scholarly journals Pengaruh Strategi Bisnis, Pemberian Kredit Komsumtifterhadap Laba pada BPD Jatim

2019 ◽  
Author(s):  
Sutar

Banking activity include institutions, business activity, as well as ways to carry out the smooth running of a country’s economic activities. While the main activities to the bank are collecting and distributing funds. The main objective of banking is to improve survival and promote the company’s growth. The function of the bank in the creation of money, facilitating the payment mechanism, raising public savings funds, facilitating international transactions. Bank are business entries that collect funds from the public in the form of deposits and channel them to the public in the form of credit and for other forms in order to improve the standard of living of the people. The purpose of this study is to examine the effect of business strategy and the provision of consumer credit on net income at the Regional Development Bank BPD East Java. The result of the study show that partially business strategies affect net income and the provision of consumer credit affect net income. Simultaneosly both business strategy variables and consumers credit affect net income

2019 ◽  
Vol 16 (2) ◽  
pp. 271-289
Author(s):  
Nur Syuhada Jasni ◽  
Haslinda Yusoff ◽  
Mustaffa Mohamed Zain ◽  
Noreena Md Yusoff ◽  
Nor Syafinaz Shaffee

Purpose The present digital era has integrated the conventional telecommunications companies as service providers in this ever-competitive environment. Towards gaining business competitiveness, businesses are operated from the stance of dynamic business model that places focus on both economic activities and, more importantly, value-added benefits. One essential value embedded into business strategies refers to the aspect of sustainability in conjunction to environmental social governance (ESG). Within the context of Malaysia, ESG practices have been expected to grow rapidly in years to come, along with the vision of becoming a digital economy nation, by 2050. The continuous discussions appear to support the significance of implementing ESG practices amidst organizations, which in turn, could enhance a more sustainable economic growth for the country. Although many studies have probed into the dimensions of ESG, little attention has been given to the ESG practices incorporated into business strategy agenda. Design/methodology/approach This paper combed through the literature to retrieve the multi-dimensions of ESG concepts, as well as related in-depth insights into ESG disclosures amongst leading companies established in Malaysia. As for the research design, this study used the content analysis method and the ESG Grid as the benchmarking tool to explore superior commitments amongst its peers. Findings As a result, this study stumbled upon two major outcomes: the pattern of ESG disclosures in telecommunications industry and the approaches in implementing ESG practices in telecommunications companies. These two aspects appear essential to establish a competitive advantage, apart from addressing the issues raised by concerned stakeholders. Research limitations/implications Future studies may explore deeper into comprehending the ESG practices by using the interview method and incorporating other industry or arena. Practical implications The decisions made by the companies to invest in ESG practices mark the ability of a company in devising viable survival strategies within the industry. Originality/value Hence, this study offers several vital insights into the practical value to learn from the best experiences, aside from analyzing the current progress of ESG practices within the context of developing nation.


2017 ◽  
Vol 1 (2) ◽  
pp. 98
Author(s):  
Rory Jeff Akyuwen

The role of the state through BUMN becomes so important when it is formulated in a provision as formulated in Article 33 Paragraph (2) of the 1945 Constitution of the State of the Republic of Indonesia, where the production branches which are important for the State and which affect the livelihood of the public must be controlled by Country. Here it indicates the authority of the State to participate in economic activities through the operation of production branches that can be categorized as important for the State and considered vital and strategic for the interest of the State.This is based on the reasons as formulated in the explanatory section of Article 33 of the 1945 Constitution of the State of the Republic of Indonesia, so that the benefits of the production branches do not fall into the hands of individuals, the State actively takes the role to cultivate it because the production branch is considered important and which control the livelihood of the people for the greatest prosperity of the people. State-Owned Enterprises is formed with the aim of contributing to the development of the national economy in general and the state's revenue in particular; The pursuit of profit; To hold general benefit in the form of providing goods and / or services of high quality and adequate for the fulfillment of the livelihood of the public; Pioneering business activities that have not yet been implemented by the private sector and cooperatives and actively providing guidance and assistance to weak economic entrepreneurs, cooperatives, and communities.SOEs are given the right to monopoly in the economic field which is considered to control the livelihood of many people.


2020 ◽  
Vol 12 (14) ◽  
pp. 5696 ◽  
Author(s):  
Paolo Esposito ◽  
Spiridione Lucio Dicorato

Institutionalized Public Private Partnerships (PPPs) are a widely debated phenomenon, addressed by both scientific literature and policymakers. The most important contribution of this work is to describe the various theories used for understanding the performance expectations of PPPs, as the focus on performance is still poor despite the growing interest in participant companies (mixed-owned companies), especially at the local level. While analyzing the evaluation of the performance of these entities, a wide stream of literature has focused on profitability and efficiency, showing a substantial difference in terms of the performance of such companies compared to private capital ones. All this leads us to consider the Public Value theory as the best framework in literature to address the many dimensions of performance and business strategy in PPPs while pursuing sustainable development. The interest in this area has increased lately, mainly due to the growing complexity within this dynamic context. Therefore, it seems meaningful to carry out a systematic review of the relevant published literature in this field. This study contributes to the literature on sustainable development in Public Private Partnerships (PPPs) that are seen as a form of mixed-owned companies, trying to address their multilayered performance expectations within the public value perspective and to understand how the role of performance measurement is influencing business strategies and the attitude towards sustainable environment. This will prove useful to scholars, policymakers and practitioners alike.


Author(s):  
Iwan Henri Kusnadi ◽  
Sri Dinarwati ◽  
Ade Suparman

Retribusi pasar merupakan termasuk retribusi jasa umum yang dipungut dari pedagang atas penggunaan fasilitas pasar dan pemberian izin penempatan oleh Pemerintah Kabupaten Kota. Jadi retribusi pasar terdiri dari retribusi izin penempatan, retribusi kios, retribusi los, retribusi dasaran, dan retribusi tempat parkir. Retribusi pasar merupakan imbal jasa atas penyediaan sarana pasar oleh pemerintah, oleh karenanya retribusi pasar memiliki peran yang berarti terhadap fungsi pelayanan pemerintah kepada publik dan peningkatan kegiatan ekonomi masyarakat. Berdasarakan penelitian, diperoleh hasil bahwa Kinerja Bidang Pengelolaan Pasar Dalam Pemungutan Retribusi Pasar pada Dinas Koperasi, UMKM, Perdagangan Dan Perindustrian Kabupaten Subang secara umum belum optimal. Faktor-faktor yang menjadi hambatan Kinerja Bidang Pengelolaan Pasar Dalam Pemungutan Retribusi Pasar pada Dinas Koperasi, UMKM, Perdagangan Dan Perindustrian Kabupaten Subang adalah sarana dan prasarana dan partisipasi pedagang.   Market levies constitute a general service levy collected from traders on the use of market facilities and granting placement permits by the Municipal Municipal Government. So the market levy consists of placement permit levies, kiosk retribution, retribution los, retribution, and parking levy. The market levy is a reward for the provision of market tools by the government, therefore market retribution has a significant role in the functioning of government services to the public and the improvement of the economic activities of the people. Based on the research, obtained the result that the Performance of Market Management in the Collection of Market Levies at the Department of Cooperatives, SMEs, Trade and Industry Subang Regency in general is not optimal. Factors that become obstacles of Market Management Performance in Market Levy Levy on Department of Cooperatives, SMEs, Trade and Industry Subang Regency is a means and infrastructure and the participation of traders.


2017 ◽  
Vol 3 (1) ◽  
Author(s):  
Elsa Elsa

This paper to see how tourism can provide stimulus to economic growth. In tourism the interaction between tourists and local communities so as to enhance economic activities such as revenues, business opportunities, employment opportunities and reduce unemployment or poverty erodes. So, it can be explained that between the tourism sector and the economy is directly proportional, if the tourism sector increases, people's income also increased. Conversely, if the tourism sector are declining, people's income also declined. Tourism is the engine driving and driving the creation of creativity of the community in an effort to improve the lives. Problems that develop in the tourism sector is the lack of knowledge and understanding on tourism, a reference to incomplete about the tourist places (socialization of local government is still not satisfactory), and stepping are not implemented (safe, orderly, clean, cool, beautiful, welcoming, and memories) in the tourism sector. Therefore, to overcome the problem of tourism is needed awareness by government and the community to develop and explore the potential of tourism as an effort to increase the standard of living and the quality of the people in the area. Efforts are underway to explore the potential of travel may include human resource development, implementation stepping, as well as the improvement of facilities and infrastructures. It can boost the high interest of tourists to visit the tourist destination so that not only the public economy are growing, but the skill and creativity of the community also increased.Keywords: Tourism, Economic Growth.


2019 ◽  
Vol 4 (1) ◽  
pp. 43-48
Author(s):  
Giriati Giriati

Objective - This article aims to analyze the influence of mediating Business Strategy variables on Management Capabilities (MC) and Entrepreneurial Orientation (EO) toward Business Performance. Methodology/Technique - This study was conducted on group of students of Economics and Business Department who practiced as entrepreneurs, using Path Analysis (Amos,18.0). Findings - The results of the analysis show that the management capabilities do not support the indirect influence of business strategies on business performance. However, entrepreneurial orientation supports the indirect influence of business strategies on business performance. Meanwhile, management capabilities have a significant direct effect on business performance. Novelty - Without going through a business strategy, entrepreneurial orientation does not have a significant direct effect on business performance, because business strategy supports business performance or direct influence. Type of Paper: Empirical Keywords: Business Strategy; Management Capabilities; Entrepreneurial Orientation; Business Performance. JEL Classification: M16, M21, M29. DOI: https://doi.org/10.35609/jber.2019.4.1(5)


Author(s):  
Muhammad Zakaria ◽  
Saifuddin Muhammad Jalil ◽  
Trisna Trisna ◽  
Zuraida Zuraida

The village is the lowest regional unit in the state administrative apparatus in Indonesia Indonesia, where the village is currently entering a new era after the birth of the Village Law. Village are expected to become socially, culturally, economically, and politically independent. Village Owned Enterprises (BUMDes) as business and economic institutions is expected to welcome the village community to be more independent, especially in economy. Currently BMUG Pulo Makmue is still facing various obstacles in carrying out its operations, especially in determining business strategies to increase business scale based on priority scales. This study aims to determine the policy priorities that can be taken as a business strategy to increase the Business Scale of BMUG Ulee Makmue. With the increase in business scale, BMUG Pulo Makmue will become an independent and advanced BMUG so that it can meet the expectations of the people of Ulee Pulo Village in terms of improving their welfare. The research was conducted by conducting surveys and collecting data directly in the field while still applying the Covid 19 process. The research method used was the Analytical Hierarchy Process (AHP) analysis to determine the potential for developing study BUMDes in Ulee Pulo Village. The expected result in this study is the potential of Gampong that can be developed by considering the available resources based on a priority scale.


2021 ◽  
Vol 5 (3) ◽  
pp. 148-155
Author(s):  
Ni Kadek Mita Sumadi Astrini ◽  
Budi Rahayu Tanama Putri ◽  
James Hellyward

This study aims for a deep understanding of the business strategy of layer chicken farms during the new normal era in Bali. The expected output in this study focused on the establishment of strategic recommendations that apply to layer chicken farms within Bali to raise the production as well as overcome the challenges during the new normal era new normal. 134 respondents were involved, which consists of 80 consumers, 48 livestock farmers, and 6 experts. Results of IFE-EFE analysis showed that the value of an internal factor is 3.72 and external factor is 2.73 which determine that the business of layer chicken farm is in quadrant IV in matrix IE and categorized group of growth and build strategy. Seven business strategies could be recommended to the farmers in Bali during this new normal era, namely; 1) applying digital marketing; 2) implementation of laying chickens information system (abbreviated as SIAP in Bahasa Indonesia); 3) socialization and empowerment in utilizing e-commerce; 4) collaborating with livestock platforms; 5) training and mentoring for the public regarding a business opportunity in an egg-based product; 6) forming industry cluster of laying chicken farms; 7) development of livestock cooperative. 


2017 ◽  
Vol 1 (2) ◽  
pp. 98
Author(s):  
Rory Jeff Akyuwen

The role of the state through BUMN becomes so important when it is formulated in a provision as formulated in Article 33 Paragraph (2) of the 1945 Constitution of the State of the Republic of Indonesia, where the production branches which are important for the State and which affect the livelihood of the public must be controlled by Country. Here it indicates the authority of the State to participate in economic activities through the operation of production branches that can be categorized as important for the State and considered vital and strategic for the interest of the State.This is based on the reasons as formulated in the explanatory section of Article 33 of the 1945 Constitution of the State of the Republic of Indonesia, so that the benefits of the production branches do not fall into the hands of individuals, the State actively takes the role to cultivate it because the production branch is considered important and which control the livelihood of the people for the greatest prosperity of the people. State-Owned Enterprises is formed with the aim of contributing to the development of the national economy in general and the state's revenue in particular; The pursuit of profit; To hold general benefit in the form of providing goods and / or services of high quality and adequate for the fulfillment of the livelihood of the public; Pioneering business activities that have not yet been implemented by the private sector and cooperatives and actively providing guidance and assistance to weak economic entrepreneurs, cooperatives, and communities.SOEs are given the right to monopoly in the economic field which is considered to control the livelihood of many people.


2018 ◽  
Vol 6 (2) ◽  
pp. 82-92
Author(s):  
Dedi Suselo

This research explores the application of religious values ​​that are a business strategy in the management of the Mayangkara Group. This type of research is descriptive qualitative with a case study approach (field research). Data collection techniques use source, time and technique triangulation. The results show the application of religious values ​​in the management of the Mayangkara Group to be unique and important capital in supporting the existence of the company. A good business management pattern is not to exploit, manage existing natural resources for mutual benefit. Mayangkara Group's religious values ​​are built based on the principles of social piety in every business activity. A series of social, religious, socio-economic activities that are packaged in the company's CSR program is a means of channeling zakat funds and company infaq. The purpose of Mayangkara's business activities is "al-Falah" is to realize prosperity and elevate the level of life of the people, and realize a good company.  


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