scholarly journals Faktor-Faktor yang Mempengaruhi Non Performing Loan pada Perbankan di Indonesia

2019 ◽  
Vol 1 (2) ◽  
pp. 119-130
Author(s):  
Albertha Daisy Arya Palupi ◽  
Fika Azmi
Keyword(s):  
Exchange Rates ◽  
Sampling Method ◽  
External Factor ◽  
Stock Exchange ◽  
Sampling Technique ◽  
Research Data ◽  
External Factors ◽  
Internal Factors ◽  
Operating Income ◽  
Internal And External Factors

This study aims to examine the internal and external factors that influence Non-Performing Loans in banks in Indonesia. Internal factors consist of Loan to Deposit Ratio, Operating Expenses for Operating Income, Prime Lending Rate. Meanwhile external factors consist of inflation and exchange rates. The sample in this study is Bank Umum Swasta Nasional Devisa listed on the Indonesia Stock Exchange. The sampling technique uses purposive sampling method. Data samples obtained were 84 data from 21 Bank Umum Swasta Nasional Devisa. Analysis of research data using multiple linear regression processed using the SPSS 22 program. The results showed that the variables of internal factors, namely Loan to Deposit Ratio, Operating Expenses on Operating Income and Loans Base Interest Rate affect the Non Performing Loan. While the external factor variables namely inflation and the exchange rate do not affect the Non Performing Loan.

scholarly journals PENGARUH BOPO, NPF, ROA DAN INFLASI TERHADAP ASET PERBANKAN SYARIAH DI INDONESIA

2021 ◽  
Vol 7 (1) ◽  
pp. 135-148
Author(s):  
Annisa Millania ◽  
Rofiul Wahyudi ◽  
Ferry Khusnul Mubarok ◽  
Julia Noermawati Eka Satyarini
Keyword(s):  
Sampling Method ◽  
Sampling Technique ◽  
External Factors ◽  
Islamic Banking ◽  
Internal Factors ◽  
Financial Reports ◽  
External Data ◽  
Causal Approach ◽  
Quantitative Design ◽  
Internal And External Factors

The growth of Islamic banking assets in Indonesia has experienced a very significant growth. The purpose of this study is to analyze the internal and external factors that influence this growth. This research method uses a quantitative design with a causal approach. Internal data sources use Islamic bank financial reports for the 2016-2020 period and external data, namely inflation. The sampling technique was determined by purposive sampling method, namely 7 Islamic Commercial Banks. The results showed that the internal factors NPF and ROA had no significant effect on assets. In contrast, BOPO has a significant effect on assets. External factors, inflation have a significant effect on Islamic banking assets.

scholarly journals HE PROBLEM FACED IN WRITING THESIS BY EIGHTH SEMESTER STUDENTS OF ENGLISH EDUCATION PROGRAM FKIP-UMM IN ACADEMIC THE STUDENTS’ PROBLEMS IN WRITING AN UNDERGRADUATE THESIS: A CASE STUDY AT ENGLISH LANGUAGE TEACHING PROGRAM OF MUHAMMADIYAH UNIVERSITY OF MATARAM

2019 ◽  
Vol 10 (2) ◽  
pp. 37
Author(s):  
Irwandi Irwandi
Keyword(s):  
Education Program ◽  
English Language ◽  
English Education ◽  
External Factor ◽  
Sampling Technique ◽  
External Factors ◽  
English Language Teaching ◽  
Internal Factors ◽  
Internal And External Factors

The purpose of this study was to investigate the problems faced by Eighth-semester students of English Education Program FKIP-UMM in the academic year 2015–2016 in writing thesis, especially in internal and external factors. This study used a case study. The subjects of this study were the Eighth-semester students who composed their thesis. In this study, the writer used purposive sampling as the sampling technique. So, the sample was 15 students. The instruments applied in this study were questionnaire and interview. The questionnaire was used for finding the students’ problems in writing a thesis. However, the interview was used to support the data obtained from the questionnaire. The result of this study showed that the problem faced in writing a thesis by Eighth-semester students of English Education Program, especially in internal and external factors. The first internal factors consisted of 33 % of students have a problem in deciding the title of thesis, 20 % of students did not understand how to write the organization of their thesis, 20 % of students have a problem in finding appropriate theories to support their thesis, 13 % of students have a problem in deciding methodology which is suitable. The external factor was 33 % of students said “No” library of the college provides a variety of books that can help them to write their thesis. Those problems are dominantly caused by internal factors rather than the external ones. The internal factors include the knowledge of students while the external factor related to the facility of college that support students in writing a thesis.

FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT BERWIRAUSAHA MAHASISWA STAI MUHAMMADIYAH TULUNGAGUNG

2021 ◽  
Vol 5 (1) ◽  
Author(s):  
Mendah Nur Kumala ◽  
Mei Santi ◽  
Hasan Sultoni
Keyword(s):  
Family Environment ◽  
Sampling Technique ◽  
Self Esteem ◽  
External Factors ◽  
Test Reliability ◽  
Primary Data ◽  
Internal Factors ◽  
Surrounding Environment ◽  
Environment Education ◽  
Internal And External Factors

One alternative to reduce the unemployment rate in Indonesia is to foster entrepreneurship in college students because this is expected to be an educated young entrepreneur who is able to start his own business, and be able to open up jobs for others. The formulation of the problem include: what are internal factors (income, self-esteem, motivation) and whether external factors (family environment, surrounding environment, education, and opportunities) influence the interest in entrepreneurship of STAI Muhammadiyah Tulungagung students ?. This study aims to determine internal factors (income, self-esteem, motivation) and external factors (family environment, surrounding environment, education, and opportunities) affect the entrepreneurial interest of STAI Muhammadiyah Tulungagung students. The approach used is a quantitative approach to the type of associative research. The population and sample in this study were students of STAI Muhammadiyah Tulungagung which consisted of 50 students who had taken Entrepreneurship courses and students who had been entrepreneurs. Sampling using a purposive sampling technique. The data source is primary data. Data collection was carried out through questionnaires. The measurement uses a Likert scale. The next stage, the results of the questionnaire were analyzed with multiple linear regression which serves to prove the research hypothesis. The data that has met the validity test, reliability test, and the classic assumption test are processed to produce a regression equation. Based on the results of the study showed that internal and external factors partially had a positive and significant effect on the entrepreneurial interest of STAI Muhammadiyah Tulungagung students. With an adjusted R2 value of 0.407 so the magnitude of the influence of internal and external factors on entrepreneurial interest is 40.7% while the remaining 59.3% is influenced by other factors not examined in this study.Keywords: Factors, Interests, Entrepreneurship, STAI Muhammadiyah Tulungagung

scholarly journals ANALISIS KRIMINOLOGI KEJAHATAN PEMBUNUHAN BERENCANA OKNUM POLISI DI JAYAPURA

2021 ◽  
Vol 5 (2) ◽  
pp. 47
Author(s):  
Sujud Sujud
Keyword(s):  
Research Method ◽  
Criminal Code ◽  
Research Data ◽  
External Factors ◽  
Family Factors ◽  
Military Officers ◽  
Literature Study ◽  
Internal Factors ◽  
The Government ◽  
Internal And External Factors

Murder is an inhuman crime, where the perpetrator of the crime kills with the intention of being planned in advance because it will kill other people's lives for a specific purpose, this crime is a crime of enmity between individuals and groups so that the victim is helpless, so the police investigator reveals his identity. Carefulness is needed. The problems discussed are what are the factors causing the crime of murder and how are the efforts to overcome the crime of murder. The research method used is normative juridical research. Data collection is based on literature study, based on the results of the research that the author has done, the factors that cause murder are internal and external factors. Internal factors, namely internal factors, and external factors, namely economic, environmental, and family factors. Efforts to tackle the crime of murder, namely penal and non-penal measures, are efforts to reduce the space for movement and opportunities for the committing of crimes. The suggestion in this research is that there is a need for cooperation between legal institutions and the government through police and military officers to prevent and cope with future premeditated murder, prosecutors and judges are requested to be able to prosecute and impose the maximum possible punishment on the perpetrators of the murder guided by the Criminal Code.

scholarly journals Pengaruh Internal dan Eksternal Perusahaan terhadap Nilai Perusahaan pada Perusahaan Properti dan Real Estate

2021 ◽  
Vol 5 (1) ◽  
pp. 191
Author(s):  
Santi Duwi Nuryani ◽  
Anita Wijayanti ◽  
Endang Masitoh
Keyword(s):  
Real Estate ◽  
Interest Rates ◽  
Sampling Method ◽  
Stock Exchange ◽  
Secondary Data ◽  
Financial Statements ◽  
External Factors ◽  
Multiple Linear Regressions ◽  
Internal Factors ◽  
Linear Regressions

This study aims to test and analyze the influence of leverage, liquidity, inflation, and interest rates on the value of the company. Property and real estate companies listed on the Indonesia Stock Exchange in 2016-2019 as a population. Purposive sampling method for sampling and research is quantitative type. The data sources used secondary data are obtained from annual financial statements and analysis used multiple linear regressions. The results of research into external factors of the company namely inflation and interest rates influenced the increase in the value of the company. While the company's internal factors namely leverage and liquidity do not affect the increase in the value of the company.

PERTUMBUHAN MODAL SENDIRI PADA INDUSTRI MANUFAKTUR: STUDI EMPIRIS DI BURSA EFEK INDONESIA

2010 ◽  
Vol 6 (2) ◽  
pp. 113
Author(s):  
Astuti Yuli Setyani
Keyword(s):  
Stock Exchange ◽  
Retention Rate ◽  
External Factors ◽  
Financial Data ◽  
Internal Factor ◽  
Internal Factors ◽  
Equity Ratio ◽  
Internal And External Factors ◽  
Control Management

Equity Growth is influenced by internal and external factors. Internal factor under control management, i.e. return on asset (ROA), dept to equity ratio (DER) retention rate (RR). The purpose of this study is to examine the effect of internal factors toward equity growth. Using financial data of campanies listed in Jakarta Stock Exchange (JSE) from the periods of 2004 to 2008, this study finds that return on asset influence equity growth. Meanwhile, Debt to Equity Ratio and Ratention Rate show no such effect. Kata kunci:  Return On Asset, Debt to EquityRatio, Ratention Rate, Equity Growth

scholarly journals ANALISIS SWOT: FAKTOR INTERNAL DAN EKSTERNAL PADA PENGEMBANGAN USAHA GULA MERAH TEBU (Studi Kasus di UKM Bumi Asih, Kabupaten Bondowoso)

2018 ◽  
Vol 12 (02) ◽  
pp. 107
Author(s):  
Yani Subaktilah ◽  
Nita Kuswardani ◽  
Sih Yuwanti
Keyword(s):  
Factor Analysis ◽  
Sugar Cane ◽  
External Factor ◽  
External Factors ◽  
Internal Factor ◽  
Internal Factors ◽  
Brown Sugar ◽  
Internal Position ◽  
Factor Evaluation ◽  
Internal And External Factors

One product from the sugar cane is brown sugar cane. ‘UKM Bumi Asih’ is one of the producer of the sugar cane in Bondowoso Regency. Brown sugar cane has potential prospect to developed because it can be used to any purposed (for household needs and beverage industries). This study was aimed to identify the internal and external factors that affected business development of brown sugar cane. The study were used the methods of internal factor evaluation (IFE) and eksternal factor evaluation (EFE). Internal factor analysis was performed to identify the company's internal strengths that can be used and anticipated weaknesses. External factor analysis was conducted to identify opportunities that can be exploited and threats that can be avoided. The scores output from matrix IFE and EFE were all categorized with total score 2.812 for internal factors and 3.0315 for external factor. Both scores were above 2.5 which meas that the internal position was strong enough. So its has the ability above the average to take advantage of the power and opportunities to anticipated the internal weakness and the threats. Keywords: brown sugar cane, eksternal factor, internal factor

scholarly journals ANALISIS HAMBATAN WIRAUSAHA MARTABAK DI KABUPATEN TEGAL

2020 ◽  
Vol 3 (1) ◽  
pp. 1
Author(s):  
Fitra Rosadi ◽  
Neni Hendaryati ◽  
Dewi Amaliah Nafiati
Keyword(s):  
Data Collection ◽  
Mass Media ◽  
Qualitative Methods ◽  
External Factor ◽  
Personal Characteristics ◽  
External Factors ◽  
Internal Factors ◽  
Inhibiting Factors ◽  
Inhibiting Factor ◽  
Internal And External Factors

This study aims to investigate the factors inhibiting interest in entrepreneurship, especially in martabak entrepreneurs in Lebaksiu District, Tegal Regency. As the object of this research is in Lebaksiu Subdistrict which is divided into17 villages, researchers used  sample  three villages namely Lebaksiu Lor, Lebaksiu Kidul and Kajen. Descriptive qualitative methods is a method applied in this research. The data collection techniques used are with observation, interviews, and documentation techniques. The results showed that the inhibiting factors in martabak entrepreneurship concisted of factors originating from internal and external factors. Detected internal factors arise from within the entrepreneur martabak such as personal characteristics, experience, ability to control a business and capital factors. The second inhibiting factor is an external factor, which this factor comes from outside the private entrepreneur martabak which includes the environment, recruitment of employees who are proficient in martabak making and promotion to the mass media.

scholarly journals STRATEGI MENINGKATKAN KINERJA UMKM DI SERENAN, JUWIRING, KABUPATEN KLATEN

2019 ◽  
Vol 14 (1) ◽  
pp. 92-103
Author(s):  
Burhanudin Ahmad Yani ◽  
Ratna Damayanti ◽  
Istiatin Istiatin
Keyword(s):  
Rural Economy ◽  
Small And Medium Enterprises ◽  
Sampling Technique ◽  
External Factors ◽  
Economic Conditions ◽  
Internal Factors ◽  
Wood Processing ◽  
Quantitative Descriptive ◽  
Medium Enterprises ◽  
Internal And External Factors

Micro, Small and Medium Enterprises (MSMEs) are business activities that contribute to improving economic conditions, especially the rural economy. However, the development of Micro, Small and Medium Enterprises (MSMEs) is very slow in competition with large companies in the era of free trade and globalization. Therefore all problems must be found the best solution with various efforts so that MSMEs perform well. The purpose of this study was to analyze and determine the improvement in the performance of MSMEs in Serenan, Juwiring District, Klaten Regency by observing both the influence of internal and external factors partially or jointly. The research methodology used is quantitative descriptive type. through the Survey directly to the research location, the population of this study was wood processing MSMEs (furniture) which were in Serenan, Juwiring, Klaten Regency totaling 34 producers. The sample in this study is a population of 34 producers. While the sampling technique used was the census of all producers in the Serenan Sub-District which numbered 34 questionnaire answers. The results showed that the performance of MSMEs in Serenan, Juwiring, Klaten Regency was significantly influenced by internal factors (consisting of aspects of HR, financial aspects, production aspects and marketing aspects) and external factors (aspects of government policy, aspects of socio-economic aspects and related institutions) both partially and together.

scholarly journals Faktor-Faktor Kesulitan Pembelajaran Praktik Karawitan Jawa Program studi Etnomusikologi Fakultas Ilmu Budaya Universitas Mulawarman

2021 ◽  
Vol 1 (2) ◽  
pp. 81-92
Author(s):  
Aris Setyoko ◽  
Zamrud Whidas Pratama
Keyword(s):  
External Factor ◽  
Descriptive Analysis ◽  
Essential Element ◽  
External Factors ◽  
Literature Study ◽  
Working Process ◽  
Study Program ◽  
Internal Factors ◽  
Data Collection Technique ◽  
Internal And External Factors

Abstract: Working on or how to work musically in a musical presentation or composition is an essential element. With the process of working on a musical dish, a good and quality dish will be achieved. The working process is essential to achieve the competency standard of a Javanese musical dish. In learning the practice of Javanese Karawitan, the Ethnomusicology Study Program, Faculty of Cultural Sciences, Mulawarman University, encountered problems in the implementation of this working process. It has an impact on the lack of achievement of learning competency standards. The purpose of this paper is to describe the factors that influence the non-achievement of competency standards in learning Javanese musical practice in terms of working on Javanese karawitan. The method used is descriptive analysis. The data collection technique was done by interview, literature study, and qualitative analysis of the work. The results showed that there were internal and external factors. Internal factors include (1) differences in the cultural background of each student, (2) students have not been able to determine the direction of working on karawitan, and (3) students have not been able to determine the considerations for working on karawitan. The external factor is the learning media used, namely the incomplete Javanese gamelan instrument. It is hoped that the results of this study can be used as material for evaluating learning in Javanese Karawitan practice courses.   Abstrak: Garap atau cara kerja musikal dalam sajian gending atau komposisi karawitan merupakan unsur penting. Dengan adanya proses garap pada sebuah sajian gending karawitan, akan tercapai sebuah sajian yang baik dan berkualitas. Proses garap menjadi hal yang penting untuk mencapai standar kompetensi dari sebuah sajian karawitan Jawa. Pada pembelajaran praktik Karawitan Jawa Program studi Etnomusikologi, Fakultas Ilmu Budaya, Universitas Mulawarman mengalami kendala dalam pelaksanaan proses garap ini. Hal ini berdampak pada belum tercapainya standar kompetensi pembelajarannya. Tujuan penulisan ini adalah untuk mendeskripsikan faktor-faktor yang mempengaruhi tidak tercapainya standar kompetensi dalam pembelajaran praktik karawitan Jawa dalam hal garap pada karawitan Jawa. Metode yang digunakan adalah deskriptif analisis. Teknik pengambilan data dilakukan dengan wawancara, studi pustaka, dan analisis garap karya secara kualitatif. Hasil penelitian menunjukkan terdapat faktor internal dan eksternal. Faktor internal meliputi (1) perbedaan latar belakang budaya setiap mahasiwa, (2) mahasiswa belum bisa dalam menentukan arah garap karawitan, dan (3) mahasiswa belum bisa menentukan pertimbangan garap karawitan. Faktor eksternalnya adalah media pembelajaran yang digunakan, yaitu instrumen gamelan Jawa belum lengkap. Diharapkan dari hasil penelitian ini dapat menjadi bahan evaluasi pembelajaran pada mata kuliah Praktik Karawitan Jawa.

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