scholarly journals IPTEKS PENGAJUAN KREDIT BERDASARKAN INFORMASI AKUNTANSI PEMBERIAN KREDIT PADA PT BANK MANDIRI (PERSERO) TBK. AREA MANADO

2018 ◽  
Vol 2 (02) ◽  
Author(s):  
Ranggy D.F Sumarauw ◽  
Natalia Y. T. Gerungai
Keyword(s):  
Point Of View ◽  
Main Function ◽  
Economic Democracy ◽  
Economic Activities ◽  
Application Process ◽  
Qualitative Descriptive ◽  
Strategic Position ◽  
Legal Subjects ◽  
Descriptive Method

Indonesian Banking in carrying out its business in economic democracy by using the principle of prudence, the main function of the bank is to collect funds and channel them back to the community. The role of banks in supporting economic activities is quite large because banks provide services in the circulation of money. Whereas from a bank's point of view, credit has a strategic position which is one of the necessary sources of money in financing business activities that can be emphasized as the key to life for every human being. Agreement is a legal relationship in the field of wealth based on an agreement between legal subjects one with the other and between them bind to each other so that the law is obliged to implement the agreement agreed upon by the parties and cause legal consequences. By using a qualitative descriptive method from the results of the observation the author describes how the credit application process is carried out and how the crediting procedure is associated with accounting information in the provision of credit in this case to increase crediting at PT Bank Mandiri (persero) Tbk Manado Area. Based on observations the authors suggest that the independent bank must be more careful in making credit terminations so that there will be no bad credit.Keywords: credit applicaton, credit approval

The Role of Female’s Participation in Economic Activity to Household Income The Case of Mizan Aman Town, South Nation Nationality And People’s Region, Ethiopia

2021 ◽  
Author(s):  
Kemal Omer Ahmed
Keyword(s):  
Household Income ◽  
Simple Random Sampling ◽  
Linear Regression Method ◽  
Economic Activities ◽  
Factors Affecting ◽  
Household Decision ◽  
Secondary Sources ◽  
Women's Participation ◽  
Descriptive Method

Abstract The main aim of the study was to examine the role of females' economic participation in household income. To achieve this objective both primary and secondary sources of data were collected from 400 sample size using simple random sampling method. The obtained data were first analyzed using a descriptive method to describe socio-economic characteristics of women in the study area. Secondly, to identify determinants of women’s participation in economic activities and household decision-making process logit model was employed and finally, multiple linear regression method was applied to identify factors affecting the level of women's contribution to household income. The result shows that female participation in economic activities positively determines by women's training and woman’s education level and is negatively affected by the presence of children under five years of age. The contribution of women to household income on average was estimated birr 32,400.50 per annum which was nearly 36.8percent of the overall household income. The possible recommendation is government and other respective bodies must encourage women to learn more and more.

scholarly journals Peran Guru Pendidikan Agama Islam dalam Pembinaan Sikap Spiritual dan Sosial di Sekolah Menengah Pertama

2021 ◽  
Vol 3 (2) ◽  
pp. 358-375
Author(s):  
Desi Karlina
Keyword(s):  
School Facilities ◽  
Social Attitudes ◽  
Islamic Education ◽  
Religious Activities ◽  
Before And After ◽  
The Disabled ◽  
Qualitative Descriptive ◽  
The Many ◽  
Descriptive Method

Globalization has resulted in a shift in human morals, marked by the many cases of moral deviations that are rife in various parts of Indonesia so that the application of spiritual attitudes has not been maximized. The attitude of dishonesty is shown by the number of students who cheat on the test, and the attitude of indiscipline is shown by the number of students who are late so that the application of social attitudes does not seem to be visible. The role of PAI teachers is considered quite important for the development of these two attitudes. At SMPN 1 Darussalam, PAI teachers have played a role in fostering spiritual and social attitudes. Big. This research was conducted with a field study using a qualitative descriptive method. Data collection techniques were carried out through interviews and documentation. The results showed the role of PAI teachers in fostering spiritual attitudes by praying before and after lessons, praying in congregation, doing charity activities every Friday, and religious activities. The role of PAI teachers in fostering social attitudes is carried out through social service activities, visiting the Disabled Foundation and nursing homes, getting used to the 3S (smile, greeting, greeting), reporting to the teacher what items are found, punishing students who are late. Factors supporting the role of Islamic Education teachers in fostering spiritual and social attitudes are seen from adequate school facilities in the form of female/male prayer rooms, learning media such as LCD, the use of active methods. While the inhibiting factors include the lack of adequate facilities, especially LCDs, the lack of interest in teachers and knowledge, and the lack of interest in students to improve themselves.

scholarly journals Public interaction of health workers during the Covid-19 pandemic

2021 ◽  
Vol 10 (6) ◽  
pp. 268-277
Author(s):  
Tara Anglelorenza Pricilly Dea ◽  
Aliefya Rachim Maharani
Keyword(s):  
Health Service ◽  
Health Workers ◽  
Coordinated Management Of Meaning ◽  
Service Programs ◽  
Qualitative Descriptive ◽  
The Impact ◽  
Descriptive Method ◽  
Case Study Methods

The impact of the COVID-19 pandemic has limited the space for the community and health workers to provide health services. In this study, we want to see how the role of health workers can minimize health problems that occur in the field. GERMAS (Gerakan Masyarakat Hidup Sehat) which contains to implement the health service programs seeks to provide information through mobile broadcasts on services for preventing Covid-19 activities through vaccination and distributes anthelmintics to children, which is expected to be a forum for the health service to keep interacting with children and societies and also to give some meanings or messages to conveyed the community. This research used a qualitative descriptive method with case study methods and data collection techniques through interviews and observations. The theory used in this research is Coordinated Management of Meaning. For the results, Tanjung Selor Health Center Health Workers and the Tanjung Selor community set a pattern to create meaning in their communication. Health workers and communities create meaning and interpret meaning in their activities through the GERMAS Program.

scholarly journals The role of the supervision of the school chairman as an effort to improve teacher professionalism in teaching

2021 ◽  
Vol 6 (1) ◽  
pp. 296
Author(s):  
Herlinawati Herlinawati ◽  
Muhammad Kristiawan ◽  
Alforqi Alforqi
Keyword(s):  
Learning Outcomes ◽  
Teacher Professionalism ◽  
Educational Institutions ◽  
Teaching Aids ◽  
Role Of Principal ◽  
Qualitative Descriptive ◽  
Principal Supervision ◽  
Descriptive Method

The principal is a leader in educational institutions that regulates and manages educational activities in schools. Therefore, school principals play an important role in improving the quality of education, especially improving teacher performance to be more enthusiastic and professional in teaching and developing themselves who are in charge of delivering lessons to students. This study aims to identify the role of principal supervision as an effort to improve teacher professionalism in teaching at SMA Negeri 10 OKU.This research was conducted at SMA Negeri 10 OKU. The research was carried out for 3 (three) months, starting from September 2020 to November 2020. The research method used was a qualitative descriptive method. Data collection techniques used include: (1) Interview or Interview; (2) Observation; (3) Documentation. Based on the research results, it was concluded that the principal had a role in the supervision carried out as an effort to improve teacher professionalism in teaching. It is known: (1) The role of principal supervision is evidenced by the teacher in planning lesson plans which are made reported and approved by the principal and according to the curriculum; (2) The role of principal supervision is proven by the teacher in carrying out the learning process in accordance with the learning device guidelines and using teaching aids; (3) The role of principal supervision is evidenced by the teacher evaluating the learning outcomes and reporting to the principal; (4) The role of principal supervision is evidenced by the teacher following up on the learning outcomes in accordance with the direction of the principal; (5) The role of principal supervision is evidenced by the teacher providing guidance to students.

scholarly journals Publikasi Bentuk Fungsi dan Kategori SintaksisTuturan Masyarakat Manduro sebagai Pendukung Perkembangan Bahasa Anak Usia Dini

2018 ◽  
Vol 2 (1) ◽  
pp. 51
Author(s):  
Diana Mayasari ◽  
Nanda Riski Ardhana
Keyword(s):  
Language Development ◽  
Language Learning ◽  
Syntactic Structure ◽  
Analysis Techniques ◽  
Qualitative Descriptive ◽  
Data Validity ◽  
The Subject ◽  
Main Instrument ◽  
Descriptive Method

Researchers assume that with the publication of the speech is expected to be useful especially for teachers and employees in Manduro Elementary in language development through language transmission. The purpose of this research is to describe the syntactic structure of Manduro public utterance in Manduro Village, Kabuh Subdistrict, Jombang Regency, covering syntactic functions and categories. Qualitative descriptive method used in this research. With the subject of research is the device of Manduro Village. Samples were taken by purposive sampling with the aim of taking the device of each hamlet contained in Manduro Village. The researcher is the main instrument assisted by the Swadesh Morris questionnaire. Triangulation is used as a test of data validity. The researchers used inductive analysis techniques. The results obtained in this study are syntactic functions consisting of subjects, predicates, objects, descriptions and appendices that categorized nouns, verbs, and adjectives and adverbs. Based on the results of the research, the syntactic structure of public utterance of Manduro has a universality with the syntactic structure of Indonesian and Javanese, only the structures used are not structural. This is because the sentence is a nonformal speech. The results of this study are expected to be used as a supporter of early childhood language development in Manduro Elementary School through the role of teachers in language learning by using examples and communication with students outside the lesson with the manduro language. Thus language learning occurs in a natural context so that the language of the community is not increasingly experiencing shifts and extinctions as well as in the teaching of syntax and as a ruler of language rules in Indonesia.

scholarly journals ALIH KODE DALAM PROSES PEMBELAJARAN BAHASA INGGRIS DI SMA

LITERA ◽  
2013 ◽  
Vol 12 (1) ◽  
Author(s):  
Margana Margana
Keyword(s):  
Language Learning ◽  
English Language ◽  
Discourse Markers ◽  
Code Switching ◽  
Point Of View ◽  
English Language Learning ◽  
Classroom Communication ◽  
Research Subjects ◽  
Qualitative Descriptive ◽  
Descriptive Method

This study aims to describe code switching in classroom communication from the sociolinguistic point of view. The research subjects comprised 12 English teachers in senior high schools in the Province of Yogyakarta Special Territory. The data were code switching utterances from English to Indonesian and vice versa in English language learning in the classroom. The data were analyzed using the qualitative descriptive method. The findings show that code switching has three functions, i.e. (a) material delivery, (b) classroommanagement, and (3) discourse markers. With reference to such functions, code switching in English language learning can be made as far as it satisfies academic functions. As the students’ English mastery improves, the use of code switching needs to be reduced.

scholarly journals Podcast “Sandiwara Sastra” as a Media for the Development of Literary Works

2021 ◽  
Author(s):  
Nanda Meg Ryan Puspitasari Supriyono ◽  
Moses Glorino Rumambo Pandin ◽  
Nurul Fadilah ◽  
Alvina Nuraeni ◽  
Chica Friskilla
Keyword(s):  
College Students ◽  
Digital Media ◽  
Qualitative Method ◽  
Online Survey ◽  
Survey Analysis ◽  
Literary Works ◽  
Interview Method ◽  
Qualitative Descriptive ◽  
Descriptive Method

Background: The development of technology has encouraged a more developed civilization. However, one of the impacts is causing low students’ interest in literature. In this case, optimizing digital media is one way of developing literary works. Based on this problem, the researchers set the question: What is the role of the podcast "Sandiwara Sastra" as an alternative to developing Indonesian literary works?. Purpose: This study aims to increase students' interest in literature and make the delivery of literary works flexible. Method: This study uses a qualitative descriptive method. The qualitative method uses an online survey that focuses on respondents' opinions with 44 college students. The sample criteria used are college students aged 19-25 years and have listened to podcasts. Then, the researcher used the interview method using ten interviewees to strengthen the results of the online survey analysis. Results: The role of the "Sandiwara Sastra" podcast can influence students' interpretations to study literature more flexibly and increase their interest in literature. Recommendation: This study is expected to increase college students' understanding and interest in literature through digital podcast media. Limitation: The limited variety of respondents who only cover college students, so generalization needs to be improved

scholarly journals ANALISIS PERANAN INTERNAL AUDIT DALAM MEWUJUDKAN PELAKSANAAN GOOD CORPORATE GOVERNANCE PADA PT. BANK TABUNGAN NEGARA, TBK MANADO

2018 ◽  
Vol 13 (04) ◽  
Author(s):  
Ayu Anita Ekaristi Oroh ◽  
Lintje Kalangi ◽  
Anneke Wangkar
Keyword(s):  
Corporate Governance ◽  
Data Collection ◽  
Internal Audit ◽  
Corporate Management ◽  
Good Corporate Governance ◽  
Qualitative Descriptive ◽  
Data Collection Technique ◽  
Descriptive Method

PT. Bank Tabungan Negara, Tbk Manado is one of the branch offices of BUMN’s, which must implement Good Corporate Governance in accordance with GCG principles set by the Minister of BUMN PER-01 / MBU / 2011. Internal audit is one of the elements in GCG and has a role in overseeing the implementation of corporate management and overseeing any practices undertaken by the company. The implementation of GCG in the bank must follow the rules of BI and follow GCG guidelines by KNKG. Therefore, this study aims to determine the implementation of GCG at the bank and to determine the role of internal audit in realizing the implementation of GCG. This type of research is qualitative descriptive. The method of analysis used in this research is descriptive method with data collection technique such as interview, observation and documentation. The results of this study is Bank Tabungan Negara has implemented GCG according to applicable rules that is by implementing the principles of GCG. Furthermore, internal audit plays a role in realizing the implementation of GCG Bank BTN.Keywords : Analysis, The Role, Internal Audit, Good Corporate Governance, GCG

scholarly journals THE ROLE OF WOMEN IN THE NOVEL GARIS PEREMPUAN BY SANIE B. KUNCORO AND NOVEL TEMPURUNG BY OKA RUSMINI (A COMPARATIVE LITERATURE STUDY)

2017 ◽  
Vol 15 (2) ◽  
pp. 22-34
Author(s):  
Suerna Suerna
Keyword(s):  
Comparative Literature ◽  
The Novel ◽  
Literature Study ◽  
The Social ◽  
Qualitative Descriptive ◽  
Role Of Women ◽  
Comparative Literature Study ◽  
Culture Education ◽  
Descriptive Method

This research aims to examine in depth the role of women in two novel Garis Perempuan and Tempurung.  The role of women in the field of social, cultural, educational, and economic conteks. Then to compare all those roles and summed and find the relevance in education.This study used a qualitative descriptive method with a structural approach and the approach of comparative literature that discusses. 1) a description of each character, setting, and plot lines in the both novels. (2) the roles of women in the field of socio-cultural, educational, and economic,3) comparison of the role of women in the those two novels, (4) the relevance of the role of women in education. The research data in the form of a statement  contains of sentences or paragraphs include narrative, dialogue or monologue, as well as interviews with researcher colleagues.Novel Garis Perempuan and Tempurung tells about the struggle of women in playing their roles in various fields such as the social field of culture, education, and economics.In order to play those  roles they have to choose; worth of free choice or value. The role of women as mothers was found to be a figure or a model of all those women in struggle. Penilitian ini bertujuan untuk mengkaji secara mendalam peran perempuan dalam novel Garis Perempuan dan novel Tempurung. Peran perempuan dibidang sosial budaya, pendidikan, dan ekonomi, lalu membandingkan peran-peran tersebut kemudian menyimpulkan dan menarik relevansinya dengan pendidikan.Penelitian ini menggunakan metode deskriptif kualitatif dengan pendekatan struktural dan pendekatan sastra bandingan yang membahas tentang (1) deskripsi masing-masing tokoh, latar, dan alaur novel Garis Perempuan dan novel Tempurung, (2) peran-peran perempuan dibidang sosial budaya, pendidikan, dan ekonomi, (3) perbandingan peran perempuan di dua novel, (4) relevansi peran perempuan dengan pendidikan. Data penelitian berupa pernyataan yang berupa kalimat atau paragraf yang berupa narasi, dialog, ataupun monolog, serta wawancara peneliti dengan rekan sejawat.Novel Garis Perempuan dan novel Tempurung mengisahkan tentang perjuangan perempuan dalam memerankan perannya diberbagai bidang seperti dibidang sosial budaya, pendidikan, dan ekonomi. Dalam rangka memerankan peran ini mereka harus memilih; pilihan senilai atau bebas nilai. Peran perempuan sebagai ibu ternyata dapat menjadi figur atau contoh dalam sebuah perjuangan.

scholarly journals Features of the Transformation of the Criminal Subculture in Modern Society: The Role of Organizational Culture

2020 ◽  
Vol 20 (4) ◽  
pp. 434-438
Author(s):  
Natalia M. Romanova ◽  
Keyword(s):  
Organizational Culture ◽  
Modern Society ◽  
Cultural Transformation ◽  
Point Of View ◽  
Economic Activities ◽  
Modern Culture ◽  
Psychological Mechanisms ◽  
The Social ◽  
Relationship Of

Relevance. The study of the specific organizational culture peculiarities within group entities conducting criminal economic activities is significant for understanding the essence of such organizations, socio-psychological mechanisms of their potential influence on society. So far, the criminal subculture has not been considered from the point of view of postmodernism methodology, the influence of the role of organizational culture on its development. Purpose. Develop the theoretical foundations of the study of criminal subculture that are adequate for modern society. Method. Theoretical analysis of the criminal subculture from the point of view of the methodology of postmodernism. Results. The article provides an analysis of the peculiarities of the nature of modern culture in the conditions of the postmodern and information society, the relationship of the criminal subculture with the culture of society and the social processes taking place in it, the specifics of changes and the cultural transformation of the criminal subculture in a multicultural society (dissemination and introduction into society, modification, acquisition of new forms). Conclusions. Reliance on the methodology of postmodernism gives a deeper understanding of the cultural transformation specifics in the modern criminal subculture. The introduction of criminal subculture into the structure of society is due to the use of objective elements of organizational culture (image, externally acceptable, socialized forms of employee behavior, external compliance with the requirements of conventionality) and concealment of subjective elements of organizational culture (values of the criminal world).

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