Muamalah Market Disruption in The Middle of Modern Markets in Islamic Economic Perspective

2021 ◽  
Vol 40 (1) ◽  
Author(s):  
Chairul Iksan Burhanuddin ◽  
Muslimin H. Kara ◽  
Mukhtar Lutfi ◽  
Syaharuddin Syaharuddin
Keyword(s):  
Economic Perspective ◽  
Economic Problems ◽  
Use Of Technology ◽  
Market Disruption ◽  
Market Opportunities ◽  
Economic Contribution ◽  
The Government ◽  
Islamic Economic

The Muamalah market and the use of dinars and dirhams in the community are not merely tools for buying and selling activities. However, it contains a noble goal, namely, to provide benefits to humans, especially in buying and selling activities. The phenomenon of the muamalah market seems to be the answer to concerns about the existence and monopoly activities of conventional markets (eg malls and supermarkets). The results of this study (qualitative) reveal: first, the muamalah market has been disrupted due to the inability to compete with the conventional market presence and the delay in responding to the conventional market presence, especially from the aspect of using technology. Second, the muamalah market does not yet have a fixed place. Third, the use of dinars and dirhams during their implementation does not yet have legality in their use. Fourth, the government still has not looked at the muamalah market to make an economic contribution to the country. The implication of this research is the urgency of the presence of the muamalah market and the use of dinars and dirhams. The use of technology will provide muamalah market opportunities and the use of dinars and dirhams so that they can be useful for the community. So that this can be the answer to economic problems in the community and even for the country.

scholarly journals PROBLEMATIKA SISTEM EKONOMI ISLAM DI INDONESIA

2020 ◽  
Vol 3 (1) ◽  
pp. 44-64
Author(s):  
Naelul Azmi
Keyword(s):  
Human Resources ◽  
Professional Training ◽  
Educational Institutions ◽  
The Real ◽  
Economic Problems ◽  
Library Research ◽  
Main Driver ◽  
The Government ◽  
Islamic Economic

Islam provided a very wide space for the development of the economy. One of the basic principles in Islamic economics is the bermuamalah sistem . Namely that all the legal changes, unless there is an argument that forbids it, become the main driver of economic innovation that accelerates the growth of Islamic economics. However, many problems occur in the economic sistem in Indonesia, including the sistem of socialization, marketing, human resources that are less competent, Products produced from Islamic economics, Sharia Banks Turns Not Yet Sharia and the lack of attention of the Indonesian government in responding to the concept of Islamic Economics in Indonesia. This paper aims to find several solutions in socio-economic problems. It focuses on the concept of Islamic economics. The purpose of this study is to determine what obstacles are faced in the implementation of the Islamic economic sistem in Indonesia, how problems that arise and can be overcome so that they can be significantly solved. The method used in this research is library research with descriptive-analytic approach. With the results of the study show  that the solutions in dealing with Islamic economic problems in Indonesia include Correlation of Educational Institutions in the Development of Sharia Banking, Attention from the Government, Show the Real Role of Sharia Economy, Implementation of Dinar and Dirham Currency, Office Network, Implementation of Firm and Sistematic Regulation, Improving the Quality of Human Resources that are Less Competent and Professional, Training / Education / Socialization to Employees and the Community, Innovative Marketing, Product Innovation, Reorientation to the Real Sector and Improving Services and Professionalism.

scholarly journals KETAHANAN EKONOMI KELUARGA DALAM EKONOMI ISLAM: SEBAGAI UPAYA MENCARI SOLUSI ALTERNATIF

2021 ◽  
pp. 49
Author(s):  
M. Ikhwan ◽  
Imroatus Solihah
Keyword(s):  
Economic System ◽  
Qualitative Method ◽  
Economic Systems ◽  
Economic Resilience ◽  
Economic Problems ◽  
Normative Approach ◽  
Family Economy ◽  
The Family ◽  
The Government ◽  
Islamic Economic

This paper explains the Islamic economic system which is believed to be not only an alternative economic system but can be a solution to various economic problems including the family economy. To explain this will explain the definition, genealogy and comparison of Islamic economics with conventional economic systems, and the last explained the Islamic economic solution to the economic resilience of the family economy. This paper uses a qualitative method to narrate the concept of Islamic economics as a solution to the family economy with a philosophical and normative approach and refers to secondary research sources such as books, journals and other scientific articles. From the observations that have been made, the economic resilience of the family starts from applying the Islamic economy in household life, then being simple/modest, abandoning usury practices, giving zakat, the spirit of work, avoid asking for solicitation and addressing the government properly.

scholarly journals NILAI-NILAI EKONOMI ISLAM DALAM TRADISI MALAN MASYARAKAT DAYAK BAKUMPAI

2021 ◽  
Vol 17 (1) ◽  
pp. 72-82
Author(s):  
Isra Misra ◽  
Ali Sadikin
Keyword(s):  
Rural Communities ◽  
Government Regulation ◽  
Social Activity ◽  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Inhibiting Factor ◽  
Economic Contribution ◽  
The Government ◽  
Islamic Economic

The Malan tradition or farming of Bakumpai Dayak society is a hereditary tradition handed down by ancestors. Malan is a social activity in agriculture, especially in farming, starting from clearing fields, cutting down forests, burning fields, planting rice and harvesting rice. This study was a field research with a qualitative approach in the form of phenomenology and contextual Islamic economics. The informants were people who farmed around Murung Raya Regency. Sources of data were primary data and secondary data. Primary data were data from observations and interviews. While secondary data were data in the form of documentation. The results showed that in Malan tradition of Bakumpai Dayak society, Islamic economic values were found in the form of togetherness and balance, help each other, cooperation, sharing and kindship. Malan activities were activities that form the basis of society in fulfilling basic needs (rice). The inhibiting factor for Malan's current activities was the government regulation that strictly prohibits burning forests and land. Malan activity was an activity that really helped rural communities in fulfilling their foods. The economic contribution to the Malan Tradition was enormous for society.

scholarly journals Interest Rate Theory in Islamic Economic Perspective

2021 ◽  
Vol 1 (1) ◽  
pp. 46-50
Author(s):  
Robist Hidayat
Keyword(s):  
Interest Rate ◽  
Interest Rates ◽  
Intrinsic Value ◽  
Rate Theory ◽  
Economic Perspective ◽  
Absolute Increase ◽  
Descriptive Research ◽  
The Government ◽  
Islamic Economic ◽  
The Interest Rate

Inflation is a condition in which there is a sharp (absolute) increase in prices that lasts continuously for a long period of time followed by a decline in the real (intrinsic) value of a country's currency. circulating through an increase in bank interest rates. For this reason, the government carries out monetary policy by suppressing the money supply through increasing bank interest rates. However, the interest rate has various kinds, namely classical interest rate theory, neo classical, modern keyness and hicks. Therefore, this study focuses more on interest rates and the theory of interest rates by experts. So that it produces descriptive research.  

scholarly journals The Effectiveness of PNPM-SPP Program on Society Welfare: Islamic Economic Perspective

2019 ◽  
Vol 17 (1) ◽  
pp. 77
Author(s):  
Tesa Mellina ◽  
Mohammad Ghozali
Keyword(s):  
Rural Areas ◽  
Poverty Reduction ◽  
Program Effectiveness ◽  
Analysis Data ◽  
Community Empowerment ◽  
Cluster Method ◽  
Economic Perspective ◽  
Economic Activities ◽  
The Government ◽  
Islamic Economic

Economic activities in rural areas are still dominated by micro business sectors. The majority of business agents are women who are always constrained by capital in economic activities. Though capital is one of the most important elements in moving the economy in a rural area. Limited capital can prevent creativity in business development. Looking at the facts, people should be able to get capital easily. Program Nasional Pemberdayaan Masyarakat is a national integrated poverty reduction program and is a community empowerment program launched by the government. PNPM in one of its programs facilitates the community in Obtaining additional capital by providing a capital loan for women who have a business, namely Simpan Pinjam Perempuan (SPP) program. This study aims to determine the effectiveness of Simpan Pinjam Perempuan (SPP) program and the Islamic economic perspective of the SPP program in an effort to prosper the Cantuk Banyuwangi community. The variables used to measure the effectiveness of the SPP program are the variables of achieving goals, integration, real change, and satisfaction. Program effectiveness is the dependent variable. The study was conducted on 80 SPP lenders. The selection of respondents was by Sampling Cluster method. As for the data processing, the data was done by quantitative statistical analysis method and used a qualitative descriptive method for analyzing qualitative analysis data. Based on the research, the results showed that the effectiveness of the SPP program in Cantuk Banyuwangi Village was very effective with a percentage of 93.3%.

scholarly journals BIROKRASI PEMERINTAHAN DALAM PERSPEKTIF EKONOMI ISLAM

2016 ◽  
Vol 8 (2) ◽  
Author(s):  
Agung Eko Purwana
Keyword(s):  
Islamic Law ◽  
Point Of View ◽  
Economic Resources ◽  
Economic Perspective ◽  
Economic Activities ◽  
The Government ◽  
Islamic Economic ◽  
Economic Stabilization ◽  
Muslim Scholars

In economic activities, the government has a very important role in allocating and distributing economic resources for the greatest prosperity of its people. In addition, the government also has a role as a tool for economic stabilization. But, these roles of government is not functionless properly. One of the reasons is the corrupt practices of bureaucracy.The scholars do a lot of studies about how to make the bureaucracy work unimpeded by corrupt practices. The same study is done by Muslim scholars and economists. They offer new alternatives based on Islamic law and Shari’ah. Shari’ah demanded to its adherents to act professionally in the process displaying neatness, correctness, order, and regularity. From this point of view, the paper would examine how Islamic economic perspective has a study on the duties of a government, especially in carrying out its functions, namely: allocation, distribution, and stabilization.

Overcoming Stereotypes

2008 ◽  
pp. 110-120 ◽  
Author(s):  
A. Yakovlev
Keyword(s):  
Financial Crisis ◽  
Global Financial Crisis ◽  
Pragmatic Approach ◽  
Economic Problems ◽  
Conventional View ◽  
The Government ◽  
High Uncertainty

Using the data of SU-HSU enterprises surveys and internal statistics of KPMG company the paper provides a non-conventional view on three economic problems which have recently been in the center of expert discussions in Russia: competitiveness of firms, corruption in the government and level of taxation. The paper argues the necessity of pragmatic approach to economic phenomena, especially under conditions of high uncertainty caused by the increasing global financial crisis.

Prinsip Dasar Ekonomi Dan Bisnis Dalam Islam

AKADEMIKA ◽  
2015 ◽  
Vol 9 (1) ◽  
pp. 69-77
Author(s):  
Misbahul Khoir
Keyword(s):  
Economic Development ◽  
Economic System ◽  
Human Behavior ◽  
Business Performance ◽  
Positive Impact ◽  
Economic Life ◽  
Universal Values ◽  
The Government ◽  
Islamic Economic ◽  
And Behavior

In order for humans could reach the so-called falah (goodness), human behavior needs to be colored with the spirit and norms of Islamic economics reflected in its values. The principles and values of Islamic economics are considerably two inseparable things. The implementation of economic principles without being colored with values or values without being based on principles could keep people far away from their purpose, namely falah. The implementation of values not based on principles will tend to bring with it the normative economics, which would cause it trapped into injustice. While the implementation of values on the Islamic economic development is based on the five universal values, namely akidah (belief), 'adl (justice), nubuwwah (prophetic), khilafah (the government), and ma'ad (results). The five principles are used as the basis for building theories of Islamic economics. But strong and adequate theories not applied into a system will make the Islamic economics just as the study of science without giving positive impact on the economic life. Therefore, based on the five universal values, the three derivative principles should be built into the characteristics and the forerunner of the Islamic economic system. The Islamic economic system makes sure that there are no economic transactions that are contrary to the Shari'a. But business performance depends on the man behind the gun. For that reason, the economic actors within this framework could be held by non-Muslims. The Islamic economics could only be developed if the mindset and behavior of Muslims are already itqan (diligent) and ihsan (professional). It "may be" one of the secrets of the Prophet's statement, saying "Truly I was sent to perfect good character". Because good character could be an indicator of knowing good or bad behavior in determining both the success and the failure of business itself.

Comparative Study Of Islamic Economic Law And The Capitalist

2018 ◽  
Vol 16 (2) ◽  
pp. 104
Author(s):  
Tesa Mellina ◽  
Mohammad Ghozali
Keyword(s):  
Economic System ◽  
Capitalist System ◽  
Economic Problems ◽  
Economic Law ◽  
The Poor ◽  
Economic Practice ◽  
The World ◽  
Islamic Economic ◽  
Economic Injustice ◽  
Islamic Values

The implementation ofthe capitalist system has eliminated the Islamic values in economic practice. After the financial crisis hit the world, the capitalist system reaped many questions and its greatnessbegins to be doubted. The capitalist system implementationprecisely creates new problems in the economy. The concept of individualism which is the main key in capitalist practice only creates economic injustice and misery of the poor. The only economic theory that is expected as a light in dealing with economic problems is an economic system that is able to create justice,the welfare of all parties and blessings both the world and the hereafter. The theory is the Islamic economics which in practice is inseparable from Islamiceconomic law. Islamic economic law that underlies the Islamic economic system is totally different from the capitalist economic system.Keywords: Islamic Economic Law; Islamic economics; Capitalist Economy

Strategic Innovation and Service Delivery in Public Universities in Kenya: A Case of Kenyatta University

2019 ◽  
Vol 3 (III) ◽  
pp. 199-211
Author(s):  
Stella Gati Maroa ◽  
Mary Namusonge
Keyword(s):  
Regression Analysis ◽  
Service Delivery ◽  
Diffusion Of Innovation ◽  
Technology Use ◽  
Public Universities ◽  
Policy Objective ◽  
The Public ◽  
Strategic Innovation ◽  
Use Of Technology ◽  
The Government

Strategic innovation is a strategic tool that can be used to align the institution’s resources and capabilities with opportunities in the external environment in order to enhance survival and long term success of the organization.  Innovation promotes use of technology consequently impacting positively on service delivery. Public universities reforms have been a necessary and on-going policy objective for the Government of Kenya. Innovation as one of the approaches to the reforms is intended to induce an overhaul the public university system to better serve the needs of both government and the citizens with improved delivery of public services. In Kenya technology in public institutions has not been effectively used to enhance service delivery more so institutions where technology use has been embraced, its impact on service delivery has not been assessed effectively. This study applied the institutional theory, diffusion of innovation theory and stakeholders theory of management to determine how strategic innovation at Kenyatta University impacts on service delivery. The general objective of this study therefore was to determine the effect of strategic innovation on service delivery in Kenyatta University. Specific objectives included finding out the influence of eLearning, online student registration and use of e-messaging services on service delivery in Kenyatta University. A population of 72,000 students admitted to Kenyatta University was used from which random sampling was conducted to a sample of 200 students using Nassiuma’s formula. Data was collected by disbursing physically the questionnaires to the students. Descriptive and regression analysis was conducted using SPSS 22 to provide findings on the study. The study conducted a multiple regression analysis to estimate the model for the study. The study had a coefficient of correlation R of 0.912 an indication of strong of correlation between the variables and a coefficient of adjusted R2 was 0.814.This means that there was a significant correlations between the variables and service delivery at Kenyatta University however other factors that are not considered in the research paper contribute approximately 18.6% of the service delivery at Kenyatta University. Therefore, a very extensive further research is highly required to investigate and come up with other factors of the viability to service delivery at Kenyatta University. The study concluded that the strategic innovation of the public universities ranges from the products and services offered and is determined by the technology that is revolutionizing the current global world and has improved the service delivery at Kenyatta University. A strategic innovation brings a lot of advantages and has a great impact on human and business daily life. Therefore, strategic innovation development is the best choice in helping higher institution of learning stay on track.

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