scholarly journals Buying vs. Renting a Home in View of Young Adults in Poland

Land ◽  
2021 ◽  
Vol 10 (11) ◽  
pp. 1183
Author(s):  
Marek Bryx ◽  
Janusz Sobieraj ◽  
Dominik Metelski ◽  
Izabela Rudzka
Keyword(s):  
Young Adults ◽  
Interest Rates ◽  
Individual Characteristics ◽  
Categorical Variables ◽  
Computer Assisted ◽  
Financial Difficulties ◽  
Number Of Factors ◽  
Gender Education ◽  
Mortgage Interest Rates ◽  
Qualitative Nature

The deteriorating housing situation of young adults in many countries has become a subject of global interest. Researchers point to a number of factors that influence young adults’ decisions to own or rent a home. This paper examines the relationship between young adults’ inclination to own their own home and a range of different socio-economic factors. The study is of a quantitative-qualitative nature and was based on the results of a computer-assisted web interview (CAWI) questionnaire. The survey was conducted among young Poles aged 18–45 (n = 983). To analyse the results of the questionnaires, a logistic regression was used in which 24 different dichotomous and categorical variables were considered. Taking into account a number of individual characteristics (e.g., gender, education, hometown population size, etc.), the results show, for example, that single individuals and those with a higher level of tolerance for mortgage interest rates are more likely to own a home than to rent. This result highlights the desirability of easier access to mortgage credit. At the other end of the spectrum are those living with parents and those with dependents. The results imply that they are less interested in buying a home. Interestingly, declarations of a lack of funds for an own contribution when buying a new house/dwelling, or reluctance to expose oneself to financial difficulties throughout one’s life, do not discourage young adults from striving for their own dwelling, which further demonstrates the need to create appropriate mechanisms/instruments to facilitate the purchase of a dwelling for young adults.

scholarly journals Karakteristik Individu, Motivasi dan Kinerja Pelaksana Operasional BUM Desa

2020 ◽  
Vol 18 (1) ◽  
Author(s):  
Sucahyo Heriningsih ◽  
Lita Yulita Fitriyani ◽  
Dwi Sudaryati
Keyword(s):  
Human Resources ◽  
Work Experience ◽  
Sampling Method ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Individual Characteristics ◽  
Survey Method ◽  
Gender Education ◽  
Village Government ◽  
The Right

This study aims to determine the effect of individual characteristics and motivation on the performance of BUM Desa operational operators in Bantul Regency. This study uses a survey method that is data collected using a questionnaire. Populations in this study were operational operators of BUM Desa in Bantul Regency as many as 82 people, and the selected sample of 54 people. The sampling method uses a convenience sampling method. The collected data is then analyzed using multiple linear regression analysis methods. The results showed that the work experience and motivation affect the performance of BUM Desa, while gender, education and age did not affect the performance of BUM Desa. This shows that education and age do not guarantee a person's ability to carry out their duties and obligations. The results of this study are expected to be considered by the Village Government in preparing Human Resources to manage the BUM Desa. If BUM Desa is managed by the right Human Resources, has qualified capabilities and appropriate qualifications, then BUMDes can run according to the plans that have been made.

scholarly journals Entropy Fit Indices: New Fit Measures for Assessing the Structure and Dimensionality of Multiple Latent Variables.

2019 ◽  
Author(s):  
Hudson Golino ◽  
Robert Glenn Moulder ◽  
Dingjing Shi ◽  
Alexander P. Christensen ◽  
Luis E. Garrido ◽  
...  
Keyword(s):  
Information Theory ◽  
Quantum Information ◽  
Latent Variables ◽  
Categorical Variables ◽  
Graph Analysis ◽  
Fit Indices ◽  
Latent Factors ◽  
Accurate Identification ◽  
Number Of Factors ◽  
Fit Index

The accurate identification of the content and number of latent factors underlying multivariate data is an important endeavor in many areas of Psychology and related fields. Recently, a new dimensionality assessment technique based on network psychometrics was proposed (Exploratory Graph Analysis, EGA), but a measure to check the fit of the dimensionality structure to the data estimated via EGA is still lacking. Although traditional factor-analytic fit measures are widespread, recent research has identified limitations for their effectiveness in categorical variables. Here, we propose three new fit measures (termed entropy fit indices) that combines information theory, quantum information theory and structural analysis: Entropy Fit Index (EFI), EFI with Von Neumman Entropy (EFI.vn) and Total EFI.vn (TEFI.vn). The first can be estimated in complete datasets using Shannon entropy, while EFI.vn and TEFI.vn can be estimated in correlation matrices using quantum information metrics. We show, through several simulations, that TEFI.vn, EFI.vn and EFI are as accurate or more accurate than traditional fit measures when identifying the number of simulated latent factors. However, in conditions where more factors are extracted than the number of factors simulated, only TEFI.vn presents a very high accuracy. In addition, we provide an applied example that demonstrates how the new fit measures can be used with a real-world dataset, using exploratory graph analysis.

scholarly journals Analfabetismo e alfabetização de adultos em Portugal

2018 ◽  
Vol 13 (27) ◽  
pp. 369
Author(s):  
Carmen Cavaco
Keyword(s):  
Empirical Data ◽  
Adult Literacy ◽  
Literacy Practices ◽  
Educational Process ◽  
Broad Perspective ◽  
Financial Difficulties ◽  
Qualitative Nature ◽  
Illiterate Adults

<p align="center"><strong>Resumo</strong></p><p>O artigo apresenta uma análise e problematização da condição de analfabeto e de práticas de alfabetização de adultos. Os dados empíricos resultaram de uma investigação de natureza qualitativa, com recurso a entrevistas biográficas a adultos analfabetos. Apresentam-se contributos teóricos sobre o analfabetismo e a alfabetização, filiados numa perspectiva crítica e ampla do processo educativo. Os adultos entrevistados reconhecem que a sua condição de analfabeto resultou de dificuldades financeiras da família. Os adultos consideram que o facto de não saberem ler nem escrever limitou as suas oportunidades, ao longo da vida. Por fim, criticam os cursos de alfabetização, baseados na forma escolar, por estes não se adequaram os seus interesses e não valorizarem os seus saberes.</p><p> </p><p align="center"><strong>Abstrat</strong></p><p>The article presents an analysis and problematization of illiteracy and adult literacy practices. The empirical data are the result of an investigation of a qualitative nature, using biographical interviews with illiterate adults. Theoretical contributions on illiteracy and literacy are presented in a critical and broad perspective of the educational process. The adults interviewed acknowledge that their status as illiterate resulted from family financial difficulties. Adults find that being unable to read or write has limited their opportunities throughout life. Finally, they criticize the literacy practices, based on the school form, because they did not suit their interests and did not value their knowledge.</p><p> </p><p align="center"><strong>Resumen</strong></p><p>El texto presenta un análisis y problematización de la condición de lo analfabeto y de prácticas de alfabetización de adultos. Los datos empíricos resultaron de una investigación de naturaleza cualitativa, utilizando entrevistas biográficas a adultos analfabetos. Se presentan contribuciones teóricas sobre el analfabetismo y la alfabetización, afiliados desde una perspectiva crítica y amplia del proceso educativo. Los adultos entrevistados reconocen que su condición de analfabeto resultó de dificultades financieras de la familia. Los adultos consideran que el hecho de no saber leer ni escribir limitó sus oportunidades a lo largo de la vida. Por último, critican los cursos de alfabetización, basados en la forma escolar, por éstos no se adecuaren a sus intereses y no valoraren sus saberes.</p><p> </p>

scholarly journals Kebijakan Proteksi Anak Jalanan di Kota Yogyakarta Menurut Perspektif Maqasid Syariah

2020 ◽  
Vol 3 (1) ◽  
pp. 1
Author(s):  
Khoirul Ummatin
Keyword(s):  
Social Problem ◽  
Urban Areas ◽  
Islamic Law ◽  
Street Children ◽  
City Government ◽  
Financial Difficulties ◽  
Number Of Factors ◽  
Children And Parents ◽  
The Relationship ◽  
Yogyakarta City

The problem of street children is a social problem that often occurs in urban areas. We may often meet many children who are on the streets. Such a scene is influenced by a number of factors that cause children to suffer in life on the streets, such as family financial difficulties or pressure from poverty, parental disharmony, and special problems regarding the relationship between children and parents. The existence of street children is often a problem for various parties both from family, community and government. In overcoming the problem, the Yogyakarta city government contributed to provide a solution by issuing regional regulations related to the handling of street children, the regulation considers many aspects such as replacing repressive approaches or forced withdrawal then becoming a humane (persuasive) approach to achieving mutual prosperity. By referring to these objectives, it is appropriate to implement a policy that needs to be based on the concept of maqasid sharia which is a study of Islamic law in establishing a law that must be accompanied by goals which are shar'i (human benefit).

Creating a Development Bank to Finance Affordable Housing in South Africa is a Timely Catalyst to Address Demand and Supply Challenges

2020 ◽  
pp. 810-826
Author(s):  
Vuyisani Moss
Keyword(s):  
South Africa ◽  
Interest Rates ◽  
Affordable Housing ◽  
House Price ◽  
Disposable Income ◽  
Development Bank ◽  
Demand And Supply ◽  
Private Sector Participation ◽  
Mortgage Finance ◽  
Mortgage Interest Rates

The twin problems of affordability and accessibility that hamper the progress of housing in our country need to be addressed on a sustainable basis and the state needs to take on the role as a facilitator to create the enabling environment to encourage greater private sector participation. As a consequence, it is quite opportune to establish the Human Settlements Development Bank (HSDB). The mortgage finance affordability challenge is also attributable to key essential drivers, namely; house price index, disposable income, and the mortgage interest rates.

scholarly journals Motivational Determinants of Sexting

2019 ◽  
Vol 28 (3) ◽  
pp. 461-482
Author(s):  
Kristina Sesar ◽  
Arta Dodaj ◽  
Nataša Šimić
Keyword(s):  
Systematic Review ◽  
Young Adults ◽  
Theoretical Model ◽  
Empirical Research ◽  
Electronic Media ◽  
Individual Characteristics ◽  
Future Research ◽  
Future Studies ◽  
Sexually Explicit ◽  
Contextual Characteristics

Sexting, defined as the exchange of sexually explicit contents among adolescents and young adults using electronic media, has become a popular topic of interest in the wider public. This paper proposed a theoretical model to explain motivational determinants of sexting behaviour. We reviewed sexting literature to show how multiple empirical confirmed motivational factors can be modelled within our framework. By analysing empirical research, we posited a set of individual characteristics and contextual characteristics that explain sexting behaviour. We offered a systematic review of motivational determinants relevant to capture sexting behaviour and guidelines for future research in this area. We intended by this theory to organize prior research into a more theoretically satisfying approach to study sexting and to encourage researchers to expand the model and use it in future studies.

scholarly journals Facilitating User Involvement in Activation Programmes: When Carers and Clerks Meet Pawns and Queens

2014 ◽  
Vol 44 (2) ◽  
pp. 235-254 ◽  
Author(s):  
ANNE BRITT DJUVE ◽  
HANNE C. KAVLI
Keyword(s):  
Human Factor ◽  
Service Providers ◽  
Qualitative Interviews ◽  
User Involvement ◽  
Individual Characteristics ◽  
Service Users ◽  
Ideal Types ◽  
Number Of Factors ◽  
User Influence ◽  
The Individual

AbstractUser involvement has become an explicit goal within social service provision. Even so, the term remains ambiguous, and its implementation troublesome. Implementation theory lists a number of factors influencing bureaucratic behaviour; in this paper we investigate the ‘human factor’. Our ambition is to provide a framework for analysis of user influence in activation programmes that includes the individual characteristics of both service users and service providers. Building on theoretical insights from the literature on activation and agency, we develop a framework that distinguishes between two ideal types of service users: Pawns and Queens, and two types of service providers: care-oriented Carers and rule-oriented Clerks. This framework is then applied to identify key challenges for the interaction between users and caseworkers in two challenging situations: when service users express little or no agency and when they express agency that is incompatible with the overall goals of the programme. We find that Carers show pronounced reluctance to overrule the choices made by service users even when they have conflicting views – and tend to postpone decisions when they interact with Pawns. Clerks tend to overrule the decisions of Queens when they have conflicting views, and to make decisions on behalf of Pawns. The analysis draws on data collected from 126 qualitative interviews with service providers and participants in the Norwegian Introductory Programme for immigrants and a survey of 320 caseworkers.

scholarly journals Characterization of HIV risks in a Brazilian sickle cell disease population

2020 ◽  
Vol 20 (1) ◽  
Author(s):  
P. F. Blatyta ◽  
◽  
S. Kelly ◽  
T. T. Goncalez ◽  
A. B. Carneiro-Proietti ◽  
...  
Keyword(s):  
Sickle Cell Disease ◽  
Risk Behaviors ◽  
Sickle Cell ◽  
Hiv Risk ◽  
Hiv Risk Behaviors ◽  
Categorical Variables ◽  
Computer Assisted ◽  
Fisher Exact Test ◽  
Cell Disease ◽  
Low Prevalence

Abstract Background A low prevalence of HIV in sickle cell disease (SCD) patients has been reported in the literature though mechanisms for this are not understood. Methods HIV risk behaviors were compared between SCD cases and non-SCD controls using a self-administered audio computer-assisted self-interview. SCD cases were recruited from a multi-center SCD cohort established in Brazil; controls were recruited from SCD social contacts. Categorical variables were analyzed using Chi-Square or Fisher exact test. Continuous variables were compared using the Mann-Whitney U test. Results There were 152 SCD cases and 154 age/location matched controls enrolled at three participating Brazilian centers during 2016–17. No significant differences in number of sexual partners (lifetime or previous 12 months), male-to-male sex partners or intravenous drug use were observed. Cases received more transfusions, surgeries, and acupuncture treatment. Conclusions Besides the risk of transfusion-transmitted HIV, which is now exceedingly rare, SCD and non-SCD participants demonstrated similar HIV risk behaviors. Causes other than risk behaviors such as factors inherent to SCD pathophysiology may explain the reported low prevalence of HIV in SCD.

What do young adults on the edges of homeownership look like in big cities in an emerging economy: Evidence from Shanghai

Urban Studies ◽  
2016 ◽  
Vol 54 (10) ◽  
pp. 2322-2341 ◽  
Author(s):  
Jie Chen ◽  
Zan Yang
Keyword(s):  
Young Adults ◽  
Financial Constraints ◽  
Empirical Work ◽  
Emerging Economy ◽  
Individual Characteristics ◽  
Urban China ◽  
Policy Recommendations ◽  
Big Cities ◽  
Growing Economy ◽  
The Government

The characteristics of young households positioned on the edges of homeownership in a rapidly growing economy are investigated. This empirical work is based on a unique survey conducted in 2011 in Shanghai, which enables us to determine how young renters assess their major financial obstacles to becoming homeowners. We distinguish whether young renters attempting to access homeownership are constrained by a lack of sufficient funds for a down-payment, or by inadequate income, or by both. By connecting young renters’ individual characteristics to the various financial constraints they face, we are able to characterise the renters who are situated on the edges of homeownership. Based on these findings, we make policy recommendations on how the government could improve the homeownership prospects of young households close to the boundary between renting and owning in urban China, as opposed to those with minimal chances of attaining homeownership.

Sign in / Sign up

Export Citation Format

Share Document