scholarly journals Implementasi Etika Bisnis Islam dalam Strategi Promosi Produk Asuransi Takaful

2020 ◽  
Vol 15 (1) ◽  
pp. 19-29
Author(s):  
Junia Farma ◽  
Khairil Umuri

Asuransi Takaful is a company that engages in risk insurance services. In its operation, the company does not engage in forbidden businesses. However, the strategies in promoting the products may violate Islamic business ethics. This study is conducted to examine the implementation of the Islamic business ethics concept in promotion strategies at PT Asuransi Takaful of Banda Aceh Branch. This research is field research using a descriptive qualitative approach. The Finding shows that PT. Asuransi Takaful has implemented tawḥid, ‘adl, ikhtiyār, farḍ, and iḥsān in the promotion strategies.

2019 ◽  
Vol 4 (1) ◽  
pp. 137
Author(s):  
Mulkan Syah Riza

This study aims to explain how the distribution of productive zakat in the Rumah Zakat North Sumatra and how the effectiveness of productive zakat distribution in improving the welfare of mustahik in the Rumah Zakat North Sumatra. This study uses a qualitative approach with a type of descriptive method, which is a problem that guides researchers to explore and photograph situations that will be thoroughly investigated, broadly and deeply. Data collection techniques with field research, while the tools used are observation, interviews and documentation. Data analysis used is descriptive qualitative analysis. The results of this study inform that in distributing productive zakat funds, Rumah Zakat is in accordance with Law No. 23 of 2011 concerning Management of Zakat. The distribution of productive zakat carried out by the Rumah Zakat North Sumatra through the Senyum Mandiri Program to mustahik in Medan Helvetia Subdistrict has been effective, because it can improve the welfare of mustahik, this is evidenced by the income of eight of thirteen mustahik people in total, five people whose income is fixed and four out of eight people whose income has increased has reached the level of muzaki.


2021 ◽  
Vol 1 (1) ◽  
pp. 41-60
Author(s):  
Dewi Iriani ◽  
Lailatul Mufidah ◽  
Muhammad Rosyid Ridho

This article aims to determine the Darussalam Gontor Modern Islamic Boarding School's efforts in shaping the entrepreneurial spirit of the santri? Second, how is the development of Amidas Gontor Mineral Water in the perspective of Islamic Business Ethics? This article using field research (field research), the method used in this study using a qualitative approach, namely the author obtains data directly from sources from teachers/managers and students of the Darrusalam Gontor Islamic boarding school, Ponorogo. Research results 1) The Darussalam Gontor modern cottage's efforts in shaping the entrepreneurial spirit of the Santri, which are taught, have five characteristics, namely: confidence is cultivated to the students, by giving confidence in carrying out the production of Amidas Gontor brand mineral water—having continuous and innovative initiatives, in developing the business unit it holds and having achievement motives, which can provide the students with provisions to apply what they have learned after becoming alumni regarding entrepreneurship. The spirit of leadership, where the alumni who serve are entrusted to manage Amidas Gontor. Dare to take calculated risks, introduce the entrepreneurial results of the santri, events and expos are often held in the cottage, apart from the students, caretakers, guardians of Santri, and the wider community. 2) Development of Gontor Amidas mineral water in the perspective of Islamic business ethics principles; Unity/State; Obedience to worship is a belief in the existence of one God. Balance (Justice); evenly distributed. Free Will, done verbally for the Ponorogo area, the outer island area is done through an online application. The Pondok Gontor party is responsible for compensating for damage to the Ponorogo area outside the island. 3) Virtue: Truth and Honesty. Honest and true in establishing partnerships with agents, shops, distributors, retailers of mineral water Amidas.Artikel ini bertujuan untuk mengetahui upaya Pondok Pesantren Modern Darussalam Gontor dalam membentuk jiwa wirausaha santri? Kedua, Bagaimana Pengembangan Air Mineral Amidas Gontor Dalam Perspektif Etika Bisnis Syariah? Artikel ini menggunakan penelitian lapangan (field research), metode yang digunakan dalam penelitian ini menggunakan pendekatan kualitatif, yaitu penulis memperoleh data langsung dari narasumber dari guru/pengelola dan santri pondok pesantren Darrusalam Gontor Ponorogo. Hasil Penelitian 1) Upaya Pondok Modern Darussalam Gontor dalam membentuk jiwa wirausaha santri yang diajarkan memiliki lima ciri, yaitu: menumbuhkan rasa percaya diri kepada santri, dengan memberikan rasa percaya diri dalam melaksanakan produksi air mineral merk Amidas Gontor. —memiliki inisiatif yang berkesinambungan dan inovatif, dalam mengembangkan unit bisnis yang dimilikinya dan memiliki motif berprestasi, yang dapat membekali mahasiswa dengan bekal untuk menerapkan apa yang telah dipelajarinya setelah menjadi alumni tentang kewirausahaan. Semangat kepemimpinan, dimana para alumni yang mengabdi dipercayakan untuk mengelola Amidas Gontor. Berani mengambil resiko yang diperhitungkan, memperkenalkan hasil wirausaha para santri, event dan expo sering diadakan di pondok, selain para santri, pengasuh, wali santri, dan masyarakat luas. 2) Pengembangan air mineral Gontor Amidas dalam perspektif prinsip etika bisnis Islam; Persatuan/Negara; Ketaatan untuk beribadah adalah keyakinan akan adanya satu Tuhan. Keseimbangan (Keadilan); didistribusikan secara merata. Kehendak Bebas, dilakukan secara lisan untuk wilayah Ponorogo, wilayah pulau terluar dilakukan melalui aplikasi online. Pihak Pondok Gontor bertanggung jawab untuk mengganti kerugian daerah Ponorogo di luar pulau. 3) Kebajikan: Kebenaran dan Kejujuran. Jujur dan benar dalam menjalin kemitraan dengan agen, toko, distributor, pengecer air mineral Amidas.


2021 ◽  
Vol 31 (1) ◽  
pp. 1
Author(s):  
Armaidy Armawi ◽  
Raharjo Raharjo

ABSTRACTThis study aims to find out and evaluate the process of civic literacy socialization to establish the ethics of young citizens and the implications towards personal resilience in Surakarta and formulating the socialization model of civic literacy as a form of citizenship education.This research was conducted in Surakarta with the target of community conducting citizenship education activities. This research used field research with descriptive qualitative approach which describes citizenship education practice which is done informally in socialization of civic literacy activities. The results showed that the socialization of civic literacy was done informally with habituation, development, and learning which was done continuously and had the objective to form the ethics of citizens with the perspective of personal resilience. This research also produces a model of civic literacy as a planning in the learning process which contains information about how to be an ethical citizen, understand the rights and obligations, have a sense of responsibility and nationalism that is implemented in the life of society, nation and state.ABSTRAKTujuan penelitian ini untuk mengetahui dan mengevaluasi proses sosialisasi civic literacy dalam pembentukan etika warganegara muda di Kota Surakarta serta merumuskan model sosialisasi civic literacy sebagai bentuk pendidikan kewarganegaraan kemasyarakatan (citizenship education).Penelitian ini dilaksanakan di Kota Surakarta dengan sasaran komunitas yang melakukan kegiatan sosialisasi materi kewarganegaraan di lingkungan masyarakat. Penelitian merupakan penelitian lapangan berupa pendekatan kualitatif deskriptif yang mendeskripsikan praktik citizenship education,  dilakukan secara informal di masyarakat berupa kegiatan sosialisasi civic literacy. Hasil penelitian menunjukkan bahwa sosialisasi civic literacy dilakukan secara informal dengan pembiasaan, pengembangan, dan pembelajaran secara berkelanjutan memiliki tujuan untuk membentuk etika warganegara berperspektif ketahanan pribadi. Penelitian ini juga menghasilkan suatu model civic literacy sebagai perencanaan dalam proses pembelajaran yang berisi informasi tentang bagaimana menjadi warganegara yang beretika, paham hak dan kewajibannya, memiliki rasa tanggungjawab dan rasa cinta tanah air yang diimplementasikan dalam kehidupan bermasyarakat, berbangsa dan bernegara.


Author(s):  
Gusti Oka Widana ◽  
Sudarso K Wiryono ◽  
Mustika S Purwanegara ◽  
Mohamad Toha

The positive of impact of market orientation toward business performance of a company is a common wisdom in the marketing literatures. Hence the prior studies recommend that the connection will depend on other strategic actions. In this regards, this study tries to assess the construct of business ethics as the precedent of market orientation in the context of Indonesia Islamic banks. Upon assessing data using SmartPLS, this study finds that market orientation is the determinant of business performance and Islamic business ethics is the precedent of market orientation. However, market orientation is not effective as the mediator in the relationship between Islamic business ethics and business performance. The discussion of this finding is provided as well as the managerial implication at the end of this paper.


2021 ◽  
Vol 5 (1) ◽  
pp. 98-113
Author(s):  
Luthfi Rahman ◽  
Asep Dede Kurnia ◽  
Saepul Bahri ◽  
Ahmad Ali Sopian

Telkom is a state-owned company engaged in telecommunications and network services in the territory of Indonesia. One of the products from Telkom is IndiHome. In IndiHome, the company's agreement system with consumers is to rent tools or devices for consumers to use to connect with IndiHome, then consumers pay monthly to extend the lease. Based on the basic provisions of the theory in Islam that leasing is a form of muamalah activity in meeting the needs of human life, in the sharia economic concept, leasing is called (al-ijarah), which has the pillars and conditions that become the legal provisions of the ijarah contract. The purpose of this study was to determine the practice of renting IndiHome at PT. Telkom Indonesia Kandatel Purwakarta and to find out an overview of the sharia economy in leasing indihome products at PT. Telkom Kandatel Purwakarta. The type of research used is field research, while the approach used in this research is a descriptive-qualitative approach. The mechanism used in leasing IndiHome has provisions according to company procedures. The transaction process is carried out with customer registration via offline, carried out directly and online through the My IndiHome application and Call Center to PT.Telkom and if viewed in the sharia economy, IndiHome leases are included in leases that are not in accordance with the provisions of the Fatwa of the National Sharia Council of the Ulama Council. Indonesia No. 112/DSN-MUI/IX/2017, including those related to mu'jir provisions that are not legally competent, provisions on benefits of objects that cannot be leased back and unclear rental times.


Fenomena ◽  
2019 ◽  
Vol 18 (2) ◽  
pp. 206-222
Author(s):  
Diny Duratul Ummah ◽  
Ainul Churria Almalachim

The Manggisan ebankment market is a traditional market where the people conduct daily buying and selling transactions. In conducting business activities does not deny the existence of fraud that can be caused by a lack of awareness and knowledge in doing business based on Islamic business ethics. Awareness of the application of business ethics values must be carried out by every market player. Syari’ah business ethics is a moral reference as part of Islamic forms of Akhlaqul Karimah in muamalah. Islamic business ethics is based on monotheism, honesty, justice (balance) and kindness (ihsan). In conducting business activities Abu Hamid Muhammad Al Ghazali emphasied to always be guided by Islamic business ethics because by doing so a Muslim in doing his business will get two advantages namely the world and the hereafter. The formulation of the problem from this study is how the behavior of the vegetable traders ethics in the embankment Manggisan market. And how the behavior of greengrocer business ethics in the market of Abu Hamid Muhammad Al Ghazali’s embankment perspective. This research is a type of (field research) by using juridical empirical methods, namely methods that collect data by means af observation, interviews and documentation of the behavior of business ethics of vegetable traders in conducting business activities.Based on the result of the study, it can be concluded that in general the vegetable traders in the Manggisan embankment market have applied business ethics behavior in their business activities. Including starting a business by reading basmalah, not reducing scales and not taking very much profit, even though in reality they do not understand that what they are doing is part of the theory of business ethics. But there are still traders who someties are rude to buyers due to having personal problems with their families, this is considered to have violated Islamic business ethis. One of the principles that must be possessed by a Muslim trader is to be good so that what is done will provide benefits to others so that the business carried out does not only benefit themselves but also benefits others.


Author(s):  
Mutia Sumarni

This study describes the practice of rounding prices on buying and selling rubber in Medang Ara village, Karang Baru District. The purpose of this study was to determine the practice of price rounding on the sale and purchase of rubber and to determine the analysis of Islamic business ethics on the practice of rounding prices on buying and selling rubber in the village of Medang Ara, Karang Baru District. The type of research used is field research. Data collection techniques through observation, interviews and documentation, as well as data analysis techniques with a qualitative descriptive approach.Based on the results of the study note that the price rounding done by Medang Ara village rubber agent is rounding down prices. The agent did this rounding because there was no change which made it difficult to pay for the rubber and the agent thought that rounding was a common thing and was known by farmers, so farmers would be sincere if the money was rounded up. In addition, the price rounding done by an agent is contrary to the basic provisions in Islamic business ethics, namely unity, balance, free will, responsibility and truth, and rounding the price is also contrary to the principles in Islamic business ethics such as honesty and transparency in setting prices.


2018 ◽  
Vol 3 (2) ◽  
pp. 145
Author(s):  
IRSADUNAS IRSADUNAS ◽  
YENTI AFRIDA ◽  
RAHMI KHAIRANI

The research objective is to look at business ethics in Islam in the management of Corporate Social Responsibility at PT. Gersindo Minang Plantation. The subject of this research is the sustanability development of the CSR department at PT. Gersindo Minang Planatation and the people who feel the CSR activities. This research is a type of field research. Data collection uses observation, interview, and documentation methods. Data analysis was carried out in a qualitative descriptive manner. The validity of the data using triangulation techniques. The results showed that CSR management at PT. Gersindo Minang Plantation in general, is engaged in education, environment, health and social affairs. There are two types of programs, namely the Patronage and Community Development Program. In terms of Islamic business ethics, of the five axioms that include unity, equilibrium, free will, benevolence and responsibility there is one axiom that is not reflected in the program namely responsibility.


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