous Psychology approach. Qualitative research methods, describing, interpreting the concept of values in the Minangkabau community which is illustrated by the Minang proverb. The data collection technique used is desk research and interview. Sources of literature study are from the Minangkabau Adat textbook obtained from the Rumah Gadang Minangkabau pavilion in Taman Mini Indonesia Indah (TMII) Jakarta; the results of previous studies / research, and relevant information from online mass media. Online Interview was conducted with the Chief Advisor of the Bundo Kanduang Council Organization Advisor Solok City, West Sumatra. The results show that there are ten values or Minangkabau life concept which are contained in the Minang proverb which is inherent in the Minang identity, namely; hiduik baraka, baukue jo bajangko; baso basi –malu jo sopan; tenggang raso; loyal; fair; thrifty; watchful; braveness; wise diligent and humble. Key words: Minangkabau conceptions, Minang proverb, Indigenous psychology Abstrak Konsep Pola Hidup Masyarakat dalam Petatah Petitih Minangkabau dengan Pendekatan Indigenius. Penelitian ini bertujuan untuk mengidentifikasi konsepsi nilai-nilai adat yang berkaitan dengan pola hidup masyarakat Minangkabau (Minang) yang tergambar dalam Petatah Petitih (pepatah) Minang. Penelitian ini mengkaji psikologi yang lekat pada budaya adat Minangkabau yang tertuang dalam Pepatah Minang dengan pendekatan Indigenous Psychology (Psikologi Indigenius). Metode penelitian kualitatif, yakni menggambarkan, menafsirkan konsepsi nilai-nilai adat pada masyarakat Minangkabau yang tergambar pepatah Minang. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah dengan cara studi kepustakaan (desk research) dan wawancara. Sumber studi kepustakaan adalah dari buku teks Adat Minangkabau yang diperolah dari anjungan Rumah Gadang Minangkabau di Taman Mini Indonesia Indah (TMII) Jakarta; hasil kajian/penelitian sebelumnya, dan informasi yang relevan dari media massa daring. Wawancara dilakukan kepada Ketua Penasehat Organisasi Bundo Kanduang Kota Solok Sumatera Barat secara daring. Hasil menunjukan terdapat sepuluh nilai atau konsep pola hidup masyarakat Minang yang tertuang dalam pepatah minang yang melekat pada jati diri orang Minang yakni; hiduik baraka, baukue jo bajangko; baso basi-malu jo sopan; tenggang raso; setia; adil; hemat cermat; waspada; berani karena benar; arif bijaksana; rajin dan rendah hati. Kata-kata kunci: nilai budaya Minangkabau, pepatah Minang, psikologi indigenius

scholarly journals STEREOTIP GENDER PADA ANAK DALAM PERSPEKTIF KETAHANAN SOSIAL

2020 ◽  
Vol 4 (2) ◽  
pp. 175-195
Author(s):  
Ahmad Zulfiyan
Keyword(s):  
Data Collection ◽  
General Public ◽  
Gender Stereotype ◽  
Gender Stereotyping ◽  
Social Resilience ◽  
Literature Study ◽  
Child Rights ◽  
The Social ◽  
The Difference ◽  
Public Environment

The social-relational lives of girls and boys often experience various problems of gender injustice, which are manifested in the form of gender stereotyping. This paper aims to analyze aspects of gender stereotyping and their implications for social resilience in children in the context of relations between girls and boys and their environment. The data collection relies on the literature study and interviews with one expert who is an lecturer as well as a child rights activist. This paper explains that gender stereotype has been done since childhood, even before the child is born. The stereotype is perpetuated through various socializations: through families, schools, and the general public environment. Gender stereotype has an impact on children's social resilience, particularly how children react in society. The difference of perceptions in children with society expectations makes them feel confused and uncomfortable with themself.

scholarly journals PERBEDAAN GAYA SELINGKUNG DAN FORMAT PENULISAN PADA BEBERAPA JURNAL ILMIAH DI INDONESIA

2019 ◽  
Author(s):  
Rudi Wahyu Nugroho
Keyword(s):  
Qualitative Research ◽  
Data Collection ◽  
Journal Article ◽  
Scientific Journals ◽  
Journal Articles ◽  
Data Collection Technique ◽  
Descriptive Qualitative

ABSTRACTThe objectives of this study are (1) to describe the rules of writing format in several journals in Indonesia, namely Rhetoric, Articulation, Salingka, Litera, and Literacy Pens and (2) find manifestations of the different writing formats and shell styles in the journal. This type of research is descriptive qualitative research. The object of this research are several scientific journals in Indonesia, namely Rhetoric, Articulation, Salingka, Litera, and Pen Literacy. The data collection technique used in this study is referring to obtaining data by listening to the use of the writing format in the journal and the style of the environment used. The results of the analysis and discussion of the differences in writing formats and confinement styles in the Rhetoric, Articulation, Salingka, Litera, and Pen Literacy journals can be concluded that there are differences in writing formats and confinement styles in each journal that are influenced by the policies of the journal parties concerned. This article is intended as knowledge for writers, especially beginner writers in writing journal articles to find out the format desired by a journal page. This is as a condition for a journal article to be posted on the journal's page. The results of journal articles indicate that there are differences and similarities between the five journals.

scholarly journals NILAI KESANTUNAN DALAM MANTRA MEOLI

SUAR BETANG ◽  
2018 ◽  
Vol 12 (2) ◽  
pp. 151
Author(s):  
Heksa Biopsi Puji Hastuti
Keyword(s):  
Qualitative Research ◽  
Data Collection ◽  
Research Method ◽  
Literature Study ◽  
Qualitative Research Method ◽  
The Core ◽  
Core Message

Meoli spell present as one performance package within custom ritual called meoli ritual. Meoli ritual is a politeness expression of the perpetrators in expressing the purpose of request permission or apology to the sangia as the ruler of nature when opening the land to grow crops. This study examines the value of politeness in the meoli spell with the ethnopoetic approach. The issues raised are how has the politeness value existed in the meoli spell. By applying qualitative research method, data collection is done by observation, interview, and literature study. From the analysis, it is known that the value of politeness in the meoli mantra embodies the priority scale in which the preferred is the custom observer, followed by an apology by mentioning the whole of the target, newly expressed by the expression of intent and hope as the core message of the meoli spell. The beautiful way of disclosure also supports the value of politeness in the meoli spell

scholarly journals ANALYSIS OF FACTORS INFLUENCING CONSUMER DECISIONS WHEN CHOOSING LIEN SERVICES AT PEGADAIAN PUBLIC CORPORATION IN EAST LOMBOK

2020 ◽  
Vol 1 (4) ◽  
pp. 535-543
Author(s):  
Handry Sudiarta Athar
Keyword(s):  
Interest Rate ◽  
Data Collection ◽  
Secondary Data ◽  
Self Esteem ◽  
Consumer Decisions ◽  
Descriptive Research ◽  
Five Factors ◽  
Credit Guarantees ◽  
Public Corporation ◽  
The Interest Rate

The aim of this study was to determine whether the interest rate variables, loan procedures, services, credit guarantees and facilities influence the customer's decision to pledge his goods at the Pegadaian Public Corporation in East Lombok. This research is a descriptive research with research location on the 23rd education road in Aikmel, East Lombok. The data collection method is a sample with a sample of 100 respondents, determined on the basis of unintended samples with the Slovenian formula. Techniques for data collection are observation and interview. Data collection tool is a questionnaire. The type of data used is quantitative data and qualitative data with data sources in the form of primary and secondary data. Based on the factor analysis, it has been found that out of the five factors investigated, four factors influence the customer's decision to pledge the goods, grouped into 3 core factors: the first factor has an own value of 1,703, a combination of variations in credit facilities and guarantees. The second factor has an eigenvalue of 1,022, in particular from the loan procedure variable. The third factor has an eigenvalue of 1.003, which is an interest rate variable. And the factor that has the greatest influence is the first factor because it has the highest self-esteem.

scholarly journals ORNAMEN MASJID ASASI SIGANDO KOTA PADANGPANJANG

2020 ◽  
Vol 9 (1) ◽  
pp. 64
Author(s):  
Mirda Aryadi ◽  
Asril S ◽  
Febri Yulika
Keyword(s):  
Qualitative Research ◽  
Data Collection ◽  
Research Methods ◽  
Outer Wall ◽  
Qualitative Research Methods ◽  
General Function ◽  
Literature Study ◽  
Natural Objects ◽  
Natural Forms ◽  
Descriptive Qualitative

AbstrakMasjid Asasi Sigando menerapkan ornamen sebagai salah satu bagian dari bangunannya. Fungsi secara umum dari penempatan ornamen pada masjid Asasi sebagai penghias, hal ini juga berlaku pada bangunan yang khas Minangkabau lainnya. Penempatan ornamen pada masjid ini, hampir terdapat pada seluruh dinding luar. Ornamen yang diterapkan pada bagian dinding masjid seperti singok, pereang, papan banyak, papan sakapieng, dan salangko. Penelitian ini menggunakan metode penelitian kualitatif yang berifat deskriptif. Ornamen Masjid Asasi memiliki keindahan dari segi motif yang belum dikaji secara keilmuan. Pengumpulan data dilakukan dengan cara obervasi, wawancara, dokumentasi dan studi pustaka. Hasil tentang ornamen Masjid Asasi bahwa ide penciptaan motif ornamen berlandaskan pada bentuk alam seperti, tumbuhan, hewan, alam benda dan manusia. Selain itu penempatan masing-masing motif juga disusun pada bagian masjid yang memiliki nama tertentu.Kata Kunci: masjid asasi, ornamen, motif.AbstractAsasi Sigando Mosque uses ornaments as one part of the building. The general function of the placement of ornaments on the Asasi mosque as decoration, this also applies to other typical Minangkabau buildings. Placement of ornaments on this mosque, almost found on the entire outer wall. Ornaments applied to the walls of the mosque such as singok, pereang, papan banyak, papan sakapieng, and salangko. This research uses descriptive qualitative research methods. Asasi Mosque ornaments have beauty in terms of motifs that have not been studied scientifically. Data collection is carried out by means of observation, interviews, documentation and literature study. The result of Asasi Mosque ornaments is that the idea of creating ornamental motifs is based on natural forms such as plants, animals, natural objects and humans. In addition, the placement of each motif is also arranged on the part of the mosque that has a certain name. Keywords: asasi mosque, ornaments, motifs.

scholarly journals Problematika Penerapan Metodologi Barat pada Pendidikan Dasar dalam Perspektif Islam

2020 ◽  
Vol 1 (1) ◽  
pp. 17-32
Author(s):  
Muhamad Parhan ◽  
Adilla Tieky I. D ◽  
Ajeng Irma H. S ◽  
Arnis Susnita ◽  
Eva Fauziah K
Keyword(s):  
Qualitative Research ◽  
Data Collection ◽  
Basic Education ◽  
Islamic Education ◽  
Research Approach ◽  
Literature Study ◽  
Educational Methods ◽  
Quantitative And Qualitative Research ◽  
The Right ◽  
Different Sources

Penelitian ini merupakan sebuah upaya yang dilakukan peneliti dalam mengkaji tentang masalah-masalah penerapan metodologi Barat pada pendidikan dasar di Indonesia dalam perspektif Islam. Upaya yang dilakukan dengan cara studi pustaka yang bertujuan untuk mendapatkan metode pendidikan yang tepat dan sesuai dengan tujuan pendidikan di Indonesia. Pendekatan penelitian ini merupakan kombinasi antara penelitian kuantitatif dan kualitatif (mix research) dengan teknik pengumpulan data berupa sebar kuesioner, studi pustaka, dan wawancara yang dilakukan kepada beberapa narasumber yang berbeda guna mendapatkan jawaban-jawaban untuk disimpulkan dengan benar. Penelitian ini dapat dilihat dari hasil kuesioner dan wawancara. Masalah-masalah penerapan metodologi Barat pada pendidikan dasar di Indonesia dapat diatasi dengan menerapkan beberapa cara mendidik anak yang dicontohkan oleh Rasulullah saw., yaitu didasarkan kepada Alquran dan Hadits, serta mengambil metodologi Barat dengan terlebih dahulu melakukan pemilihan konten yang tepat dan relevan dengan pendidikan Islam.   Kata Kunci: problematika, metodologi barat, pendidikan dasar This research is an attempt by the researcher in examining the problems of applying Western methodology to basic education in Indonesia in an Islamic perspective. Efforts are made by means of literature study that aims to get the right educational methods and in accordance with the objectives of education in Indonesia. This research approach is a combination of quantitative and qualitative research (mix research) with data collection techniques in the form of questionnaires, literature studies, and interviews conducted to several different sources to get answers to be concluded correctly. This research can be seen from the results of the questionnaire and interview. The problems of applying Western methodology to basic education in Indonesia can be overcome by applying several ways of educating children as exemplified by the Messenger of Allah, which is based on the Qur'an and Hadith, and taking Western methodologies by first selecting the right content and relevant to Islamic education.

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