scholarly journals Perlindungan Konsumen oleh Otoritas Jasa Keuangan Terhadap Nasabah Asuransi yang Dirugikan

Wajah Hukum ◽  
2021 ◽  
Vol 5 (2) ◽  
pp. 573
Author(s):  
Ahmad Nazori

Insurance is an institution to invest funds with a specific purpose so that if in the future it is needed by the insurance customer, the funds can be withdrawn by the insurance customer. However, in reality, many insurance customers suffer losses because the funds they have invested in the insurance company are not disbursed by the insurance company. This is the subject of discussion in this study so that the research method is carried out with an analytical approach and a statutory approach. The research materials are primary, secondary and tertiary legal materials so that the data collection techniques use literature studies and qualitative analysis techniques. In this case, discussing the regulation of the duties of the Financial Services Authority in overcoming the occurrence of a loss insurance customers is regulated in Law Number 21 of 2011 concerning the Financial Services Authority, Regulation of the Financial Services Authority Number 1/POJK.07/2013 concerning Consumer Protection Sector Financial Services and OJK Circular Letter Number 2/SEOJK.07/2014 Regarding Consumer Complaint Service and Settlement and consumer protection by the Financial Services Authority for insurance customers who are harmed is that there is no consumer protection carried out by Financial Services cooperatives for insurance customers who are harmed by the company insurance

2019 ◽  
Vol 14 (1) ◽  
pp. 54
Author(s):  
Lailatul Magfiroh ◽  
Ellyn Sugeng Desyanty ◽  
Rezka Arina Rahma

Abstract: The Character is not born based on descent, but throughout the process of the character education which starts from early childhood. The phenomenon which occurs in ABA Kindergarten 33 is when the researcher come to the institute, the researcher see that the children can take a line behind their friends and  accompanied by the teachers, thus the researcher  interested to do the research about the formation of  thedisciplin  character in ABA 33 kindergarten through the habituation method. The purpose of the research is for: (1) to describe the process of the formation of the discipline character through the habituation methods in ABA 33 kindergarten; (2) to describe the behavior which showed by the children after they get the habituation; and (3) to find out the supporting  and inhibitors factors in ABA 33 kindergarten. The research method which used by the researcher that is qualitative method. The research uses data collection technique, through observation, interview, documentation studies. The subject which are use in this research are teacher, cleanness employee, learners. There are three data analysis techniques which used that is: (1) data reduction; (2) data display; and (3) drawing conclusionAbstrak: Hasil penelitian menunjukkan bahwa di TK Aisyiyah Bustanul athfal 33 melakukan pembentukan karakter disiplin melalui metode pembiasaan, hasil dari temuan penelitian tentang proses pembentukan karakter disiplin anak usia dini melalui metode pembiasaan adalah: (1) guru membiasakan anak untuk datang tepat waktu; (2) guru membiasakan anak untuk mengembalikan barang ke tempat semula; (3) guru membiasakan anak untuk membereskan mainan setelah bermain di dalam kelas; (4) guru membiasakan anak untuk bersabar dan tertib dalam menunggu giliran cuci tangan; dan (5) petugas kebersihan membiasakan anak untuk mengantri ketika ke kamar mandi.  Pembiasaan yang dilakukan di TK Aisyiyah Bustanul Athfal 33 tidak hanya pembiasaan melalui ucapan atau kata motivasi saja, namun pembiasaan melalui perilaku juga dilakukan di TK Aisyiyah Bustanul Athfal 33, perilaku yang ditunjukkan oleh anak setelah mendapatkan pembiasaan dari guru yaitu: (1) anak datang tepat waktu, akan tetapi ada beberapa anak yang belum bisa datang tepat waktu, hal ini mengacu pada jumlah anak yang terlambat setiap hari mengalami naik turun; (2) anak mengembalikan barang yang telah digunakan pada tempatnya, hal ini ditunjukkan dengan kesadaran anak mengembalikan barang yang telah digunakan pada tempatnya tanpa diminta oleh guru, baik itu mainan ataupun alat tulis; (3) tertib dalam menunggu giliran, hal ini di tunjukkan dengan kesadaran anak berbaris di belakang temanya ketika cuci tangan tanpa didampingi oleh guru. Faktor pendukung pembentukan karakter disiplin di TK Aisyiyah Bustanul Athfal 33 yaitu adanya contoh dari pendidik, dan konsistensi yang dilakukan pendidik. Faktor yang menghambat pembentukan karakter disiplin di TK Aisyiyah Bustanul Athfal 33 yaitu ada beberapa orang tua yang tidak peduli dengan perkembangan anaknya,dan tidak adanya kerja sama antara orang tua dan sekolah, dan kematangan usia anak juga mempengaruhi pembentukan karakter disiplin anak usia dini di TK ABA 33


Author(s):  
Alirmansyah Alirmansyah ◽  
Destrinelli Destrinelli ◽  
Vina Sandra Irani ◽  
Resti Karomah ◽  
Rosi Dwi Riski ◽  
...  

The purpose of this study was to describe the implementation of Malay Malay Culture through the subject of introducing Malay Traditional Javanese culture to PGSD students at Jambi University. The research method used is descriptive qualitative using ethnographic type, because it will describe the characteristics of Jambi Malay culture within the scope of PGSD FKIP UNJA students. Data collection techniques using observation and interview techniques. Data analysis techniques were performed using interactive models (Miles and Huberman). Based on the results of the study, PGSD Unja students in the academic year 2019/2020 have been able to implement the culture of Malay Jambi very well through the introduction of Malay customary Javanese subjects. This is because, these students not only get theories during attending lectures, but also go directly to the field to find out the cultural background of the Malay Malay community, such as visiting the Siginjai Museum to find out the traditional tools used by the Malay Malay community in ancient times. As for the suggestions in this study, it is hoped that students can also apply the culture of Malay people to daily life so that they can further deepen the Malay Malay culture, and it is hoped that PGSD FKIP Unja students next academic year can also be preserving and preserving Jambi Malay culture


Author(s):  
Goziyah Goziyah ◽  
Harninda Rizka Insani

The objective of this research was to provide an understanding of cohesion and coherence in the newspaper Bisnis Indonesia with title Kemenperin Jamin Serap Garam Rakyat. The research method used is the method of content analysis with a qualitative approach. Data collection techniques using documentation techniques. Data analysis techniques begin with data reduction, data tabulation, data classification, data interpretation, and conclusions. The results show that in the news text in the newspaper Bisnis Indonesia there is a more dominant cohesion found pronouns, ellipsis, and conjunctions or hyphens. Then, the coherence that is found is the relationship of contradictions, general specific relationships, comparison relationships, causal relationships, review relationships, and referral relationships. Keywords: cohesion, coherence, newspapers


2018 ◽  
Vol 2 (1) ◽  
pp. 150
Author(s):  
Ni Made Oktaviana ◽  
I Wayan Mandra ◽  
Ida Ayu Adi Armini

<p class="Default"><em>The State Detention Unit (Rutan) is the place where the suspect or defendant is detained during the process of investigation, prosecution and examination in court and place for inmate who are undergoing criminal verdict. Inmates obtain various forms of coaching that have been programmed by Rutan. Although it has gained various forms of counseling but not infrequently there are inmates who after freedom and return to community again commits a crime and resulted in the prisoner back into Rutan. So based on the phenomenon that happened, researcher interested to do research about counseling of Hinduism for prisoners in State Class II State B prison, Jembrana Regency, in order to prevent the return of prisoners to do criminal act and so that prisoners no longer re-enter into Rutan.</em></p><p class="Default"><em>The problems in this research are: (1) Form of execution of Hindu counseling for prisoners in Class II State Household Detention.B State, Jembrana District, (2) Factors that hamper the implementation of Hindu counseling for inmates in Prisons Class II. B State, Jembrana District, (3) How to overcome obstacles in the implementation of Hindu counseling for prisoners in the State Detention Class II.B State, Jembrana District. Theories used to analyze the problem are Structural Functional theory and the theory of Rangsang Balas. The subject of this study is the Prisoners in Rutan. Data collection methods used by the authors ie observation, interviews, literature, documentation, and data analysis techniques.</em></p><p class="Default"><em>The results showed that the forms of extension of Hinduism held in State Household of Class II B State were delivered in the form of Dharma Wacana, Dharma Sadhana and Dharma Yatra. Factors inhibiting the implementation of Hindu counseling for prisoners in State Detainee Class II B State that is the factor of lack of extension workers, funding factors, factors of inmates. Efforts to overcome obstacles in the implementation of Hindu counseling in the State Detainee Class II B State namely by empowering functionaries in the State custody and establish cooperation with related parties, carry out internal fund digging and attendance.</em></p>


2021 ◽  
Vol 3 (2) ◽  
pp. 84-93
Author(s):  
Santi Komaladini ◽  
Popon Popon

This study aims to determine the application of the divergent semantic intervention method in motor transcortical aphasia clients after stroke, male gender aged 44 years at the Cibabat Regional General Hospital. The research method used is a case study research experiment which aims to determine the condition of the subject before and after intervention through therapy. Data collection was carried out through the WOTS stage, namely (1) interviews with the client's parents, (2) direct observation of the client, (3) conducting tests on the client, and (4) studying the patient's medical record document. The results of the research after doing therapy using the divergent semantic intervention method for 15 meetings obtained good results by assessing the level of words on nouns. The conclusion is that the divergent semantic intervention method has an effect on mentioning the level of objects


2019 ◽  
Vol 3 (1) ◽  
pp. 44-51
Author(s):  
Andestend Andestend

Abstract:The focus of this study is the translation errors contained in the subtitle film Upin and Ipin Terlajak Laris part one (Malaysian language into Indonesian. The research method uses a qualitative approach. Data sources are in the form of documents (translation results). Data collection techniques use document analysis. Data analysis techniques 1. Transcribe the conversations in the movie Upin and Ipin, 2. Group the languages of Malaysia and Indonesian 3. Analyze the incompatibility between Malay and Indonesian languages, 4. Conclude the results of the analysis. The results are 20 words that are not accurate in translation.


2020 ◽  
Vol 7 (3) ◽  
pp. 252
Author(s):  
M Syarafuddin ◽  
Yuliastri Yuliastri

The purpose of this study was to determine the effect of assertive training techniques on the adaptation of class X students at SMAS Darul Hikmah Mataram. This research method uses experiments. The population in this study were all students of class X SMAS Darul Hikmah Mataram, amounting to 16 students. In this study using purposive sampling to determine the sample and produced 6 students to study who experienced low adjustment. Data collection techniques using questionnaires, observation, interviews, and documentation. Data analysis techniques using statistical analysis with the t-test formula. In accordance with the results of the calculation of tcount obtained from the results of the study showed 12,156. While the t-test value in the table with db (N-1) = 6-1 = 5 with a significance level of 0.05 or 5% = 2.015. So the results obtained in this study are greater than t table (12,156> 2,015), thus the conclusion obtained in this study is that there is an influence of assertive training techniques on the adjustment of class X students in SMAS Darul Hikmah Mataram.


2019 ◽  
Vol 8 (1) ◽  
pp. 282
Author(s):  
Nova Yulistika ◽  
Elva Rahmah

AbstractThis paper contains a discussion of how to use the archive classification code at PT Semen Padang and the preparation of a guidebook for the use of archive classification codes at the PT Semen Padang Archives Unit. The preparation of this manual aims to assist employees at PT Semen Padang in using the archive classification code in accordance with their respective work units. The research method used in writing this thesis paper is a descriptive research method. Data collection techniques carried out by means of observation and interviews. The subject of data collection was through observation in the PT Semen Padang Archives Unit. Observation was carried out by looking at how the employee's understanding was in giving the classification code of the archive. Subsequently interviews were conducted with employees at the PT Semen Padang Archives Unit. The author conducts a question and answer session with employees directly regarding the use of the archive classification code, the constraints faced in using the classification code, and the solutions to these constraints. Based on these results it can be concluded that the preparation of the archival classification code guidebook is actually to assist employees in providing archival classification codes properly and correctly. In the archive classification code manual in the PT Semen Padang Archives Unit, it can be concluded that the steps in preparing the archive classification code manual are: (1) needs analysis, based on the needs of employees in using the archive classification code as well as efforts to overcome obstacles encountered. (2) product design, to find out what are the points that will be explained in the preparation of the archive classification code manual made in the form of a chart. (3) product compilation, the process of compiling the product manual is the use of archive classification codes. With the archive classification code manual in PT Semen Padang's Filing Unit, it can help employees to avoid finding errors in archiving and is easy to find again.Keywords: classification code, archive, guide book


AN-NISA ◽  
2019 ◽  
Vol 12 (1) ◽  
pp. 537-548
Author(s):  
Indah Dwi Sartika

Penelitian tindakan ini bertujuan untuk menggambarkan proses dan hasil dalam meningkatkan kemampuan membaca permulaan TK PAUD Anak Bangsa Kota Palembang Provinsi Sumatera Selatan melalui penerapan media bulletin board. Metode penelitian yang digunakan adalah penelitian tindakan dengan model Kemmis dan Taggart, yang meliputi perencanaan, tindakan dan observasi, refleksi. Subjek penelitian ini adalah TK PAUD Anak Bangsa yang berjumlah 16 orang anak. Penelitian dilakukan dalam dua siklus yang terdiri dari delapan pertemuan pada setiap siklus. Teknik pengumpulan data dilakukan melalui observasi, wawancara dan dokumentasi. Teknik analisis data dalam penelitian ini adalah analisis data kualitatif dan analisis data kuantitatif. Hasil penelitian menunjukan bahwa kemampuan membaca permulaan anak mengalami peningkatan setelah diterapkan media bulletin board. Skor kemampuan membaca permulaan anak pada pra siklus sebesar 44, siklus I sebesar 62, dan siklus II sebesar 65,125. Hasil tersebut memberikan implisasi bahwa kemampuan membaca permulaan dapat ditingkatkan melalui penerapan media bulletin board.Research action aims to describe the process and results in improving the ability to read the beginning of TK PAUD Anak Bangsa of Palembang City South Sumatera Province through the application of Media bulletin board. The research methods used are research actions with the Kemmis and Taggart models, which include planning, action and observation, reflection. The subject of this research is TK PAUD Anak Bangsa, a total of 16 children. Research is conducted in two cycles consisting of eight meetings on each cycle. Data collection techniques are conducted through observation, interviews and documentation. The data analysis techniques in this study are qualitative data analysis and quantitative data analysis. The results showed that the ability to read children's beginnings improved after the media bulletin board was applied. Scores of children's start reading on the pre-cycle of 44, cycle I by 62, and cycle II by 65.125. The results gave implisation that the ability to read the start can be increased through the application of Media bulletin board.


Author(s):  
Tien Rafida ◽  
Jamilah Jamilah

The objectives of this study are: (1) thematic learning planning in Raudhatul Athfal Rahmat Islamiyah Medan, (2) implementation of thematic learning in improving children's cognitive and language development in Raudhatul Athfal Rahmat Islamiyah Medan, (3) evaluation of thematic learning in Raudhatul Athfal Rahmat Islamiyah Medan , and (4) supporting and inhibiting factors for the implementation of thematic learning in Raudhatul Atfhal Rahmat Islamiyah Medan. This research method is qualitative conducted at Raudhatul Atfhal Rahmat Islamiyah Medan. Instrument data collection is done by interview, observation, and documentation. Data analysis techniques used Miles and Huberman models, namely data reduction, data presentation and conclusion. The research findings show: (1) Thematic learning planning conducted by Raudhatul Atfhal Rahmat Islamiyah Medan teacher by preparing the learning implementation plan at the beginning of the semester by referring to the applicable Raudhatul Atfhal curriculum, (2) implementing thematic learning at Raudhatul Atfhal Rahmat Islamiyah The terrain is done with varied learning methods by using various kinds of games such as remembering names, achievement games, motion games, construction games and also playing roles, (3) evaluation of learning on thematic learning at Raudhatul Atfhal Rahmat Islamiyah Medan by giving a portfolio, in this case evaluated changes in behavior, children can also experience cognitive and language improvement after participating in the thematic learning process, and (4) there are supporting and inhibiting factors for the implementation of thematic learning but the obstacles can still be well addressed.


Sign in / Sign up

Export Citation Format

Share Document