scholarly journals ANALISIS FAKTOR-FAKTOR PENYEBAB PEMBIAYAAN BERMASALAH PADA BMT AT TAQWA CABANG BANDAR BUAT PADANG

2021 ◽  
Author(s):  
Annisa Rosalinda ◽  
jhon fernos

The research objective was to find out how to analyze the causes of problems at BMT At Taqwa Cabang Bandar Buat Padang. The data analysis method is descriptive using quantitative and qualitative analysis methods. Where the qualitative method is a method used to obtain related information through interviews with BMT At Taqwa Cabang Bandar Buat Padang and using quantitative methods, namely the method used to perform calculations by processing data in table form. The result of the research on the development rate of the number of Non-Performing Financing in 2018 was 16,55% and decreased in 2019 by 9,84% and in 2020 it increased by 17,02%. Problem financing at BMT At Taqwa cabang Bandar Buat Padang is caused by internal and external factors, internal factors, namely factors that come from within, such as not beig accurate in analyzing financing and monitoring / supervision that has not been maximed by BMT. Meanwhile, external factors are factors caused by outside parties, such as a decrease in customer operating income and the customer deliberately delays financing.

HUMANIS ◽  
2018 ◽  
pp. 1081
Author(s):  
Anak Agung Pradnya Wati ◽  
I Wayan Simpen ◽  
Ni Wayan Arnati

This research entitled "Bilingual of Employee Tourism in Gianyar Regency, Bali". The purpose of this research is to know the bilingual of tourism employee in Gianyar based on topic, situation, aspect, and causal factor. The theory used is a sociolinguistic theory that was discovered by Mackey and Fishman. Methods and techniques of data collection used is a method refer to instrument techniques, see libat ably, and record. In the data analysis phase using qualitative and quantitative methods. In the presentation stage of data analysis using informal and formal methods. The population of this study is the entire employees engaged in tourism in Gianyar regency, Bali. The sample of this study was sixty respondents. Based on the analysis that has been done is known that employees working in the field of tourism in Gianyar mastered two to three languages. The modern topic of the language office realm that is often used is Indonesian, while for traditional topics the language is often used is the local language. For situations in the realm of the office, formal situations use the Indonesian language, whereas in informal situations often use local languages. Modern and traditional topics in the domestic realm of informal situations use local languages, namely Balinese and Javanese. However, the most widely encountered is the Balinese language. The Balinese language consists of two types, namely high and low. The high variety used by triwangsa and low variety is used by employees not triwangsa. In addition, the factors that cause bilinguality among employees are internal and external factors. Internal factors, namely age, gender, and daily life of respondents. External factors, ie speech, topic, and speaker contact. The biggest factor is the external factor.


Author(s):  
Fina Muthia Deizi ◽  
Anna Fatchiya

ABSTRACTThe participation of the group members, LMDH Giri Makmur, is important in the success of a tourism development program in Cikole Village. This study aims to identify internal and external factors that encourage group members in managing tourism, identify the level of participation of group members and analyze the factors that influence the level of participation of group members. This research uses quantitative research methods supported by qualitative data. Quantitative methods are tested with regression tests and the selection of respondents using census techniques. The number of respondents in this study was 36 respondents. Results of this research is the level of participation of ecotourism members group in managing PAL 16 tourism is quite high at the planning, implementation, utilization of results and evaluation stages. Furthermore, the factors that have a significant influence on the level of participation of ecotourism members group in tourism management are internal factors (age, length of stay, level of income, length of membership and level of group desire) and external factors (level of Perhutani support, level of support for facilities and infrastructure and level of support group).Keywords : community participation, ecotourism, forest, group. village ABSTRAKPartisipasi anggota binaan kelompok yaitu LMDH Giri Makmur merupakan suatu hal yang penting dalam keberhasilan suatu program pengembangan wisata di Desa Cikole. Penelitian ini bertujuan untuk mengidentifikasi faktor internal dan eksternal yang mendorong anggota binaan kelompok dalam pengelolaan wisata, mengidentifikasi tingkatan partisipasi anggota binaan kelompok dan menganalisis faktor-faktor yang memengaruhi tingkat partisipasi anggota binaan kelompok. Penelitian ini menggunakan metode penelitian kuantitatif yang didukung dengan data kualitatif. Metode kuantitatif diuji dengan uji regresi dan pemilihan responden menggunakan teknik sensus. Jumlah responden dalam penelitian ini adalah 36 responden. Hasil penelitian ini menunjukkan bahwa tingkat partisipasi anggota binaan kelompok dalam pengelolaan wisata PAL 16 cukup tinggi pada tahap perencanaan, pelaksanaan, pemanfaatan hasil dan evaluasi. Selanjutnya faktor yang memiliki pengaruh nyata dalam tingkat partisipasi anggota binaan kelompok dalam pengelolaan wisata ialah faktor internal (usia, lama tinggal, tingkat pendapatan, lama keanggotaan dan tingkat keinginan berkelompok) dan faktor eksternal ( tingkat dukungan perhutani, tingkat dukungan sarana dan prasarana dan tingkat dukungan kelompok) Kata Kunci : desa, ekowisata, hutan, kelompok, partisipasi masyarakat


Author(s):  
Abdul Wahid Mongkito

Referring to a study conducted by the National Amil Zakat Agency BAZNAS in cooperation with the Bogor Agricultural University (IPB) in 2011, it was revealed that the potential of zakat Indonesia amounted to 217 trillion dollars and will continue to grow each year. But the magnitude of the potential can’t be exploited by BAZ and LAZ were already there. Zakat manager need strategies to optimize zakat fundraising. Through the study of internal factors and external factors LAZNAS BMH organization, an analysis of Internal and External Factors Evaluation in order to obtain the right strategy to be done by the organization LAZNAS BMH although still common. Further research conducted by TOWS matrix to get some viable strategy undertaken by LAZNAS BMH, then choose the best strategy of the proper strategies conducted by LAZNAS BMH with Quantitative Strategy Planning Matrix (QSPM) analysis method, that is: to socialize so that Muslims are interested in LAZNAS BMH, expanding the scope of the zakat, as well as making zakat fund raising strategies and methods of the target receipt of zakat funds


2018 ◽  
Vol 6 (2) ◽  
pp. 833-858
Author(s):  
Mukhlis Mukhlis ◽  
Alma Yulianti ◽  
Ina Sakinah

This  research aims to study the teenagers interest toward punk community. Having qualitative method with interview, observation, and documentation, this research involved six respondents from the oi and skinhead community. Result shows internal and external factors in which internal factors are need for freedom, need for existence, identity crisis and influencing each others. Meanwhile external factors are unharmonious relationship with their family, peer influence and interest toward rock punk musi and punk make up. 


2019 ◽  
Vol 1 (2) ◽  
pp. 119-130
Author(s):  
Albertha Daisy Arya Palupi ◽  
Fika Azmi

This study aims to examine the internal and external factors that influence Non-Performing Loans in banks in Indonesia. Internal factors consist of Loan to Deposit Ratio, Operating Expenses for Operating Income, Prime Lending Rate. Meanwhile external factors consist of inflation and exchange rates. The sample in this study is Bank Umum Swasta Nasional Devisa listed on the Indonesia Stock Exchange. The sampling technique uses purposive sampling method. Data samples obtained were 84 data from 21 Bank Umum Swasta Nasional Devisa. Analysis of research data using multiple linear regression processed using the SPSS 22 program. The results showed that the variables of internal factors, namely Loan to Deposit Ratio, Operating Expenses on Operating Income and Loans Base Interest Rate affect the Non Performing Loan. While the external factor variables namely inflation and the exchange rate do not affect the Non Performing Loan.


2016 ◽  
Vol 1 (3) ◽  
pp. 46
Author(s):  
Aldiansyah Pratama ◽  
Ma’mun Sutisna

In running business poultry broiler, Rancamaya Farm faces many obstacles. Especially is not being able to meet all demand that there are (excess demand). The demand for chicken broiler currently reached 400.783, can be met by Rancamaya Farm is a 288.194. Along with the high education and people's income, then the demand for chicken broiler will progressively increase. This led to opportunities developed farms will increase anyway. The purpose of this research is to analyze the internal and external factors Rancamaya Farm as well as formulate strategies in developing his business. This research uses the qualitative method, as for the quantitative of with regard to internal factors (IFE) matrix, external factors (EFE) Matrix and internal-external (IE). After that, it was back in the analysis using the matrix Strength, Weakness, Opportunity and Threat (SWOT) and architecture strategy. Respondents used in these studies amounted to 7 persons, with consideration of the respondents understand the external and internal condition of the company. The results of this research indicate that the position is located in Rancamaya Farm II which gives recommendations to grow and develop. The strategy that best suits your Rancamaya Farm is a strategy of intensive (market penetration, market development, and product development) or integrative (integration, integration of the back, and the horizontal integration). The results of the SWOT analysis produces 8 business strategic alternatives for Rancamaya Farm which is then poured into 18 work program needs to be done within a period of five years.


2021 ◽  
Vol 10 (2) ◽  
pp. 124-131
Author(s):  
Olandari Mulyadi ◽  
Fitri Yeni ◽  
Erananda Oktavia ◽  
M. Afuan

This study aims to optimize the sales target of Kebab Fetih Turki Rimbo Bujang Branch with the SWOT Analysis method. Inoptimizing sales targets, it is necessary to know internal factors of strengths and weaknesses, external factors of opportunities and threats. In this study, researchers used the SWOT Analysis method to analyze internal and external factors. This researchis a qualitative descriptive study. The subjects of this research are branch owners, employees, and consumers. The sample in this study were branch owners, employees and consumers at Kebab Fetih Turki, Rimbo Bujang branch with a total of 15 people. Based on the results of the SWOT Analysis of internal factors and external factors, it can be seen that the Turkish Kebab Fetih UKM of the Rimbo Bujang branch is in the Quadrant I position (0.09: 0.12), which means that the Turkish Kebab Fetih UKM of the Rimbo Bujang branch can take advantage of the opportunities and strengths that exist to optimize future sales. The strategy that can be applied is an aggressive strategy or growth oriented strategy by taking advantage of the opportunities and strengths of the Turkish Kebab Fetih UKM of the Rimbo Bujang branch. Finally, the authors suggest to UKM Kebab Fetih Turki Branch of Rimbo Bujang to be able to develop the factors that become the company's strengths and evaluate the opportunities and threats that may occur, besides increasing their marketing so that sales targets can continue to be achieved optimally.


2020 ◽  
Vol 5 (1) ◽  
Author(s):  
Siti Marti'ah ◽  
Berta Dian Theodora

<em>Entrepreneur day participants for 3 years in general have always increased in number, but unfortunately the number of participants in the technopreneurship business field is less than expected, in 2019 there were 3 participants out of 160 participants. This amount is relatively small so that a research is needed concerning on what factors can influence student’s motivation and interest in becoming a technopreneur in informatics students. This study used a quantitative approach to the path analysis method with independent variables, namely internal and external factors, entrepreneurship motivation as an intervention variable and technopreneur interest as the dependent variable. The research sample wad students who had taken entrepreneurship courses in the informatics study program as many as 300 students. The results showed that internal factors and external factors influenced entrepreneurial motivation by 36.4%. Entrepreneurial interest was directly influenced by internal factors and entrepreneurial motivation, while external factors did not directly affect the interests of technopreneur and needed to be through entrepreneurial motivation.</em>


WARTA ARDHIA ◽  
2013 ◽  
Vol 39 (1) ◽  
pp. 42-55
Author(s):  
Dina Yuliana

PT Citilink is a low cost carrier that is currently increasing its market share.The purpose of this study was to analyze the internal and external factors and strategy of PT.Citilink in improving the competitivenes airlines in Indonesia. This research using SWOT analysis method. The results showed that the internal factors are 14 elements consisting of 7 (seven) elements of strength and 7 (seven) elements of weakness. External factors are 13 elements consisting of 9 (nine) elements of opportunities and 4 (four) elements of threats. SWOT analysis shows the total strength score is 1.49, the total weaknes score is 0.71, the total opportunities score is 2.63 and the total threats score is 0.56. Currently, the position of the PT. Citilink is in a state that is growing so that the most appropriate strategy is a strategy of pricing and promoting.PT. Citilink merupakan salah satu perusahaan berbiaya murah yang saat ini sedang meningkatkan pangsa pasarnya. Tujuan penelitian ini adalah untuk menganalisis faktor-faktor internal dan eksternal dan strategi yang dapat dilakukan PT.Citilink dalam upaya meningkatkan daya saing perusahaan maskapai penerbangan di Indonesia. Metode penelitian menggunakan teknik analisis SWOT. Hasil penelitian menunjukan bahwa terdapat faktor internal (dalam kendali manajemen) sebanyak 14 elemen terdiri dari elemen kekuatan sebanyak 7 (tujuh) dan elemen kelemahan sebanyak 7 (tujuh) . Faktor eksternal (diluar manajemen)sebanyak 13 elemen terdiri dari elemen peluang sebanyak 9 (sembilan) dan elemen ancaman sebanyak 4 (empat). Hasil analisis SWOT menunjukkan skor total kekuatan adalah 1,49, skor total kelemahan adalah 0,71, skor total peluang adalah 2,63 dan skor total ancaman adalah 0,56. Saat ini, posisi PT. Citilink berada dalam keadaan yang sedang tumbuh sehingga strategi yang paling tepat adalah strategi pricing dan promoting.


2019 ◽  
Vol 4 (2) ◽  
pp. 16-33
Author(s):  
Selvi Ma'ruf ◽  
Abdur Rahman Adi Saputera

Abstrak Penelitian ini bertujuan menganalisis kendala dalam mengembangkan budaya akademik di Fakultas Ilmu Tarbiyah dan Keguruan IAIN Sultan Amai Gorontalo, Sedangkan jenis penelitian ini menggunakan gabungan metode kualitatif dan kuantitatif yang disebut mixed methods (metode campuran/kombinasi). Data kualitatif dan kuantitatif dikumpulkan untuk saling melengkapi. Hasil Penelitian menyatakan bahwa Budaya akademik FITK IAIN Sultan Amai Gorontalo berdasarkan pelaksanaan Tri dharma Perguruan. Kendala dalam mengembangkan budaya akademik di Fakultas Ilmu Tarbiyah IAIN Sultan Amai Gorontalo, yaitu faktor internal dan eksternal. Faktor internal masih terdapat dosen yang kurang disiplin terhadap frekuensi perkuliahan/tatap muka, budaya membaca dan menulis buku masih rendah baik dosen ataupun mahasiswa. Faktor eksternal, dimana sarana pendukung alat membaca buku-buku digital-e-reader di perpustakaan seperti komputer/laptop belum tersedia khusus untuk ruang baca serta minimnya pengadaan bahan pustaka baru setiap tahun.   Kata Kunci : Pengembangan, Budaya Akademik   Abstract This study aims to analyze the constraints in developing academic culture in the Faculty of Tarbiyah IAIN Sultan Amai Gorontalo, while this type of research uses a combination of qualitative and quantitative methods called mixed methods (mixed methods/combination). Qualitative and quantitative data are collected to complement each other. The results of the study stated that the academic culture of FITK IAIN Sultan Amai Gorontalo was based on the implementation of the Tri Dharma Perguruan. Constraints in developing academic culture in the Faculty of Sciences Tarbiyah IAIN Sultan Amai Gorontalo, namely internal and external factors. Internal factors are still lecturers who lack discipline in the frequency of lectures/face to face, the culture of reading and writing books is still low both lecturers and students. External factors, where the means of supporting tools to read digital-e-reader books in libraries such as computers/laptops are not yet available specifically for reading rooms and the lack of procurement of new library materials every year.   Keywords: Development, Academic Culture


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