scholarly journals Risk Assessment and Fraud Prevention in Banking Sector

2020 ◽  
pp. 13-20
Author(s):  
Samuel Ngigi Nyakarimi ◽  
Samuel Nduati Kariuki ◽  
Peter Wang ’ombe Kariuki
Keyword(s):  
Risk Assessment ◽  
Structural Equation ◽  
Banking Sector ◽  
Banking Industry ◽  
Descriptive Analysis ◽  
Fraud Prevention ◽  
Correlational Research ◽  
Equation Modelling ◽  
Research Designs ◽  
Eigen Values

The objective of the study was to assess the effect of risk assessment on fraud prevention in banking industry in Kenya. The study involved all banks in Kenya. Descriptive and correlational research designs were used in this study. Factor analysis was undertaken to reduce the factors and remain with factors that had higher loading which was determined through the use of Eigen values. Correlation analysis was applied to determine the strength and direction of relationship between variables and regression analysis based on structural equation modelling (SEM) was used to test the hypothesis. The descriptive analysis showed that the respondents strongly agreed that the parameters put in place are capable of preventing fraud in banks. The hypothesis testing showed that risk assessment has significant effect on fraud prevention in banking industry in Kenya. From the results of tests, it was concluded that the risk assessment mechanisms put in place to assess the risks have significant effect in fraud prevention and as such they should be enhanced to completely prevent fraud in banking sector.

An Examination of Innovation Capabilities and Corporate Reputation in Banking Sector

2021 ◽  
pp. 227868212110451
Author(s):  
Jalal Rajeh Hanaysha
Keyword(s):  
United Arab Emirates ◽  
Corporate Reputation ◽  
Structural Equation ◽  
Banking Sector ◽  
Partial Least Square ◽  
Least Square ◽  
Marketing Innovation ◽  
Equation Modelling ◽  
Business Practitioners ◽  
Positive Effect

The aim of this study was to investigate the effect of innovation capabilities on corporate reputation in banking sector. A quantitative method was used for collecting the data and fulfilling the stated objective. Specifically, the data were collected from 188 employees in banking sector in the United Arab Emirates. The analysis for the collected data was conducted using the partial least square-structural equation modelling (PLS-SEM) approach. The findings indicated that product innovation as well as service innovation have significant positive impacts on corporate reputation. The results also confirmed that process innovation has a positive effect on corporate reputation. Finally, the outcomes verified that marketing innovation has a significant impact on corporate reputation. The results confirm the significance of innovation capabilities in enabling business practitioners in the banking sector to improve their businesses reputations and thrive in today’s dynamic market environment.

scholarly journals How to Determine the Influencing Cultural Factors on the Strategic Decision-Making Process in the Banking Sector?

2017 ◽  
Vol 8 (1) ◽  
pp. 37 ◽  
Author(s):  
Nizar Raissi ◽  
Anas Hakeem
Keyword(s):  
Decision Making ◽  
Structural Equation ◽  
Banking Sector ◽  
Strategic Decision ◽  
Cultural Management ◽  
Equation Modelling ◽  
Bank Managers ◽  
Banking Institutions ◽  
Cross Cultural Management ◽  
Intervening Variables

This article studies the cross-cultural management research on the value and strategies adopted by bank managers while making banking decisions. Although, the study relied on testing causal relationships hypothesised in the research framework of multiple independent and intervening variables. To achieve this, a Structural Equation Modelling technique, was used to analyse the data collected from the survey of 200 respondents from 15 banking institutions. The findings show that the knowledge of bank managers is positively associated with the speed of the SDMP and participation. Likewise, the speed of decision making (SDM) is positively associated with the beliefs, attitudes and values of the top management team. Finally, the laws as a determinant of culture are positively associated to SDM and the degree of rationality.

scholarly journals Factors of Reduced Level of Affective Commitment: Evidence from the Banking Sector

2019 ◽  
Vol IV (II) ◽  
pp. 173-181
Author(s):  
Amen Imran ◽  
Sundus Wasai ◽  
Henna Gul Nisar
Keyword(s):  
Structural Equation ◽  
Affective Commitment ◽  
Banking Sector ◽  
Climatic Factors ◽  
Organizational Outcomes ◽  
Structured Interview ◽  
Open Communication ◽  
Quantitative Phase ◽  
Equation Modelling ◽  
Qualitative Phase

Affective Commitment (AC) is a key determinant of positive organizational outcomes. However, certain climatic factors like lack of leader openness to voice (LLV), lack of open communication opportunity (LOC), defensive norms of organizational culture (DNO) and defensive silence (DS) may lead to low level (AC). A mixed method, sequential explanatory design based on quantitative phase followed by qualitative phase is used. The quantitative phase used the probability sampling, questionnaire, structural equation modelling, whereas the qualitative phase used a semi-structured interview, thematic coding and causal networking for sampling, data collection and interpretation respectively. All hypotheses were supported by evidence and explanation was provided for why such relationships exist in the banking context of Pakistan. The implications, future guidelines and study limitations are also discussed.

Factors influencing consumer loyalty: evidence from the Ghanaian retail banking industry

2019 ◽  
Vol 37 (3) ◽  
pp. 798-820 ◽  
Author(s):  
Osaretin Kayode Omoregie ◽  
John Agyekum Addae ◽  
Stanley Coffie ◽  
George Oppong Appiagyei Ampong ◽  
Kwame Simpe Ofori
Keyword(s):  
Service Quality ◽  
Structural Equation ◽  
Banking Sector ◽  
Banking Industry ◽  
Retail Banking ◽  
Corporate Image ◽  
Equation Modeling ◽  
Design Data ◽  
Cross Sectional ◽  
Content Type

PurposeThe increasing number of banks in the Ghanaian banking industry has brought about intense competition in the industry. The purpose of this paper is, therefore, to examine the factors that influence retail banking customers’ loyalty intentions.Design/methodology/approachIn order to validate the proposed research model, the study adopts a survey design. Data were collected from 565 customers of the top performing banks in terms of customer deposits. Data analysis employed the partial least squares structural equation modeling (PLS–SEM) using SmartPLS version 3.FindingsResults from the PLS–SEM analysis indicated that satisfaction, service quality and trust had significant effect on loyalty, with satisfaction having the most significant effect. Interestingly corporate image was found to have a significant effect on both satisfaction and trust but not on loyalty. In all, the proposed model accounted for 63.3 percent of the variation in loyalty.Research limitations/implicationsThe current study samples customers from only the top performing banks in Ghana. The use of cross-sectional data makes it impossible to study how customers’ perceptions change over time. Results from this study could, however, help managers of banks in designing strategies aimed at improving customer loyalty in order to consolidate their market share.Originality/valueThis paper adds to existing works that focus on loyalty in the retail banking sector, especially from the context of a developing economy. The study draws attention to the interrelationship among service quality, perceived value, satisfaction, image, trust and loyalty.

scholarly journals Structural Equation Modelling Using AMOS based Empirical Analysis: Direct and Indirect Effects of Job Performance Factors among Jordanian Islamic Banks

Webology ◽  
2021 ◽  
Vol 18 (2) ◽  
pp. 955-971
Author(s):  
Ghaith Abdulraheem Ali Alsheikh ◽  
Zainudin Awang ◽  
Belal Yousuf Barhem ◽  
Asaad Alsakarneh ◽  
Bilal Eneizan ◽  
...  
Keyword(s):  
Job Performance ◽  
Structural Equation ◽  
Banking Sector ◽  
Primary Data ◽  
Equation Modeling ◽  
Islamic Banks ◽  
Moderating Effects ◽  
Performance Factors ◽  
Equation Modelling ◽  
The Relationship

In order to ensure that the Islamic bank is staying competitive, job performance plays a significant role to ensure that the organization could be successful in the future. This study was designed to investigate the effect of psychological empowerment (PE), Knowledge sharing (KS) on job performance (JP) among employees working in Islamic banking sector in Jordan. The study further tests the moderating effects of Islamic work ethics (IWE) on the model. The data were collected using a questionnaire, as the instrument for the primary data collection, with total collected back responses of 357 from Islamic banks employees who have actually participated in the research. Structural equation modeling technique was used to fully analyze the data in order to determine what level of the relationship between PE, KS, IWE and JP were existed. The findings confirm the hypothesis that PE and KS positively effects on JP. Additionally, IWE full moderate between PE and JP. The latter effect is also significant but IWE partial moderate between KS and JP. The findings triggers future researchers to conduct similar studies for other sectors in Jordan, possibly in different contexts and perspectives.

scholarly journals THE EFFECT OF ANTI FRAUD STRATEGY ON FRAUD PREVENTION IN BANKING INDUSTRY

2017 ◽  
Vol 2 (1) ◽  
pp. 61
Author(s):  
Nurul Alfian ◽  
Tarjo Tarjo ◽  
Bambang Haryadi
Keyword(s):  
Structural Equation ◽  
Sampling Method ◽  
Banking Industry ◽  
Sampling Technique ◽  
Equation Model ◽  
Partial Least Square ◽  
Least Square ◽  
Research Approach ◽  
Fraud Prevention ◽  
Back Office

ABSTRACTThe purpose of this study is to examine the effect of anti fraud strategy on fraud preventionin in banking industry. The data are collected through questionnaires distributed to front liners, marketing, and back office. The sampling technique used is proportionale sampling method with 80 respondents. The research data are analysed using quantitative method, particularly explanatory research approach. In this regard, the researchers use Structural Equation Model (SEM) and Partial Least Square (PLS) with Warrpls 5.0 program. The findings of this study show that prevention pillar, detection pillar and investigation pillar have an effect on fraud prevention in banking industry.

scholarly journals The Influence of Cognitive Image on Tourist Loyalty: A Study of Foreign Tourists Visiting Tirana City

2019 ◽  
Vol 10 (1) ◽  
pp. 59-64
Author(s):  
Irisi Kasapi ◽  
Ines Nurja
Keyword(s):  
Structural Equation Modelling ◽  
Structural Equation ◽  
Descriptive Analysis ◽  
Image Data ◽  
The Body ◽  
Destination Image ◽  
Policy Makers ◽  
Body Of Knowledge ◽  
Equation Modelling ◽  
The Relationship

Abstract This paper attempts to shed light on the concepts of cognitive and affective image and investigate the effects of destination image on tourist loyalty, though one of the aforementioned aspects of destination image. Data was collected using the convenience sampling method. After a review of the most crucial places where foreign visitors could turn into during their stay in Tirana, there were identified a few attractive interception points. Structural Equation Modelling (SEM) was used to test the hypotheses constructed. SPSS 20.0 statistical package was employed in this particular study for the descriptive analysis of the sample, while LISREL 9.30 was used for structural equation modelling. The results of the study showed that cognitive image had a direct and significant influence on affective image, explaining in this way the formation process of the destination image concept. Moreover, when examining the relationship between destination image and tourist loyalty it was found out that cognitive image had a direct influence on tourist loyalty. The results of the study prove to be beneficial both at an empirical and practical level. As a matter of fact, it does not only provide insightful information for tourism operators and policy-makers, but it also contributes in the body of knowledge of the country where the study takes place.

scholarly journals Competition, Innovation, Risk-Taking, and Profitability in the Chinese Banking Sector: An Empirical Analysis Based on Structural Equation Modeling

2016 ◽  
Vol 2016 ◽  
pp. 1-10 ◽  
Author(s):  
Ti Hu ◽  
Chi Xie
Keyword(s):  
Structural Equation Modeling ◽  
Risk Taking ◽  
Structural Equation ◽  
Banking Sector ◽  
Banking Industry ◽  
Market Competition ◽  
Equation Modeling ◽  
Chinese Banking Industry ◽  
New Perspective ◽  
Chinese Banking

We introduce a new perspective to systematically investigate the cause-and-effect relationships among competition, innovation, risk-taking, and profitability in the Chinese banking industry. Our hypotheses are tested by the structural equation modeling (SEM), and the empirical results show that (i) risk-taking is positively related to profitability; (ii) innovation positively affects both risk-taking and profitability, and the effect of innovation on profitability works both directly and indirectly; (iii) competition negatively affects risk-taking but positively affects both innovation and profitability, and the effects of competition on risk-taking and profitability work both directly and indirectly; (iv) there is a cascading relationship among market competition and bank innovation, risk-taking, and profitability.

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