scholarly journals Pengenalan Manajemen Keuangan Sederhana Pada UMKM Bank Sampah Lestari 25, Kota Serang

2021 ◽  
Vol 1 (2) ◽  
pp. 40-61
Author(s):  
Ranila Suciati ◽  
Zackharia Rialmi ◽  
Siti Hidayati ◽  
Ranti Nugraheni

Bank Sampah Lestari 25 is a community group in Serang City that carries out business activities to utilize waste to be managed with a system of refuse, reduce, and recycle. This effort is certainly a form of public concern in helping the government improve environmental cleanliness. In addition, of course, you will get income to improve people's welfare and advance the economic structure. The absence of financial management carried out at Bank Sampah Lestari 25 makes the performance of this waste bank not optimal. Financial management is an action to achieve financial goals in the future. Financial management includes personal financial management, family financial management, and company financial management. Financial management is an important part of overcoming economic problems, whether individuals, families, or companies. The objectives of financial management in general are to achieve certain target funds in the future, protect and increase wealth owned, regulate cash flow (income and expenditure of money), and carry out risk management and manage investment risk properly and manage debt and credit. From the results of the implementation of community service activities in the form of financial management literacy, training on recording financial transactions, and preparing simple financial reports, the benefits were very much felt. From ignorance of financial management and irregularity in managing finances to understanding and being able to carry out more regular financial management. Abstrak Bank Sampah Lestari 25 adalah kelompok masyarakat di Kota Serang yang melakukan kegiatan usaha memanfaatkan sampah untuk dikelola dengan sistem refuse, reduce, dan recycle. Usaha ini tentunya sebagai bentuk kepedulian masyarakat dalam membantu pemerintah meningkatkan kebersihan lingkungan. Selain itu tentunya mendapatan penghasilan guna meningkatkan kesejahteraan masyarakat dan memajukan struktur ekonomi. Belum adanya manajemen keuangan yang dilakukan pada Bank Sampah Lestari 25 menjadikan kinerja bank sampah ini tidak maksimal.  Manajemen keuangan merupakan sebuah tindakan untuk mencapai tujuan-tujuan keuangan di masa yang akan datang. Manajemen keuangan meliputi manajemen keuangan pribadi, manajemen keuangan keluarga, dan manajemen keuangan perusahaan. Manajemen keuangan merupakan bagian penting dalam mengatasi masalah ekonomi, baik individu, keluarga, maupun perusahaan. Tujuan manajemen keuangan secara umum adalah mencapai target dana tertentu di masa yang akan dating, melindungi dan meningkatkan kekayaan yang dimiliki, mengatur arus kas (pemasukan dan pengeluaran uang), dan melakukan manajemen risiko dan mengatur risiko investasi dengan baik serta mengelola utang piutang. Dari hasil pelaksanaan kegiatan pengabdian kepada masyarakat dalam bentuk literasi manajemen keuangan, pelatihan pencatatan transaksi keuangan, dan penyusunan laporan keuangan sederhana memang sangat dirasakan manfaatnya. Dari ketidaktahuan mengenai manajemen keuangan dan ketidakteraturan mengelola keuangan menjadi mengerti dan mampu melakukan pengelolaan keuangan yang lebih teratur. Kata Kunci: manajemen keuangan; bank sampah; UMKM

Author(s):  
Ali Tafriji Biswan ◽  
Nabila Maharani Agfi

Di samping dana desa yang sudah diberlakukan pada 2015, pada tahun ini 2019 marak dana kelurahan. Permasalahannya adalah belum semua kelurahan mengadministrasikan pengelolaan dana kelurahan secara penuh dan mandiri. Kelurahan Rempoa Tangerang Selatan yang menjadi objek pengabdian masyarakat belum memiliki bendahara atau Pejabat Penatausahaan Keuangan (PPK), sehingga berpotensi mengalami kendala pengelolaan dana kelurahan di masa mendatang. Studi dalam program pengabdian masyarakat ini merupakan upaya untuk membantu Kelurahan Rempoa dalam pengelolaan dana kelurahan, proses penyusunan laporan keuangan, serta pemungutan, pemotongan dan pelaporan pajak oleh bendahara pemerintah. Studi dalam program ini menggunakan metode kualitatif dengan pendekatan diskusi, asistensi, dan/atau pendampingan kepada objek terkait tiga proses tersebut. Hasil studi dalam program ini adalah terbekalinya Kelurahan Rempoa akan pengelolaan dana kelurahan, sehingga kelurahan siap mengelola dana tersebut pada saat penyerahan pengelolaan dana kelurahan dari kecamatan tahun depan (2020).    In addition to village funds that were already in implementation in 2015, this year 2019 will be full of urban-village funds. The problem is that not all urban-villages have fully and independently administered the management of urban-village funds. Rempoa Urban-Village, South Tangerang, which is the object of community service, does not yet have a Treasurer or Financial Administration Officer (PPK), so that it potentially experiences obstacles in managing the urban-village fund in the future. This study in the community service program is an effort to assist Rempoa Urban-Village in the process of, managing urban-village funds, preparing financial reports, and collecting, deducting and reporting taxes by the government treasurer. The study in this program is a qualitative method with the approach of discussion, assistance, and/or assistance to objects related to that three processes. The results of the study in this program are the completion of Rempoa Urban-Village in the management of urbanvillage funds, so that the urban-village are ready to manage these funds at the time of handing over the management of urban-village funds from the subdistrict next year (2020). 


2021 ◽  
Vol 4 (1) ◽  
pp. 60
Author(s):  
Ahmad Rudi Yulianto ◽  
Wahyu Setiawan

MSMEs are an economic driving sector that can contribute greatly to the Indonesian economy. One of the weaknesses of MSMEs is that they still lack knowledge and understanding of financial management, especially when coupled with the Covid-19 epidemic, MSMEs are experiencing various problems, so there needs to be strengthening of MSMEs through various skills so that MSMEs can survive during pandemics and post-pandemics. One of the business groups that is quite affected by Covid-19, is MSMEs engaged in the culinary or food sector, which are indicated to still have weaknesses in the financial aspect. Our MSME partners in community service are handayani catering assisted groups. The PKM team makes efforts to assist the assisted catering groups through mentoring, empowerment and capacity building activities in financial management, starting with providing financial records and bookkeeping as well as various ways to mitigate financial risk. The result of this activity was that the participants began to prepare financial reports and began to implement financial management, especially cash flow, which was previously less of a concern. Participants were greatly helped by the preparation of financial reports as an indicator of business sustainability and health.


2020 ◽  
Vol 1 (2) ◽  
pp. 1-7
Author(s):  
Catur Susan ◽  
Khotma Rubah Khoiroh Dalimunthe

The practice of field recognition (PPL) is one of the main educational activities at the Immigration Polytechnic. The Taruna annually will conduct this activity and can be placed anywhere throughout Indonesia. When implementing the field introduction practice Taruna is expected to apply the theory that in the learning process can be real as supporting the skills before plunging directly at the place of placement when already graduated. A taruna is not only demanded to be smart academically, the taruna formed a healthy attitude and mental to be a leader and a useful person in the future. As a community servant, the welfare and prosperity of society also became the responsibility of the cadets who would someday work with the government. One of the forms of caring for the community can be realized with the simple things like social service, Socialisai and other positive actions that can give positive influence to the community. Therefore, when implementing the field introduction practice the Taruna also conducts community devotion as a manifestation of taruna concern to the community and the environment around the area of work Unit field introduction  


Abdimisi ◽  
2020 ◽  
Vol 1 (2) ◽  
pp. 104
Author(s):  
Benarda Benarda ◽  
Rakhmawati Oktavianna ◽  
Silvia Sari ◽  
Sevty Wahiddirani Saputri ◽  
Rini Septiowati

Community Service entitled Saving Waste for the Future at the Graha Indah Pamulang Paprika Waste Bank aims to provide knowledge about the importance of saving, providing savings training, inviting and instilling awareness to the actors of the garbage bank in Graha Indah Pamulang that the benefits from saving this rubbish for the future. The target of this service is all members of the garbage bank registered at the Graha Indah Pamulang Paprika Waste Bank. The results of this PKM proved that the members of the garbage bank Bambu Apus Village can master how to save well and increase the determination and concern for waste around the neighborhood.Keywords: Waste Bank, Saving, Future.


2020 ◽  
Vol 2 ◽  
pp. 50-57
Author(s):  
Desmiyawati Desmiyawati ◽  
Susilatri Susilatri ◽  
Hari Ardiansyah

So far, the potential of MSMEs has not been fully exploited. Many MSME activity actors (owners) often experience internal problems so that it is difficult to develop and compete both among MSMEs and with large producers. The problem of financial management is one of the problems that is often encountered in MSMEs. Some of the common financial management problems that are often encountered in MSMEs include the mixing of owner's personal finances with business finance, product pricing is often done simply and intuitively, without carefully calculating costs incurred, the method of recording transactions carried out is still not good and lack of knowledge about financial recording and financial management (accounting). Based on these problems, community service activities were carried out in collaboration between the service team, the Rokan Hilir Regency Cooperatives and UKM Service and several MSME players in Rokan Hilir Regency. The purpose of this activity is to increase the willingness or desire of MSME actors in Rokan Hilir Regency to use accounting to improve the financial performance of MSMEs. Then with this activity, it is hoped that participants will be able and skilled to prepare financial reports according to SAK EMKM so that it is useful in improving the performance of MSMEs.The results of the activity provide additional knowledge and understanding to MSME actors how the process of preparing financial statement is in accordance with SAK EMKM. Participants who are MSME players can compile financial statement starting with journalizing, posting to ledgers, trial balance and preparing income statements and statements of financial position


2020 ◽  
Vol 1 (2) ◽  
pp. 173-185
Author(s):  
Christina Irwati Tanan ◽  
Dian Dhamayanti

This research was conducted in the Abepura District of Jayapura in three locations namely: Kotaraja, Abepura, and Kamkey Tanah Hitam towards three micro-enterprise (UMKM) groups consist of food stalls, general kiosks, and noken creative crafts. The objective of this community service program is to increase the engaged community’s knowledge and skill of entrepreneurship as well as management of micro-finance. This program is done through the identification of UMKM problems, lectures and discussions, entrepreneurship and micro-finance management assistance, and finished by monitoring and evaluation. Found the results that the UMKM community can utilize the potential of raw materials that have not been utilized maximally through product innovation, but also that they can create simple financial reports for micro-enterprises in order to increase the profitability. This program is expected to be completed by continued working with the government, micro-financing credit fund body, and other stakeholders to overcome capital and other potential problems of UMKM. Keywords: assistance, entrepreneurship, micro-enterprise (UMKM), micro-finance   Abstrak Penelitian ini dilakukan di Distrik Abepura Jayapura di tiga lokasi yaitu: Kotaraja, Abepura, dan Kamkey Tanah Hitam terhadap tiga kelompok usaha mikro (UMKM) yang terdiri dari warung makan, kios umum, dan kerajinan kreatif noken. Tujuan dari program layanan masyarakat ini adalah untuk meningkatkan pengetahuan dan keterampilan kewirausahaan komunitas yang terlibat serta pengelolaan keuangan mikro. Program ini dilakukan melalui identifikasi masalah UMKM, ceramah dan diskusi, pelatihan kewirausahaan dan manajemen keuangan mikro, dan diselesaikan dengan pemantauan dan evaluasi. Ditemukan hasil bahwa komunitas UMKM dapat memanfaatkan potensi bahan baku yang belum dimanfaatkan secara maksimal melalui inovasi produk, juga bahwa mereka dapat membuat laporan keuangan sederhana untuk usaha mikro untuk meningkatkan profitabilitas. Program ini diharapkan dapat dilanjutkan dengan program pemerintah, lembaga kredit mikro, dan pihak terkait lainnya untuk mengatasi masalah permodalan dan potensi masalah UMKM yang ada.  Kata Kunci: keuangan mikro, kewirausahaan, pendampingan, usaha mikro


2018 ◽  
Vol 3 (1) ◽  
pp. 048-066
Author(s):  
Bq. Anggun Hilendri

Cooperatives are one of three types of business entities that support the Indonesian economy in addition to State-Owned Enterprises (BUMN) and Private-Owned Enterprises (BUMS). The development and growth of cooperatives in Indonesia is endeavored to continue to synergize with the duties of cooperatives in holding their institutions accountable to the government and the development of their business to their members. This is a form of implementation of cooperative accountability in which cooperatives must be able to manage services and be informed to interested parties in the form of financial statements. The purpose of this study was to find out how the accountability of Karya Mandiri Selong cooperatives through cooperative financial statements that have been prepared. Accountability of Karya Mandiri Selong cooperatives through the preparation of financial reports is not optimal as indicated by the preparation of financial statements in the form of monthly reports containing reports on loans or accounts receivable and deposits from cooperative customers. This is because the management's understanding of financial accounting standards is still lacking. The hope is for the future Karya Mandiri Selong cooperatives can compile financial reports in accordance with financial accounting standards so that accountability is maintained and member trust increases.


2016 ◽  
Vol 19 (2) ◽  
pp. 323
Author(s):  
Ari Kuncara Widagdo ◽  
Agus Widodo ◽  
Muhammad Ismail

<p align="center"><strong><em>ABSTRACT</em></strong></p><p><em>In 2014, the government and parliament passed Law No. 6 of 2014 stipulates the rights and obligations of the village. A key point in the Act is allocation large enough of the village fund for each village across Indonesia. As a follow up of the Act, the government has also issued Regulation of the Minister of the Home Affair No. 113/2015 on the Financial Management of the Village which serves as a guide for the government in the villages to manage their of village fund. Legalization of this Act rise polemic in community. Some argue that the village funds that will be allocated to the village would pose a potential corruption of village officials. Therefore, this community service aims to find a variety of problems related to  management of the village fund and to provide guidance of village fund management. The community service is done in the village and the village Giriroto Kismoyoso Ngemplak District of Boyolali. In the early stages of community service, a team do an observation and direct discussions with the Village Head of Kismoyoso and Giriroto. It aims to gain a deeper knowledge of the issues related to the management of funds of village. The observation and discussion shows that the main problem that arises is the lack of knowledge of the village head in both villages to the technical implementing financial management of villages based on Regulation No. 113/2015. It is coupled with a lack of facilitators from Boyolali district to assist in both villages. The team considers that implementation of the financial reporting using computerized system | is a solution to overcome these obstacles. With the computerized system, village fund reporting will be done quickly and the finacial statements will also be more reliable than reporting manually. Therefore, the team filed the application computerized reporting by using the reporting software that generates the village fund financial statements as set out in Regulation No. 113/2015.</em></p><p align="center"><strong> </strong></p><p align="center"><strong>SARIPATI</strong></p>Pada tahun 2014, pemerintah dan DPR mengesahkan Undang-Undang Nomor 6 Tahun 2014 mengatur tentang hak dan kewajiban desa. Hal pokok dalam UU adalah adanya alokasi dana desa yang cukup besar untuk setiap desa. Pengesahan UU ini menimbulkan polemik dimasyarakat. Beberapa pihak menyambut gembira terbitnya UU tersebut karena adanya dana desa akan menjadikan desa sebagai pusat pembangunan. Sebaliknya, beberapa pihak berpendapat bahwa dana desa yang akan dialokasikan kepada desa akan menimbulkan potensi korupsi yang dilakukan aparat desa. Sebagai tindak lanjut UU tersebut, pemerintah juga telah menerbitkan Peraturan Menteri Dalam Negeri No. 113/2015 tentang Pengelolaan Keuangan Desa yang menjadi panduan bagi pemerintah desa dalam penata kelolaan keuangan desa. Oleh karena itu, pengabdian masyarakat ini bertujuan untuk  mengetahui berbagai permasalahan yang dialami desa terkait pengelolaan dana desa dan memberikan bimbingan dan pelatihan pengelolaan dana desa. Pengabdian di lakukan di Desa Kismoyoso dan Desa Giriroto Kecamatan Ngemplak Boyolali. Pada tahap awal pengabdian dilakukan observasi dan diskusi secara langsung dengan Kepala Desa Kismoyoso dan  Giriroto. Hal ini  bertujuan untuk memahami lebih dalam permasalahan kedua desa terkait pengelolaan dana desa. Hasil observasi dan diskusi menunjukkan bahwa permasalahan utama yang timbul adalah rendahnya pengetahuan dari kepala desa di kedua desa tersebut berserta pelaksana teknis terkait pengelolaan keuangannya desa berdasarkan Permendagri No. 113/2015. Hal itu ditambah lagi dengan belum adanya tenaga pendamping dari Kabupaten Boyolali yang diturunkan untuk mendampingi di kedua desa tersebut. Tim pengabdian menganggap pelaporan keuangan dana desa secara komputer merupakan solusi untuk mengatasi kendala tersebut. Permendagri No. 113/2015 hanya mengatur  format-format pelaporan secara manual dan tidak mensyaratkan adanya komputerisasi dalam pelaporannya. Disisi lain,  teknologi informasi komputer (TIK) telah semakin banyak digunakan karena biaya hardware dan software sudah cukup murah. Selain itu, sistem terkomputerisasi memiliki banyak keuntungan dibandingkan dengan sistem manual. Pelaporan dana desa mampu dilakukan dengan cepat dan output laporan keuangannnya juga akan lebih handal dibanding dengan pelaporan secara manual.  Oleh karena itu, tim pengabdian mengajukan penerapan pelaporan berkomputer dengan menggunakansoftware pelaporan dana desa yang menghasilkan laporan keuangan seperti yang diatur dalam Permendagri No. 113/2015. Proses pencatatan dan output laporan dari software ini dikembangkan mengacu pada Permendagri No. 113/2015 yang menjadi pedoman pengelolaan keuangan desa uantuk seluruh desa di Indonesia.


2019 ◽  
pp. 1983
Author(s):  
Putu Bayu Eka Yustikarana ◽  
Made Gede Wirakusuma

One manifestation of the application of information technology carried out by the government in the Bali provincial tourism office is improving regional financial management using the Regional Financial Management Information System (SIPKD). Partially needed in the implementation of the system for users who are not involved in the system. Lack of understanding and technical support involving support in the use of SIPKD, which leads to delays in submitting financial reports and answer accountability reports. The aim of the study was to study most user needs and support users in the Regional Financial Management Information System (SIPKD). The method of selecting samples in this study used a saturated sample technique (census). The number of samples in this study were 40 people. Based on published research results regarding the user's ability and positive and significant user support for the performance of SIPKD at the Bali Provincial Tourism Office. Keywords: Use users, user capabilities, SIPKD performance


Author(s):  
Sabinus BENI

Community service was carried out in Setia Budi Village, Bengkayang District, West Kalimantan. The event was held on February 18, 2019 with 97 participants as Pre-Prosperous Family beneficiaries of the Hope Family Program. The purpose of this activity is that the families of the beneficiaries of the family program hope to manage their wealth well so that the assistance in the form of cash received is right on target and managed well. The method used in the form of lectures and question and answer and the practice of directly preparing the family financial budget. The results expected in this activity are to assist the government in managing family finances so that beneficiary families can graduate independently from their participation as beneficiaries of family program expectations because economy has increased.


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